Central Finance Company PLC

COSE:CFIN.N0000 Stock Report

Market Cap: LK₨35.9b

Central Finance Past Earnings Performance

Past criteria checks 3/6

Central Finance has been growing earnings at an average annual rate of 16.1%, while the Consumer Finance industry saw earnings growing at 16.9% annually. Revenues have been growing at an average rate of 10% per year. Central Finance's return on equity is 11.9%, and it has net margins of 50.4%.

Key information

16.1%

Earnings growth rate

16.1%

EPS growth rate

Consumer Finance Industry Growth12.6%
Revenue growth rate10.0%
Return on equity11.9%
Net Margin50.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Central Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

COSE:CFIN.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2416,9128,5176,7640
30 Jun 2416,4218,1206,5840
31 Mar 2416,2227,8426,4130
31 Dec 2316,2937,8886,2920
30 Sep 2315,8547,5356,0310
30 Jun 2315,9457,8505,7460
31 Mar 2315,3587,2275,8580
31 Dec 2214,5346,5776,1570
30 Sep 2216,3868,2656,1230
30 Jun 2215,2207,6476,0160
31 Mar 2213,8627,0035,5570
31 Dec 2114,1338,1405,0790
30 Sep 2110,7935,8314,7770
30 Jun 2111,9776,0134,7130
31 Mar 2110,7225,5444,5750
31 Dec 207,4824,0064,5160
30 Sep 208,5984,0884,7610
30 Jun 208,3303,2284,9940
31 Mar 2011,2643,9905,2550
31 Dec 1914,1283,9565,2150
30 Sep 1914,7194,1855,2340
30 Jun 1914,9974,6225,0840
31 Mar 1915,1645,0414,9480
31 Dec 1815,6015,6614,8580
30 Sep 1815,2895,8114,6430
30 Jun 1814,9325,7004,9970
31 Mar 1814,6285,4404,8010
31 Dec 1714,1925,0574,5520
30 Sep 1713,9764,8414,3450
30 Jun 1713,5134,5803,6740
31 Mar 1713,3084,6653,5740
31 Dec 1612,8614,2983,4910
30 Sep 1612,4304,2543,4300
30 Jun 1612,1224,1793,3800
31 Mar 1611,6893,9943,3490
31 Dec 1512,4794,1043,2680
30 Sep 1511,5703,9213,1750
30 Jun 1510,6563,8163,1220
31 Mar 159,8313,6333,0160
31 Dec 147,9603,5993,0230
30 Sep 147,7963,4752,9430
30 Jun 147,4863,3092,8540
31 Mar 147,3613,2912,7840
31 Dec 137,2653,2562,6790

Quality Earnings: CFIN.N0000 has high quality earnings.

Growing Profit Margin: CFIN.N0000's current net profit margins (50.4%) are higher than last year (47.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CFIN.N0000's earnings have grown by 16.1% per year over the past 5 years.

Accelerating Growth: CFIN.N0000's earnings growth over the past year (13%) is below its 5-year average (16.1% per year).

Earnings vs Industry: CFIN.N0000 earnings growth over the past year (13%) did not outperform the Consumer Finance industry 45.9%.

Return on Equity

High ROE: CFIN.N0000's Return on Equity (11.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 12:44
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Central Finance Company PLC is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christeen SilvaCapital Alliance Securities (Private) Ltd.
Hiruni PereraFirst Capital Holdings PLC
Eranjan KulatungaIIFL Research