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Sri Lankan (CSE) Insurance Industry Analysis

UpdatedFeb 22, 2025
DataAggregated Company Financials
Companies12
  • 7D0.6%
  • 3M37.4%
  • 1Y50.7%
  • YTD12.1%

Over the last 7 days, the Insurance industry has risen 4.8%, driven by gains from Ceylinco Insurance of 2.7%. Meanwhile, LOLC General Insurance actually underperformed within the industry, shrinking 9.5% in the last week. This means that the industry has gained 50% over the past year.

Industry Valuation and Performance

Has the Sri Lankan Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 22 Feb 2025LK₨212.1bLK₨281.9bLK₨22.3b9.5x9.5x0.8x
Mon, 20 Jan 2025LK₨185.3bLK₨273.4bLK₨20.3b8.3x9.2x0.7x
Wed, 18 Dec 2024LK₨170.0bLK₨273.4bLK₨20.3b7.5x8.4x0.6x
Fri, 15 Nov 2024LK₨154.9bLK₨275.5bLK₨25.0b7.4x6.2x0.6x
Sun, 13 Oct 2024LK₨148.4bLK₨272.7bLK₨25.4b6.6x5.8x0.5x
Tue, 10 Sep 2024LK₨145.0bLK₨272.7bLK₨25.4b6x5.7x0.5x
Thu, 08 Aug 2024LK₨150.1bLK₨268.2bLK₨23.8b7.2x6.3x0.6x
Sat, 06 Jul 2024LK₨153.3bLK₨266.3bLK₨23.8b7.6x6.4x0.6x
Mon, 03 Jun 2024LK₨155.0bLK₨263.9bLK₨21.6b7.7x7.2x0.6x
Wed, 01 May 2024LK₨159.0bLK₨255.8bLK₨20.1b8.2x7.9x0.6x
Fri, 29 Mar 2024LK₨150.1bLK₨256.0bLK₨20.8b8.7x7.2x0.6x
Sun, 25 Feb 2024LK₨142.8bLK₨254.2bLK₨17.1b7.7x8.4x0.6x
Tue, 23 Jan 2024LK₨140.7bLK₨249.9bLK₨16.9b7.9x8.3x0.6x
Thu, 21 Dec 2023LK₨141.0bLK₨249.9bLK₨16.9b7.8x8.3x0.6x
Sat, 18 Nov 2023LK₨147.7bLK₨248.6bLK₨16.9b8.2x8.7x0.6x
Mon, 16 Oct 2023LK₨155.1bLK₨238.8bLK₨22.4b7.3x6.9x0.6x
Wed, 13 Sep 2023LK₨164.3bLK₨238.8bLK₨22.4b7.4x7.4x0.7x
Fri, 11 Aug 2023LK₨153.8bLK₨225.5bLK₨22.4b6.9x6.9x0.7x
Sun, 09 Jul 2023LK₨153.8bLK₨222.2bLK₨22.6b6.3x6.8x0.7x
Tue, 06 Jun 2023LK₨133.7bLK₨223.7bLK₨22.6b6x5.9x0.6x
Thu, 04 May 2023LK₨135.0bLK₨210.4bLK₨21.5b6.6x6.3x0.6x
Sat, 01 Apr 2023LK₨149.9bLK₨210.4bLK₨21.5b7.1x7x0.7x
Mon, 27 Feb 2023LK₨154.8bLK₨202.0bLK₨22.2b7x7x0.8x
Wed, 25 Jan 2023LK₨159.5bLK₨197.9bLK₨24.4b5.9x6.5x0.8x
Fri, 23 Dec 2022LK₨130.1bLK₨197.9bLK₨24.4b5.6x5.3x0.7x
Sun, 20 Nov 2022LK₨112.0bLK₨200.3bLK₨24.3b5.4x4.6x0.6x
Tue, 18 Oct 2022LK₨124.9bLK₨186.7bLK₨19.7b7.4x6.3x0.7x
Thu, 15 Sep 2022LK₨141.0bLK₨186.7bLK₨19.7b8.8x7.2x0.8x
Sat, 13 Aug 2022LK₨137.5bLK₨180.0bLK₨19.6b7.2x7x0.8x
Mon, 11 Jul 2022LK₨113.7bLK₨178.9bLK₨19.6b6x5.8x0.6x
Wed, 08 Jun 2022LK₨119.3bLK₨178.9bLK₨19.6b6.7x6.1x0.7x
Fri, 06 May 2022LK₨121.9bLK₨172.5bLK₨20.1b6.4x6.1x0.7x
Sun, 03 Apr 2022LK₨124.8bLK₨173.0bLK₨19.7b7x6.3x0.7x
Tue, 01 Mar 2022LK₨178.0bLK₨171.4bLK₨18.7b13.1x9.5x1x
Price to Earnings Ratio

9.5x


Total Market Cap: LK₨178.0bTotal Earnings: LK₨18.7bTotal Revenue: LK₨171.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Insurance Industry Price to Earnings3Y Average 6.9x202320242025
Current Industry PE
  • Investors are optimistic on the Sri Lankan Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.5x which is higher than its 3-year average PE of 6.9x.
  • The industry is trading close to its 3-year average PS ratio of 0.66x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 6.1% per year over the last three years.
  • Revenues for these companies have grown 18% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market-0.87%
Financials-0.34%
Insurance0.64%
Life and Health Insurance2.68%
General Insurance0.74%
Insurance Brokers0%0
Reinsurance0%0
Property and Casualty Insurance-7.16%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry which is trading above its 3-year average PE ratio of 16.3x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the General Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 5.7x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CINS.N0000 Ceylinco InsuranceLK₨3.80k2.7%
+LK₨2.6b
58.4%PE8.4x
JINS.N0000 Janashakthi InsuranceLK₨69.0010.2%
+LK₨1.4b
105.4%PE4.4x
UAL.N0000 Union AssuranceLK₨67.401.0%
+LK₨412.5m
49.8%PE10.7x
AINS.N0000 Arpico InsuranceLK₨27.305.0%
+LK₨86.1m
23.5%PS0.8x
ATLL.N0000 Amãna Takaful LifeLK₨30.501.7%
+LK₨25.0m
8.9%PE65.3x
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Latest News

COOP.N0000

LK₨3.30

Co-operative Insurance

7D

-2.9%

1Y

50.0%

JINS.N0000

LK₨69.00

Janashakthi Insurance

7D

10.2%

1Y

105.4%

CINS.N0000

LK₨3,800.00

Ceylinco Insurance

7D

2.7%

1Y

58.4%

SCAP.N0000

LK₨5.90

Softlogic Capital

7D

-4.8%

1Y

-4.8%

AAIC.N0000

LK₨74.50

Softlogic Life Insurance

7D

-4.4%

1Y

35.2%

LGIL.N0000

LK₨8.60

LOLC General Insurance

7D

-9.5%

1Y

48.3%

ATL.N0000

LK₨14.50

Amãna Takaful

7D

-2.0%

1Y

16.0%

PINS.N0000

LK₨31.00

People's Insurance

7D

-3.1%

1Y

42.8%

ATLL.N0000

LK₨30.50

Amãna Takaful Life

7D

1.7%

1Y

8.9%

UAL.N0000

LK₨67.40

Union Assurance

7D

1.0%

1Y

49.8%

AINS.N0000

LK₨27.30

Arpico Insurance

7D

5.0%

1Y

23.5%