Banca Monte dei Paschi di Siena Balance Sheet Health
Financial Health criteria checks 4/6
Banca Monte dei Paschi di Siena has total assets of €126.8B and total equity of €10.3B. Total deposits are €86.1B, and total loans are €74.3B.
Key information
12.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €86.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €30.78b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BMPS's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: BMPS has a low allowance for bad loans (65%).
Low Risk Liabilities: 74% of BMPS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BMPS has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: BMPS's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: BMPS has a high level of bad loans (4.4%).