HNB Finance Balance Sheet Health
Financial Health criteria checks 4/6
HNB Finance has total assets of LKR51.9B and total equity of LKR5.9B. Total deposits are LKR38.0B, and total loans are LKR38.6B.
Key information
8.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | LK₨37.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 20.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨809.15m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HNBF.N0000's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: HNBF.N0000 has a low allowance for bad loans (65%).
Low Risk Liabilities: 83% of HNBF.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: HNBF.N0000 has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: HNBF.N0000's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: HNBF.N0000 has a high level of bad loans (20.6%).