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South African (JSE) Life and Health Insurance Industry Analysis
UpdatedApr 14, 2025
DataAggregated Company Financials
Companies5
- 7D2.3%
- 3M-7.4%
- 1Y29.1%
- YTDn/a
The Life and Health Insurance industry is up 2.3% in the last week, with Sanlam up 6.2%. This means that the industry has gained 29% over the past year. As for the next few years, earnings are expected to grow by 9.8% per annum.
Industry Valuation and Performance
Has the South African Life and Health Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 14 Apr 2025 | R366.0b | R455.1b | R40.7b | 7.7x | 9x | 0.8x |
| Wed, 12 Mar 2025 | R394.4b | R449.9b | R39.8b | 9.1x | 9.9x | 0.9x |
| Fri, 07 Feb 2025 | R390.3b | R421.0b | R35.9b | 10.2x | 10.9x | 0.9x |
| Sun, 05 Jan 2025 | R410.0b | R421.0b | R35.9b | 10.8x | 11.4x | 1x |
| Tue, 03 Dec 2024 | R418.0b | R421.0b | R35.9b | 11.2x | 11.6x | 1x |
| Thu, 31 Oct 2024 | R400.4b | R421.0b | R35.9b | 11.1x | 11.2x | 1x |
| Sat, 28 Sep 2024 | R408.1b | R494.4b | R36.5b | 11.1x | 11.2x | 0.8x |
| Mon, 26 Aug 2024 | R374.9b | R516.2b | R28.7b | 9.8x | 13x | 0.7x |
| Wed, 24 Jul 2024 | R340.9b | R516.2b | R28.7b | 8.9x | 11.9x | 0.7x |
| Fri, 21 Jun 2024 | R342.5b | R516.2b | R28.7b | 8.8x | 11.9x | 0.7x |
| Sun, 19 May 2024 | R311.4b | R516.2b | R28.7b | 8.8x | 10.8x | 0.6x |
| Tue, 16 Apr 2024 | R281.3b | R516.2b | R28.7b | 8.3x | 9.8x | 0.5x |
| Thu, 14 Mar 2024 | R330.2b | R530.4b | R28.4b | 7.8x | 11.6x | 0.6x |
| Sat, 10 Feb 2024 | R326.7b | R505.1b | R28.1b | 7.9x | 11.6x | 0.6x |
| Mon, 08 Jan 2024 | R331.8b | R505.1b | R28.1b | 7.7x | 11.8x | 0.7x |
| Wed, 06 Dec 2023 | R319.5b | R505.1b | R28.1b | 7.4x | 11.4x | 0.6x |
| Fri, 03 Nov 2023 | R324.6b | R505.1b | R28.1b | 7.8x | 11.5x | 0.6x |
| Sun, 01 Oct 2023 | R314.8b | R501.9b | R28.1b | 8x | 11.2x | 0.6x |
| Tue, 29 Aug 2023 | R327.4b | R330.8b | R29.4b | 8x | 11.1x | 1x |
| Thu, 27 Jul 2023 | R382.2b | R354.1b | R31.7b | 10.4x | 12.1x | 1.1x |
| Sat, 24 Jun 2023 | R346.9b | R354.1b | R31.7b | 9.5x | 11x | 1x |
| Mon, 22 May 2023 | R321.9b | R354.1b | R31.7b | 8.3x | 10.2x | 0.9x |
| Wed, 19 Apr 2023 | R339.9b | R354.1b | R31.7b | 8.8x | 10.7x | 1x |
| Fri, 17 Mar 2023 | R335.1b | R380.7b | R32.2b | 8.7x | 10.4x | 0.9x |
| Sun, 12 Feb 2023 | R351.0b | R432.8b | R31.1b | 9.1x | 11.3x | 0.8x |
| Tue, 10 Jan 2023 | R333.6b | R432.8b | R31.1b | 8.8x | 10.7x | 0.8x |
| Thu, 08 Dec 2022 | R310.7b | R432.8b | R31.1b | 8.8x | 10x | 0.7x |
| Sat, 05 Nov 2022 | R312.0b | R432.8b | R31.1b | 9x | 10x | 0.7x |
| Mon, 03 Oct 2022 | R293.2b | R432.8b | R31.1b | 8.9x | 9.4x | 0.7x |
| Wed, 31 Aug 2022 | R316.1b | R703.8b | R23.6b | 15.1x | 13.4x | 0.4x |
| Fri, 29 Jul 2022 | R318.8b | R703.8b | R23.6b | 15.2x | 13.5x | 0.5x |
| Sun, 26 Jun 2022 | R325.4b | R703.8b | R23.6b | 15.6x | 13.8x | 0.5x |
| Tue, 24 May 2022 | R350.2b | R703.8b | R23.6b | 16.7x | 14.8x | 0.5x |
| Thu, 21 Apr 2022 | R372.9b | R703.8b | R23.6b | 16.5x | 15.8x | 0.5x |
Price to Earnings Ratio
15.8x
Current Industry PE
- Investors are pessimistic on the South African Life and Health Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.0x which is lower than its 3-year average PE of 11.5x.
- The industry is trading close to its 3-year average PS ratio of 0.75x.
Past Earnings Growth
- The earnings for companies in the Life and Health Insurance industry have grown 20% per year over the last three years.
- Meanwhile revenues for these companies have declined 14% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Comparison
How does South African Life and Health Insurance compare with similar industries?
| ZA Market | 4.52% | |
| Financials | 2.33% | |
| Insurance | 2.81% | |
| Life and Health Insurance | 2.28% | |
| Property and Casualty Insurance | 4.19% | |
| Insurance Brokers | 0% | 0 |
| General Insurance | 0% | 0 |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| SLM Sanlam | R75.75 | 5.7% +R8.6b | 19.9% | PE8.3x | |
| DSY Discovery | R183.50 | 1.3% +R1.6b | 67.6% | PE15x |