Assicurazioni Generali (G) Stock Overview
Provides various insurance solutions under the Generali brand in the Americas, Italy, rest of Europe, Africa, the Middle East, Asia, and the Oceania. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
G Community Fair Values
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Analyst Price Targets
Assicurazioni Generali S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €45.88 |
| 52 Week High | €45.97 |
| 52 Week Low | €31.76 |
| Beta | 0.66 |
| 1 Month Change | 4.96% |
| 3 Month Change | 8.36% |
| 1 Year Change | 40.35% |
| 3 Year Change | 129.40% |
| 5 Year Change | 155.17% |
| Change since IPO | 250.77% |
Recent News & Updates
Narrative Update • Aug 25
G: Retail Margin Strength Will Support A Richer Future P/E Multiple
Analyst fair value for Assicurazioni Generali has increased from €59.46 to €62.27 as analysts consider a combination of higher price targets, a slightly higher assumed P/E multiple, and modest adjustments to growth and margin assumptions following recent research updates from several banks. Analyst Commentary Recent research on Assicurazioni Generali shows a mix of views, but several bullish analysts are still highlighting upside potential and execution strengths.
Narrative Update • Aug 11
G: Fuller Valuations And Retail Margins Will Shape Balanced Future Returns
The analyst price target for Assicurazioni Generali has been raised from about €40.36 to about €41.91, reflecting updated assumptions on fair value and discount rate as analysts point to stronger retail margin outlooks and higher published targets from several firms, partly offset by valuation concerns from others. Analyst Commentary Recent research on Assicurazioni Generali shows a mix of optimistic and cautious views.Recent updates
Narrative Update • Aug 25
G: Retail Margin Strength Will Support A Richer Future P/E Multiple
Analyst fair value for Assicurazioni Generali has increased from €59.46 to €62.27 as analysts consider a combination of higher price targets, a slightly higher assumed P/E multiple, and modest adjustments to growth and margin assumptions following recent research updates from several banks. Analyst Commentary Recent research on Assicurazioni Generali shows a mix of views, but several bullish analysts are still highlighting upside potential and execution strengths.Narrative Update • Aug 11
G: Fuller Valuations And Retail Margins Will Shape Balanced Future Returns
The analyst price target for Assicurazioni Generali has been raised from about €40.36 to about €41.91, reflecting updated assumptions on fair value and discount rate as analysts point to stronger retail margin outlooks and higher published targets from several firms, partly offset by valuation concerns from others. Analyst Commentary Recent research on Assicurazioni Generali shows a mix of optimistic and cautious views.Narrative Update • Jul 28
G: Higher Revenue Mix Visibility Will Support A Richer Future P/E Multiple
Assicurazioni Generali's updated analyst price target of €59.46, up from €57.81, reflects a series of recent target increases from banks alongside mixed rating changes, as analysts balance higher modeled revenue growth and a slightly higher future P/E with modestly lower profit margin assumptions and an unchanged or cautious stance from some firms citing valuation. Analyst Commentary Recent Street research on Assicurazioni Generali shows a wide range of views, but the most optimistic analysts have been willing to support materially higher price targets.
Narrative Update • Jul 14
G: Takeover Hopes Will Test Rich Pricing As Ratings Turn Cautious
Assicurazioni Generali's analyst fair value estimate has been adjusted from €27.00 to €28.50. This reflects updated assumptions on discount rate, revenue growth, profit margin and future P/E, with analysts pointing to a series of higher external price targets, tempered by some valuation based rating downgrades.Narrative Update • Jun 30
G: Higher Revenue Mix Visibility Will Support A Richer Future Earnings Multiple
The analyst fair value estimate for Assicurazioni Generali has been raised from €46.01 to €57.81. Analysts point to a series of higher Street price targets around €40 to €71, along with modest tweaks to discount rate, revenue growth and profit margin assumptions, as key drivers of the change.Narrative Update • Jun 16
G: Fuller Valuations And Dividend Policy Will Shape Balanced Share Returns
Analysts have nudged their fair value estimate for Assicurazioni Generali higher to €40.36 from €38.77, citing recent target price increases toward €40 to €71 and adjustments to assumptions around discount rates, profitability and future P/E multiples. Analyst Commentary Recent Street research on Assicurazioni Generali shows a mix of optimism on the company’s execution and caution around how much of that progress may already be reflected in the share price.Narrative Update • Jun 02
G: Full Valuations And Dividend Strength Will Guide Balanced Future Returns
