Banca IFIS (IF) Stock Overview
Provides financial services and solutions for enterprises. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
IF Community Fair Values
Create NarrativeSee what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Banca IFIS S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €19.39 |
| 52 Week High | €27.72 |
| 52 Week Low | €18.66 |
| Beta | 0.74 |
| 1 Month Change | -15.33% |
| 3 Month Change | -21.81% |
| 1 Year Change | -16.49% |
| 3 Year Change | 32.90% |
| 5 Year Change | 50.89% |
| Change since IPO | 154.05% |
Recent News & Updates
Recent updates
IF: Fair View Will Depend On Margin Resilience And P/E Expectations
The analyst price target for Banca IFIS has been adjusted slightly higher from €28.60 to €28.88. Analysts point to updated assumptions around the discount rate, revenue growth, profit margins and future P/E as the basis for the refined view.IF: Fair View Will Depend On Margin Resilience And P/E Expectations
Analysts have raised their price target on Banca IFIS to €28.60 from €27.20, citing updated assumptions that include adjusted discount rates, revenue growth expectations, profit margins and future P/E estimates. Valuation Changes Fair value: revised to €28.60 from €27.20, representing a modest uplift in the target level.IF: Fair View Will Rely On Revenue Outlook And Margin Resilience
Analysts have raised their price target on Banca IFIS from €25.96 to €27.20, citing updated assumptions around revenue growth, profit margins, discount rate and future P/E, which together indicate a higher central estimate of fair value. Valuation Changes Fair value estimate was raised modestly from €25.96 to €27.20.
Digital Transformation And NPL Expansion Will Improve Future Prospects
Digital transformation and strategic financial positioning enable Banca IFIS to enhance operational efficiency and explore growth options.Banca IFIS (BIT:IF) Has Announced A Dividend Of €0.90
Banca IFIS S.p.A. ( BIT:IF ) will pay a dividend of €0.90 on the 22nd of May. This takes the dividend yield to 10.0...Banca IFIS (BIT:IF) Is Increasing Its Dividend To €0.95
Banca IFIS S.p.A.'s ( BIT:IF ) dividend will be increasing to €0.95 on 25th of May. This takes the dividend yield from...Is Banca IFIS S.p.A.'s (BIT:IF) 4.2% Dividend Worth Your Time?
Is Banca IFIS S.p.A. ( BIT:IF ) a good dividend stock? How can we tell? Dividend paying companies with growing earnings...What Type Of Shareholders Own The Most Number of Banca IFIS S.p.A. (BIT:IF) Shares?
Every investor in Banca IFIS S.p.A. ( BIT:IF ) should be aware of the most powerful shareholder groups. Insiders often...Shareholder Returns
| IF | IT Diversified Financial | IT Market | |
|---|---|---|---|
| 7D | -6.8% | 2.0% | 0.7% |
| 1Y | -16.5% | 19.1% | 20.1% |
Return vs Industry: IF underperformed the Italian Diversified Financial industry which returned 17.1% over the past year.
Return vs Market: IF underperformed the Italian Market which returned 17.6% over the past year.
Price Volatility
| IF volatility | |
|---|---|
| IF Average Weekly Movement | 4.7% |
| Diversified Financial Industry Average Movement | 4.9% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in IT Market | 8.4% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: IF has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: IF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1983 | 2,655 | Frederik Geertman | www.bancaifis.it |
Banca IFIS S.p.A. provides financial services and solutions for enterprises. The company provides saving and current accounts, time deposits, and insurance; factoring, advisory and equity investment, structured finance, leasing, and medium/long term loans for industrial investments; salary-backed loan technology rental services; financial advisory/M&A; and factoring import/export, import/export loans, and other foreign banking services. It also engages in the purchase and management of non-performing loan portfolios.
Banca IFIS S.p.A. Fundamentals Summary
| IF fundamental statistics | |
|---|---|
| Market cap | €1.18b |
| Earnings (TTM) | €311.98m |
| Revenue (TTM) | €715.96m |
Is IF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IF income statement (TTM) | |
|---|---|
| Revenue | €715.96m |
| Cost of Revenue | €0 |
| Gross Profit | €715.96m |
| Other Expenses | €403.98m |
| Earnings | €311.98m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 04, 2026
| Earnings per share (EPS) | 5.11 |
| Gross Margin | 100.00% |
| Net Profit Margin | 43.58% |
| Debt/Equity Ratio | 372.3% |
How did IF perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 12:34 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca IFIS S.p.A. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Giuseppe Grimaldi | BNP Paribas |
| Mark Thomas | Edison Investment Research |