China Pacific Insurance (Group) (601601) Stock Overview
Provides insurance products to in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
601601 Community Fair Values
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Analyst Price Targets
China Pacific Insurance (Group) Co., Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CN¥34.54 |
| 52 Week High | CN¥48.39 |
| 52 Week Low | CN¥33.27 |
| Beta | 0.60 |
| 1 Month Change | -8.79% |
| 3 Month Change | -19.47% |
| 1 Year Change | 3.32% |
| 3 Year Change | 11.38% |
| 5 Year Change | 2.71% |
| Change since IPO | -28.30% |
Recent News & Updates
Narrative Update • May 12
601601: Lower Discount Rate And Improved Margins Will Support Future Upside
Analysts have raised their price target for China Pacific Insurance (Group) from about CN¥52.60 to roughly CN¥60.85, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Board meeting scheduled for March 26, 2026 to review full year results for the period ended December 31, 2025, consider their disclosure, and discuss a potential final dividend recommendation and other business (Key Developments).
Narrative Update • Apr 27
601601: Higher Dividend Outlook Will Support Stronger Future Returns
Analysts have made a small upward adjustment to their price target for China Pacific Insurance (Group) to CN¥46.48, reflecting updated assumptions around revenue growth, profit margins, and a slightly different forward P/E outlook. What's in the News Board meeting scheduled for Mar 26, 2026 to review full year 2025 results, consider their disclosure, and discuss a potential final dividend recommendation along with other business (company filing).Narrative Update • Apr 13
601601: Higher Profitability And Dividend Outlook Will Support Stronger Future Returns
Analysts have slightly reduced their price target for China Pacific Insurance (Group) to CN¥46.44 from CN¥46.96, reflecting updated views on revenue growth, profit margins and future P/E assumptions. What's in the News A proposed ordinary final dividend of RMB 1.15 per share for the year ended 31 December 2025, with a scheduled payment date of 17 July 2026 (Key Developments).Recent updates
Narrative Update • May 12
601601: Lower Discount Rate And Improved Margins Will Support Future Upside
Analysts have raised their price target for China Pacific Insurance (Group) from about CN¥52.60 to roughly CN¥60.85, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Board meeting scheduled for March 26, 2026 to review full year results for the period ended December 31, 2025, consider their disclosure, and discuss a potential final dividend recommendation and other business (Key Developments).Narrative Update • Apr 27
601601: Higher Dividend Outlook Will Support Stronger Future Returns
Analysts have made a small upward adjustment to their price target for China Pacific Insurance (Group) to CN¥46.48, reflecting updated assumptions around revenue growth, profit margins, and a slightly different forward P/E outlook. What's in the News Board meeting scheduled for Mar 26, 2026 to review full year 2025 results, consider their disclosure, and discuss a potential final dividend recommendation along with other business (company filing).Narrative Update • Apr 13
601601: Higher Profitability And Dividend Outlook Will Support Stronger Future Returns
Analysts have slightly reduced their price target for China Pacific Insurance (Group) to CN¥46.44 from CN¥46.96, reflecting updated views on revenue growth, profit margins and future P/E assumptions. What's in the News A proposed ordinary final dividend of RMB 1.15 per share for the year ended 31 December 2025, with a scheduled payment date of 17 July 2026 (Key Developments).
