Banca Monte dei Paschi di Siena S.p.A.

BIT:BMPS Stock Report

Market Cap: €7.5b

Banca Monte dei Paschi di Siena Balance Sheet Health

Financial Health criteria checks 4/6

Banca Monte dei Paschi di Siena has total assets of €122.5B and total equity of €11.3B. Total deposits are €83.6B, and total loans are €72.3B.

Key information

10.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€83.61b

Loan to deposit ratio

Appropriate

Bad loans

4.1%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€28.06b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BMPS's Assets to Equity ratio (10.9x) is moderate.

Allowance for Bad Loans: BMPS has a low allowance for bad loans (63%).

Low Risk Liabilities: 75% of BMPS's liabilities are made up of primarily low risk sources of funding.

Loan Level: BMPS has an appropriate level of Loans to Assets ratio (59%).

Low Risk Deposits: BMPS's Loans to Deposits ratio (86%) is appropriate.

Level of Bad Loans: BMPS has a high level of bad loans (4.1%).


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