Have your own idea? Try our Stock Screener
Italian (Borsa Italiana) Financials Sector Analysis
UpdatedAug 15, 2025
DataAggregated Company Financials
Companies47
- 7D3.4%
- 3M10.0%
- 1Y65.0%
- YTD45.0%
UniCredit is up 4.2%, leading the way for the Financials industry, which has gained 3.4%. In the last 12 months, the industry was up 65%. As for the next few years, earnings are expected to grow by 3.1% per annum.
Sector Valuation and Performance
Has the Italian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 15 Aug 2025 | €420.9b | €169.9b | €38.7b | 12.7x | 10.9x | 2.5x |
| Sun, 13 Jul 2025 | €367.6b | €167.7b | €37.5b | 10.8x | 9.8x | 2.2x |
| Tue, 10 Jun 2025 | €376.6b | €167.6b | €37.5b | 11.9x | 10x | 2.2x |
| Thu, 08 May 2025 | €356.7b | €167.1b | €36.9b | 11.4x | 9.7x | 2.1x |
| Sat, 05 Apr 2025 | €309.1b | €167.1b | €36.6b | 9.3x | 8.4x | 1.9x |
| Mon, 03 Mar 2025 | €346.2b | €171.8b | €36.6b | 9.8x | 9.5x | 2x |
| Wed, 29 Jan 2025 | €314.4b | €170.1b | €37.0b | 9.1x | 8.5x | 1.8x |
| Fri, 27 Dec 2024 | €284.2b | €170.1b | €37.0b | 8.8x | 7.7x | 1.7x |
| Sun, 24 Nov 2024 | €276.3b | €170.1b | €37.0b | 8.3x | 7.5x | 1.6x |
| Tue, 22 Oct 2024 | €287.9b | €168.9b | €35.2b | 8.7x | 8.2x | 1.7x |
| Thu, 19 Sep 2024 | €273.8b | €168.9b | €35.2b | 8.7x | 7.8x | 1.6x |
| Sat, 17 Aug 2024 | €263.3b | €169.0b | €35.1b | 8.7x | 7.5x | 1.6x |
| Mon, 15 Jul 2024 | €267.7b | €164.3b | €34.2b | 8.7x | 7.8x | 1.6x |
| Wed, 12 Jun 2024 | €268.7b | €177.9b | €34.9b | 8.7x | 7.7x | 1.5x |
| Fri, 10 May 2024 | €269.2b | €164.1b | €34.1b | 8.9x | 7.9x | 1.6x |
| Sun, 07 Apr 2024 | €264.0b | €170.9b | €33.5b | 9.2x | 7.9x | 1.5x |
| Tue, 05 Mar 2024 | €246.1b | €198.3b | €34.9b | 8.9x | 7.1x | 1.2x |
| Thu, 01 Feb 2024 | €233.8b | €229.1b | €31.4b | 9.5x | 7.4x | 1x |
| Sat, 30 Dec 2023 | €218.2b | €230.2b | €32.1b | 8.9x | 6.8x | 0.9x |
| Mon, 27 Nov 2023 | €217.4b | €232.3b | €32.0b | 8.5x | 6.8x | 0.9x |
| Wed, 25 Oct 2023 | €203.1b | €227.8b | €28.8b | 8.8x | 7x | 0.9x |
| Fri, 22 Sep 2023 | €212.4b | €228.1b | €28.8b | 10.1x | 7.4x | 0.9x |
| Sun, 20 Aug 2023 | €204.2b | €228.1b | €28.8b | 9.5x | 7.1x | 0.9x |
| Tue, 18 Jul 2023 | €206.6b | €216.8b | €26.1b | 11.3x | 7.9x | 1x |
| Thu, 15 Jun 2023 | €197.4b | €216.8b | €26.1b | 11.4x | 7.6x | 0.9x |
| Sat, 13 May 2023 | €198.2b | €216.4b | €25.8b | 11.6x | 7.7x | 0.9x |
| Mon, 10 Apr 2023 | €197.8b | €212.2b | €22.6b | 11.9x | 8.8x | 0.9x |
| Wed, 08 Mar 2023 | €200.0b | €213.2b | €22.5b | 10.7x | 8.9x | 0.9x |
| Fri, 03 Feb 2023 | €195.5b | €210.6b | €21.1b | 10.8x | 9.3x | 0.9x |
| Sun, 01 Jan 2023 | €168.0b | €206.9b | €17.2b | 9.8x | 9.8x | 0.8x |
| Tue, 29 Nov 2022 | €169.9b | €206.6b | €17.1b | 10.5x | 9.9x | 0.8x |
| Thu, 27 Oct 2022 | €164.4b | €237.3b | €18.9b | 9.7x | 8.7x | 0.7x |
| Sat, 24 Sep 2022 | €156.0b | €237.4b | €18.9b | 9.4x | 8.2x | 0.7x |
| Mon, 22 Aug 2022 | €159.0b | €234.9b | €18.9b | 10.1x | 8.4x | 0.7x |
Price to Earnings Ratio
8.4x
Current Industry PE
- Investors are optimistic on the Italian Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 10.9x which is higher than its 3-year average PE of 8.3x.
- The 3-year average PS ratio of 1.3x is lower than the industry's current PS ratio of 2.5x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 27% per year over the last three years.
- Meanwhile revenues for these companies have declined 10% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the Italian Financials sector?
| IT Market | 2.52% | |
| Financials | 3.37% | |
| Banks | 4.19% | |
| Diversified Financial | 2.11% | |
| Insurance | 1.79% | |
| Capital Markets | -0.34% | |
| Consumer Finance | -0.41% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry even though it's trading below its 3-year average PE ratio of 40.5x.
- Analysts are expecting annual earnings growth of 27.8%, which is lower than the prior year's growth of 50.7% per year.
- Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.5x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 28% over the next 5 years.
- However this is lower than its past earnings growth rate of 51% per year.
- In contrast, the Capital Markets industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| UCG UniCredit | €68.95 | 4.2% +€4.3b | 96.7% | PB1.6x | |
| ISP Intesa Sanpaolo | €5.51 | 4.8% +€3.7b | 57.9% | PB1.5x | |
| BAMI Banco BPM | €11.95 | 5.8% +€985.1m | 105.2% | PB1.2x | |
| G Assicurazioni Generali | €34.17 | 1.8% +€941.5m | 50.7% | PE13.5x | |
| BPE BPER Banca | €9.10 | 5.3% +€890.3m | 90.3% | PB1.5x |