Narrative Update • Mar 30
601601: Stable Fair Value Will Likely Persist Despite Slight Margin Pressure
Analysts have raised their price target on China Pacific Insurance Group to CN¥35.55, reflecting updated assumptions around slightly lower discount rates, modestly higher revenue growth, and a small adjustment to profit margin and future P/E expectations. What's in the News A board meeting is scheduled for March 26, 2026 to review the final results for the year ended December 31, 2025 and related disclosures for China Pacific Insurance (Group) Co., Ltd.Narrative Update • Mar 16
601601: Updated Governance And Earnings Outlook Will Support Stronger Future Returns
Analysts have nudged their price target for China Pacific Insurance (Group) slightly higher to CN¥46.96 from CN¥46.89, reflecting updated assumptions around discount rates, profit margins and future P/E expectations. What's in the News A board meeting is scheduled for March 26, 2026 to review the final results for the year ended December 31, 2025, consider a potential final dividend, and address other business (Key Developments).Narrative Update • Mar 02
601601: New Governance Framework Will Support Stronger Future Returns
Analysts have lifted their price target for China Pacific Insurance (Group) to CN¥46.89 from CN¥45.75, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Shareholders approved amendments to China Pacific Insurance (Group) Co., Ltd.'s Articles of Association at an extraordinary general meeting held on 29 August 2025, aligning the document with regulatory requirements and the company's current circumstances (Key Developments).Narrative Update • Feb 15
601601: Revised Governance Framework And Lower Risk Will Support Steadier Future Returns
Analysts have raised their price target for China Pacific Insurance (Group) slightly, from CN¥45.19 to CN¥45.75, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Shareholders approved amendments to China Pacific Insurance (Group) Co., Ltd.'s Articles of Association at an extraordinary general meeting held on 29 August 2025, aligning the document with current regulatory requirements and the company's circumstances (Key Developments).Narrative Update • Feb 01
601601: Lower Future P/E Will Likely Constrain Returns Despite Margin Improvement
Analysts have trimmed their price target for China Pacific Insurance (Group) slightly, with the updated fair value now at ¥35.55, compared with the prior ¥35.90. This reflects adjustments to assumptions around the discount rate, revenue growth, profit margin and future P/E.Narrative Update • Jan 18
601601: Refreshed Governance And Slightly Lower Risk Will Support Steadier Future Returns
Analysts have nudged their price target for China Pacific Insurance (Group) higher to CNY45.19 from CNY44.36, citing small adjustments in fair value estimates, discount rate assumptions and projected profit margins, along with a slightly revised outlook for the future P/E ratio. What's in the News Shareholders approved amendments to China Pacific Insurance (Group) Co., Ltd.'s Articles of Association at an EGM held on 29 August 2025, aligning the document with regulatory requirements and the company’s current circumstances (Key Developments).Narrative Update • Jan 04
601601: Governance Updates And Lower Risk Will Support Steadier Future Returns
Analysts have nudged their price target for China Pacific Insurance (Group) slightly higher, increasing fair value by about 1.3 percent to approximately ¥44.36. This reflects marginally lower perceived risk and modest improvements in long term growth and profitability assumptions.Narrative Update • Dec 21
601601: Faster Revenue Outlook Will Likely Pressure Profit Margins And Share Price
Analysts have raised their price target for China Pacific Insurance Group from CNY 32.0 to CNY 35.9, citing expectations of significantly faster revenue growth, despite a modestly lower profit margin and a slightly higher future valuation multiple. What's in the News Upcoming board meeting on October 30, 2025, to review and approve third quarter results for the nine months ended September 30, 2025, and to handle other business matters (Key Developments) Scheduled Analyst and Investor Day event, providing management updates and strategic outlook to the investment community (Key Developments) Valuation Changes Fair Value: Raised from CN¥32.0 to CN¥35.9, reflecting a moderate upward revision in the intrinsic valuation estimate.Narrative Update • Dec 07
601601: Lower Discount Rate Will Support Stronger Future Shareholder Returns
Analysts have raised their price target on China Pacific Insurance Group by a modest amount, citing a slightly lower perceived discount rate while maintaining stable assumptions for fair value, revenue growth, profit margins, and future price to earnings multiples. What's in the News China Pacific Insurance (Group) has scheduled an Analyst and Investor Day, providing management with an opportunity to update the market on strategy, capital allocation, and long term growth priorities (Key Developments).Narrative Update • Nov 23
601601: Marginal Increase In Profit Margin Will Improve Shareholder Returns
Narrative Update on China Pacific Insurance (Group) Analysts have raised their price target for China Pacific Insurance (Group) from ¥43.10 to ¥43.81, citing modest improvements in projected fair value and profit margin expectations. What's in the News A board meeting is scheduled for October 30, 2025, to review third quarter results for the nine months ended September 30, 2025, and address other business matters (Key Developments).Narrative Update • Nov 07
