Mercantile Investments and Finance Past Earnings Performance
Past criteria checks 4/6
Mercantile Investments and Finance has been growing earnings at an average annual rate of 2.2%, while the Consumer Finance industry saw earnings growing at 16.1% annually. Revenues have been growing at an average rate of 7.5% per year. Mercantile Investments and Finance's return on equity is 6.3%, and it has net margins of 14.5%.
Key information
2.2%
Earnings growth rate
2.2%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 7.5% |
| Return on equity | 6.3% |
| Net Margin | 14.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Mercantile Investments and Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 5,440 | 790 | 2,023 | 0 |
| 30 Jun 24 | 4,811 | 661 | 1,857 | 0 |
| 31 Mar 24 | 4,318 | 556 | 1,691 | 0 |
| 31 Dec 23 | 3,659 | 307 | 1,545 | 0 |
| 30 Sep 23 | 3,348 | 237 | 1,424 | 0 |
| 30 Jun 23 | 3,022 | 107 | 1,390 | 0 |
| 31 Mar 23 | 3,008 | 106 | 1,385 | 0 |
| 31 Dec 22 | 3,407 | 275 | 1,526 | 0 |
| 30 Sep 22 | 4,159 | 730 | 1,596 | 0 |
| 30 Jun 22 | 4,514 | 935 | 1,580 | 0 |
| 31 Mar 22 | 4,585 | 1,012 | 1,593 | 0 |
| 31 Dec 21 | 4,306 | 1,079 | 1,398 | 0 |
| 30 Sep 21 | 3,576 | 739 | 1,286 | 0 |
| 30 Jun 21 | 3,423 | 680 | 1,248 | 0 |
| 31 Mar 21 | 3,164 | 614 | 1,144 | 0 |
| 31 Dec 20 | 2,839 | 376 | 1,048 | 0 |
| 30 Sep 20 | 2,966 | 396 | 1,033 | 0 |
| 30 Jun 20 | 3,068 | 389 | 1,046 | 0 |
| 31 Mar 20 | 3,253 | 372 | 1,104 | 0 |
| 31 Dec 19 | 3,320 | 381 | 1,062 | 0 |
| 30 Sep 19 | 3,152 | 343 | 1,068 | 0 |
| 30 Jun 19 | 3,034 | 348 | 1,049 | 0 |
| 31 Mar 19 | 3,036 | 458 | 1,026 | 0 |
| 31 Dec 18 | 3,299 | 569 | 1,000 | 0 |
| 30 Sep 18 | 3,225 | 557 | 962 | 0 |
| 30 Jun 18 | 3,103 | 589 | 949 | 0 |
| 31 Mar 18 | 2,813 | 514 | 913 | 0 |
| 31 Dec 17 | 2,439 | 458 | 796 | 0 |
| 30 Sep 17 | 2,310 | 441 | 758 | 0 |
| 30 Jun 17 | 2,232 | 437 | 698 | 0 |
| 31 Mar 17 | 2,374 | 498 | 678 | 0 |
| 31 Dec 16 | 2,170 | 392 | 746 | 0 |
| 30 Sep 16 | 2,284 | 499 | 704 | 0 |
| 30 Jun 16 | 2,217 | 475 | 661 | 0 |
| 31 Mar 16 | 2,129 | 505 | 617 | 0 |
| 31 Dec 15 | 2,288 | 675 | 542 | 0 |
| 30 Sep 15 | 2,158 | 648 | 538 | 0 |
| 30 Jun 15 | 2,142 | 691 | 529 | 0 |
| 31 Mar 15 | 2,028 | 631 | 488 | 0 |
| 31 Dec 14 | 2,009 | 655 | 464 | 0 |
| 30 Sep 14 | 1,920 | 694 | 426 | 0 |
| 30 Jun 14 | 1,796 | 659 | 400 | 0 |
| 31 Mar 14 | 1,726 | 675 | 380 | 0 |
| 31 Dec 13 | 1,636 | 716 | 370 | 0 |
Quality Earnings: MERC.N0000 has a high level of non-cash earnings.
Growing Profit Margin: MERC.N0000's current net profit margins (14.5%) are higher than last year (7.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MERC.N0000's earnings have grown by 2.2% per year over the past 5 years.
Accelerating Growth: MERC.N0000's earnings growth over the past year (233.1%) exceeds its 5-year average (2.2% per year).
Earnings vs Industry: MERC.N0000 earnings growth over the past year (233.1%) exceeded the Consumer Finance industry 49%.
Return on Equity
High ROE: MERC.N0000's Return on Equity (6.3%) is considered low.