Unipol Assicurazioni (UNI) Stock Overview
Provides insurance products and services primarily in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
UNI Community Fair Values
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Analyst Price Targets
Unipol Assicurazioni S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €21.24 |
| 52 Week High | €22.79 |
| 52 Week Low | €15.97 |
| Beta | 0.60 |
| 1 Month Change | -4.06% |
| 3 Month Change | 0.38% |
| 1 Year Change | 23.27% |
| 3 Year Change | 341.76% |
| 5 Year Change | 362.54% |
| Change since IPO | -96.47% |
Recent News & Updates
Narrative Update • Apr 27
UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions
Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.Narrative Update • Apr 13
UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions
Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).Narrative Update • Mar 30
UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions
Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).Recent updates
Narrative Update • Apr 27
UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions
Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.Narrative Update • Apr 13
UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions
Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).Narrative Update • Mar 30
UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions
Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).Narrative Update • Feb 08
UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions
Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).Narrative Update • Jan 25
UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions
Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).Analysis Article • Jan 14
Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel
With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...Narrative Update • Jan 10
UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions
Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).Narrative Update • Dec 19
UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability
The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.Narrative Update • Dec 04
UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook
Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.Narrative Update • Nov 20
UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance
Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.Narrative Update • Nov 04
UNI: Confidence in Margins and Buyback Will Support Future Share Performance
Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.Narrative Update • Oct 21
Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update
Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).Narrative Update • Sep 05
Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities
With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
New Narrative • Nov 25
Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry
Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.Shareholder Returns
| UNI | IT Insurance | IT Market | |
|---|---|---|---|
| 7D | -1.7% | -2.4% | 1.0% |
| 1Y | 23.3% | 2.7% | 19.3% |
Return vs Industry: UNI exceeded the Italian Insurance industry which returned 2.7% over the past year.
Return vs Market: UNI exceeded the Italian Market which returned 19.3% over the past year.
Price Volatility
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 4.4% |
| Insurance Industry Average Movement | 4.0% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in IT Market | 8.8% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: UNI has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: UNI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1961 | 12,590 | Matteo Laterza | www.unipol.it |
Unipol Assicurazioni S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Associates Business, and Other Business segments. It offers risk cover solutions for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare.
Unipol Assicurazioni S.p.A. Fundamentals Summary
| UNI fundamental statistics | |
|---|---|
| Market cap | €15.04b |
| Earnings (TTM) | €1.49b |
| Revenue (TTM) | €10.92b |
10.2x
P/E Ratio1.4x
P/S RatioIs UNI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNI income statement (TTM) | |
|---|---|
| Revenue | €10.92b |
| Cost of Revenue | €8.79b |
| Gross Profit | €2.13b |
| Other Expenses | €635.00m |
| Earnings | €1.49b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 06, 2026
| Earnings per share (EPS) | 2.09 |
| Gross Margin | 19.49% |
| Net Profit Margin | 13.67% |
| Debt/Equity Ratio | 46.7% |
How did UNI perform over the long term?
See historical performance and comparisonDividends
5.3%
Current Dividend Yield54%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/29 22:00 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Unipol Assicurazioni S.p.A. is covered by 15 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Francesco Previtera | Banca Akros S.p.A. (ESN) |
| Alessia Magni | Barclays |
| Michael Huttner | Berenberg |