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Italian (Borsa Italiana) Financials Sector Analysis

UpdatedSep 30, 2025
DataAggregated Company Financials
Companies46
  • 7D-0.7%
  • 3M12.5%
  • 1Y46.7%
  • YTD40.3%

In the last week, Financials has been flat. The past year has been better, since the industry has gained 47% in that time. Looking forward, earnings are forecast to grow by 3.5% annually.

Sector Valuation and Performance

Has the Italian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 30 Sep 2025€419.9b€170.1b€38.8b11.6x10.8x2.5x
Thu, 28 Aug 2025€411.9b€170.0b€38.7b12.5x10.6x2.4x
Sat, 26 Jul 2025€380.8b€168.5b€38.2b11.1x10x2.3x
Mon, 23 Jun 2025€361.4b€167.7b€37.4b11.6x9.7x2.2x
Wed, 21 May 2025€375.4b€167.6b€37.5b11.6x10x2.2x
Fri, 18 Apr 2025€331.7b€167.0b€36.5b9.7x9.1x2x
Sun, 16 Mar 2025€354.3b€166.9b€36.6b9.9x9.7x2.1x
Tue, 11 Feb 2025€326.1b€171.4b€36.3b9x9x1.9x
Thu, 09 Jan 2025€297.1b€170.1b€37.0b9.1x8x1.7x
Sat, 07 Dec 2024€287.3b€170.1b€37.0b8.9x7.8x1.7x
Mon, 04 Nov 2024€286.8b€169.5b€35.7b9.1x8x1.7x
Wed, 02 Oct 2024€273.2b€168.9b€35.2b8.4x7.8x1.6x
Fri, 30 Aug 2024€270.7b€168.9b€35.2b8.7x7.7x1.6x
Sun, 28 Jul 2024€272.2b€164.7b€34.7b8.8x7.8x1.7x
Tue, 25 Jun 2024€270.0b€178.0b€34.9b8.4x7.7x1.5x
Thu, 23 May 2024€275.3b€176.6b€34.9b9.1x7.9x1.6x
Sat, 20 Apr 2024€263.4b€170.9b€33.5b9.1x7.9x1.5x
Mon, 18 Mar 2024€256.2b€172.1b€33.1b9.8x7.7x1.5x
Wed, 14 Feb 2024€218.0b€190.0b€33.2b8.7x6.6x1.1x
Fri, 12 Jan 2024€222.7b€230.2b€32.1b9.1x6.9x1x
Sun, 10 Dec 2023€221.1b€232.2b€31.9b9x6.9x1x
Tue, 07 Nov 2023€210.7b€230.5b€30.5b9.2x6.9x0.9x
Thu, 05 Oct 2023€204.5b€227.8b€28.8b9.6x7.1x0.9x
Sat, 02 Sep 2023€208.7b€228.1b€28.8b9.9x7.2x0.9x
Mon, 31 Jul 2023€214.4b€219.5b€27.4b11.4x7.8x1x
Wed, 28 Jun 2023€196.2b€216.8b€26.1b11.2x7.5x0.9x
Fri, 26 May 2023€190.5b€216.7b€26.0b11.2x7.3x0.9x
Sun, 23 Apr 2023€206.2b€212.4b€22.5b11.9x9.1x1x
Tue, 21 Mar 2023€178.4b€213.3b€22.5b10.2x7.9x0.8x
Thu, 16 Feb 2023€198.7b€212.6b€22.5b10.5x8.8x0.9x
Sat, 14 Jan 2023€181.5b€206.9b€17.2b11.3x10.6x0.9x
Mon, 12 Dec 2022€168.6b€207.0b€17.1b10.9x9.9x0.8x
Wed, 09 Nov 2022€176.8b€238.0b€19.5b10x9.1x0.7x
Fri, 07 Oct 2022€153.7b€237.1b€18.9b9.1x8.1x0.6x
Price to Earnings Ratio

8.1x


Total Market Cap: €153.7bTotal Earnings: €18.9bTotal Revenue: €237.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Italian Financials Sector Price to Earnings3Y Average 8.4x202320242025
Current Industry PE
  • Investors are optimistic on the Italian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.8x which is higher than its 3-year average PE of 8.4x.
  • The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 2.5x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 27% per year over the last three years.
  • Meanwhile revenues for these companies have declined 10% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Italian Financials sector?

