MERC.N0000 Stock Overview

Provides various financial services to individual and business customers in Sri Lanka. More details

MERC.N0000 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Earnings grew by 233.1% over the past year

Risk Analysis

Shares are highly illiquid

High level of non-cash earnings

Does not have a meaningful market cap (LKR8B)

My Notes

Capture your thoughts, links and company narrative

Mercantile Investments and Finance PLC Competitors

HNB Finance

COSE:HNBF.N0000

LK₨8.5b

Vallibel Finance

COSE:VFIN.N0000

LK₨11.9b

Alliance Finance

COSE:ALLI.N0000

LK₨4.9b

Singer Finance (Lanka)

COSE:SFIN.N0000

LK₨4.5b

Price History & Performance

Summary of share price highs, lows and changes for Mercantile Investments and Finance
Historical stock prices
Current Share Price	LK₨2,600.00
52 Week High	LK₨0
52 Week Low	LK₨0
Beta	0
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.00%

Recent updates

Shareholder Returns

	MERC.N0000	LK Consumer Finance	LK Market
7D	0%	4.6%	3.4%
1Y	n/a	48.5%	33.7%

Return vs Industry: Insufficient data to determine how MERC.N0000 performed against the LK Consumer Finance industry.

Return vs Market: Insufficient data to determine how MERC.N0000 performed against the LK Market.

Price Volatility

Is MERC.N0000's price volatile compared to industry and market?
MERC.N0000 volatility
MERC.N0000 Average Weekly Movement	n/a
Consumer Finance Industry Average Movement	4.9%
Market Average Movement	4.6%
10% most volatile stocks in LK Market	7.4%
10% least volatile stocks in LK Market	3.0%

Stable Share Price: MERC.N0000's share price has been volatile over the past 3 months compared to the LK market.

Volatility Over Time: Insufficient data to determine MERC.N0000's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1964	1,198	Gerard Ondaatjie	mi.com.lk

Mercantile Investments and Finance PLC provides various financial services to individual and business customers in Sri Lanka. It operates through Finance Lease, Hire Purchase, Loans and Advances, Investments, and Other segments. The company offers fixed deposits and savings accounts; loan products, including vehicle, personal, quick cash, property mortgage, gold, and term loans; leasing services; finance leasing and hire purchase; and micro finance solutions.

Mercantile Investments and Finance PLC Fundamentals Summary

How do Mercantile Investments and Finance's earnings and revenue compare to its market cap?
MERC.N0000 fundamental statistics
Market cap	LK₨7.82b
Earnings (TTM)	LK₨789.84m
Revenue (TTM)	LK₨5.44b

9.9x

P/E Ratio

1.4x

P/S Ratio

Is MERC.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MERC.N0000 income statement (TTM)
Revenue	LK₨5.44b
Cost of Revenue	LK₨0
Gross Profit	LK₨5.44b
Other Expenses	LK₨4.65b
Earnings	LK₨789.84m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	262.76
Gross Margin	100.00%
Net Profit Margin	14.52%
Debt/Equity Ratio	40.7%

How did MERC.N0000 perform over the long term?

See historical performance and comparison

Dividends

0.8%

Current Dividend Yield

8%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/04 16:00
End of Day Share Price	2024/09/06 00:00
Earnings	2024/09/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mercantile Investments and Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Mercantile Investments and Finance COSE:MERC.N0000 Stock Report