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Italian (Borsa Italiana) Financials Sector Analysis

UpdatedJul 31, 2026
DataAggregated Company Financials
Companies45
  • 7D2.5%
  • 3M18.7%
  • 1Y32.0%
  • YTD16.8%

Over the last 7 days, the Financials industry has dropped 1.5%, driven by a pullback from Poste Italiane of 3.1%. Over the past 12 months, the industry was up 30%. Earnings are forecast to grow by 6.7% annually.

Sector Valuation and Performance

Has the Italian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 31 Jul 2026€530.7b€172.8b€37.4b12x14.2x3.1x
Sun, 28 Jun 2026€503.2b€172.6b€37.6b11.5x13.4x2.9x
Tue, 26 May 2026€464.9b€172.4b€37.6b10.5x12.4x2.7x
Thu, 23 Apr 2026€443.0b€169.9b€36.6b11x12.1x2.6x
Sat, 21 Mar 2026€396.7b€171.8b€37.4b10x10.6x2.3x
Mon, 16 Feb 2026€443.7b€170.7b€40.9b11.5x10.9x2.6x
Wed, 14 Jan 2026€466.5b€170.4b€39.0b12.5x12x2.7x
Fri, 12 Dec 2025€443.7b€170.4b€39.0b12x11.4x2.6x
Sun, 09 Nov 2025€426.8b€170.3b€38.5b11.7x11.1x2.5x
Tue, 07 Oct 2025€421.8b€170.2b€38.8b11.9x10.9x2.5x
Thu, 04 Sep 2025€404.0b€169.9b€38.7b11.5x10.4x2.4x
Sat, 02 Aug 2025€381.6b€168.6b€38.3b11.1x10x2.3x
Mon, 30 Jun 2025€364.3b€167.7b€37.4b11.3x9.7x2.2x
Wed, 28 May 2025€371.7b€167.6b€37.5b11.7x9.9x2.2x
Fri, 25 Apr 2025€339.6b€167.0b€36.5b10.2x9.3x2x
Sun, 23 Mar 2025€359.6b€166.9b€36.6b10.2x9.8x2.2x
Tue, 18 Feb 2025€332.3b€172.9b€35.4b9.5x9.4x1.9x
Thu, 16 Jan 2025€304.3b€170.1b€37.0b9.2x8.2x1.8x
Sat, 14 Dec 2024€293.2b€170.1b€37.0b9x7.9x1.7x
Mon, 11 Nov 2024€281.0b€170.2b€37.0b8.7x7.6x1.7x
Wed, 09 Oct 2024€276.1b€168.9b€35.2b8.4x7.8x1.6x
Fri, 06 Sep 2024€270.8b€168.9b€35.2b8.7x7.7x1.6x
Sun, 04 Aug 2024€252.6b€166.0b€35.1b8.5x7.2x1.5x
Tue, 02 Jul 2024€271.3b€178.0b€34.9b8.5x7.8x1.5x
Thu, 30 May 2024€274.5b€176.6b€34.9b8.9x7.9x1.6x
Sat, 27 Apr 2024€269.7b€174.4b€33.5b9.2x8.1x1.5x
Mon, 25 Mar 2024€260.6b€171.9b€33.1b9.3x7.9x1.5x
Wed, 21 Feb 2024€221.7b€190.0b€33.2b8.7x6.7x1.2x
Fri, 19 Jan 2024€228.6b€230.2b€32.1b9.3x7.1x1x
Sun, 17 Dec 2023€216.7b€230.2b€32.1b9.1x6.8x0.9x
Tue, 14 Nov 2023€218.1b€231.9b€31.9b8.7x6.8x0.9x
Thu, 12 Oct 2023€207.7b€227.8b€28.8b9.3x7.2x0.9x
Sat, 09 Sep 2023€202.6b€228.1b€28.8b9.8x7x0.9x
Mon, 07 Aug 2023€208.9b€220.8b€27.2b9.9x7.7x0.9x
Price to Earnings Ratio

7.7x


Total Market Cap: €208.9bTotal Earnings: €27.2bTotal Revenue: €220.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Italian Financials Sector Price to Earnings3Y Average 9.2x202420252026
Current Industry PE
  • Investors are optimistic on the Italian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.1x which is higher than its 3-year average PE of 9.2x.
  • The 3-year average PS ratio of 1.9x is lower than the industry's current PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 11% per year over the last three years.
  • Meanwhile revenues for these companies have declined 8.0% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Italian Financials sector?