IT Market0.14%
Financials-0.73%
Insurance0.46%
Diversified Financial-0.14%
Capital Markets-0.41%
Banks-1.13%
Consumer Finance-3.89%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry even though it's trading below its 3-year average PE ratio of 39.4x.
    • Analysts are expecting annual earnings growth of 30.6%, which is lower than the prior year's growth of 50.9% per year.
  • Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.5x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 31% over the next 5 years.
  • However this is lower than its past earnings growth rate of 51% per year.
  • In contrast, the Capital Markets industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ISP Intesa Sanpaolo€5.561.9%
+€1.8b		44.8%PB1.5x
G Assicurazioni Generali€33.420.9%
+€470.7m		28.8%PE13.2x
NEXI Nexi€4.812.4%
+€137.3m		-21.0%PE18.9x
AZM Azimut Holding€31.651.7%
+€76.7m		36.5%PE9.3x
UNI Unipol Assicurazioni€18.080.4%
+€50.2m		69.4%PE11.5x

Latest News

MB
€18.51
Mediobanca Banca di Credito Finanziario
7D
-11.1%
1Y
20.8%
BFF
€10.78
BFF Bank
7D
-4.1%
1Y
9.5%
BMPS
€7.60
Banca Monte dei Paschi di Siena
7D
-4.3%
1Y
46.6%
TIP
€8.35
Tamburi Investment Partners
7D
0.2%
1Y
-9.0%
BPE
€9.43
BPER Banca
7D
-0.4%
1Y
86.7%
G
€33.42
Assicurazioni Generali
7D
0.9%
1Y
28.8%

Digitalization And Global Expansion Will Secure Enduring Value

Analysts have raised their price target for Assicurazioni Generali to €33.16, citing enhanced capital flexibility, expected regulatory benefits, and improved margin outlook, reflecting increased confidence in the company's ability to outperform. Analyst Commentary Bullish analysts highlight Generali's significant optionality within its peer group, raising expectations for capital deployment flexibility and strategic initiatives.
AZM
€31.65
Azimut Holding
7D
1.7%
1Y
36.5%

Wealth Management And Digital Tools Will Create Future Opportunities

The upward revision in Azimut Holding’s price target reflects improved revenue growth forecasts despite a marginal decline in net profit margin, resulting in a new consensus fair value of €32.16. Valuation Changes Summary of Valuation Changes for Azimut Holding The Consensus Analyst Price Target has risen slightly from €31.06 to €32.16.
NEXI
€4.81
Nexi
7D
2.4%
1Y
-21.0%
EQUI
€5.71
Equita Group
7D
3.4%
1Y
36.9%
PST
€20.14
Poste Italiane
7D
-0.3%
1Y
60.0%

E-commerce And Digital Payments Will Secure A Robust Market Future

Analysts modestly raised Poste Italiane's price target to €19.56, citing resilient operations, strong profitability in logistics and insurance, and stable shareholder returns, though sentiment is mixed due to capped upside potential. Analyst Commentary Bullish analysts cite continued operational resilience and robust fundamentals as key drivers for modest upward price target revisions.
UCG
€63.64
UniCredit
7D
-2.1%
1Y
61.7%
UNI
€18.08
Unipol Assicurazioni
7D
0.4%
1Y
69.4%

Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities

With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
BGN
€47.42
Banca Generali
7D
-2.5%
1Y
17.8%

Generali And Alleanza Partnership Will Reinvent Wealth Management Landscape

As there were no notable changes in Banca Generali’s key valuation metrics, with the discount rate and future P/E both remaining effectively unchanged, the consensus analyst price target was maintained at €53.51. What's in the News Banca Generali commenced a share buyback program, authorized to repurchase up to 390,780 shares (0.35% of issued capital) for €56.2 million, to support a long-term incentive plan and remuneration policies, with validity of 18 months.
ISP
€5.56
Intesa Sanpaolo
7D
1.9%
1Y
44.8%

Digital Transformation, ESG, And European Integration Will Drive Future Opportunity

Analysts maintain a positive outlook on Intesa Sanpaolo driven by resilient profitability, strong capital management, and sustained operating performance, resulting in no change to the consensus price target, which remains at €5.88. Analyst Commentary Bullish analysts attribute the price target increases to improved earnings visibility and resilient profitability.
PRO
€0.17
Banca Profilo
7D
5.6%
1Y
-15.4%
BAMI
€12.62
Banco BPM
7D
-0.6%
1Y
108.3%