Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

Italian (Borsa Italiana) Financials Sector Analysis

UpdatedSep 16, 2026
DataAggregated Company Financials
Companies44
  • 7D-0.5%
  • 3M5.1%
  • 1Y29.2%
  • YTD19.0%

In the last week, Financials has been flat. The past year has been better, since the industry has gained 27% in that time. Earnings are forecast to grow by 7.5% annually.

Sector Valuation and Performance

Has the Italian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 16 Sep 2026€542.2b€176.7b€38.3b12.4x14.2x3.1x
Fri, 14 Aug 2026€554.6b€174.5b€38.1b12.5x14.6x3.2x
Sun, 12 Jul 2026€526.3b€172.6b€37.6b12.1x14x3x
Tue, 09 Jun 2026€468.0b€172.4b€37.6b10.7x12.5x2.7x
Thu, 07 May 2026€465.2b€170.4b€37.1b11.1x12.5x2.7x
Sat, 04 Apr 2026€419.4b€172.1b€37.4b10.5x11.2x2.4x
Mon, 02 Mar 2026€456.2b€171.2b€40.9b11x11.2x2.7x
Wed, 28 Jan 2026€462.2b€170.5b€39.1b11.7x11.8x2.7x
Fri, 26 Dec 2025€459.2b€170.4b€39.0b11.8x11.8x2.7x
Sun, 23 Nov 2025€428.9b€170.4b€39.0b11.6x11x2.5x
Tue, 21 Oct 2025€415.7b€170.0b€38.8b11.7x10.7x2.4x
Thu, 18 Sep 2025€418.8b€170.0b€38.8b12.1x10.8x2.5x
Sat, 16 Aug 2025€420.9b€170.0b€38.7b12.7x10.9x2.5x
Mon, 14 Jul 2025€367.6b€167.7b€37.5b10.8x9.8x2.2x
Wed, 11 Jun 2025€369.4b€167.6b€37.5b11.6x9.9x2.2x
Fri, 09 May 2025€364.3b€167.2b€37.1b11.3x9.8x2.2x
Sun, 06 Apr 2025€308.8b€167.0b€36.5b9.3x8.5x1.8x
Tue, 04 Mar 2025€351.6b€171.8b€36.6b10x9.6x2x
Thu, 30 Jan 2025€317.0b€170.1b€37.0b9.1x8.6x1.9x
Sat, 28 Dec 2024€287.8b€170.1b€37.0b8.9x7.8x1.7x
Mon, 25 Nov 2024€276.3b€170.1b€37.0b8.3x7.5x1.6x
Wed, 23 Oct 2024€285.2b€168.9b€35.2b8.6x8.1x1.7x
Fri, 20 Sep 2024€276.1b€168.9b€35.2b8.7x7.8x1.6x
Sun, 18 Aug 2024€263.3b€168.9b€35.2b8.6x7.5x1.6x
Tue, 16 Jul 2024€267.2b€164.3b€34.2b8.7x7.8x1.6x
Thu, 13 Jun 2024€268.7b€177.9b€34.9b8.8x7.7x1.5x
Sat, 11 May 2024€270.8b€164.3b€34.2b8.7x7.9x1.6x
Mon, 08 Apr 2024€264.0b€170.9b€33.5b9.2x7.9x1.5x
Wed, 06 Mar 2024€247.9b€198.3b€34.9b9x7.1x1.3x
Fri, 02 Feb 2024€230.0b€229.1b€31.4b9.4x7.3x1x
Sun, 31 Dec 2023€218.2b€230.2b€32.1b8.9x6.8x0.9x
Tue, 28 Nov 2023€216.2b€232.3b€32.0b8.4x6.8x0.9x
Thu, 26 Oct 2023€200.6b€227.8b€28.8b8.7x7x0.9x
Sat, 23 Sep 2023€210.7b€228.1b€28.8b10x7.3x0.9x
Price to Earnings Ratio

7.3x


Total Market Cap: €210.7bTotal Earnings: €28.8bTotal Revenue: €228.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Italian Financials Sector Price to Earnings3Y Average 9.5x202420252026
Current Industry PE
  • Investors are optimistic on the Italian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.2x which is higher than its 3-year average PE of 9.5x.
  • The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 3.1x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 10.0% per year over the last three years.
  • Meanwhile revenues for these companies have declined 8.2% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Italian Financials sector?

