BFF Bank (BFF) Stock Overview
Engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
BFF Community Fair Values
Create NarrativeSee what 35 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
BFF Bank S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €2.32 |
| 52 Week High | €11.69 |
| 52 Week Low | €1.23 |
| Beta | 1.08 |
| 1 Month Change | 13.71% |
| 3 Month Change | -30.19% |
| 1 Year Change | -74.54% |
| 3 Year Change | -75.40% |
| 5 Year Change | -69.82% |
| Change since IPO | -43.91% |
Recent News & Updates
Recent updates
Analysts Just Made A Major Revision To Their BFF Bank S.p.A. (BIT:BFF) Revenue Forecasts
The latest analyst coverage could presage a bad day for BFF Bank S.p.A. ( BIT:BFF ), with the analysts making...
BFF: Future Returns Will Rely On P/E Reset And Margin Resilience
Analysts have cut their price target for BFF Bank from €10.30 to €5.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the revised view. Valuation Changes Fair Value: cut from €10.30 to €5.00, representing roughly a 50% reduction in the estimated value per share.BFF: Future Upside Will Depend On Revenue Momentum And Margin Resilience
Analysts have trimmed their price target on BFF Bank from €10.40 to €10.30, pointing to slightly higher discount rate assumptions, more cautious revenue growth expectations, and a modestly higher future P/E multiple in their updated models. Valuation Changes Fair Value: Trimmed slightly from €10.40 to €10.30 per share.BFF: Fair Outlook Will Hinge On Revenue Strength And Margin Resilience
Analysts have lifted their price target on BFF Bank by roughly 35% to reflect updated assumptions on fair value, revenue growth and future P/E, while making modest adjustments to the discount rate and profit margin expectations. Valuation Changes Fair Value: revised higher from €7.70 to €10.40 per share, indicating a stronger assessment of intrinsic value.
BFF: Stronger Margins And Revenue Mix Will Support Higher Share Price
Analysts have raised their price target for BFF Bank from approximately €13.00 to about €14.23. This reflects increased confidence in the bank's stronger projected revenue growth and improved profit margins, along with a slight adjustment to the discount rate and future P E expectations.
BFF: Lower Discount Rate And Firmer Margins Will Sustain Current Market Value
Analysts have raised their price target for BFF Bank from $11.44 to $11.85. They cite improvements in discount rate and projected profit margin as key factors supporting the updated valuation.BFF Bank S.p.A. (BIT:BFF) Screens Well But There Might Be A Catch
It's not a stretch to say that BFF Bank S.p.A.'s ( BIT:BFF ) price-to-earnings (or "P/E") ratio of 15.7x right now...European Expansion And Digital Upgrades Will Unlock Future Potential
The upward revision in BFF Bank’s consensus price target is primarily driven by stronger revenue growth forecasts, with fair value rising from €10.59 to €11.34 per share. Valuation Changes Summary of Valuation Changes for BFF Bank The Consensus Analyst Price Target has risen from €10.59 to €11.34.
Italian Factoring Recovery And Greek Deposits Will Strengthen Future Liquidity
Recovery in factoring and strategic expansion in Greece are enhancing BFF Bank's revenue growth and liquidity position.Some BFF Bank S.p.A. (BIT:BFF) Analysts Just Made A Major Cut To Next Year's Estimates
The analysts covering BFF Bank S.p.A. ( BIT:BFF ) delivered a dose of negativity to shareholders today, by making a...BFF Bank S.p.A.'s (BIT:BFF) Business And Shares Still Trailing The Market
When close to half the companies in Italy have price-to-earnings ratios (or "P/E's") above 15x, you may consider BFF...Investors Give BFF Bank S.p.A. (BIT:BFF) Shares A 26% Hiding
BFF Bank S.p.A. ( BIT:BFF ) shareholders won't be pleased to see that the share price has had a very rough month...BFF Bank S.p.A. (BIT:BFF) Not Lagging Market On Growth Or Pricing
With a median price-to-earnings (or "P/E") ratio of close to 14x in Italy, you could be forgiven for feeling...If EPS Growth Is Important To You, BFF Bank (BIT:BFF) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Here's Why We Think BFF Bank (BIT:BFF) Might Deserve Your Attention Today
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...BFF Bank's (BIT:BFF) Shareholders Will Receive A Smaller Dividend Than Last Year
BFF Bank S.p.A. ( BIT:BFF ) is reducing its dividend from last year's comparable payment to €0.419 on the 26th of...BFF Bank (BIT:BFF) Will Pay A Smaller Dividend Than Last Year
BFF Bank S.p.A. ( BIT:BFF ) is reducing its dividend from last year's comparable payment to €0.419 on the 26th of...Do BFF Bank's (BIT:BFF) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...New Forecasts: Here's What Analysts Think The Future Holds For BFF Bank S.p.A. (BIT:BFF)
BFF Bank S.p.A. ( BIT:BFF ) shareholders will have a reason to smile today, with the analysts making substantial...With EPS Growth And More, BFF Bank (BIT:BFF) Is Interesting
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Shareholder Returns
| BFF | IT Diversified Financial | IT Market | |
|---|---|---|---|
| 7D | -3.9% | 2.0% | 0.7% |
| 1Y | -74.5% | 19.1% | 20.1% |
Return vs Industry: BFF underperformed the Italian Diversified Financial industry which returned 17.1% over the past year.
Return vs Market: BFF underperformed the Italian Market which returned 17.6% over the past year.
Price Volatility
| BFF volatility | |
|---|---|
| BFF Average Weekly Movement | 20.2% |
| Diversified Financial Industry Average Movement | 4.9% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in IT Market | 8.4% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: BFF's share price has been volatile over the past 3 months compared to the Italian market.
Volatility Over Time: BFF's weekly volatility has increased from 13% to 20% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 873 | Giuseppe Sica | www.bff.com |
BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. It offers factoring and lending securities services, payment services, and online deposit account services. The company also undertakes custodian banking for investment funds and related services, such as global custody, fund accounting, transfer agent services for national managers, pension, mutual, and alternative funds.
BFF Bank S.p.A. Fundamentals Summary
| BFF fundamental statistics | |
|---|---|
| Market cap | €438.62m |
| Earnings (TTM) | €84.27m |
| Revenue (TTM) | €305.46m |
Is BFF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BFF income statement (TTM) | |
|---|---|
| Revenue | €305.46m |
| Cost of Revenue | €15.33m |
| Gross Profit | €290.13m |
| Other Expenses | €205.85m |
| Earnings | €84.27m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.45 |
| Gross Margin | 94.98% |
| Net Profit Margin | 27.59% |
| Debt/Equity Ratio | 64.0% |
How did BFF perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 03:55 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
BFF Bank S.p.A. is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Gabriele Venturi | Banca Akros S.p.A. (ESN) |
| Antonio Reale | BofA Global Research |