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Generalfinance S.p.A.BIT:GF Stock Report

Market Cap €368.9m
Share Price
n/a
1Y89.0%
7D3.5%
1D0%
Portfolio Value
​
View

Generalfinance S.p.A.

BIT:GF Stock Report

Market Cap: €368.9m

Generalfinance (GF) Stock Overview

Provides factoring service for distressed companies in Italy. More details

GF fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance5/6
Financial Health3/6
Dividends4/6

Rewards

Price-To-Earnings ratio (12.9x) is below the Italian market (17.7x)

Earnings are forecast to grow 13.82% per year

Earnings grew by 32.9% over the past year

Risk Analysis

Debt is not well covered by operating cash flow


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Generalfinance S.p.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Generalfinance
Historical stock prices
Current Share Price€29.20
52 Week High€31.80
52 Week Low€15.50
Beta0.069
1 Month Change11.45%
3 Month Change8.15%
1 Year Change89.00%
3 Year Change265.00%
5 Year Changen/a
Change since IPO305.56%

Recent News & Updates

Analysis Article • Feb 13

Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last Year

The board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...

Recent updates

Analysis Article • Feb 13

Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last Year

The board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...
Analysis Article • Feb 11

Industry Analysts Just Upgraded Their Generalfinance S.p.A. (BIT:GF) Revenue Forecasts By 12%

Generalfinance S.p.A. ( BIT:GF ) shareholders will have a reason to smile today, with the analysts making substantial...
Analysis Article • Jan 09

There's No Escaping Generalfinance S.p.A.'s (BIT:GF) Muted Earnings

Generalfinance S.p.A.'s ( BIT:GF ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right now...
Analysis Article • Sep 04

Insufficient Growth At Generalfinance S.p.A. (BIT:GF) Hampers Share Price

With a price-to-earnings (or "P/E") ratio of 11.2x Generalfinance S.p.A. ( BIT:GF ) may be sending bullish signals at...
Analysis Article • Mar 27

Market Might Still Lack Some Conviction On Generalfinance S.p.A. (BIT:GF) Even After 25% Share Price Boost

Despite an already strong run, Generalfinance S.p.A. ( BIT:GF ) shares have been powering on, with a gain of 25% in the...
Analysis Article • Mar 07

Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last Year

Generalfinance S.p.A.'s ( BIT:GF ) periodic dividend will be increasing on the 16th of April to €0.83, with investors...

Shareholder Returns

GFIT Diversified FinancialIT Market
7D3.5%3.3%3.0%
1Y89.0%40.2%27.4%

Return vs Industry: GF exceeded the Italian Diversified Financial industry which returned 40.2% over the past year.

Return vs Market: GF exceeded the Italian Market which returned 27.4% over the past year.

Price Volatility

Is GF's price volatile compared to industry and market?
GF volatility
GF Average Weekly Movement4.8%
Diversified Financial Industry Average Movement5.1%
Market Average Movement4.7%
10% most volatile stocks in IT Market8.2%
10% least volatile stocks in IT Market2.9%

Stable Share Price: GF has not had significant price volatility in the past 3 months compared to the Italian market.

Volatility Over Time: GF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198287Massimo Gianolliwww.generalfinance.it

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990.

Generalfinance S.p.A. Fundamentals Summary

How do Generalfinance's earnings and revenue compare to its market cap?
GF fundamental statistics
Market cap€368.94m
Earnings (TTM)€28.59m
Revenue (TTM)€70.88m
12.9x
P/E Ratio
5.2x
P/S Ratio

Is GF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GF income statement (TTM)
Revenue€70.88m
Cost of Revenue€6.04m
Gross Profit€64.84m
Other Expenses€36.25m
Earnings€28.59m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.26
Gross Margin91.49%
Net Profit Margin40.34%
Debt/Equity Ratio445.3%

How did GF perform over the long term?

See historical performance and comparison

Dividends

4.7%
Current Dividend Yield
60%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/05 17:19
End of Day Share Price 2026/07/03 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Generalfinance S.p.A. is covered by 2 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gabriele VenturiBanca Akros S.p.A. (ESN)
Davide RiminiIntesa Sanpaolo Equity Research