IT Market1.38%
Financials2.46%
Consumer Finance12.91%
Banks2.93%
Insurance2.75%
Capital Markets1.81%
Diversified Financial-0.94%
Industry PE
  • Investors are most optimistic about the Diversified Financial industry which is trading above its 3-year average PE ratio of 37.5x.
    • Analysts are expecting annual earnings growth of 3.9%, which is lower than the prior year's growth of 22.7% per year.
  • Investors are most pessimistic about the Capital Markets industry, which is trading close to its 3-year average of 11.2x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 28% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Capital Markets industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ISP Intesa Sanpaolo€6.513.7%
+€3.9b		23.0%PB1.6x
UCG UniCredit€81.703.1%
+€3.7b		26.4%PB1.7x
G Assicurazioni Generali€43.993.3%
+€2.1b		34.4%PE15.9x
BPE BPER Banca€13.963.1%
+€871.0m		61.6%PB1.7x
BAMI Banco BPM€15.712.4%
+€549.3m		40.3%PB1.5x

Latest News

NEXI
€4.25
Nexi
7D
7.5%
1Y
-15.2%
GF
€22.30
Generalfinance
7D
-17.1%
1Y
34.3%
ISP
€6.51
Intesa Sanpaolo
7D
3.7%
1Y
23.0%
PST
€26.30
Poste Italiane
7D
-3.1%
1Y
38.7%
BMPS
€11.55
Banca Monte dei Paschi di Siena
7D
1.5%
1Y
54.7%
Narrative Update • Jul 29

BMPS: Intesa Offer And State Exit Will Expose Overvaluation Risk

Analysts have raised their fair value estimate for Banca Monte dei Paschi di Siena from about €9.20 to roughly €10.30, citing updated assumptions on the discount rate, revenue growth, profit margin and future P/E. What’s in the News for Banca Monte dei Paschi di Siena Banca Monte dei Paschi di Siena reviewed early findings from advisers UBS and BofA Securities on Intesa Sanpaolo’s all share and cash offer and said the proposal appears below the average level of premia seen in similar Italian banking deals.
G
€43.99
Assicurazioni Generali
7D
3.3%
1Y
34.4%
Narrative Update • Jul 28

G: Higher Revenue Mix Visibility Will Support A Richer Future P/E Multiple

Assicurazioni Generali's updated analyst price target of €59.46, up from €57.81, reflects a series of recent target increases from banks alongside mixed rating changes, as analysts balance higher modeled revenue growth and a slightly higher future P/E with modestly lower profit margin assumptions and an unchanged or cautious stance from some firms citing valuation. Analyst Commentary Recent Street research on Assicurazioni Generali shows a wide range of views, but the most optimistic analysts have been willing to support materially higher price targets.
REVO
€25.50
REVO Insurance
7D
-1.5%
1Y
64.9%
UCG
€81.70
UniCredit
7D
3.1%
1Y
26.4%
Analysis Article • Jul 27

Earnings Miss: UniCredit S.p.A. Missed EPS By 13% And Analysts Are Revising Their Forecasts

Last week saw the newest half-yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
BAMI
€15.71
Banco BPM
7D
2.4%
1Y
40.3%
Narrative Update • Jul 24

BAMI: Fair Outlook Will Weigh Crédit Agricole Influence Against Earnings Resilience

Analysts have raised the fair value estimate for Banco BPM from €14.12 to €14.44, citing higher price targets, including a recent move to €16.20, which reflect updated views on the bank's earnings power and valuation multiples. What’s in the News for Banco BPM Crédit Agricole S.A. has notified the Italian government of plans to raise its holding in Banco BPM to 29.9% from 22.9% using derivative contracts, according to Reuters.
MB
€27.71
Mediobanca Banca di Credito Finanziario
7D
1.8%
1Y
43.3%
Narrative Update • Jul 24

MB: Recent Upgrade And Fair Value Revisions Will Guide Future Outlook

Analysts have nudged their fair value estimate for Mediobanca Banca di Credito Finanziario higher from €24.42 to €25.33, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E, and noting that this aligns with a recent upgrade to Buy and a €29.40 price target. What's in the News for Mediobanca Banca di Credito Finanziario No recent news items, periodical coverage, or key developments were provided for Mediobanca Banca di Credito Finanziario in the available sources.
BPE
€13.96
BPER Banca
7D
3.1%
1Y
61.6%
Narrative Update • Jul 16

BPE: Higher Capital Distribution Expectations Will Shape Future Upside Potential

The analyst fair value estimate for BPER Banca has moved from €15.00 to €16.00, reflecting updated assumptions on profit margins and future P/E. This comes as several firms have recently shifted to more neutral ratings, citing valuation after the stock's strong run and expectations already priced in around capital distribution.
FIC
€17.00
First Capital
7D
-0.9%
1Y
-8.1%
RFLTC
€1.19
RedFish LongTerm Capital
7D
-4.8%
1Y
2.6%
EQUI
€5.97
Equita Group
7D
-0.3%
1Y
26.5%
ANIM
€6.84
Anima Holding
7D
-3.7%
1Y
9.7%
ZEST
€0.12
Zest
7D
-3.2%
1Y
-27.5%