NÜRNBERGER Beteiligungs-AG's (ETR:NBG6) Shares Bounce 26% But Its Business Still Trails The Industry
May 16
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German (DAX) Insurance Industry Analysis
UpdatedMay 19, 2025
DataAggregated Company Financials
Companies8
- 7D-0.2%
- 3M8.3%
- 1Y29.8%
- YTD18.2%
Over the last 7 days, the Insurance industry has dropped 2.5%, driven by declines in Allianz and Münchener Rückversicherungs-Gesellschaft in München of 3.1% and 4.7%, respectively. On the other hand Talanx is actually up 5.5%. Over the past 12 months, the industry was up 30%. Earnings are forecast to grow by 6.8% annually.
Industry Valuation and Performance
Has the German Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 19 May 2025 | €273.2b | €249.4b | €18.6b | 15.4x | 14.7x | 1.1x |
| Wed, 16 Apr 2025 | €269.3b | €247.4b | €19.7b | 13.5x | 13.7x | 1.1x |
| Fri, 14 Mar 2025 | €266.5b | €252.3b | €19.7b | 13.4x | 13.5x | 1.1x |
| Sun, 09 Feb 2025 | €245.9b | €246.3b | €19.4b | 13.2x | 12.7x | 1x |
| Tue, 07 Jan 2025 | €234.4b | €246.3b | €19.4b | 13.2x | 12.1x | 1x |
| Thu, 05 Dec 2024 | €237.3b | €246.3b | €19.4b | 12.9x | 12.2x | 1x |
| Sat, 02 Nov 2024 | €223.8b | €248.9b | €18.8b | 13x | 11.9x | 0.9x |
| Mon, 30 Sep 2024 | €232.3b | €248.9b | €18.8b | 14.2x | 12.3x | 0.9x |
| Wed, 28 Aug 2024 | €223.9b | €249.0b | €19.0b | 13.4x | 11.8x | 0.9x |
| Fri, 26 Jul 2024 | €208.0b | €240.5b | €18.1b | 12.9x | 11.5x | 0.9x |
| Sun, 23 Jun 2024 | €212.4b | €240.5b | €18.1b | 13.2x | 11.7x | 0.9x |
| Tue, 21 May 2024 | €212.9b | €240.5b | €18.1b | 13x | 11.7x | 0.9x |
| Thu, 18 Apr 2024 | €204.2b | €247.6b | €16.6b | 11.9x | 12.3x | 0.8x |
| Sat, 16 Mar 2024 | €214.6b | €262.2b | €16.5b | 12x | 13x | 0.8x |
| Mon, 12 Feb 2024 | €195.8b | €267.4b | €14.6b | 11.3x | 13.4x | 0.7x |
| Wed, 10 Jan 2024 | €192.4b | €267.4b | €14.6b | 11.6x | 13.2x | 0.7x |
| Fri, 08 Dec 2023 | €193.7b | €267.4b | €14.6b | 11.5x | 13.3x | 0.7x |
| Sun, 05 Nov 2023 | €180.7b | €279.8b | €14.6b | 11.7x | 12.4x | 0.6x |
| Tue, 03 Oct 2023 | €182.4b | €279.8b | €14.6b | 11.5x | 12.5x | 0.7x |
| Thu, 31 Aug 2023 | €180.1b | €290.1b | €14.5b | 12.3x | 12.4x | 0.6x |
| Sat, 29 Jul 2023 | €176.1b | €272.3b | €14.7b | 12.4x | 12x | 0.6x |
| Mon, 26 Jun 2023 | €167.2b | €272.3b | €14.7b | 12.7x | 11.4x | 0.6x |
| Wed, 24 May 2023 | €169.7b | €269.1b | €12.8b | 13x | 13.2x | 0.6x |
| Fri, 21 Apr 2023 | €172.4b | €267.4b | €13.0b | 13.5x | 13.3x | 0.6x |
| Sun, 19 Mar 2023 | €154.1b | €269.8b | €13.0b | 13x | 11.9x | 0.6x |
| Tue, 14 Feb 2023 | €169.6b | €261.0b | €9.8b | 18.8x | 17.3x | 0.7x |
| Thu, 12 Jan 2023 | €167.1b | €261.0b | €9.8b | 18.7x | 17x | 0.6x |
| Sat, 10 Dec 2022 | €161.6b | €261.0b | €9.8b | 18.5x | 16.5x | 0.6x |
| Mon, 07 Nov 2022 | €145.7b | €257.0b | €9.2b | 17.3x | 15.8x | 0.6x |
| Wed, 05 Oct 2022 | €134.2b | €255.3b | €9.2b | 16.3x | 14.6x | 0.5x |
| Fri, 02 Sep 2022 | €129.7b | €257.9b | €9.2b | 13.9x | 14.1x | 0.5x |
| Sun, 31 Jul 2022 | €130.7b | €261.0b | €10.1b | 14x | 13x | 0.5x |
| Tue, 28 Jun 2022 | €132.7b | €261.0b | €10.1b | 13.8x | 13.2x | 0.5x |
| Thu, 26 May 2022 | €140.8b | €261.0b | €10.1b | 12.8x | 14x | 0.5x |
Price to Earnings Ratio
14x
Current Industry PE
- Investors are optimistic on the German Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 14.7x which is higher than its 3-year average PE of 13.2x.
- The 3-year average PS ratio of 0.75x is lower than the industry's current PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 23% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | 0.51% | |
| Financials | -0.23% | |
| Insurance | -0.15% | |
| General Insurance | 0.92% | |
| Life and Health Insurance | 0.40% | |
| Reinsurance | -1.75% | |
Industry PE
- Investors are most optimistic about the Life and Health Insurance industry which is trading above its 3-year average PE ratio of 8.5x.
- Analysts are expecting annual earnings growth of 20.6%, which is higher than its past year's earnings decline of 75.5% per year.
- Investors are most pessimistic about the General Insurance industry, which is trading close to its 3-year average of 12.9x.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 21% over the next 5 years.
- This is better than its past earnings decline of 76% per year.
- In contrast, the General Insurance industry is expected to see its earnings grow by 6.4% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| TLX Talanx | €110.00 | 5.5% +€1.5b | 53.5% | PE14.4x | |
| NBG6 NÜRNBERGER Beteiligungs-AG | €50.80 | 11.4% +€59.9m | -20.6% | PS0.1x | |
| DFV DFV Deutsche Familienversicherung | €6.30 | 1.6% +€1.5m | n/a | PS0.7x |