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Sri Lankan (CSE) Consumer Finance Industry Analysis
UpdatedNov 11, 2025
DataAggregated Company Financials
Companies22
- 7D2.5%
- 3M16.3%
- 1Y57.4%
- YTD22.4%
Over the last 7 days, the Consumer Finance industry has risen 1.1%, driven by gains from Senkadagala Finance of 20%. Meanwhile, Singer Finance (Lanka) actually underperformed within the industry, shrinking 10% in the last week. This means that the industry has gained 58% over the past year.
Industry Valuation and Performance
Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 13 Nov 2025 | LK₨1.1t | LK₨464.8b | LK₨138.2b | 13.6x | 7.7x | 2.3x |
| Sat, 11 Oct 2025 | LK₨947.1b | LK₨454.2b | LK₨135.6b | 10.6x | 7x | 2.1x |
| Mon, 08 Sep 2025 | LK₨901.5b | LK₨454.2b | LK₨135.6b | 10.7x | 6.7x | 2x |
| Wed, 06 Aug 2025 | LK₨886.8b | LK₨428.8b | LK₨131.8b | 9.9x | 6.7x | 2.1x |
| Fri, 04 Jul 2025 | LK₨840.1b | LK₨428.2b | LK₨129.6b | 9.3x | 6.5x | 2x |
| Sun, 01 Jun 2025 | LK₨798.9b | LK₨388.1b | LK₨111.3b | 7.5x | 7.2x | 2.1x |
| Tue, 29 Apr 2025 | LK₨764.5b | LK₨375.1b | LK₨105.9b | 7.6x | 7.2x | 2x |
| Thu, 27 Mar 2025 | LK₨745.3b | LK₨374.9b | LK₨105.9b | 6.9x | 7x | 2x |
| Sat, 22 Feb 2025 | LK₨813.2b | LK₨374.9b | LK₨105.9b | 7.3x | 7.7x | 2.2x |
| Mon, 20 Jan 2025 | LK₨810.1b | LK₨359.1b | LK₨125.4b | 7x | 6.5x | 2.3x |
| Wed, 18 Dec 2024 | LK₨715.5b | LK₨359.1b | LK₨125.4b | 5.8x | 5.7x | 2x |
| Fri, 15 Nov 2024 | LK₨664.1b | LK₨394.0b | LK₨92.8b | 6.7x | 7.2x | 1.7x |
| Sun, 13 Oct 2024 | LK₨609.1b | LK₨382.7b | LK₨90.0b | 6.3x | 6.8x | 1.6x |
| Tue, 10 Sep 2024 | LK₨520.4b | LK₨382.7b | LK₨90.0b | 5.6x | 5.8x | 1.4x |
| Thu, 08 Aug 2024 | LK₨566.8b | LK₨371.9b | LK₨88.8b | 6.6x | 6.4x | 1.5x |
| Sat, 06 Jul 2024 | LK₨610.1b | LK₨366.6b | LK₨85.7b | 7.4x | 7.1x | 1.7x |
| Mon, 03 Jun 2024 | LK₨635.7b | LK₨298.8b | LK₨82.5b | 7.9x | 7.7x | 2.1x |
| Wed, 01 May 2024 | LK₨660.4b | LK₨293.3b | LK₨82.9b | 9.2x | 8x | 2.3x |
| Fri, 29 Mar 2024 | LK₨563.9b | LK₨293.3b | LK₨82.9b | 8.5x | 6.8x | 1.9x |
| Sun, 25 Feb 2024 | LK₨464.3b | LK₨288.3b | LK₨82.3b | 7x | 5.6x | 1.6x |
| Tue, 23 Jan 2024 | LK₨609.7b | LK₨287.8b | LK₨54.0b | 8.6x | 11.3x | 2.1x |
| Thu, 21 Dec 2023 | LK₨628.6b | LK₨285.9b | LK₨53.3b | 7.3x | 11.8x | 2.2x |
| Sat, 18 Nov 2023 | LK₨647.2b | LK₨286.5b | LK₨53.3b | 6.2x | 12.1x | 2.3x |
| Mon, 16 Oct 2023 | LK₨662.2b | LK₨316.2b | LK₨53.1b | 6.2x | 12.5x | 2.1x |
| Wed, 13 Sep 2023 | LK₨702.8b | LK₨315.7b | LK₨53.2b | 7x | 13.2x | 2.2x |
| Fri, 11 Aug 2023 | LK₨745.6b | LK₨333.3b | LK₨64.9b | 6.9x | 11.5x | 2.2x |
| Sun, 09 Jul 2023 | LK₨692.4b | LK₨332.2b | LK₨65.0b | 6.5x | 10.6x | 2.1x |
| Tue, 06 Jun 2023 | LK₨518.3b | LK₨346.6b | LK₨65.0b | 5.5x | 8x | 1.5x |
| Thu, 04 May 2023 | LK₨536.5b | LK₨314.0b | LK₨109.0b | 4.5x | 4.9x | 1.7x |
| Sat, 01 Apr 2023 | LK₨571.3b | LK₨314.0b | LK₨109.0b | 4.8x | 5.2x | 1.8x |
| Mon, 27 Feb 2023 | LK₨578.3b | LK₨314.0b | LK₨109.0b | 4.3x | 5.3x | 1.8x |
| Wed, 25 Jan 2023 | LK₨609.6b | LK₨301.2b | LK₨117.5b | 3.9x | 5.2x | 2x |
| Fri, 23 Dec 2022 | LK₨654.6b | LK₨302.8b | LK₨118.6b | 4.1x | 5.5x | 2.2x |
| Sun, 20 Nov 2022 | LK₨583.9b | LK₨303.8b | LK₨119.9b | 3.7x | 4.9x | 1.9x |
Price to Earnings Ratio
4.9x
Current Industry PE
- Investors are relatively neutral on the Sri Lankan Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 7.6x.
- The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 2.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 4.9% per year over the last three years.
- Revenues for these companies have grown 15% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Sri Lankan Financials industry?
| LK Market | 3.10% | |
| Financials | 3.45% | |
| Consumer Finance | 2.48% | |
| Consumer Finance | 2.48% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LOFC.N0000 LOLC Finance | LK₨6.40 | 3.2% +LK₨6.6b | -1.5% | PE8x | |
| CALF.N0000 Dialog Finance | LK₨93.90 | 16.9% +LK₨1.6b | 118.4% | PE224.9x | |
| AFSL.N0000 Abans Finance | LK₨87.00 | 17.6% +LK₨958.0m | 291.9% | PE10.8x | |
| UBF.N0000 UB Finance | LK₨3.80 | 8.6% +LK₨953.5m | 442.9% | PE175x | |
| ALLI.N0000 Alliance Finance | LK₨409.25 | 1.9% +LK₨252.7m | 234.8% | PE7.1x |