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Sri Lankan (CSE) Consumer Finance Industry Analysis

UpdatedJan 30, 2026
DataAggregated Company Financials
Companies22
  • 7D2.2%
  • 3M0.8%
  • 1Y15.8%
  • YTD2.2%

Over the last 7 days, the Consumer Finance industry has risen 2.2%, driven by gains from LOLC Holdings of 1.6%. This takes the industry's 12 month performance to a gain of 16%.

Industry Valuation and Performance

Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 30 Jan 2026LK₨998.4bLK₨458.8bLK₨123.6b11.5x8.1x2.2x
Sun, 28 Dec 2025LK₨960.0bLK₨458.8bLK₨123.6b11x7.8x2.1x
Tue, 25 Nov 2025LK₨999.5bLK₨459.4bLK₨123.6b12x8.1x2.2x
Thu, 23 Oct 2025LK₨998.6bLK₨462.6bLK₨137.5b14.8x7.3x2.2x
Sat, 20 Sep 2025LK₨898.6bLK₨454.2bLK₨135.6b11.2x6.6x2x
Mon, 18 Aug 2025LK₨909.5bLK₨454.4bLK₨135.6b10.7x6.7x2x
Wed, 16 Jul 2025LK₨872.4bLK₨424.6bLK₨129.7b10.1x6.7x2.1x
Fri, 13 Jun 2025LK₨821.8bLK₨428.4bLK₨129.6b8.6x6.3x1.9x
Sun, 11 May 2025LK₨752.5bLK₨375.9bLK₨106.2b8.1x7.1x2x
Tue, 08 Apr 2025LK₨691.8bLK₨375.1bLK₨105.9b6.5x6.5x1.8x
Thu, 06 Mar 2025LK₨778.4bLK₨374.9bLK₨105.9b6.9x7.3x2.1x
Sat, 01 Feb 2025LK₨870.0bLK₨363.1bLK₨126.9b6.8x6.9x2.4x
Mon, 30 Dec 2024LK₨810.4bLK₨359.1bLK₨125.4b6.9x6.5x2.3x
Wed, 27 Nov 2024LK₨630.1bLK₨364.6bLK₨126.2b5.8x5x1.7x
Fri, 25 Oct 2024LK₨612.1bLK₨384.9bLK₨90.7b6.6x6.7x1.6x
Sun, 22 Sep 2024LK₨549.2bLK₨382.7bLK₨90.0b5.6x6.1x1.4x
Tue, 20 Aug 2024LK₨588.6bLK₨382.9bLK₨90.0b6.1x6.5x1.5x
Thu, 18 Jul 2024LK₨617.6bLK₨366.6bLK₨85.7b7.4x7.2x1.7x
Sat, 15 Jun 2024LK₨645.5bLK₨355.6bLK₨85.2b7.7x7.6x1.8x
Mon, 13 May 2024LK₨682.4bLK₨293.0bLK₨82.9b8.5x8.2x2.3x
Wed, 10 Apr 2024LK₨580.7bLK₨293.3bLK₨82.9b8.9x7x2x
Fri, 08 Mar 2024LK₨516.4bLK₨288.3bLK₨82.3b7.7x6.3x1.8x
Sun, 04 Feb 2024LK₨590.0bLK₨290.3bLK₨54.6b8.2x10.8x2x
Tue, 02 Jan 2024LK₨625.4bLK₨285.9bLK₨53.3b8.1x11.7x2.2x
Thu, 30 Nov 2023LK₨640.9bLK₨285.7bLK₨53.4b7.6x12x2.2x
Sat, 28 Oct 2023LK₨653.4bLK₨318.0bLK₨53.4b6.1x12.2x2.1x
Mon, 25 Sep 2023LK₨692.0bLK₨315.7bLK₨53.2b6.8x13x2.2x
Wed, 23 Aug 2023LK₨720.2bLK₨315.7bLK₨53.2b7.4x13.5x2.3x
Fri, 21 Jul 2023LK₨721.2bLK₨333.4bLK₨65.1b7.1x11.1x2.2x
Sun, 18 Jun 2023LK₨637.7bLK₨342.8bLK₨65.0b6x9.8x1.9x
Tue, 16 May 2023LK₨532.4bLK₨314.2bLK₨108.9b4.5x4.9x1.7x
Thu, 13 Apr 2023LK₨576.5bLK₨314.0bLK₨109.0b5x5.3x1.8x
Sat, 11 Mar 2023LK₨583.8bLK₨314.0bLK₨109.0b4.9x5.4x1.9x
Mon, 06 Feb 2023LK₨600.8bLK₨301.1bLK₨117.3b4.2x5.1x2x
Price to Earnings Ratio

5.1x


Total Market Cap: LK₨600.8bTotal Earnings: LK₨117.3bTotal Revenue: LK₨301.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Consumer Finance Industry Price to Earnings3Y Average 7.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the Sri Lankan Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 7.8x.
  • The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 15% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market0.58%
Financials1.23%
Consumer Finance2.16%
Consumer Finance2.16%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LOLC.N0000 LOLC HoldingsLK₨609.001.6%
+LK₨4.5b		-16.6%PE7.8x
PLC.N0000 People's Leasing & FinanceLK₨25.801.2%
+LK₨663.0m		33.0%PE12.1x
CRL.N0000 Softlogic FinanceLK₨6.0011.1%
+LK₨577.5m		0%PE50.4x
AFSL.N0000 Abans FinanceLK₨86.505.0%
+LK₨302.1m		106.0%PE10.8x
CFIN.N0000 Central FinanceLK₨283.000.3%
+LK₨170.5m		28.5%PE5.9x

Latest News

CRL.N0000
LK₨6.00
Softlogic Finance
7D
11.1%
1Y
0%
SFCL.N0000
LK₨1,000.00
Senkadagala Finance
7D
-2.7%
1Y
97.8%
AFSL.N0000
LK₨86.50
Abans Finance
7D
5.0%
1Y
106.0%
SFIN.N0000
LK₨58.00
Singer Finance (Lanka)
7D
-7.5%
1Y
109.4%
CALF.N0000
LK₨94.00
Dialog Finance
7D
-7.2%
1Y
112.2%
LCBF.N0000
LK₨8.80
Lanka Credit and Business Finance
7D
-7.4%
1Y
183.9%
LFIN.N0000
LK₨166.75
LB Finance
7D
0.2%
1Y
80.5%
PLC.N0000
LK₨25.80
People's Leasing & Finance
7D
1.2%
1Y
33.0%
LOLC.N0000
LK₨609.00
LOLC Holdings
7D
1.6%
1Y
-16.6%
COCR.N0000
LK₨127.25
Commercial Credit and Finance
7D
-4.3%
1Y
111.0%
HNBF.N0000
LK₨8.10
HNB Finance
7D
-2.4%
1Y
88.4%
CFIN.N0000
LK₨283.00
Central Finance
7D
0.3%
1Y
28.5%
VFIN.N0000
LK₨106.50
Vallibel Finance
7D
-2.3%
1Y
88.8%
LOFC.N0000
LK₨6.00
LOLC Finance
7D
-4.8%
1Y
-14.3%