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Sri Lankan (CSE) Consumer Finance Industry Analysis

UpdatedNov 27, 2022
DataAggregated Company Financials
Companies24
  • 7D1.4%
  • 3M-4.0%
  • 1Y-56.0%
  • YTD-59.3%

Over the last 7 days, the Consumer Finance industry has risen 1.4%, driven by gains from LOLC Holdings of 5.2%. However, the industry is down 56% over the past year.

Industry Valuation and Performance

Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022LK₨591.8bLK₨303.1bLK₨118.8b3.7x5x2x
Tue, 25 Oct 2022LK₨650.5bLK₨340.9bLK₨130.2b3.4x5x1.9x
Thu, 22 Sep 2022LK₨739.4bLK₨340.0bLK₨130.2b3.6x5.7x2.2x
Sat, 20 Aug 2022LK₨659.8bLK₨339.1bLK₨129.7b3.8x5.1x1.9x
Mon, 18 Jul 2022LK₨531.0bLK₨298.8bLK₨114.0b3.4x4.7x1.8x
Wed, 15 Jun 2022LK₨704.8bLK₨295.7bLK₨113.8b3.9x6.2x2.4x
Fri, 13 May 2022LK₨529.1bLK₨250.0bLK₨78.8b3.8x6.7x2.1x
Sun, 10 Apr 2022LK₨553.7bLK₨250.2bLK₨78.6b5x7x2.2x
Tue, 08 Mar 2022LK₨834.0bLK₨250.2bLK₨78.6b6.6x10.6x3.3x
Thu, 03 Feb 2022LK₨985.7bLK₨230.6bLK₨62.3b9.2x15.8x4.3x
Sat, 01 Jan 2022LK₨972.2bLK₨227.1bLK₨60.2b10.7x16.2x4.3x
Mon, 29 Nov 2021LK₨843.8bLK₨223.6bLK₨59.6b7.4x14.2x3.8x
Wed, 27 Oct 2021LK₨634.2bLK₨223.4bLK₨49.3b5.8x12.9x2.8x
Fri, 24 Sep 2021LK₨529.3bLK₨222.5bLK₨48.8b5.8x10.8x2.4x
Sun, 22 Aug 2021LK₨539.6bLK₨228.6bLK₨50.1b8.5x10.8x2.4x
Fri, 09 Jul 2021LK₨554.0bLK₨228.6bLK₨50.1b6.9x11.1x2.4x
Thu, 01 Apr 2021LK₨324.3bLK₨194.7bLK₨58.1b6.6x5.6x1.7x
Sun, 03 Jan 2021LK₨226.6bLK₨173.3bLK₨33.1b6.5x6.8x1.3x
Wed, 07 Oct 2020LK₨225.5bLK₨166.2bLK₨29.9b6.6x7.5x1.4x
Tue, 30 Jun 2020LK₨202.1bLK₨159.0bLK₨18.5b6.7x10.9x1.3x
Fri, 03 Apr 2020LK₨163.1bLK₨168.6bLK₨25.4b5.2x6.4x1x
Mon, 06 Jan 2020LK₨246.2bLK₨160.7bLK₨21.4b7x11.5x1.5x
Price to Earnings Ratio

12.1x


Total Market Cap: LK₨219.0bTotal Earnings: LK₨18.2bTotal Revenue: LK₨168.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Consumer Finance Industry Price to Earnings3Y Average 9.2x202020212022
Current Industry PE
  • Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.0x which is lower than its 3-year average PE of 9.2x.
  • The industry is trading close to its 3-year average PS ratio of 2.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 87% per year over the last three years.
  • Revenues for these companies have grown 22% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Sri Lankan Financials industry?

LK Market4.82%
Financials2.14%
Consumer Finance1.40%
Consumer Finance1.40%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LOLC.N0000 LOLC HoldingsLK₨340.255.2%
+LK₨8.0b
-63.3%PE2.4x
LOFC.N0000 LOLC FinanceLK₨6.103.4%
+LK₨3.9b
-77.3%PE6.9x
LFIN.N0000 LB FinanceLK₨38.402.9%
+LK₨609.5m
-39.2%PE2.3x
HNBF.N0000 HNB FinanceLK₨4.304.9%
+LK₨343.9m
-60.9%PS2.1x
PLC.N0000 People's Leasing & FinanceLK₨5.002.0%
+LK₨204.2m
-47.6%PE2.1x
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Latest News

VFIN.N0000

LK₨21.90

Vallibel Finance

7D

-4.8%

1Y

-45.0%

LOFC.N0000

LK₨6.10

LOLC Finance

7D

3.4%

1Y

-77.3%

COCR.N0000

LK₨22.10

Commercial Credit and Finance

7D

-5.1%

1Y

-9.4%

HNBF.N0000

LK₨4.30

HNB Finance

7D

4.9%

1Y

-60.9%

CRL.N0000

LK₨7.30

Softlogic Finance

7D

-1.4%

1Y

-24.7%

PMB.N0000

LK₨3.90

People's Merchant Finance

7D

14.7%

1Y

-41.8%

NIFL.N0000

LK₨501.50

LOLC Development Finance

7D

-2.3%

1Y

13.1%

CALF.N0000

LK₨56.10

Dialog Finance

7D

-6.5%

1Y

-27.1%

CFIN.N0000

LK₨60.30

Central Finance

7D

-0.8%

1Y

-27.8%

BFN.N0000

LK₨7.40

Orient Finance

7D

-1.3%

1Y

-55.2%

SFIN.N0000

LK₨9.90

Singer Finance (Lanka)

7D

5.3%

1Y

-33.1%

PLC.N0000

LK₨5.00

People's Leasing & Finance

7D

2.0%

1Y

-47.6%

LOLC.N0000

LK₨340.25

LOLC Holdings

7D

5.2%

1Y

-63.3%

LFIN.N0000

LK₨38.40

LB Finance

7D

2.9%

1Y

-39.2%

LCBF.N0000

LK₨2.10

Lanka Credit and Business Finance

7D

10.5%

1Y

-44.7%

SDF.N0000

LK₨9.90

Sarvodaya Development Finance

7D

-1.0%

1Y

n/a