BPER Banca Balance Sheet Health
Financial Health criteria checks 4/6
BPER Banca has total assets of €140.1B and total equity of €10.5B. Total deposits are €97.7B, and total loans are €101.1B.
Key information
13.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €97.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €13.01b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPE's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: BPE has a low allowance for bad loans (88%).
Low Risk Liabilities: 75% of BPE's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPE has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: BPE's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: BPE has a high level of bad loans (2.4%).