How does JINS.N0000's PE Ratio compare to its peers?

JINS.N0000 is good value based on its Price-To-Earnings Ratio (3.4x) compared to the peer average (20.7x).

How does JINS.N0000's PE Ratio compare vs other companies in the Asian Insurance Industry?

JINS.N0000 is good value based on its Price-To-Earnings Ratio (3.4x) compared to the Asian Insurance industry average (10.9x).

What is JINS.N0000's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate JINS.N0000's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of JINS.N0000 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

JINS.N0000 (LKR44.1) is trading above our estimate of [[fair value]] (LKR33.48)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

Janashakthi Insurance (COSE:JINS.N0000) - Stock Price, News & Analysis

JINS.N0000 Stock Overview

Provides life insurance solutions to individual and corporate customers in Sri Lanka. More details

JINS.N0000 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (3.4x) is below the LK market (8.4x)

Risk Analysis

Does not have a meaningful market cap (LKR10B)

Dividend of 30.02% is not well covered by earnings

Janashakthi Insurance PLC Competitors

Union Assurance

COSE:UAL.N0000

LK₨30.6b

Amãna Takaful Life

COSE:ATLL.N0000

LK₨1.3b

HNB Assurance

COSE:HASU.N0000

LK₨9.5b

LOLC General Insurance

COSE:LGIL.N0000

LK₨7.4b

Price History & Performance

Summary of all time highs, changes and price drops for Janashakthi Insurance
Historical stock prices
Current Share Price	LK₨44.10
52 Week High	LK₨55.00
52 Week Low	LK₨32.10
Beta	0.42
11 Month Change	0.23%
3 Month Change	16.36%
1 Year Change	11.36%
33 Year Change	80.74%
5 Year Change	34.86%
Change since IPO	352.31%

Recent updates

Shareholder Returns

	JINS.N0000	LK Insurance	LK Market
7D	-4.3%	-0.5%	-1.6%
1Y	11.4%	8.0%	18.6%

Return vs Industry: JINS.N0000 exceeded the LK Insurance industry which returned 8% over the past year.

Return vs Market: JINS.N0000 underperformed the LK Market which returned 18.6% over the past year.

Price Volatility

Is JINS.N0000's price volatile compared to industry and market?
JINS.N0000 volatility
JINS.N0000 Average Weekly Movement	4.5%
Insurance Industry Average Movement	4.1%
Market Average Movement	4.4%
10% most volatile stocks in LK Market	6.6%
10% least volatile stocks in LK Market	3.0%

Stable Share Price: JINS.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: JINS.N0000's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1992	357	Ravi Liyanage	www.janashakthi.com

Janashakthi Insurance PLC provides life insurance solutions to individual and corporate customers in Sri Lanka. The company’s life insurance contracts include whole life, term assurance, retirement plans, critical illness benefit, endowment plans, disability insurance, major surgery benefit, and daily hospital cash. It also provides savings and investment solutions, as well as products for protection, health, and children insurance.

Janashakthi Insurance PLC Fundamentals Summary

How do Janashakthi Insurance's earnings and revenue compare to its market cap?
JINS.N0000 fundamental statistics
Market cap	LK₨9.99b
Earnings (TTM)	LK₨2.91b
Revenue (TTM)	LK₨10.52b

3.4x

P/E Ratio

0.9x

P/S Ratio

Is JINS.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JINS.N0000 income statement (TTM)
Revenue	LK₨10.52b
Cost of Revenue	LK₨3.81b
Gross Profit	LK₨6.71b
Other Expenses	LK₨3.80b
Earnings	LK₨2.91b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	12.84
Gross Margin	63.77%
Net Profit Margin	27.65%
Debt/Equity Ratio	34.2%

How did JINS.N0000 perform over the long term?

