MB Stock Overview
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally.
Mediobanca Banca di Credito Finanziario Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||€8.26|
|52 Week High||€10.88|
|52 Week Low||€7.17|
|1 Month Change||-13.57%|
|3 Month Change||-12.06%|
|1 Year Change||-16.28%|
|3 Year Change||-12.82%|
|5 Year Change||-6.69%|
|Change since IPO||-2.36%|
Recent News & Updates
If You Like EPS Growth Then Check Out Mediobanca Banca di Credito Finanziario (BIT:MB) Before It's Too Late
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
|MB||IT Banks||IT Market|
Return vs Industry: MB underperformed the Italian Banks industry which returned -14% over the past year.
Return vs Market: MB underperformed the Italian Market which returned -15% over the past year.
|MB Average Weekly Movement||4.2%|
|Banks Industry Average Movement||4.6%|
|Market Average Movement||5.0%|
|10% most volatile stocks in IT Market||7.4%|
|10% least volatile stocks in IT Market||3.4%|
Stable Share Price: MB is not significantly more volatile than the rest of Italian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: MB's weekly volatility (4%) has been stable over the past year.
About the Company
Mediobanca Banca di Credito Finanziario S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. The company operates through Wealth Management, Consumer Banking, Corporate and Investment Banking, Principal Investing, and Holding Functions segments. The Wealth Management segment offers asset management and other services to private clients, and affluent and premier customers.
Mediobanca Banca di Credito Finanziario Fundamentals Summary
|MB fundamental statistics|
Is MB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|MB income statement (TTM)|
|Cost of Revenue||€0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Jul 29, 2022
|Earnings per share (EPS)||1.09|
|Net Profit Margin||37.28%|
How did MB perform over the long term?See historical performance and comparison
8.0%Current Dividend Yield
Is MB undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for MB?
Other financial metrics that can be useful for relative valuation.
|What is MB's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does MB's PE Ratio compare to its peers?
|MB PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
FBK FinecoBank Banca Fineco
BAMI Banco BPM
CE Credito Emiliano
MB Mediobanca Banca di Credito Finanziario
Price-To-Earnings vs Peers: MB is good value based on its Price-To-Earnings Ratio (7.6x) compared to the peer average (12.6x).
Price to Earnings Ratio vs Industry
How does MB's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Earnings vs Industry: MB is expensive based on its Price-To-Earnings Ratio (7.6x) compared to the Italian Banks industry average (6.6x)
Price to Earnings Ratio vs Fair Ratio
What is MB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||7.6x|
|Fair PE Ratio||9.1x|
Price-To-Earnings vs Fair Ratio: MB is good value based on its Price-To-Earnings Ratio (7.6x) compared to the estimated Fair Price-To-Earnings Ratio (9.1x).
Share Price vs Fair Value
What is the Fair Price of MB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: MB (€8.26) is trading above our estimate of fair value (€6.52)
Significantly Below Fair Value: MB is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: MB's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Discover undervalued companies
How is Mediobanca Banca di Credito Finanziario forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MB's earnings are forecast to decline over the next 3 years (-0.8% per year).
Earnings vs Market: MB's earnings are forecast to decline over the next 3 years (-0.8% per year).
High Growth Earnings: MB's earnings are forecast to decline over the next 3 years.
Revenue vs Market: MB's revenue (3.1% per year) is forecast to grow faster than the Italian market (0.4% per year).
High Growth Revenue: MB's revenue (3.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MB's Return on Equity is forecast to be low in 3 years time (7.9%).
Discover growth companies
How has Mediobanca Banca di Credito Finanziario performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MB has high quality earnings.
Growing Profit Margin: MB's current net profit margins (37.3%) are higher than last year (30%).
Past Earnings Growth Analysis
Earnings Trend: MB's earnings have declined by 0.6% per year over the past 5 years.
Accelerating Growth: MB's earnings growth over the past year (41%) exceeds its 5-year average (-0.6% per year).
Earnings vs Industry: MB earnings growth over the past year (41%) exceeded the Banks industry 35.8%.
Return on Equity
High ROE: MB's Return on Equity (8.3%) is considered low.
Discover strong past performing companies
How is Mediobanca Banca di Credito Finanziario's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score3/6
Financial Health Score 3/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: MB's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: Insufficient data to determine if MB has a sufficient allowance for bad loans.
Low Risk Liabilities: 64% of MB's liabilities are made up of primarily higher risk sources of funding.
Loan Level: MB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: MB's Loans to Deposits ratio (181%) is high.
Level of Bad Loans: MB has an appropriate level of bad loans (0.9%).
Discover healthy companies
What is Mediobanca Banca di Credito Finanziario current dividend yield, its reliability and sustainability?
Dividend Score 5/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: MB's dividend (7.99%) is higher than the bottom 25% of dividend payers in the Italian market (1.71%).
High Dividend: MB's dividend (7.99%) is in the top 25% of dividend payers in the Italian market (5.19%)
Stability and Growth of Payments
Stable Dividend: MB's dividend payments have been volatile in the past 10 years.
Growing Dividend: MB's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (60.7%), MB's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: MB's dividends in 3 years are forecast to be covered by earnings (72.1% payout ratio).
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Alberto Nagel (56 yo)
Mr. Alberto Nicola Nagel has been the Chief Executive Officer at Mediobanca Banca di Credito Finanziario S.p.A. since October 2008 and serves as its Co-Head of CIB. Mr. Nagel served as Chief Executive Offi...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Alberto's total compensation is reasonable compared to companies of similar size in the Italian market.
Compensation vs Earnings: Alberto's compensation has increased by more than 20% in the past year.
Experienced Management: MB's management team is seasoned and experienced (9.3 years average tenure).
Experienced Board: MB's board of directors are considered experienced (7.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Mediobanca Banca di Credito Finanziario S.p.A.'s employee growth, exchange listings and data sources
- Name: Mediobanca Banca di Credito Finanziario S.p.A.
- Ticker: MB
- Exchange: BIT
- Founded: 1946
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: €6.988b
- Shares outstanding: 846.25m
- Website: https://www.mediobanca.com
Number of Employees
- Mediobanca Banca di Credito Finanziario S.p.A.
- Piazzetta Enrico Cuccia, 1
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/30 00:00|
|End of Day Share Price||2022/06/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.