Banca IFIS Past Earnings Performance
Past criteria checks 4/6
Banca IFIS has been growing earnings at an average annual rate of 27.6%, while the Diversified Financial industry saw earnings growing at 23% annually. Revenues have been growing at an average rate of 8.3% per year. Banca IFIS's return on equity is 14.5%, and it has net margins of 43.6%.
Key information
27.58%
Earnings growth rate
28.11%
EPS growth rate
| Diversified Financial Industry Growth | 18.70% |
| Revenue growth rate | 8.33% |
| Return on equity | 14.48% |
| Net Margin | 43.58% |
| Next Earnings Update | 04 Aug 2026 |
Recent past performance updates
Recent updates
IF: Fair View Will Depend On Margin Resilience And P/E Expectations
The analyst price target for Banca IFIS has been adjusted slightly higher from €28.60 to €28.88. Analysts point to updated assumptions around the discount rate, revenue growth, profit margins and future P/E as the basis for the refined view.IF: Fair View Will Depend On Margin Resilience And P/E Expectations
Analysts have raised their price target on Banca IFIS to €28.60 from €27.20, citing updated assumptions that include adjusted discount rates, revenue growth expectations, profit margins and future P/E estimates. Valuation Changes Fair value: revised to €28.60 from €27.20, representing a modest uplift in the target level.IF: Fair View Will Rely On Revenue Outlook And Margin Resilience
Analysts have raised their price target on Banca IFIS from €25.96 to €27.20, citing updated assumptions around revenue growth, profit margins, discount rate and future P/E, which together indicate a higher central estimate of fair value. Valuation Changes Fair value estimate was raised modestly from €25.96 to €27.20.
Digital Transformation And NPL Expansion Will Improve Future Prospects
Digital transformation and strategic financial positioning enable Banca IFIS to enhance operational efficiency and explore growth options.Banca IFIS (BIT:IF) Has Announced A Dividend Of €0.90
Banca IFIS S.p.A. ( BIT:IF ) will pay a dividend of €0.90 on the 22nd of May. This takes the dividend yield to 10.0...Banca IFIS (BIT:IF) Is Increasing Its Dividend To €0.95
Banca IFIS S.p.A.'s ( BIT:IF ) dividend will be increasing to €0.95 on 25th of May. This takes the dividend yield from...Is Banca IFIS S.p.A.'s (BIT:IF) 4.2% Dividend Worth Your Time?
Is Banca IFIS S.p.A. ( BIT:IF ) a good dividend stock? How can we tell? Dividend paying companies with growing earnings...What Type Of Shareholders Own The Most Number of Banca IFIS S.p.A. (BIT:IF) Shares?
Every investor in Banca IFIS S.p.A. ( BIT:IF ) should be aware of the most powerful shareholder groups. Insiders often...Revenue & Expenses Breakdown
How Banca IFIS makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 716 | 312 | 537 | 0 |
| 31 Dec 25 | 681 | 328 | 487 | 0 |
| 30 Sep 25 | 665 | 507 | 452 | 0 |
| 30 Jun 25 | 636 | 155 | 396 | 0 |
| 31 Mar 25 | 656 | 162 | 397 | 0 |
| 31 Dec 24 | 662 | 162 | 400 | 0 |
| 30 Sep 24 | 757 | 162 | 419 | 0 |
| 30 Jun 24 | 679 | 163 | 418 | 0 |
| 31 Mar 24 | 661 | 161 | 408 | 0 |
| 31 Dec 23 | 650 | 160 | 394 | 0 |
| 30 Sep 23 | 558 | 160 | 360 | 0 |
| 30 Jun 23 | 641 | 160 | 370 | 0 |
| 31 Mar 23 | 621 | 152 | 363 | 0 |
| 31 Dec 22 | 602 | 141 | 360 | 0 |
| 30 Sep 22 | 580 | 126 | 364 | 0 |
| 30 Jun 22 | 569 | 125 | 357 | 0 |
| 31 Mar 22 | 553 | 115 | 348 | 0 |
| 31 Dec 21 | 526 | 101 | 344 | 0 |
| 30 Sep 21 | 480 | 97 | 372 | 0 |
| 30 Jun 21 | 436 | 80 | 355 | 0 |
| 31 Mar 21 | 400 | 62 | 337 | 0 |
| 31 Dec 20 | 393 | 69 | 323 | 0 |
| 30 Sep 20 | 425 | 91 | 350 | 0 |
| 30 Jun 20 | 429 | 92 | 348 | 0 |
| 31 Mar 20 | 463 | 120 | 351 | 0 |
| 31 Dec 19 | 469 | 123 | 352 | 0 |
| 30 Sep 19 | 473 | 142 | 262 | 0 |
| 30 Jun 19 | 471 | 149 | 254 | 0 |
| 31 Mar 19 | 454 | 139 | 256 | 0 |
| 31 Dec 18 | 466 | 147 | 249 | 0 |
| 30 Sep 18 | 445 | 121 | 243 | 0 |
| 30 Jun 18 | 470 | 143 | 246 | 0 |
| 31 Mar 18 | 524 | 186 | 237 | 0 |
| 31 Dec 17 | 497 | 181 | 228 | 0 |
| 30 Sep 17 | 467 | 781 | 252 | 0 |
| 30 Jun 17 | 429 | 762 | 222 | 0 |
| 31 Mar 17 | 332 | 708 | 204 | 0 |
| 31 Dec 16 | 299 | 698 | 180 | 0 |
| 30 Sep 16 | 287 | 79 | 145 | 0 |
| 30 Jun 16 | 261 | 70 | 135 | 0 |
| 31 Mar 16 | 377 | 158 | 120 | 0 |
| 31 Dec 15 | 374 | 162 | 115 | 0 |
| 30 Sep 15 | 374 | 170 | 107 | 0 |
| 30 Jun 15 | 376 | 177 | 101 | 0 |
Quality Earnings: IF has a large one-off gain of €200.4M impacting its last 12 months of financial results to 31st March, 2026.
Growing Profit Margin: IF's current net profit margins (43.6%) are higher than last year (24.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IF's earnings have grown significantly by 27.6% per year over the past 5 years.
Accelerating Growth: IF's earnings growth over the past year (93%) exceeds its 5-year average (27.6% per year).
Earnings vs Industry: IF earnings growth over the past year (93%) exceeded the Diversified Financial industry 24.7%.
Return on Equity
High ROE: IF's Return on Equity (14.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/11 17:51 |
| End of Day Share Price | 2026/06/11 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca IFIS S.p.A. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Giuseppe Grimaldi | BNP Paribas |
| Mark Thomas | Edison Investment Research |