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Clientèle LimitedJSE:CLI Stock Report

Market Cap R7.0b
Share Price
R15.50
Future Cash Flow Value
R5.49
182.1% overvalued intrinsic discount
1Y42.3%
7D-6.6%
Portfolio Value
View

Clientèle Limited

JSE:CLI Stock Report

Market Cap: R7.0b

Clientèle (CLI) Stock Overview

Through its subsidiaries, engages in the provision of financial services in South Africa. More details

CLI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

CLI Community Fair Values

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Clientèle Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Clientèle
Historical stock prices
Current Share PriceR15.50
52 Week HighR19.49
52 Week LowR10.91
Beta0.051
1 Month Change-3.13%
3 Month Change8.39%
1 Year Change42.33%
3 Year Change50.34%
5 Year Change61.46%
Change since IPO106.67%

Recent News & Updates

Recent updates

Unpleasant Surprises Could Be In Store For Clientèle Limited's (JSE:CLI) Shares

Dec 25
Unpleasant Surprises Could Be In Store For Clientèle Limited's (JSE:CLI) Shares

Shareholders Will Probably Hold Off On Increasing Clientèle Limited's (JSE:CLI) CEO Compensation For The Time Being

Nov 07
Shareholders Will Probably Hold Off On Increasing Clientèle Limited's (JSE:CLI) CEO Compensation For The Time Being

We Take A Look At Why Clientèle Limited's (JSE:CLI) CEO Has Earned Their Pay Packet

Oct 25
We Take A Look At Why Clientèle Limited's (JSE:CLI) CEO Has Earned Their Pay Packet

Clientèle's (JSE:CLI) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 20
Clientèle's (JSE:CLI) Shareholders Will Receive A Bigger Dividend Than Last Year

Should Clientèle Limited (JSE:CLI) Be Part Of Your Income Portfolio?

Feb 25
Should Clientèle Limited (JSE:CLI) Be Part Of Your Income Portfolio?

Is The Market Rewarding Clientèle Limited (JSE:CLI) With A Negative Sentiment As A Result Of Its Mixed Fundamentals?

Jan 25
Is The Market Rewarding Clientèle Limited (JSE:CLI) With A Negative Sentiment As A Result Of Its Mixed Fundamentals?

What Type Of Returns Would Clientèle's(JSE:CLI) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Nov 30
What Type Of Returns Would Clientèle's(JSE:CLI) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Shareholder Returns

CLIZA InsuranceZA Market
7D-6.6%0.7%2.4%
1Y42.3%23.1%34.3%

Return vs Industry: CLI exceeded the ZA Insurance industry which returned 23.1% over the past year.

Return vs Market: CLI exceeded the ZA Market which returned 34.3% over the past year.

Price Volatility

Is CLI's price volatile compared to industry and market?
CLI volatility
CLI Average Weekly Movement7.2%
Insurance Industry Average Movement3.9%
Market Average Movement5.1%
10% most volatile stocks in ZA Market10.1%
10% least volatile stocks in ZA Market3.3%

Stable Share Price: CLI's share price has been volatile over the past 3 months compared to the ZA market.

Volatility Over Time: CLI's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of ZA stocks.

About the Company

FoundedEmployeesCEOWebsite
20074,468Basil Reekieclientele.co.za

Clientèle Limited, through its subsidiaries, engages in the provision of financial services in South Africa. It operates through Clientèle Life Insurance; 1Life Insurance; Emerald Life Insurance; Non-Life Insurance; and CBC Rewards, Mobile and Direct Rewards segments. The company markets, distributes, and underwrites insurance and investment products, as well as invests funds; operates a micro-insurance license, and markets and distributes specialized funeral products; and offers personal and business lines legal insurance policies.

Clientèle Limited Fundamentals Summary

How do Clientèle's earnings and revenue compare to its market cap?
CLI fundamental statistics
Market capR7.03b
Earnings (TTM)R820.97m
Revenue (TTM)R5.06b
8.6x
P/E Ratio
1.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CLI income statement (TTM)
RevenueR5.06b
Cost of RevenueR3.23b
Gross ProfitR1.83b
Other ExpensesR1.01b
EarningsR820.97m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.81
Gross Margin36.13%
Net Profit Margin16.22%
Debt/Equity Ratio10.9%

How did CLI perform over the long term?

See historical performance and comparison

Dividends

8.5%
Current Dividend Yield
73%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/12 16:27
End of Day Share Price 2026/04/10 00:00
Earnings2025/12/31
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Clientèle Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.