Loading...
CFIN.N0000 logo

Central Finance Company PLCCOSE:CFIN.N0000 Stock Report

Market Cap LK₨68.0b
Share Price
LK₨299.25
My Fair Value
n/a
1Y137.5%
7D-4.5%
Portfolio Value
​
View

Central Finance Company PLC

COSE:CFIN.N0000 Stock Report

Market Cap: LK₨68.0b

Central Finance (CFIN.N0000) Stock Overview

Provides various financial solutions primarily in Sri Lanka. More details

CFIN.N0000 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends3/6

Rewards

Price-To-Earnings ratio (6.3x) is below the LK market (13.2x)

Earnings have grown 14% per year over the past 5 years

Risk Analysis

Dividend of 2.17% is not well covered by free cash flows


CFIN.N0000 Community Fair Values

Create Narrative

See what 18 others think this stock is worth. Follow their fair value or set your own to get alerts.

View Stock Community

Central Finance Company PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Central Finance
Historical stock prices
Current Share PriceLK₨299.25
52 Week HighLK₨319.75
52 Week LowLK₨122.25
Beta0.66
1 Month Change-0.83%
3 Month Change3.55%
1 Year Change137.50%
3 Year Change397.92%
5 Year Change266.34%
Change since IPO6,670.97%

Recent News & Updates

Recent updates

Shareholder Returns

CFIN.N0000LK Consumer FinanceLK Market
7D-4.5%-1.5%-1.0%
1Y137.5%57.1%70.5%

Return vs Industry: CFIN.N0000 exceeded the LK Consumer Finance industry which returned 57.1% over the past year.

Return vs Market: CFIN.N0000 exceeded the LK Market which returned 70.5% over the past year.

Price Volatility

Is CFIN.N0000's price volatile compared to industry and market?
CFIN.N0000 volatility
CFIN.N0000 Average Weekly Movement2.7%
Consumer Finance Industry Average Movement5.6%
Market Average Movement5.5%
10% most volatile stocks in LK Market10.8%
10% least volatile stocks in LK Market3.0%

Stable Share Price: CFIN.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: CFIN.N0000's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19572,314Arjuna Gunaratnewww.cf.lk

Central Finance Company PLC provides various financial solutions primarily in Sri Lanka. The company operates through six segments: Leasing Hire Purchase and Advances; Medical Services; Manufacturing; Insurance Broking; Investments; and Real Estate. It offers leasing, loans, operating leases, deposit mobilization, SME lending, and other financial services; deposit and savings accounts; debit cards; vehicle purchase loans; lease financing services for cars, buses, lorries, three wheelers, jeeps, tractors, agricultural machinery, and construction machinery and equipment, as well as to assist in acquiring brand new assets or re-financing used vehicles and equipment; micro financing services; and business loans for the purchase of machinery or business expansion projects.

Central Finance Company PLC Fundamentals Summary

How do Central Finance's earnings and revenue compare to its market cap?
CFIN.N0000 fundamental statistics
Market capLK₨68.04b
Earnings (TTM)LK₨10.83b
Revenue (TTM)LK₨19.63b
6.3x
P/E Ratio
3.5x
P/S Ratio

Is CFIN.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFIN.N0000 income statement (TTM)
RevenueLK₨19.63b
Cost of RevenueLK₨0
Gross ProfitLK₨19.63b
Other ExpensesLK₨8.79b
EarningsLK₨10.83b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)47.64
Gross Margin100.00%
Net Profit Margin55.19%
Debt/Equity Ratio5.7%

How did CFIN.N0000 perform over the long term?

See historical performance and comparison

Dividends

2.2%
Current Dividend Yield
8%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/18 00:46
End of Day Share Price 2025/11/18 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Central Finance Company PLC is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christeen SilvaCapital Alliance Securities (Private) Ltd.
Hiruni PereraFirst Capital Holdings PLC
Eranjan KulatungaIIFL Research