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Sri Lankan (CSE) Consumer Finance Industry Analysis
UpdatedSep 13, 2026
DataAggregated Company Financials
Companies21
- 7D-0.07%
- 3M-7.1%
- 1Y-11.8%
- YTD-20.2%
Over the last 7 days, the Consumer Finance industry has remained flat, although notably LOLC Finance gained 3.8%. As for the longer term, the industry has declined 12% in the last year.
Industry Valuation and Performance
Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 14 Sep 2026 | LK₨781.2b | LK₨603.7b | LK₨123.9b | 7.2x | 6.3x | 1.3x |
| Sat, 01 Aug 2026 | LK₨799.7b | LK₨572.2b | LK₨121.3b | 7.8x | 6.6x | 1.4x |
| Mon, 29 Jun 2026 | LK₨865.2b | LK₨568.3b | LK₨120.0b | 8.3x | 7.2x | 1.5x |
| Wed, 27 May 2026 | LK₨878.8b | LK₨491.1b | LK₨122.4b | 9.1x | 7.2x | 1.8x |
| Fri, 24 Apr 2026 | LK₨906.9b | LK₨485.9b | LK₨120.8b | 10.2x | 7.5x | 1.9x |
| Sun, 22 Mar 2026 | LK₨817.8b | LK₨459.4b | LK₨123.0b | 9.7x | 6.6x | 1.8x |
| Tue, 17 Feb 2026 | LK₨964.0b | LK₨459.1b | LK₨123.7b | 12.2x | 7.8x | 2.1x |
| Thu, 15 Jan 2026 | LK₨1.0t | LK₨458.8b | LK₨123.6b | 11.4x | 8.1x | 2.2x |
| Sat, 13 Dec 2025 | LK₨964.4b | LK₨458.8b | LK₨123.6b | 11.2x | 7.8x | 2.1x |
| Mon, 10 Nov 2025 | LK₨1.1t | LK₨464.8b | LK₨138.2b | 14.1x | 7.9x | 2.3x |
| Wed, 08 Oct 2025 | LK₨931.7b | LK₨454.2b | LK₨135.6b | 10.6x | 6.9x | 2.1x |
| Fri, 05 Sep 2025 | LK₨901.5b | LK₨454.2b | LK₨135.6b | 10.7x | 6.7x | 2x |
| Sun, 03 Aug 2025 | LK₨899.7b | LK₨428.1b | LK₨131.6b | 10.5x | 6.8x | 2.1x |
| Tue, 01 Jul 2025 | LK₨845.3b | LK₨428.2b | LK₨129.6b | 9.7x | 6.5x | 2x |
| Thu, 29 May 2025 | LK₨789.4b | LK₨382.6b | LK₨110.8b | 7.5x | 7.1x | 2.1x |
| Sat, 26 Apr 2025 | LK₨759.4b | LK₨375.1b | LK₨105.9b | 7x | 7.2x | 2x |
| Mon, 24 Mar 2025 | LK₨738.4b | LK₨374.9b | LK₨105.9b | 6.8x | 7x | 2x |
| Wed, 19 Feb 2025 | LK₨830.0b | LK₨375.3b | LK₨105.9b | 7.5x | 7.8x | 2.2x |
| Fri, 17 Jan 2025 | LK₨820.6b | LK₨359.1b | LK₨125.4b | 7x | 6.5x | 2.3x |
| Sun, 15 Dec 2024 | LK₨700.7b | LK₨359.1b | LK₨125.4b | 6.1x | 5.6x | 2x |
| Tue, 12 Nov 2024 | LK₨642.0b | LK₨389.6b | LK₨91.3b | 6.7x | 7x | 1.6x |
| Thu, 10 Oct 2024 | LK₨596.3b | LK₨382.7b | LK₨90.0b | 6.2x | 6.6x | 1.6x |
| Sat, 07 Sep 2024 | LK₨530.7b | LK₨382.7b | LK₨90.0b | 5.6x | 5.9x | 1.4x |
| Mon, 05 Aug 2024 | LK₨582.1b | LK₨371.7b | LK₨88.5b | 6.6x | 6.6x | 1.6x |
| Wed, 03 Jul 2024 | LK₨623.3b | LK₨356.2b | LK₨85.7b | 7.6x | 7.3x | 1.8x |
| Fri, 31 May 2024 | LK₨643.3b | LK₨298.8b | LK₨82.5b | 7.9x | 7.8x | 2.2x |
| Sun, 28 Apr 2024 | LK₨664.4b | LK₨293.3b | LK₨82.9b | 9x | 8x | 2.3x |
| Tue, 26 Mar 2024 | LK₨537.8b | LK₨289.6b | LK₨82.6b | 7.9x | 6.5x | 1.9x |
| Thu, 22 Feb 2024 | LK₨460.3b | LK₨288.3b | LK₨82.3b | 6.9x | 5.6x | 1.6x |
| Sat, 20 Jan 2024 | LK₨611.0b | LK₨287.7b | LK₨54.0b | 8.6x | 11.3x | 2.1x |
| Mon, 18 Dec 2023 | LK₨637.0b | LK₨285.9b | LK₨53.3b | 7.3x | 12x | 2.2x |
| Wed, 15 Nov 2023 | LK₨656.9b | LK₨323.5b | LK₨56.1b | 6.3x | 11.7x | 2x |
| Fri, 13 Oct 2023 | LK₨663.0b | LK₨316.2b | LK₨53.1b | 6.2x | 12.5x | 2.1x |
Price to Earnings Ratio
13x
Current Industry PE
- Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 6.3x which is lower than its 3-year average PE of 7.6x.
- The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 33% per year over the last three years.
- Revenues for these companies have grown 24% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Sri Lankan Financials industry?
| LK Market | -0.72% | |
| Financials | -0.64% | |
| Consumer Finance | -0.07% | |
| Consumer Finance | -0.07% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LOFC.N0000 LOLC Finance | LK₨5.40 | 3.8% +LK₨5.9b | -6.9% | PE5.8x | |
| SFIN.N0000 Singer Finance (Lanka) | LK₨50.00 | 3.1% +LK₨416.8m | -8.3% | PE8x | |
| SDF.N0000 Sarvodaya Development Finance | LK₨40.70 | 6.3% +LK₨359.0m | 28.4% | PE6.8x | |
| CALF.N0000 Dialog Finance | LK₨132.50 | 2.3% +LK₨352.2m | 91.8% | PE54.8x | |
| CDB.N0000 Citizens Development Business Finance | LK₨35.50 | 1.1% +LK₨286.9m | -2.9% | PE5.5x |