Loading...
SLM logo

Sanlam LimitedJSE:SLM Stock Report

Market Cap R188.6b
Share Price
R88.91
R101.55
12.4% undervalued intrinsic discount
1Y9.9%
7D1.7%
Portfolio Value
View

Sanlam Limited

JSE:SLM Stock Report

Market Cap: R188.6b

Sanlam (SLM) Stock Overview

Provides various financial services in South Africa, Pan-Africa, Asia, and internationally. More details

SLM fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends5/6

SLM Community Fair Values

Create Narrative

See what 36 others think this stock is worth. Follow their fair value or set your own to get alerts.

R101.55
FV
12.4% undervalued intrinsic discount
-70.72%
Revenue growth p.a.
118
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
16users have followed this narrative

Sanlam Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Sanlam
Historical stock prices
Current Share PriceR88.91
52 Week HighR108.47
52 Week LowR80.11
Beta0.68
1 Month Change0.89%
3 Month Change-9.77%
1 Year Change9.91%
3 Year Change60.26%
5 Year Change61.19%
Change since IPO1,384.31%

Recent News & Updates

Recent updates

Here's Why We Think Sanlam (JSE:SLM) Might Deserve Your Attention Today

Feb 10
Here's Why We Think Sanlam (JSE:SLM) Might Deserve Your Attention Today

What Sanlam Limited's (JSE:SLM) P/E Is Not Telling You

Jan 20
What Sanlam Limited's (JSE:SLM) P/E Is Not Telling You

Does Sanlam (JSE:SLM) Deserve A Spot On Your Watchlist?

Oct 28
Does Sanlam (JSE:SLM) Deserve A Spot On Your Watchlist?

Sanlam Limited's (JSE:SLM) Business Is Trailing The Market But Its Shares Aren't

Oct 06
Sanlam Limited's (JSE:SLM) Business Is Trailing The Market But Its Shares Aren't
User avatar

Assupol Integration And Digital Shift Will Unlock Future Potential

Expansion through integration, global partnerships, and entry into high-growth markets positions Sanlam for improved earnings diversification and resilience.

Do Sanlam's (JSE:SLM) Earnings Warrant Your Attention?

Jul 12
Do Sanlam's (JSE:SLM) Earnings Warrant Your Attention?

Subdued Growth No Barrier To Sanlam Limited's (JSE:SLM) Price

Jun 21
Subdued Growth No Barrier To Sanlam Limited's (JSE:SLM) Price

Shareholder Returns

SLMZA InsuranceZA Market
7D1.7%1.2%1.9%
1Y9.9%17.7%31.1%

Return vs Industry: SLM underperformed the ZA Insurance industry which returned 17.7% over the past year.

Return vs Market: SLM underperformed the ZA Market which returned 31.1% over the past year.

Price Volatility

Is SLM's price volatile compared to industry and market?
SLM volatility
SLM Average Weekly Movement4.4%
Insurance Industry Average Movement3.7%
Market Average Movement5.0%
10% most volatile stocks in ZA Market10.6%
10% least volatile stocks in ZA Market3.3%

Stable Share Price: SLM has not had significant price volatility in the past 3 months compared to the ZA market.

Volatility Over Time: SLM's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
191823,363Paul Hanrattywww.sanlamonline.co.za

Sanlam Limited provides various financial services in South Africa, Pan-Africa, Asia, and internationally. The company operates through Sanlam Life and Savings; Pan-Africa; Asia; Sanlam Investments; and Santam segments. It offers life, disability, severe illness, income protection, funeral, credit life, health solutions, and cancer coverage; and corporate insurance solutions, including group risk, life, disability, severe and critical illness, and funeral insurance.

Sanlam Limited Fundamentals Summary

How do Sanlam's earnings and revenue compare to its market cap?
SLM fundamental statistics
Market capR188.60b
Earnings (TTM)R15.94b
Revenue (TTM)R244.80b
11.7x
P/E Ratio
0.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SLM income statement (TTM)
RevenueR244.80b
Cost of RevenueR90.20b
Gross ProfitR154.60b
Other ExpensesR138.66b
EarningsR15.94b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)7.63
Gross Margin63.15%
Net Profit Margin6.51%
Debt/Equity Ratio16.7%

How did SLM perform over the long term?

See historical performance and comparison

Dividends

5.5%
Current Dividend Yield
64%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/20 22:45
End of Day Share Price 2026/04/20 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sanlam Limited is covered by 13 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Francois Du ToitAnchor Stockbrokers Proprietary Limited
Adrienne DamantAvior Capital Markets
Harry BothaBofA Global Research