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BPER Banca SpABIT:BPE Stock Report

Market Cap €17.3b
Share Price
€8.71
My Fair Value
€10
14.3% undervalued intrinsic discount
1Y77.5%
7D-3.4%
Portfolio Value
View

BPER Banca SpA

BIT:BPE Stock Report

Market Cap: €17.3b

BPER Banca (BPE) Stock Overview

Provides banking products and services for individuals, and businesses and professionals in Italy and internationally. More details

BPE fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance3/6
Financial Health4/6
Dividends5/6

BPE Community Fair Values

Create Narrative

See what 23 others think this stock is worth. Follow their fair value or set your own to get alerts.

BPER Banca SpA Competitors

Price History & Performance

Summary of share price highs, lows and changes for BPER Banca
Historical stock prices
Current Share Price€8.71
52 Week High€9.27
52 Week Low€4.70
Beta1.28
1 Month Change4.97%
3 Month Change13.56%
1 Year Change77.50%
3 Year Change489.37%
5 Year Change312.12%
Change since IPO92.34%

Recent News & Updates

Recent updates

User avatar

Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs

BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.

Shareholder Returns

BPEIT BanksIT Market
7D-3.4%-3.6%-1.5%
1Y77.5%57.6%21.9%

Return vs Industry: BPE exceeded the Italian Banks industry which returned 57.6% over the past year.

Return vs Market: BPE exceeded the Italian Market which returned 21.9% over the past year.

Price Volatility

Is BPE's price volatile compared to industry and market?
BPE volatility
BPE Average Weekly Movement4.3%
Banks Industry Average Movement3.9%
Market Average Movement3.9%
10% most volatile stocks in IT Market7.8%
10% least volatile stocks in IT Market2.4%

Stable Share Price: BPE has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: BPE's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
186718,995Gianni Giacomo Papawww.bper.it

BPER Banca SpA provides banking products and services for individuals, and businesses and professionals in Italy and internationally. It offers current and saving accounts, loans, mortgages, insurance and social security, and digital banking and related services; cards; and investments and savings products and services. The company also provides financing and leasing, collection and payment, import and export, liquidity and investment management, digital, and other services.

BPER Banca SpA Fundamentals Summary

How do BPER Banca's earnings and revenue compare to its market cap?
BPE fundamental statistics
Market cap€17.29b
Earnings (TTM)€1.58b
Revenue (TTM)€5.21b
10.7x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BPE income statement (TTM)
Revenue€5.21b
Cost of Revenue€116.63m
Gross Profit€5.10b
Other Expenses€3.51b
Earnings€1.58b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 05, 2025

Earnings per share (EPS)0.81
Gross Margin97.76%
Net Profit Margin30.34%
Debt/Equity Ratio151.7%

How did BPE perform over the long term?

See historical performance and comparison

Dividends

6.9%
Current Dividend Yield
54%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/02 17:39
End of Day Share Price 2025/09/02 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BPER Banca SpA is covered by 26 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Luigi TramontanaBanca Akros S.p.A. (ESN)
Juan Lopez CoboBanco Santander
Jesús Gómez DominguezBanco Santander