FBK Stock Overview
FinecoBank Banca Fineco S.p.A. provides banking and investment products and services.
FinecoBank Banca Fineco Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||€12.58|
|52 Week High||€17.51|
|52 Week Low||€11.75|
|1 Month Change||-10.78%|
|3 Month Change||-21.30%|
|1 Year Change||-7.70%|
|3 Year Change||29.03%|
|5 Year Change||83.52%|
|Change since IPO||214.50%|
Recent News & Updates
|FBK||IT Banks||IT Market|
Return vs Industry: FBK exceeded the Italian Banks industry which returned -9.8% over the past year.
Return vs Market: FBK underperformed the Italian Market which returned -5.5% over the past year.
|FBK Average Weekly Movement||6.7%|
|Banks Industry Average Movement||6.6%|
|Market Average Movement||6.2%|
|10% most volatile stocks in IT Market||8.6%|
|10% least volatile stocks in IT Market||4.0%|
Stable Share Price: FBK is not significantly more volatile than the rest of Italian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: FBK's weekly volatility (7%) has been stable over the past year.
About the Company
FinecoBank Banca Fineco S.p.A. provides banking and investment products and services. The company operates through Banking, Brokerage, and Investing segments. The company offers banking services, including current account and deposit services, payment services, mortgages, and personal loans, as well as debit, credit, and prepaid cards; and brokerage services comprising order execution services on behalf of customers with direct access to global equity markets, as well as to trade on currencies, indices, shares, bonds, commodities, futures, options, bonds, ETFs, and certificates.
FinecoBank Banca Fineco Fundamentals Summary
|FBK fundamental statistics|
Is FBK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FBK income statement (TTM)|
|Cost of Revenue||€1.33m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 02, 2022
|Earnings per share (EPS)||0.67|
|Net Profit Margin||49.50%|
How did FBK perform over the long term?See historical performance and comparison
3.1%Current Dividend Yield
Does FBK pay a reliable dividends?See FBK dividend history and benchmarks
|FinecoBank Banca Fineco dividend dates|
|Ex Dividend Date||May 23 2022|
|Dividend Pay Date||May 25 2022|
|Days until Ex dividend||1 day|
|Days until Dividend pay date||3 days|
Does FBK pay a reliable dividends?See FBK dividend history and benchmarks
Is FinecoBank Banca Fineco undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: FBK (€12.58) is trading above our estimate of fair value (€9.93)
Significantly Below Fair Value: FBK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FBK is poor value based on its PE Ratio (18.7x) compared to the Italian Banks industry average (8.3x).
PE vs Market: FBK is poor value based on its PE Ratio (18.7x) compared to the Italian market (17.3x).
Price to Earnings Growth Ratio
PEG Ratio: FBK is poor value based on its PEG Ratio (1.7x)
Price to Book Ratio
PB vs Industry: FBK is overvalued based on its PB Ratio (4.4x) compared to the IT Banks industry average (0.5x).
How is FinecoBank Banca Fineco forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
Future Growth Score4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FBK's forecast earnings growth (10.9% per year) is above the savings rate (1.7%).
Earnings vs Market: FBK's earnings (10.9% per year) are forecast to grow faster than the Italian market (9.7% per year).
High Growth Earnings: FBK's earnings are forecast to grow, but not significantly.
Revenue vs Market: FBK's revenue (9% per year) is forecast to grow faster than the Italian market (-0.03% per year).
High Growth Revenue: FBK's revenue (9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: FBK's Return on Equity is forecast to be high in 3 years time (27.4%)
How has FinecoBank Banca Fineco performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FBK has high quality earnings.
Growing Profit Margin: FBK's current net profit margins (49.5%) are higher than last year (41.9%).
Past Earnings Growth Analysis
Earnings Trend: FBK's earnings have grown by 14.4% per year over the past 5 years.
Accelerating Growth: FBK's earnings growth over the past year (25.3%) exceeds its 5-year average (14.4% per year).
Earnings vs Industry: FBK earnings growth over the past year (25.3%) underperformed the Banks industry 35.8%.
Return on Equity
High ROE: Whilst FBK's Return on Equity (23.71%) is high, this metric is skewed due to their high level of debt.
How is FinecoBank Banca Fineco's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FBK's Assets to Equity ratio (19.6x) is moderate.
Allowance for Bad Loans: FBK has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 92% of FBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBK has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: FBK's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: FBK has an appropriate level of bad loans (0.1%).
What is FinecoBank Banca Fineco current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FBK's dividend (3.1%) is higher than the bottom 25% of dividend payers in the Italian market (1.62%).
High Dividend: FBK's dividend (3.1%) is low compared to the top 25% of dividend payers in the Italian market (4.8%).
Stability and Growth of Payments
Stable Dividend: FBK has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: FBK's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (58.1%), FBK's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: FBK's dividends in 3 years are forecast to be covered by earnings (71.3% payout ratio).
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Alessandro Foti (61 yo)
Mr. Alessandro Foti serves as Managing Director at FinecoBank Banca Fineco S.p.A. and has been its General Manager since July 01, 2014 and served as its Chief Executive Officer. He served as the Chief Exec...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Alessandro's total compensation is reasonable compared to companies of similar size in the Italian market.
Compensation vs Earnings: Insufficient data to compare Alessandro's compensation with company performance.
Experienced Management: FBK's management team is seasoned and experienced (14.3 years average tenure).
Experienced Board: FBK's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FinecoBank Banca Fineco S.p.A.'s employee growth, exchange listings and data sources
- Name: FinecoBank Banca Fineco S.p.A.
- Ticker: FBK
- Exchange: BIT
- Founded: 1999
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: €7.673b
- Shares outstanding: 609.97m
- Website: https://finecobank.com
Number of Employees
- FinecoBank Banca Fineco S.p.A.
- Via Rivoluzione d'Ottobre 16
- Reggio Emilia
- Reggio Emilia
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/21 00:00|
|End of Day Share Price||2022/05/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.