Banca IFIS S.p.A.

BIT:IF Stock Report

Market Cap: €1.3b

Banca IFIS Future Growth

Future criteria checks 1/6

Banca IFIS's earnings are forecast to decline at 13.1% per annum while its annual revenue is expected to grow at 9.9% per year. EPS is expected to grow by 10.3% per annum. Return on equity is forecast to be 9.5% in 3 years.

Key information

-13.1%

Earnings growth rate

10.25%

EPS growth rate

Diversified Financial earnings growth8.8%
Revenue growth rate9.9%
Future return on equity9.50%
Analyst coverage

Low

Last updated08 May 2026

Recent future growth updates

Recent updates

Narrative Update • Feb 13

IF: Fair View Will Depend On Margin Resilience And P/E Expectations

The analyst price target for Banca IFIS has been adjusted slightly higher from €28.60 to €28.88. Analysts point to updated assumptions around the discount rate, revenue growth, profit margins and future P/E as the basis for the refined view.
Narrative Update • Jan 30

IF: Fair View Will Depend On Margin Resilience And P/E Expectations

Analysts have raised their price target on Banca IFIS to €28.60 from €27.20, citing updated assumptions that include adjusted discount rates, revenue growth expectations, profit margins and future P/E estimates. Valuation Changes Fair value: revised to €28.60 from €27.20, representing a modest uplift in the target level.
Narrative Update • Jan 16

IF: Fair View Will Rely On Revenue Outlook And Margin Resilience

Analysts have raised their price target on Banca IFIS from €25.96 to €27.20, citing updated assumptions around revenue growth, profit margins, discount rate and future P/E, which together indicate a higher central estimate of fair value. Valuation Changes Fair value estimate was raised modestly from €25.96 to €27.20.
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New Narrative • Feb 19

Digital Transformation And NPL Expansion Will Improve Future Prospects

Digital transformation and strategic financial positioning enable Banca IFIS to enhance operational efficiency and explore growth options.
Analysis Article • Apr 30

Banca IFIS (BIT:IF) Has Announced A Dividend Of €0.90

Banca IFIS S.p.A. ( BIT:IF ) will pay a dividend of €0.90 on the 22nd of May. This takes the dividend yield to 10.0...
Analysis Article • May 18

Banca IFIS (BIT:IF) Is Increasing Its Dividend To €0.95

Banca IFIS S.p.A.'s ( BIT:IF ) dividend will be increasing to €0.95 on 25th of May. This takes the dividend yield from...
Analysis Article • Apr 14

Is Banca IFIS S.p.A.'s (BIT:IF) 4.2% Dividend Worth Your Time?

Is Banca IFIS S.p.A. ( BIT:IF ) a good dividend stock? How can we tell? Dividend paying companies with growing earnings...
Analysis Article • Mar 10

What Type Of Shareholders Own The Most Number of Banca IFIS S.p.A. (BIT:IF) Shares?

Every investor in Banca IFIS S.p.A. ( BIT:IF ) should be aware of the most powerful shareholder groups. Insiders often...

Earnings and Revenue Growth Forecasts

BIT:IF - Analysts future estimates and past financials data (EUR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/2028950219N/AN/A4
12/31/2027920199N/AN/A4
12/31/2026846176N/AN/A2
3/31/2026716312N/AN/AN/A
12/31/20256813282088N/A
9/30/2025665507N/AN/AN/A
6/30/2025636155-120-50N/A
3/31/2025656162N/AN/AN/A
12/31/2024662162-242-192N/A
9/30/2024757162N/AN/AN/A
6/30/2024679163129181N/A
3/31/2024661161N/AN/AN/A
12/31/2023650160401445N/A
9/30/2023558160N/AN/AN/A
6/30/2023641160470495N/A
3/31/2023621152N/AN/AN/A
12/31/2022602141382400N/A
9/30/2022580126N/AN/AN/A
6/30/20225691256077N/A
3/31/2022553115N/AN/AN/A
12/31/20215261015373N/A
9/30/202148097N/AN/AN/A
6/30/202143680213235N/A
3/31/202140062N/AN/AN/A
12/31/202039369158205N/A
9/30/202042591N/AN/AN/A
6/30/202042992-383N/A
3/31/2020463120N/AN/AN/A
12/31/2019469123N/A141N/A
9/30/2019473142N/AN/AN/A
6/30/2019471149N/A139N/A
3/31/2019454139N/AN/AN/A
12/31/2018466147N/A78N/A
9/30/2018445121N/AN/AN/A
6/30/2018470143N/A92N/A
3/31/2018524186N/AN/AN/A
12/31/2017497181N/A82N/A
9/30/2017467781N/AN/AN/A
6/30/2017429762N/A-412N/A
3/31/2017332708N/AN/AN/A
12/31/2016299698N/A1,143N/A
9/30/201628779N/AN/AN/A
6/30/201626170N/A2,161N/A
3/31/2016377158N/AN/AN/A
12/31/2015374162N/A34N/A
9/30/2015374170N/AN/AN/A
6/30/2015376177N/A659N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: IF's earnings are forecast to decline over the next 3 years (-13.1% per year).

Earnings vs Market: IF's earnings are forecast to decline over the next 3 years (-13.1% per year).

High Growth Earnings: IF's earnings are forecast to decline over the next 3 years.

Revenue vs Market: IF's revenue (9.9% per year) is forecast to grow faster than the Italian market (5.8% per year).

High Growth Revenue: IF's revenue (9.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: IF's Return on Equity is forecast to be low in 3 years time (9.5%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 17:33
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banca IFIS S.p.A. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Irene RossettoBanca Akros S.p.A. (ESN)
Giuseppe GrimaldiBNP Paribas
Mark ThomasEdison Investment Research