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Sri Lankan (CSE) Insurance Industry Analysis

UpdatedAug 08, 2025
DataAggregated Company Financials
Companies12
  • 7D-1.3%
  • 3M15.1%
  • 1Y44.7%
  • YTD12.6%

In the last week, the Insurance industry is flat overall, with Union Assurance standing out by going down 3.2%. As for the the longer term, the industry is up 46% over the past 12 months.

Industry Valuation and Performance

Has the Sri Lankan Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 08 Aug 2025LK₨215.0bLK₨292.8bLK₨24.7b11.3x8.7x0.7x
Sun, 06 Jul 2025LK₨192.4bLK₨291.7bLK₨24.7b9.9x7.8x0.7x
Tue, 03 Jun 2025LK₨187.8bLK₨292.1bLK₨24.7b9.2x7.6x0.6x
Thu, 01 May 2025LK₨183.1bLK₨286.4bLK₨21.7b8.5x8.4x0.6x
Sat, 29 Mar 2025LK₨183.5bLK₨286.6bLK₨21.7b8.5x8.4x0.6x
Mon, 24 Feb 2025LK₨212.1bLK₨281.9bLK₨22.3b9.5x9.5x0.8x
Wed, 22 Jan 2025LK₨188.1bLK₨273.4bLK₨20.3b8.6x9.3x0.7x
Fri, 20 Dec 2024LK₨174.4bLK₨273.4bLK₨20.3b7.7x8.6x0.6x
Sun, 17 Nov 2024LK₨155.1bLK₨272.6bLK₨24.5b7.2x6.3x0.6x
Tue, 15 Oct 2024LK₨148.4bLK₨272.7bLK₨25.4b6.6x5.8x0.5x
Thu, 12 Sep 2024LK₨144.6bLK₨272.7bLK₨25.4b6x5.7x0.5x
Sat, 10 Aug 2024LK₨151.9bLK₨268.2bLK₨23.8b7.5x6.4x0.6x
Mon, 08 Jul 2024LK₨153.3bLK₨266.3bLK₨23.8b7.6x6.4x0.6x
Wed, 05 Jun 2024LK₨154.8bLK₨266.7bLK₨23.8b7.7x6.5x0.6x
Fri, 03 May 2024LK₨159.5bLK₨255.8bLK₨20.1b8.2x7.9x0.6x
Sun, 31 Mar 2024LK₨150.1bLK₨256.0bLK₨20.8b8.7x7.2x0.6x
Tue, 27 Feb 2024LK₨141.7bLK₨254.2bLK₨17.1b7.7x8.3x0.6x
Thu, 25 Jan 2024LK₨139.8bLK₨249.9bLK₨16.9b7.9x8.3x0.6x
Sat, 23 Dec 2023LK₨141.7bLK₨249.9bLK₨16.9b8.3x8.4x0.6x
Mon, 20 Nov 2023LK₨147.7bLK₨248.6bLK₨16.9b8.2x8.7x0.6x
Wed, 18 Oct 2023LK₨154.9bLK₨238.8bLK₨22.4b7.3x6.9x0.6x
Fri, 15 Sep 2023LK₨158.7bLK₨238.8bLK₨22.4b7.4x7.1x0.7x
Sun, 13 Aug 2023LK₨153.4bLK₨230.2bLK₨23.3b6.9x6.6x0.7x
Tue, 11 Jul 2023LK₨153.2bLK₨222.2bLK₨22.6b6.3x6.8x0.7x
Thu, 08 Jun 2023LK₨132.9bLK₨223.7bLK₨22.6b6x5.9x0.6x
Sat, 06 May 2023LK₨135.1bLK₨210.4bLK₨21.5b6.4x6.3x0.6x
Mon, 03 Apr 2023LK₨149.9bLK₨210.4bLK₨21.5b7.1x7x0.7x
Wed, 01 Mar 2023LK₨153.9bLK₨208.9bLK₨21.2b6.9x7.3x0.7x
Fri, 27 Jan 2023LK₨162.8bLK₨197.9bLK₨24.4b5.9x6.7x0.8x
Sun, 25 Dec 2022LK₨133.7bLK₨197.9bLK₨24.4b5.6x5.5x0.7x
Tue, 22 Nov 2022LK₨112.1bLK₨199.2bLK₨24.4b5.2x4.6x0.6x
Thu, 20 Oct 2022LK₨123.9bLK₨186.7bLK₨19.7b7.6x6.3x0.7x
Sat, 17 Sep 2022LK₨141.5bLK₨186.7bLK₨19.7b9x7.2x0.8x
Mon, 15 Aug 2022LK₨132.0bLK₨184.6bLK₨20.0b7x6.6x0.7x
Price to Earnings Ratio

6.6x


Total Market Cap: LK₨132.0bTotal Earnings: LK₨20.0bTotal Revenue: LK₨184.6bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Insurance Industry Price to Earnings3Y Average 7.2x202320242025
Current Industry PE
  • Investors are optimistic on the Sri Lankan Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 8.8x which is higher than its 3-year average PE of 7.2x.
  • The industry is trading close to its 3-year average PS ratio of 0.64x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 7.3% per year over the last three years.
  • Revenues for these companies have grown 17% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market0.60%
Financials0.99%
Insurance-1.31%
Property and Casualty Insurance1.22%
Reinsurance0%0
General Insurance-0.91%
Life and Health Insurance-2.69%
Industry PE
  • Investors are most optimistic about the Property and Casualty Insurance industry which is trading above its 3-year average PE ratio of 9.7x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the General Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 5.9x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CINS.N0000 Ceylinco HoldingsLK₨3.20k0.6%
+LK₨508.5m		28.0%PE9.5x
PINS.N0000 People's InsuranceLK₨40.906.0%
+LK₨468.4m		92.9%PE18.7x
AINS.N0000 Arpico InsuranceLK₨38.606.3%
+LK₨152.3m		83.8%PE15.4x

Latest News

HASU.N0000
LK₨106.00
HNB Assurance
7D
-3.2%
1Y
79.7%
SCAP.N0000
LK₨6.10
Softlogic Capital
7D
-1.6%
1Y
-3.2%
AINS.N0000
LK₨38.60
Arpico Insurance
7D
6.3%
1Y
83.8%
UAL.N0000
LK₨72.30
Union Assurance
7D
-3.2%
1Y
60.0%
COOP.N0000
LK₨4.50
Co-operative Insurance
7D
-2.2%
1Y
73.1%
PINS.N0000
LK₨40.90
People's Insurance
7D
6.0%
1Y
92.9%
AAIC.N0000
LK₨82.30
Softlogic Life Insurance
7D
-3.2%
1Y
27.2%
JINS.N0000
LK₨73.00
Janashakthi Insurance
7D
-2.8%
1Y
100.0%
LGIL.N0000
LK₨8.90
LOLC General Insurance
7D
-2.2%
1Y
58.9%
ATLL.N0000
LK₨32.90
Amãna Takaful Life
7D
-4.6%
1Y
35.4%
CINS.N0000
LK₨3,198.75
Ceylinco Holdings
7D
0.6%
1Y
28.0%