The analyst fair value estimate for Assicurazioni Generali has moved from about €36.93 to €38.77, with analysts pointing to mixed but generally stabilizing views on valuation and earnings quality behind recent price target adjustments around €38 to €40. Analyst Commentary Recent Street research around Assicurazioni Generali reflects a more balanced stance, with price targets clustering around €38 to €40 and ratings centering on neutral or hold views.New Narrative • May 25
AI Transformation And Capital Light Life Portfolio Will Support Long Term Earnings Resilience
Catalysts About Assicurazioni Generali Assicurazioni Generali is a large European insurance and asset management group with operations in Life, Property & Casualty, Asset & Wealth Management and assistance services. What are the underlying business or industry changes driving this perspective?Narrative Update • Apr 25
G: Mixed Broker Views And Dividend Outlook Will Shape Measured Future Upside
Analysts have made a marginal upward adjustment to the average price target for Assicurazioni Generali to about €36.93, reflecting mixed recent research in which one bank slightly lowered its target, another raised its view to €38, and coverage was resumed with a Buy rating. These moves were all supported by small refinements to discount rate, profit margin, and forward P/E assumptions.Narrative Update • Apr 10
G: Mixed Broker Views And Dividend And Margin Assumptions Will Shape Measured Upside
Analysts have adjusted their price targets on Assicurazioni Generali in a tight range around €38, reflecting updated views on discount rates, profit margins and P/E assumptions, supported by recent research that includes both a €1 trim and a €0.50 increase in targets, as well as fresh Buy-rated coverage. Analyst Commentary Bullish Takeaways Bullish analysts point to the refreshed Buy rating as a sign that current valuation levels are seen as attractive relative to their earnings assumptions and P/E framework.Narrative Update • Mar 27
G: Mixed Broker Views And Dividend Plans Will Guide Measured Forward Upside
Analysts have made a modest upward adjustment to the Assicurazioni Generali price target to about €36.87, reflecting mixed recent research in which some firms raised targets toward €38 to €38.50 while others trimmed estimates, alongside updated assumptions on growth, margins and a slightly lower future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that recent price targets in the €38 to €38.50 range suggest room for upside relative to the current average target, which may appeal if you think Generali can deliver on its plans.Narrative Update • Mar 13
G: Renewed Buy Coverage And Slightly Firmer Assumptions Will Shape Measured Upside
Analysts have nudged their price target on Assicurazioni Generali higher to €36.75 from €36.50, citing recent positive Street research, including a fresh Buy initiation and a €38.50 target from the sell side, as support for slightly stronger assumptions on fair value and earnings multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the fresh Buy rating and the €38.50 price target as support for the idea that the stock still has room to close a perceived gap between trading levels and their estimates of fair value.Narrative Update • Feb 26
G: Renewed Buy Coverage And Refined Assumptions Will Guide Measured Future Upside
Narrative Update on Assicurazioni Generali Analysts have nudged their price target on Assicurazioni Generali higher to about €36.50 from roughly €35.90, citing resumed positive coverage and recent target increases from the Street as support for a slightly richer valuation multiple, along with modestly adjusted growth and risk assumptions. Analyst Commentary Recent Street views on Assicurazioni Generali have centered on refreshed coverage and revised price targets that align with a slightly higher valuation framework.Narrative Update • Feb 11
G: Revised Discount Rate And Margin Assumptions Will Shape Measured Future Upside
Analysts have raised their price target on Assicurazioni Generali by €1.00 to €38.50, citing updated assumptions on fair value, discount rate, profit margin and future P/E following recent Street research. Analyst Commentary Recent Street research around Assicurazioni Generali focuses on how updated assumptions around fair value, discount rate, profit margin and future P/E feed into the raised €38.50 price target.Narrative Update • Jan 27
G: Margin Resilience And P/E Assumptions Will Guide Measured Future Upside
Analysts have lifted their fair value estimate for Assicurazioni Generali to about €35.80 from roughly €35.31, in line with a recent Street price target increase to €38.50. They cited updated assumptions on growth, discount rate and future P/E multiples.Narrative Update • Jan 12
G: Margin Resilience And Discount Rate Assumptions Will Shape Measured Future Upside
Analysts have nudged their fair value estimate for Assicurazioni Generali slightly higher to €35.31 from €35.10, supported by a recent Street price target increase to €38.50 from €37.50, which reflects updated views on margins, discount rates and future P/E assumptions. Analyst Commentary Recent research updates point to a slightly more constructive stance on Assicurazioni Generali, with the latest fair value tweak to €35.31 sitting below a Street price target of €38.50.Narrative Update • Dec 17