601601: Revenue Gains Will Drive Share Price Momentum Going Forward
Narrative Update on China Pacific Insurance (Group) Analysts have raised their price target for China Pacific Insurance (Group) from ¥42.41 to ¥43.10, citing higher projected revenue growth, even though there is some moderation in profit margin expectations. What's in the News Board meeting on October 30, 2025 will review and approve third quarter results and related disclosures (Key Developments) Shareholders at the August 29, 2025 EGM approved amendments to the Articles of Association (Key Developments) Special Shareholders Meeting on August 29, 2025 addressed the proposed dissolution of the Board of Supervisors and multiple amendments to key company procedures (Key Developments) Board meeting on August 28, 2025 considered and approved the interim results for the first half of 2025 and related disclosures (Key Developments) Valuation Changes The consensus analyst price target has risen slightly from CN¥42.41 to CN¥43.10.Narrative Update • Oct 24
Digital Transformation And Elder Care Insurance Will Drive Value In Coming Years
Analysts have slightly increased their price target for China Pacific Insurance (Group) to ¥42.41 from ¥42.26. This adjustment is attributed to marginal improvements in discount rate assumptions and future price-to-earnings expectations.Narrative Update • Oct 10
Digital Transformation And Elder Care Insurance Will Unlock Value
Narrative Update on China Pacific Insurance (Group) Analysts have raised their price target for China Pacific Insurance (Group) from ¥41.55 to ¥42.26, citing improved margin outlook and a modest recalibration of discount rates. What's in the News Amendments to the Articles of Association were approved during the Extraordinary General Meeting held on August 29, 2025 (Key Developments) The Board Meeting on August 28, 2025, reviewed and approved interim results for the six months ended June 30, 2025, and considered other business matters (Key Developments) The Extraordinary Shareholders Meeting on August 29, 2025, discussed the proposed dissolution of the Board of Supervisors and multiple amendments to company rules and procedures (Key Developments) NFRA approved significant amendments to the Articles of Association, impacting matters such as capital changes, acquisitions, and major asset transactions (Key Developments) Valuation Changes The consensus analyst price target has risen slightly from CN¥41.55 to CN¥42.26.Narrative Update • Aug 31
AI, Elderly Care And Green Finance Will Shape The Future
Despite a marked downgrade in revenue growth expectations, a significant improvement in net profit margin has driven a modest increase in the consensus analyst price target to CN¥40.50. What's in the News Shareholders approved amendments to the Articles of Association at an Extraordinary General Meeting.
New Narrative • Nov 07
AI-Driven Transformation And Calculated Expansion Ignite Growth In Healthcare And Investment Sectors
Accelerating digital transformation and AI use aims to enhance efficiency and customer service, potentially boosting net margins.Shareholder Returns
| 601601 | CN Insurance | CN Market | |
|---|---|---|---|
| 7D | -6.4% | -0.6% | -0.8% |
| 1Y | 3.3% | 27.0% | 34.2% |
Return vs Industry: 601601 underperformed the CN Insurance industry which returned 27% over the past year.
Return vs Market: 601601 underperformed the CN Market which returned 34.2% over the past year.
Price Volatility
| 601601 volatility | |
|---|---|
| 601601 Average Weekly Movement | 4.6% |
| Insurance Industry Average Movement | 5.4% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in CN Market | 10.0% |
| 10% least volatile stocks in CN Market | 4.2% |
Stable Share Price: 601601 has not had significant price volatility in the past 3 months compared to the CN market.
Volatility Over Time: 601601's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 94,990 | Yonggang Zhao | www.cpic.com.cn |
China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, provides insurance products to in the People’s Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, Asset Management, and Other Business segments. The company offers life, health, automobile, liability, agricultural, property and casualty, commercial property, and accident insurance products; pension and annuity insurance products; investments with insurance funds, etc.; and reinsurance products.
China Pacific Insurance (Group) Co., Ltd. Fundamentals Summary
| 601601 fundamental statistics | |
|---|---|
| Market cap | CN¥316.51b |
| Earnings (TTM) | CN¥53.51b |
| Revenue (TTM) | CN¥334.36b |
6.2x
P/E Ratio1.0x
P/S RatioIs 601601 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 601601 income statement (TTM) | |
|---|---|
| Revenue | CN¥334.36b |
| Cost of Revenue | CN¥253.30b |
| Gross Profit | CN¥81.07b |
| Other Expenses | CN¥27.56b |
| Earnings | CN¥53.51b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.56 |
| Gross Margin | 24.24% |
| Net Profit Margin | 16.00% |
| Debt/Equity Ratio | 72.3% |
How did 601601 perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/16 20:16 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
China Pacific Insurance (Group) Co., Ltd. is covered by 36 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark William Kellock | Barclays |
| Linda Sun-Mattison | Bernstein |
| Michael Li | BofA Global Research |