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Sri Lankan (CSE) Consumer Finance Industry Analysis
UpdatedJan 17, 2025
DataAggregated Company Financials
Companies21
- 7D2.2%
- 3M35.0%
- 1Y67.4%
- YTD-3.1%
The Consumer Finance industry has been flat over the last week, but HNB Finance has lost 6.5%. As for the the longer term, the industry is up 67% over the past 12 months.
Industry Valuation and Performance
Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 17 Jan 2025 | LK₨820.6b | LK₨359.1b | LK₨125.4b | 7x | 6.5x | 2.3x |
| Sun, 15 Dec 2024 | LK₨700.7b | LK₨359.1b | LK₨125.4b | 6.1x | 5.6x | 2x |
| Tue, 12 Nov 2024 | LK₨642.0b | LK₨389.6b | LK₨91.3b | 6.7x | 7x | 1.6x |
| Thu, 10 Oct 2024 | LK₨596.3b | LK₨382.7b | LK₨90.0b | 6.2x | 6.6x | 1.6x |
| Sat, 07 Sep 2024 | LK₨530.7b | LK₨382.7b | LK₨90.0b | 5.6x | 5.9x | 1.4x |
| Mon, 05 Aug 2024 | LK₨582.1b | LK₨371.7b | LK₨88.5b | 6.6x | 6.6x | 1.6x |
| Wed, 03 Jul 2024 | LK₨623.3b | LK₨356.2b | LK₨85.7b | 7.6x | 7.3x | 1.8x |
| Fri, 31 May 2024 | LK₨643.3b | LK₨298.8b | LK₨82.5b | 7.9x | 7.8x | 2.2x |
| Sun, 28 Apr 2024 | LK₨664.4b | LK₨293.3b | LK₨82.9b | 9x | 8x | 2.3x |
| Tue, 26 Mar 2024 | LK₨537.8b | LK₨289.6b | LK₨82.6b | 7.9x | 6.5x | 1.9x |
| Thu, 22 Feb 2024 | LK₨460.3b | LK₨288.3b | LK₨82.3b | 6.9x | 5.6x | 1.6x |
| Sat, 20 Jan 2024 | LK₨611.0b | LK₨287.7b | LK₨54.0b | 8.6x | 11.3x | 2.1x |
| Mon, 18 Dec 2023 | LK₨637.0b | LK₨285.9b | LK₨53.3b | 7.3x | 12x | 2.2x |
| Wed, 15 Nov 2023 | LK₨656.9b | LK₨323.5b | LK₨56.1b | 6.3x | 11.7x | 2x |
| Fri, 13 Oct 2023 | LK₨663.0b | LK₨316.2b | LK₨53.1b | 6.2x | 12.5x | 2.1x |
| Sun, 10 Sep 2023 | LK₨706.4b | LK₨315.7b | LK₨53.2b | 7.2x | 13.3x | 2.2x |
| Tue, 08 Aug 2023 | LK₨746.8b | LK₨333.3b | LK₨64.9b | 6.8x | 11.5x | 2.2x |
| Thu, 06 Jul 2023 | LK₨689.1b | LK₨331.6b | LK₨65.0b | 6.4x | 10.6x | 2.1x |
| Sat, 03 Jun 2023 | LK₨525.3b | LK₨346.4b | LK₨65.4b | 5.5x | 8x | 1.5x |
| Mon, 01 May 2023 | LK₨546.4b | LK₨314.0b | LK₨109.0b | 5x | 5x | 1.7x |
| Wed, 29 Mar 2023 | LK₨573.4b | LK₨314.0b | LK₨109.0b | 4.7x | 5.3x | 1.8x |
| Fri, 24 Feb 2023 | LK₨581.9b | LK₨314.0b | LK₨109.0b | 4.3x | 5.3x | 1.9x |
| Sun, 22 Jan 2023 | LK₨593.5b | LK₨301.2b | LK₨117.5b | 3.9x | 5.1x | 2x |
| Tue, 20 Dec 2022 | LK₨675.2b | LK₨302.8b | LK₨118.6b | 4.1x | 5.7x | 2.2x |
| Thu, 17 Nov 2022 | LK₨607.4b | LK₨339.1b | LK₨128.7b | 3.6x | 4.7x | 1.8x |
| Sat, 15 Oct 2022 | LK₨681.2b | LK₨340.0b | LK₨130.2b | 3.6x | 5.2x | 2x |
| Mon, 12 Sep 2022 | LK₨762.9b | LK₨340.0b | LK₨130.2b | 3.6x | 5.9x | 2.2x |
| Wed, 10 Aug 2022 | LK₨644.3b | LK₨301.0b | LK₨114.7b | 4.2x | 5.6x | 2.1x |
| Fri, 08 Jul 2022 | LK₨481.7b | LK₨298.8b | LK₨114.0b | 3.3x | 4.2x | 1.6x |
| Sun, 05 Jun 2022 | LK₨777.8b | LK₨308.2b | LK₨113.1b | 4.2x | 6.9x | 2.5x |
| Tue, 03 May 2022 | LK₨529.7b | LK₨250.3b | LK₨78.6b | 4.8x | 6.7x | 2.1x |
| Thu, 31 Mar 2022 | LK₨610.0b | LK₨250.2b | LK₨78.6b | 5.1x | 7.8x | 2.4x |
| Sat, 26 Feb 2022 | LK₨772.7b | LK₨250.2b | LK₨78.6b | 6.2x | 9.8x | 3.1x |
| Mon, 24 Jan 2022 | LK₨1.1t | LK₨227.1b | LK₨60.2b | 12.4x | 18.7x | 4.9x |
Price to Earnings Ratio
18.7x
Current Industry PE
- Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 6.5x which is lower than its 3-year average PE of 7.8x.
- The industry is trading close to its 3-year average PS ratio of 2.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 28% per year over the last three years.
- Revenues for these companies have grown 17% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Sri Lankan Financials industry?
| LK Market | 2.31% | |
| Financials | 2.99% | |
| Consumer Finance | 2.16% | |
| Consumer Finance | 2.16% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LFIN.N0000 LB Finance | LK₨94.00 | 2.7% +LK₨1.4b | 49.7% | PE5.2x | |
| COCR.N0000 Commercial Credit and Finance | LK₨58.50 | 5.4% +LK₨954.2m | 106.7% | PE3.7x | |
| SFIN.N0000 Singer Finance (Lanka) | LK₨27.90 | 13.4% +LK₨666.8m | 130.6% | PE11.4x | |
| VFIN.N0000 Vallibel Finance | LK₨56.40 | 3.7% +LK₨470.9m | 71.4% | PE5.7x | |
| CDB.N0000 Citizens Development Business Finance | LK₨244.00 | 2.5% +LK₨425.1m | 22.0% | PE4.8x |