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Sri Lankan (CSE) Consumer Finance Industry Analysis
UpdatedAug 16, 2025
DataAggregated Company Financials
Companies21
- 7D2.4%
- 3M16.4%
- 1Y55.1%
- YTD7.1%
Last week, the Consumer Finance industry hasn't moved much but LOLC Holdings is up 6.3% in that time. The past year has been better, since the industry has gained 51% in that time.
Industry Valuation and Performance
Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 16 Aug 2025 | LK₨909.5b | LK₨437.2b | LK₨135.4b | 10.7x | 6.7x | 2.1x |
| Mon, 14 Jul 2025 | LK₨867.6b | LK₨424.6b | LK₨129.7b | 10.3x | 6.7x | 2x |
| Wed, 11 Jun 2025 | LK₨818.1b | LK₨428.4b | LK₨129.6b | 8.7x | 6.3x | 1.9x |
| Fri, 09 May 2025 | LK₨755.0b | LK₨375.7b | LK₨106.1b | 8.1x | 7.1x | 2x |
| Sun, 06 Apr 2025 | LK₨720.8b | LK₨375.1b | LK₨105.9b | 6.9x | 6.8x | 1.9x |
| Tue, 04 Mar 2025 | LK₨778.3b | LK₨374.9b | LK₨105.9b | 6.8x | 7.3x | 2.1x |
| Thu, 30 Jan 2025 | LK₨873.7b | LK₨362.0b | LK₨126.7b | 7.1x | 6.9x | 2.4x |
| Sat, 28 Dec 2024 | LK₨810.4b | LK₨359.1b | LK₨125.4b | 6.9x | 6.5x | 2.3x |
| Mon, 25 Nov 2024 | LK₨630.6b | LK₨364.6b | LK₨126.2b | 5.8x | 5x | 1.7x |
| Wed, 23 Oct 2024 | LK₨608.1b | LK₨384.9b | LK₨90.7b | 6.5x | 6.7x | 1.6x |
| Fri, 20 Sep 2024 | LK₨547.5b | LK₨382.7b | LK₨90.0b | 5.6x | 6.1x | 1.4x |
| Sun, 18 Aug 2024 | LK₨588.6b | LK₨382.9b | LK₨90.0b | 6.1x | 6.5x | 1.5x |
| Tue, 16 Jul 2024 | LK₨623.1b | LK₨366.6b | LK₨85.7b | 7.4x | 7.3x | 1.7x |
| Thu, 13 Jun 2024 | LK₨660.9b | LK₨355.9b | LK₨85.2b | 7.8x | 7.8x | 1.9x |
| Sat, 11 May 2024 | LK₨682.4b | LK₨293.3b | LK₨82.8b | 8.9x | 8.2x | 2.3x |
| Mon, 08 Apr 2024 | LK₨568.2b | LK₨293.3b | LK₨82.9b | 8.8x | 6.9x | 1.9x |
| Wed, 06 Mar 2024 | LK₨506.8b | LK₨288.3b | LK₨82.3b | 7.2x | 6.2x | 1.8x |
| Fri, 02 Feb 2024 | LK₨589.2b | LK₨288.0b | LK₨54.0b | 8x | 10.9x | 2x |
| Sun, 31 Dec 2023 | LK₨625.4b | LK₨285.9b | LK₨53.3b | 8.1x | 11.7x | 2.2x |
| Tue, 28 Nov 2023 | LK₨641.3b | LK₨285.7b | LK₨53.4b | 7.3x | 12x | 2.2x |
| Thu, 26 Oct 2023 | LK₨646.2b | LK₨317.9b | LK₨53.4b | 6.2x | 12.1x | 2x |
| Sat, 23 Sep 2023 | LK₨687.9b | LK₨315.7b | LK₨53.2b | 6.8x | 12.9x | 2.2x |
| Mon, 21 Aug 2023 | LK₨733.3b | LK₨315.6b | LK₨53.2b | 7.6x | 13.8x | 2.3x |
| Wed, 19 Jul 2023 | LK₨713.0b | LK₨332.5b | LK₨65.0b | 6.7x | 11x | 2.1x |
| Fri, 16 Jun 2023 | LK₨643.4b | LK₨342.6b | LK₨65.0b | 5.9x | 9.9x | 1.9x |
| Sun, 14 May 2023 | LK₨536.0b | LK₨314.2b | LK₨108.9b | 4.5x | 4.9x | 1.7x |
| Tue, 11 Apr 2023 | LK₨566.8b | LK₨314.0b | LK₨109.0b | 4.9x | 5.2x | 1.8x |
| Thu, 09 Mar 2023 | LK₨595.9b | LK₨314.0b | LK₨109.0b | 5.1x | 5.5x | 1.9x |
| Sat, 04 Feb 2023 | LK₨600.8b | LK₨301.1b | LK₨117.3b | 4.2x | 5.1x | 2x |
| Mon, 02 Jan 2023 | LK₨670.4b | LK₨302.8b | LK₨118.6b | 4x | 5.7x | 2.2x |
| Wed, 30 Nov 2022 | LK₨618.3b | LK₨303.1b | LK₨118.8b | 3.8x | 5.2x | 2x |
| Fri, 28 Oct 2022 | LK₨661.5b | LK₨340.4b | LK₨130.2b | 3.4x | 5.1x | 1.9x |
| Sun, 25 Sep 2022 | LK₨740.3b | LK₨340.0b | LK₨130.2b | 3.6x | 5.7x | 2.2x |
| Tue, 23 Aug 2022 | LK₨650.7b | LK₨339.5b | LK₨130.0b | 3.9x | 5x | 1.9x |
Price to Earnings Ratio
5x
Current Industry PE
- Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 6.6x which is lower than its 3-year average PE of 7.5x.
- The industry is trading close to its 3-year average PS ratio of 2.0x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 8.7% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Sri Lankan Financials industry?
| LK Market | 2.65% | |
| Financials | 2.76% | |
| Consumer Finance | 2.38% | |
| Consumer Finance | 2.38% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LOLC.N0000 LOLC Holdings | LK₨581.00 | 6.3% +LK₨16.4b | 38.3% | PE4.7x | |
| COCR.N0000 Commercial Credit and Finance | LK₨126.50 | 7.2% +LK₨2.7b | 276.5% | PE5.3x | |
| AMF.N0000 Associated Motor Finance | LK₨93.10 | 21.2% +LK₨1.8b | 313.8% | PE11.2x | |
| VFIN.N0000 Vallibel Finance | LK₨118.75 | 7.0% +LK₨1.8b | 193.9% | PE9.2x | |
| LFIN.N0000 LB Finance | LK₨137.75 | 2.0% +LK₨1.5b | 105.6% | PE6.7x |