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Sri Lankan (CSE) Consumer Finance Industry Analysis

UpdatedDec 15, 2025
DataAggregated Company Financials
Companies22
  • 7D3.7%
  • 3M7.9%
  • 1Y38.0%
  • YTD14.4%

The Consumer Finance industry is up 3.7% in the last week, with Senkadagala Finance up 6.4%. This means that the industry has gained 38% over the past year.

Industry Valuation and Performance

Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 15 Dec 2025LK₨964.4bLK₨458.8bLK₨123.6b11.2x7.8x2.1x
Wed, 12 Nov 2025LK₨1.0tLK₨464.8bLK₨138.2b13.5x7.6x2.3x
Fri, 10 Oct 2025LK₨943.4bLK₨454.2bLK₨135.6b10.6x7x2.1x
Sun, 07 Sep 2025LK₨901.5bLK₨454.2bLK₨135.6b10.7x6.7x2x
Tue, 05 Aug 2025LK₨890.5bLK₨428.1bLK₨131.6b10.3x6.8x2.1x
Thu, 03 Jul 2025LK₨840.1bLK₨428.2bLK₨129.6b9.5x6.5x2x
Sat, 31 May 2025LK₨798.9bLK₨382.7bLK₨110.1b7.7x7.3x2.1x
Mon, 28 Apr 2025LK₨759.4bLK₨375.1bLK₨105.9b7x7.2x2x
Wed, 26 Mar 2025LK₨745.3bLK₨374.9bLK₨105.9b6.7x7x2x
Fri, 21 Feb 2025LK₨812.0bLK₨374.9bLK₨105.9b7.4x7.7x2.2x
Sun, 19 Jan 2025LK₨810.1bLK₨359.1bLK₨125.4b7x6.5x2.3x
Tue, 17 Dec 2024LK₨717.5bLK₨359.1bLK₨125.4b5.9x5.7x2x
Thu, 14 Nov 2024LK₨664.1bLK₨392.4bLK₨92.5b6.8x7.2x1.7x
Sat, 12 Oct 2024LK₨609.1bLK₨382.7bLK₨90.0b6.3x6.8x1.6x
Mon, 09 Sep 2024LK₨530.7bLK₨382.7bLK₨90.0b5.6x5.9x1.4x
Wed, 07 Aug 2024LK₨564.4bLK₨372.0bLK₨88.8b6.6x6.4x1.5x
Fri, 05 Jul 2024LK₨610.2bLK₨366.6bLK₨85.7b7.4x7.1x1.7x
Sun, 02 Jun 2024LK₨635.7bLK₨298.8bLK₨82.5b7.9x7.7x2.1x
Tue, 30 Apr 2024LK₨658.5bLK₨293.3bLK₨82.9b9.1x7.9x2.2x
Thu, 28 Mar 2024LK₨573.3bLK₨293.3bLK₨82.9b8.7x6.9x2x
Sat, 24 Feb 2024LK₨464.3bLK₨288.3bLK₨82.3b7x5.6x1.6x
Mon, 22 Jan 2024LK₨611.0bLK₨287.8bLK₨54.0b8.6x11.3x2.1x
Wed, 20 Dec 2023LK₨629.7bLK₨285.9bLK₨53.3b7.3x11.8x2.2x
Fri, 17 Nov 2023LK₨650.2bLK₨325.1bLK₨56.2b6.1x11.6x2x
Sun, 15 Oct 2023LK₨662.2bLK₨316.2bLK₨53.1b6.2x12.5x2.1x
Tue, 12 Sep 2023LK₨701.5bLK₨315.7bLK₨53.2b7.1x13.2x2.2x
Thu, 10 Aug 2023LK₨745.2bLK₨333.3bLK₨64.9b6.7x11.5x2.2x
Sat, 08 Jul 2023LK₨697.1bLK₨331.6bLK₨65.0b6.5x10.7x2.1x
Mon, 05 Jun 2023LK₨520.1bLK₨346.6bLK₨65.0b5.5x8x1.5x
Wed, 03 May 2023LK₨546.4bLK₨314.0bLK₨109.0b4.8x5x1.7x
Fri, 31 Mar 2023LK₨569.6bLK₨314.0bLK₨109.0b4.7x5.2x1.8x
Sun, 26 Feb 2023LK₨578.3bLK₨314.0bLK₨109.0b4.3x5.3x1.8x
Tue, 24 Jan 2023LK₨611.6bLK₨301.2bLK₨117.5b3.9x5.2x2x
Thu, 22 Dec 2022LK₨653.0bLK₨302.8bLK₨118.6b3.9x5.5x2.2x
Price to Earnings Ratio

5.5x


Total Market Cap: LK₨653.0bTotal Earnings: LK₨118.6bTotal Revenue: LK₨302.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Consumer Finance Industry Price to Earnings3Y Average 7.7x202320242025
Current Industry PE
  • Investors are relatively neutral on the Sri Lankan Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 7.7x.
  • The industry is trading close to its 3-year average PS ratio of 2.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 15% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market3.68%
Financials3.76%
Consumer Finance3.70%
Consumer Finance3.70%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LFIN.N0000 LB FinanceLK₨154.7510.5%
+LK₨8.2b		85.3%PE7.1x
SFCL.N0000 Senkadagala FinanceLK₨1.18k6.2%
+LK₨6.0b		208.4%PE48.6x
LOLC.N0000 LOLC HoldingsLK₨551.251.7%
+LK₨4.4b		-0.4%PE7.1x
LOFC.N0000 LOLC FinanceLK₨5.801.8%
+LK₨3.0b		-12.1%PE5.5x
COCR.N0000 Commercial Credit and FinanceLK₨126.257.0%
+LK₨2.6b		161.4%PE4.7x

Latest News

AMF.N0000
LK₨67.50
Associated Motor Finance
7D
-1.0%
1Y
119.9%
LFIN.N0000
LK₨154.75
LB Finance
7D
10.5%
1Y
85.3%
SFCL.N0000
LK₨1,183.50
Senkadagala Finance
7D
6.2%
1Y
208.4%
ALLI.N0000
LK₨358.50
Alliance Finance
7D
-0.6%
1Y
153.8%
PLC.N0000
LK₨25.70
People's Leasing & Finance
7D
3.6%
1Y
75.7%
LOLC.N0000
LK₨551.25
LOLC Holdings
7D
1.7%
1Y
-0.4%
COCR.N0000
LK₨126.25
Commercial Credit and Finance
7D
7.0%
1Y
161.4%
CALF.N0000
LK₨97.20
Dialog Finance
7D
12.0%
1Y
115.0%
MERC.N0000
LK₨8,046.00
Mercantile Investments and Finance
7D
-0.02%
1Y
n/a
AAF.N0000
LK₨50.10
Asia Asset Finance
7D
-1.8%
1Y
122.7%
VFIN.N0000
LK₨103.75
Vallibel Finance
7D
5.9%
1Y
116.1%
LOFC.N0000
LK₨5.80
LOLC Finance
7D
1.8%
1Y
-12.1%