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Sri Lankan (CSE) Consumer Finance Industry Analysis

UpdatedFeb 27, 2024
DataAggregated Company Financials
Companies22
  • 7D-1.3%
  • 3M-10.2%
  • 1Y-14.2%
  • YTD-6.9%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Dialog Finance gained 8.6%. As for the longer term, the industry has declined 14% in the last year.

Industry Valuation and Performance

Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 28 Feb 2024LK₨459.6bLK₨288.3bLK₨82.3b7x5.6x1.6x
Fri, 26 Jan 2024LK₨600.4bLK₨287.9bLK₨54.0b8.4x11.1x2.1x
Sun, 24 Dec 2023LK₨627.2bLK₨285.9bLK₨53.3b7.4x11.8x2.2x
Tue, 21 Nov 2023LK₨641.7bLK₨285.6bLK₨53.2b7x12.1x2.2x
Thu, 19 Oct 2023LK₨647.0bLK₨316.2bLK₨53.1b6x12.2x2x
Sat, 16 Sep 2023LK₨704.0bLK₨315.7bLK₨53.2b7x13.2x2.2x
Mon, 14 Aug 2023LK₨726.9bLK₨334.0bLK₨65.3b6.8x11.1x2.2x
Wed, 12 Jul 2023LK₨693.9bLK₨332.2bLK₨65.0b6.3x10.7x2.1x
Fri, 09 Jun 2023LK₨584.0bLK₨345.8bLK₨65.0b5.6x9x1.7x
Sun, 07 May 2023LK₨539.1bLK₨314.0bLK₨109.0b4.5x4.9x1.7x
Tue, 04 Apr 2023LK₨568.5bLK₨314.0bLK₨109.0b4.8x5.2x1.8x
Thu, 02 Mar 2023LK₨570.8bLK₨314.0bLK₨109.0b4.2x5.2x1.8x
Sat, 28 Jan 2023LK₨611.2bLK₨301.2bLK₨117.5b4x5.2x2x
Mon, 26 Dec 2022LK₨655.8bLK₨302.8bLK₨118.6b4x5.5x2.2x
Wed, 23 Nov 2022LK₨587.9bLK₨303.1bLK₨118.8b3.6x4.9x1.9x
Fri, 21 Oct 2022LK₨647.8bLK₨340.0bLK₨130.2b3.5x5x1.9x
Sun, 18 Sep 2022LK₨771.3bLK₨340.0bLK₨130.2b3.7x5.9x2.3x
Tue, 16 Aug 2022LK₨671.1bLK₨304.0bLK₨116.0b4.3x5.8x2.2x
Thu, 14 Jul 2022LK₨528.9bLK₨298.8bLK₨114.0b3.4x4.6x1.8x
Sat, 11 Jun 2022LK₨718.9bLK₨295.7bLK₨113.8b3.8x6.3x2.4x
Mon, 09 May 2022LK₨495.8bLK₨250.3bLK₨78.6b4.1x6.3x2x
Wed, 06 Apr 2022LK₨517.5bLK₨250.2bLK₨78.6b4.7x6.6x2.1x
Fri, 04 Mar 2022LK₨846.0bLK₨250.2bLK₨78.6b6.8x10.8x3.4x
Sun, 30 Jan 2022LK₨1.0tLK₨230.1bLK₨62.0b11.6x16.3x4.4x
Tue, 28 Dec 2021LK₨979.3bLK₨227.1bLK₨60.2b10.7x16.3x4.3x
Thu, 25 Nov 2021LK₨821.7bLK₨223.6bLK₨59.6b6.9x13.8x3.7x
Sat, 23 Oct 2021LK₨635.1bLK₨222.5bLK₨48.8b6x13x2.9x
Mon, 20 Sep 2021LK₨534.5bLK₨222.5bLK₨48.8b5.8x10.9x2.4x
Wed, 18 Aug 2021LK₨559.8bLK₨228.6bLK₨50.1b8.4x11.2x2.4x
Wed, 02 Jun 2021LK₨371.3bLK₨194.7bLK₨58.1b7x6.4x1.9x
Sat, 06 Mar 2021LK₨368.3bLK₨173.3bLK₨33.1b6.1x11.1x2.1x
Price to Earnings Ratio

11.1x


Total Market Cap: LK₨368.3bTotal Earnings: LK₨33.1bTotal Revenue: LK₨173.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Consumer Finance Industry Price to Earnings3Y Average 9x202220232024
Current Industry PE
  • Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 9.0x.
  • The 3-year average PS ratio of 2.3x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 35% per year over the last three years.
  • Revenues for these companies have grown 18% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market0.24%
Financials-1.31%
Consumer Finance-1.29%
Consumer Finance-1.29%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
COCR.N0000 Commercial Credit and FinanceLK₨31.204.0%
+LK₨381.7m
30.5%PE3.1x
LFIN.N0000 LB FinanceLK₨61.900.8%
+LK₨277.0m
29.5%PE3.6x
VFIN.N0000 Vallibel FinanceLK₨35.303.2%
+LK₨259.0m
33.7%PE5.1x
HNBF.N0000 HNB FinanceLK₨5.102.0%
+LK₨172.0m
8.5%PE15x
AMF.N0000 Associated Motor FinanceLK₨21.703.3%
+LK₨79.3m
189.3%PE10.9x
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Latest News

CALF.N0000

LK₨48.10

Dialog Finance

7D

-1.2%

1Y

-28.5%

SDF.N0000

LK₨12.50

Sarvodaya Development Finance

7D

4.2%

1Y

7.8%

AFSL.N0000

LK₨21.00

Abans Finance

7D

2.4%

1Y

-7.5%

BFN.N0000

LK₨7.60

Orient Finance

7D

-1.3%

1Y

0%

ALLI.N0000

LK₨86.00

Alliance Finance

7D

1.8%

1Y

51.1%

HNBF.N0000

LK₨5.10

HNB Finance

7D

2.0%

1Y

8.5%

CFIN.N0000

LK₨104.50

Central Finance

7D

-1.4%

1Y

51.2%

VFIN.N0000

LK₨35.30

Vallibel Finance

7D

3.2%

1Y

33.7%

PLC.N0000

LK₨10.00

People's Leasing & Finance

7D

-1.0%

1Y

42.6%

COCR.N0000

LK₨31.20

Commercial Credit and Finance

7D

4.0%

1Y

30.5%

SFIN.N0000

LK₨11.30

Singer Finance (Lanka)

7D

-1.7%

1Y

14.1%

AMF.N0000

LK₨21.70

Associated Motor Finance

7D

3.3%

1Y

189.3%

LOLC.N0000

LK₨318.00

LOLC Holdings

7D

-1.5%

1Y

-18.5%

LOFC.N0000

LK₨4.00

LOLC Finance

7D

-2.4%

1Y

-34.4%