IT Market-0.92%
Financials-0.48%
Insurance1.85%
Banks-0.69%
Diversified Financial-1.62%
Consumer Finance-3.37%
Capital Markets-3.51%
Industry PE
  • Investors are most optimistic about the Diversified Financial industry which is trading above its 3-year average PE ratio of 41.0x.
    • Analysts are expecting annual earnings growth of 10.6%, which is lower than the prior year's growth of 12.4% per year.
  • Investors are most pessimistic about the Capital Markets industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.2x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 29% over the next 5 years.
  • This is better than its past earnings growth rate of 13% per year.
  • In contrast, the Capital Markets industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
G Assicurazioni Generali€45.632.6%
+€1.8b		39.7%PE15.2x
BMPS Banca Monte dei Paschi di Siena€11.811.4%
+€492.2m		44.6%PB1.4x
MB Mediobanca Banca di Credito Finanziario€28.370.9%
+€209.7m		32.0%PB2x
ISP Intesa Sanpaolo€6.700.2%
+€127.8m		22.1%PB1.7x
BDB Banco di Desio e della Brianza€17.983.9%
+€89.2m		130.2%PB1.6x

Latest News

UCG
€82.58
UniCredit
7D
-2.2%
1Y
24.0%
TIP
€8.62
Tamburi Investment Partners
7D
-12.8%
1Y
3.1%
ISP
€6.70
Intesa Sanpaolo
7D
0.2%
1Y
22.1%
BMPS
€11.81
Banca Monte dei Paschi di Siena
7D
1.4%
1Y
44.6%
Narrative Update • Sep 09

BMPS: Parallel Exchange Offers And Revised Assumptions Will Shape Future Earnings Quality

Analysts have raised their price target for Banca Monte dei Paschi di Siena to €12.50 from €12.00, reflecting updated assumptions on discount rate, revenue growth, profit margins and future P/E levels. What's in the News Banca Monte dei Paschi di Siena has scheduled a board meeting for August 20, 2026, to vote on the launch of two voluntary public exchange offers.
BPE
€14.19
BPER Banca
7D
-1.5%
1Y
51.6%
Narrative Update • Sep 03

BPE: Fair Value View Will Weigh Rally Against Execution And Capital Risks

Analysts have lifted their fair value estimate for BPER Banca from €13.40 to €14.30, reflecting a higher blended analyst price target that factors in a raised €15.00 target alongside more neutral views around €13.80. Analyst Commentary Recent research on BPER Banca shows a mix of optimism and caution, with higher fair value estimates set against more restrained views on how much upside is left after the stock's recent rally.
UNI
€27.91
Unipol Assicurazioni
7D
-0.7%
1Y
61.0%
Narrative Update • Sep 03

UNI: Planned Capital Raise Is Expected To Support Higher Future P/E

Analysts have adjusted their price target for Unipol Assicurazioni from €32.50 to €33.50. The change reflects updated assumptions around revenue growth, profit margins and future P/E levels.
G
€45.63
Assicurazioni Generali
7D
2.6%
1Y
39.7%
NEXI
€4.22
Nexi
7D
1.5%
1Y
-9.6%
MB
€28.37
Mediobanca Banca di Credito Finanziario
7D
0.9%
1Y
32.0%
Narrative Update • Aug 24

MB: Fair View Balances Upgrade To Buy And Market Perform Downgrade

Analysts have raised their fair value estimate for Mediobanca Banca di Credito Finanziario from €25.90 to €26.60, citing updated price targets in the €28.20 to €29.40 range and a view that slightly higher profit margins and a lower future P/E multiple support this adjustment. Analyst Commentary Recent Street research on Mediobanca Banca di Credito Finanziario presents a mixed picture, with some bullish analysts seeing room for upside and more cautious voices pointing to near term constraints.
BGN
€64.40
Banca Generali
7D
-4.1%
1Y
28.5%
PST
€25.94
Poste Italiane
7D
-1.7%
1Y
29.7%
Narrative Update • Aug 20

PST: TIM Earnings Expectations Will Expose Future Execution Downsides

Analysts have increased the fair value estimate for Poste Italiane from €17.43 to €20.16, citing a series of recent price target hikes from major banks. These revisions point to stronger earnings expectations and improved profitability assumptions, including potential earnings accretion from the proposed TIM deal.
BFF
€3.02
BFF Bank
7D
2.9%
1Y
-72.7%
FBK
€22.87
FinecoBank Banca Fineco
7D
-1.5%
1Y
23.1%
Narrative Update • Aug 10

FBK: Future Returns Will Track Gradual Repricing On Stable Profitability Metrics

Analysts have nudged their fair value estimate for FinecoBank Banca Fineco higher, reflected in a price target move from about €25.25 to roughly €26.47. This aligns with recent Street research that raised the stock's target to €27 while citing stable profitability metrics and updated earnings assumptions.
BMED
€23.05
Banca Mediolanum
7D
-2.7%
1Y
35.0%
Narrative Update • Aug 08

BMED: Future Returns Will Reflect Inflows Momentum And Revised P/E Assumptions

The analyst price target for Banca Mediolanum has been raised to €24.80 from €20.50. Analysts point to updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E to support the change.
BDB
€17.98
Banco di Desio e della Brianza
7D
3.9%
1Y
130.2%
ANIM
€6.93
Anima Holding
7D
0.9%
1Y
12.7%