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Banca Monte dei Paschi di Siena S.p.A.BIT:BMPS Stock Report

Market Cap €9.4b
Share Price
€7.31
My Fair Value
€8.95
18.3% undervalued intrinsic discount
1Y44.8%
7D-8.1%
Portfolio Value
View

Banca Monte dei Paschi di Siena S.p.A.

BIT:BMPS Stock Report

Market Cap: €9.4b

BMPS Community Fair Values

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Banca Monte dei Paschi di Siena S.p.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banca Monte dei Paschi di Siena
Historical stock prices
Current Share Price€7.31
52 Week High€8.58
52 Week Low€4.78
Beta0.91
1 Month Change-2.30%
3 Month Change0.18%
1 Year Change44.79%
3 Year Change-74.43%
5 Year Change-94.94%
Change since IPO-100.00%

Recent News & Updates

Recent updates

User avatar

Solid Fee Growth But Shrinking Margins And Loan Risks Challenge Earnings

Growth in wealth management fees and successful sales of nonperforming portfolios enhance asset quality and revenue.

Shareholder Returns

BMPSIT BanksIT Market
7D-8.1%-1.4%-1.5%
1Y44.8%57.8%22.0%

Return vs Industry: BMPS underperformed the Italian Banks industry which returned 57.8% over the past year.

Return vs Market: BMPS exceeded the Italian Market which returned 22% over the past year.

Price Volatility

Is BMPS's price volatile compared to industry and market?
BMPS volatility
BMPS Average Weekly Movement4.3%
Banks Industry Average Movement4.0%
Market Average Movement4.0%
10% most volatile stocks in IT Market7.7%
10% least volatile stocks in IT Market2.4%

Stable Share Price: BMPS has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: BMPS's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
147216,633Luigi Lovagliowww.gruppomps.it

Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides retail and commercial banking services in Italy. The company operates through Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking segments. It offers current accounts, payments and collections, deposit accounts, cards, and advanced payment systems; foreign banking services; ATMs; and custody and deposit services for dairy products on behalf of third parties.

Banca Monte dei Paschi di Siena S.p.A. Fundamentals Summary

How do Banca Monte dei Paschi di Siena's earnings and revenue compare to its market cap?
BMPS fundamental statistics
Market cap€9.43b
Earnings (TTM)€1.68b
Revenue (TTM)€3.67b
5.5x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BMPS income statement (TTM)
Revenue€3.67b
Cost of Revenue€30.11m
Gross Profit€3.64b
Other Expenses€1.96b
Earnings€1.68b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 06, 2025

Earnings per share (EPS)1.34
Gross Margin99.18%
Net Profit Margin45.87%
Debt/Equity Ratio238.8%

How did BMPS perform over the long term?

See historical performance and comparison

Dividends

11.8%
Current Dividend Yield
64%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/04 17:33
End of Day Share Price 2025/09/04 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banca Monte dei Paschi di Siena S.p.A. is covered by 30 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Luigi TramontanaBanca Akros S.p.A. (ESN)
Jaime Echenique CondeBanco Santander
Paola SabbioneBarclays