HNB Finance PLC

COSE:HNBF.N0000 Stock Report

Market Cap: LK₨14.1b

HNBF.N0000 Community Fair Values

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HNB Finance PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for HNB Finance
Historical stock prices
Current Share PriceLK₨6.70
52 Week HighLK₨7.90
52 Week LowLK₨3.10
Beta0.60
1 Month Change34.00%
3 Month Change71.79%
1 Year Change26.42%
3 Year Change4.69%
5 Year Change26.42%
Change since IPO28.85%

Recent News & Updates

Recent updates

Shareholder Returns

HNBF.N0000LK Consumer FinanceLK Market
7D-5.6%-0.2%2.1%
1Y26.4%43.1%51.8%

Return vs Industry: HNBF.N0000 underperformed the LK Consumer Finance industry which returned 43.1% over the past year.

Return vs Market: HNBF.N0000 underperformed the LK Market which returned 51.8% over the past year.

Price Volatility

Is HNBF.N0000's price volatile compared to industry and market?
HNBF.N0000 volatility
HNBF.N0000 Average Weekly Movement8.7%
Consumer Finance Industry Average Movement7.1%
Market Average Movement4.7%
10% most volatile stocks in LK Market9.0%
10% least volatile stocks in LK Market3.0%

Stable Share Price: HNBF.N0000's share price has been volatile over the past 3 months compared to the LK market.

Volatility Over Time: HNBF.N0000's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of LK stocks.

About the Company

FoundedEmployeesCEOWebsite
19991,931Bamunuachchi Mangedarage Don Prabhathwww.hnbfinance.lk

HNB Finance PLC provides financial products and services in Sri Lanka. The company operates through three segments: Finance, Leasing, and Gold Loans and Others. It offers small and medium enterprise loans; leasing; gold loans; housing loans; personal loans; real estate/property loans; and remittances and savings, as well as fixed deposit facilities and online banking services.

HNB Finance PLC Fundamentals Summary

How do HNB Finance's earnings and revenue compare to its market cap?
HNBF.N0000 fundamental statistics
Market capLK₨14.10b
Earnings (TTM)LK₨764.51m
Revenue (TTM)LK₨7.16b
18.2x
P/E Ratio
1.9x
P/S Ratio

Is HNBF.N0000 overvalued?

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Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HNBF.N0000 income statement (TTM)
RevenueLK₨7.16b
Cost of RevenueLK₨0
Gross ProfitLK₨7.16b
Other ExpensesLK₨6.40b
EarningsLK₨764.51m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.37
Gross Margin100.00%
Net Profit Margin10.68%
Debt/Equity Ratio62.8%

How did HNBF.N0000 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/19 17:05
End of Day Share Price 2025/07/18 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HNB Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.