See historical performance and comparison

Dividends

30.0%

Current Dividend Yield

103%

Payout Ratio

JINS.N0000 Stock Overview

Rewards

Risk Analysis

Janashakthi Insurance PLC Competitors

COSE:UAL.N0000

LK₨30.6b

COSE:ATLL.N0000

LK₨1.3b

COSE:HASU.N0000

LK₨9.5b

COSE:LGIL.N0000

LK₨7.4b

Price History & Performance

Recent News & Updates

Third quarter 2024 earnings released: EPS: LK₨0.10 (vs LK₨4.61 in 3Q 2023)

Second quarter 2024 earnings released: EPS: LK₨1.29 (vs LK₨2.39 in 2Q 2023)

New major risk - Earnings quality

Investor sentiment deteriorates as stock falls 25%

Janashakthi Insurance PLC Approves the Final Dividend for the Year Ended December 31, 2023

First quarter 2024 earnings released: EPS: LK₨2.15 (vs LK₨1.95 in 1Q 2023)

Recent updates

Third quarter 2024 earnings released: EPS: LK₨0.10 (vs LK₨4.61 in 3Q 2023)

Second quarter 2024 earnings released: EPS: LK₨1.29 (vs LK₨2.39 in 2Q 2023)

New major risk - Earnings quality

Investor sentiment deteriorates as stock falls 25%

Janashakthi Insurance PLC Approves the Final Dividend for the Year Ended December 31, 2023

First quarter 2024 earnings released: EPS: LK₨2.15 (vs LK₨1.95 in 1Q 2023)

Upcoming dividend of LK₨13.24 per share

Janashakthi Insurance PLC, Annual General Meeting, May 17, 2024

Dividend increased to LK₨13.24

Janashakthi Insurance PLC, Annual General Meeting, Mar 28, 2024

Investor sentiment improves as stock rises 16%

Full year 2023 earnings released: EPS: LK₨10.19 (vs LK₨6.07 in FY 2022)

Third quarter 2023 earnings released: EPS: LK₨4.61 (vs LK₨0.97 in 3Q 2022)

Investor sentiment improves as stock rises 15%

Second quarter 2023 earnings released: EPS: LK₨2.39 (vs LK₨0.99 loss in 2Q 2022)

Investor sentiment improves as stock rises 18%

Janashakthi Insurance plc Approves Final Dividend for the Financial Year Ending 31St December 2022

First quarter 2023 earnings released: EPS: LK₨1.95 (vs LK₨0.02 in 1Q 2022)

Janashakthi Insurance PLC, Annual General Meeting, May 31, 2023

Full year 2022 earnings released: EPS: LK₨0.46 (vs LK₨3.87 in FY 2021)

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Third quarter 2022 earnings released: EPS: LK₨0.97 (vs LK₨0.59 in 3Q 2021)

High number of new and inexperienced directors

Janashakthi Life Strengthens Board with Two New Appointments

First quarter 2022 earnings released: EPS: LK₨0.02 (vs LK₨0.38 in 1Q 2021)

Investor sentiment deteriorated over the past week

High number of new and inexperienced directors

Janashakthi Insurance PLC, Annual General Meeting, Apr 29, 2022

Investor sentiment deteriorated over the past week

Janashakthi Insurance plc Announces Demise of Anil Tittawella as Director

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Investor sentiment improved over the past week

Third quarter 2021 earnings released: EPS LK₨0.59 (vs LK₨0.48 in 3Q 2020)

Non-Independent Non-Executive Director Manjula Mathews has left the company

Non-Executive Independent Director Athulugamage Damian Eardley Perera has left the company

Upcoming dividend of LK₨2.00 per share

New 90-day low: LK₨28.00

New 90-day high: LK₨32.00

Third quarter 2020 earnings released: EPS LK₨0.48

New 90-day low: LK₨28.00

New 90-day low: LK₨28.10

Janashakthi Insurance PLC Announces Appointment of Ravi Liyanage as Chief Executive Officer, Effective from November 16, 2020

First half earnings released

Shareholder Returns

Price Volatility

About the Company

Janashakthi Insurance PLC Fundamentals Summary

3.4x

0.9x

Earnings & Revenue

Dividends

30.0%

103%