G: Potential RedClick Sale And Reporting Visibility Will Shape Measured Future Upside
Analysts have modestly raised their price target on Assicurazioni Generali to €35.10 from €34.11, reflecting slightly stronger expected profit margins and a higher justified future P/E multiple. What's in the News Reports indicate Generali is weighing a potential sale of its Irish unit RedClick, less than two years after acquiring it from Liberty Mutual, as part of a broader strategic review of options for the business (Bloomberg).Narrative Update • Dec 03
G: Solvency Review Will Shape Capital Optionality And Measured Upside Outlook
Analysts have nudged their fair value estimate for Assicurazioni Generali higher from EUR 33.50 to about EUR 34.11, citing the stock's strong optionality and potential upside from the upcoming solvency review as key supports for the higher price target. Analyst Commentary Recent research updates frame Assicurazioni Generali as a high-conviction name within the European insurance sector, with the latest price targets indicating meaningful upside from current trading levels.Narrative Update • Nov 19
G: Upcoming Solvency Review May Shape Earnings and Optionality Outlook
Narrative Update: Assicurazioni Generali Price Target Raised Analysts have revised their fair value estimate for Assicurazioni Generali upward to €33.50 from €33.16. This adjustment reflects enhanced earnings potential and anticipated benefits from regulatory changes that support a higher price target.Narrative Update • Sep 19
Digitalization And Global Expansion Will Secure Enduring Value
Analysts have raised their price target for Assicurazioni Generali to €33.16, citing enhanced capital flexibility, expected regulatory benefits, and improved margin outlook, reflecting increased confidence in the company's ability to outperform. Analyst Commentary Bullish analysts highlight Generali's significant optionality within its peer group, raising expectations for capital deployment flexibility and strategic initiatives.Narrative Update • Sep 04
Digitalization And Global Expansion Will Secure Enduring Value
Despite strong earnings momentum, margin tailwinds, positive solvency review catalysts, and reinforced Overweight ratings, the consensus analyst price target for Assicurazioni Generali remained unchanged at €32.67. Analyst Commentary Bullish analysts highlight Generali's strong earnings momentum, expecting the company to beat 2025 and 2026 estimates driven by margin tailwinds.
New Narrative • Nov 24
Generali’s Tactical Moves In Life And P&C Fueling Growth Amidst Challenges
Strong growth in Life insurance and technical excellence in P&C segments drive high-margin revenue and underwriting profitability.Shareholder Returns
| G | IT Insurance | IT Market | |
|---|---|---|---|
| 7D | 3.1% | 0.4% | -0.9% |
| 1Y | 40.3% | 15.8% | 17.5% |
Return vs Industry: G exceeded the Italian Insurance industry which returned 15.8% over the past year.
Return vs Market: G exceeded the Italian Market which returned 17.5% over the past year.
Price Volatility
| G volatility | |
|---|---|
| G Average Weekly Movement | 1.8% |
| Insurance Industry Average Movement | 2.5% |
| Market Average Movement | 4.1% |
| 10% most volatile stocks in IT Market | 7.3% |
| 10% least volatile stocks in IT Market | 2.6% |
Stable Share Price: G has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: G's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1831 | 88,255 | Philippe Donnet | www.generali.com |
Assicurazioni Generali S.p.A. provides various insurance solutions under the Generali brand in the Americas, Italy, rest of Europe, Africa, the Middle East, Asia, and the Oceania. The company operates through Life, Property & Casualty, and Asset & Wealth Management segments. It offers savings, individual and family protection, and unit linked products, as well as motor third-party liability, home, property and casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies.
Assicurazioni Generali S.p.A. Fundamentals Summary
| G fundamental statistics | |
|---|---|
| Market cap | €69.37b |
| Earnings (TTM) | €4.53b |
| Revenue (TTM) | €59.32b |
15.3x
P/E Ratio1.2x
P/S RatioIs G overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| G income statement (TTM) | |
|---|---|
| Revenue | €59.32b |
| Cost of Revenue | €47.21b |
| Gross Profit | €12.11b |
| Other Expenses | €7.59b |
| Earnings | €4.53b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
Nov 13, 2026
| Earnings per share (EPS) | 2.99 |
| Gross Margin | 20.42% |
| Net Profit Margin | 7.63% |
| Debt/Equity Ratio | 118.9% |
How did G perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield55%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/16 23:34 |
| End of Day Share Price | 2026/09/16 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Assicurazioni Generali S.p.A. is covered by 30 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gabriele Venturi | Banca Akros S.p.A. (ESN) |
| Enrico Esposti | Banca Akros S.p.A. (ESN) |
| Nicolás Fernández Picón | Banco de Sabadell. S.A. |