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Citizens Development Business Finance PLCCOSE:CDB.N0000 Stock Report

Market Cap LK₨30.7b
Share Price
LK₨44.00
LK₨13.27
231.5% overvalued intrinsic discount
1Y85.7%
7D-3.7%
Portfolio Value
View

Citizens Development Business Finance PLC

COSE:CDB.N0000 Stock Report

Market Cap: LK₨30.7b

CDB.N0000 Community Fair Values

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Citizens Development Business Finance PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Citizens Development Business Finance
Historical stock prices
Current Share PriceLK₨44.00
52 Week HighLK₨47.30
52 Week LowLK₨23.70
Beta0.50
1 Month Change5.26%
3 Month Change18.92%
1 Year Change85.65%
3 Year Change119.45%
5 Year Change267.43%
Change since IPO562.72%

Recent News & Updates

Recent updates

Shareholder Returns

CDB.N0000LK Consumer FinanceLK Market
7D-3.7%-4.2%-3.0%
1Y85.7%14.0%34.6%

Return vs Industry: CDB.N0000 exceeded the LK Consumer Finance industry which returned 14% over the past year.

Return vs Market: CDB.N0000 exceeded the LK Market which returned 34.6% over the past year.

Price Volatility

Is CDB.N0000's price volatile compared to industry and market?
CDB.N0000 volatility
CDB.N0000 Average Weekly Movement6.7%
Consumer Finance Industry Average Movement7.7%
Market Average Movement6.2%
10% most volatile stocks in LK Market9.8%
10% least volatile stocks in LK Market4.1%

Stable Share Price: CDB.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: CDB.N0000's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19952,031Weligama Palliyaguruge Claud Nanayakkarawww.cdb.lk

Citizens Development Business Finance PLC, together with its subsidiaries, provides various financial services in Sri Lanka. It operates through Leasing and Stock Out on Hire; Loans and Advances; and Others segment. The company provides a range of services, which includes accepting term and savings deposits, hire purchase, leasing, loan facilities, gold loans, and foreign exchange and remittances, as well as the issuance of international debit and credit cards, margin trading, Islamic finance products, and other financial services.

Citizens Development Business Finance PLC Fundamentals Summary

How do Citizens Development Business Finance's earnings and revenue compare to its market cap?
CDB.N0000 fundamental statistics
Market capLK₨30.72b
Earnings (TTM)LK₨4.54b
Revenue (TTM)LK₨13.49b
7.0x
P/E Ratio
2.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CDB.N0000 income statement (TTM)
RevenueLK₨13.49b
Cost of RevenueLK₨0
Gross ProfitLK₨13.49b
Other ExpensesLK₨8.95b
EarningsLK₨4.54b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)6.33
Gross Margin100.00%
Net Profit Margin33.64%
Debt/Equity Ratio313.4%

How did CDB.N0000 perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/19 13:13
End of Day Share Price 2026/05/19 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Citizens Development Business Finance PLC is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dimantha MathewFirst Capital Holdings PLC