South African (JSE) Consumer Finance Industry Analysis
UpdatedJun 12, 2024
DataAggregated Company Financials
Companies1
- 7D18.6%
- 3M27.5%
- 1Y59.4%
- YTD50.0%
Over the last 7 days, the Consumer Finance industry has dropped 2.3%, driven by Finbond Group declining 2.3%. In contrast, African Dawn Capital has gained 40%. This takes the industry's 12 month performance to a gain of 40%.
Industry Valuation and Performance
Has the South African Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 13 Jun 2024 | R232.9m | R1.6b | R557.0k | 418.1x | 418.1x | 0.1x |
| Sat, 11 May 2024 | R333.5m | R2.0b | -R265,038,000.00 | n/a | -1.3x | 0.2x |
| Mon, 08 Apr 2024 | R325.6m | R2.0b | -R265,038,000.00 | n/a | -1.2x | 0.2x |
| Wed, 06 Mar 2024 | R285.9m | R2.0b | -R265,038,000.00 | n/a | -1.1x | 0.1x |
| Fri, 02 Feb 2024 | R238.2m | R2.0b | -R265,038,000.00 | n/a | -0.9x | 0.1x |
| Sun, 31 Dec 2023 | R317.6m | R2.0b | -R265,038,000.00 | n/a | -1.2x | 0.2x |
| Tue, 28 Nov 2023 | R254.2m | R2.0b | -R265,038,000.00 | n/a | -1x | 0.1x |
| Thu, 26 Oct 2023 | R277.9m | R2.0b | -R265,038,000.00 | n/a | -1x | 0.1x |
| Sat, 23 Sep 2023 | R301.8m | R2.0b | -R265,038,000.00 | n/a | -1.1x | 0.2x |
| Mon, 21 Aug 2023 | R317.6m | R2.0b | -R265,038,000.00 | n/a | -1.2x | 0.2x |
| Wed, 19 Jul 2023 | R4.8b | R25.7b | -R495,038,000.00 | n/a | -9.7x | 0.2x |
| Fri, 16 Jun 2023 | R5.2b | R25.7b | -R495,038,000.00 | n/a | -10.6x | 0.2x |
| Sun, 14 May 2023 | R5.9b | R25.5b | -R511,804,000.00 | n/a | -11.5x | 0.2x |
| Tue, 11 Apr 2023 | R10.2b | R25.9b | R1.4b | 6x | 7.3x | 0.4x |
| Thu, 09 Mar 2023 | R22.2b | R25.9b | R1.4b | 13.1x | 15.9x | 0.9x |
| Sat, 04 Feb 2023 | R27.2b | R25.9b | R1.4b | 16.1x | 19.5x | 1.1x |
| Mon, 02 Jan 2023 | R25.1b | R24.1b | R1.7b | 15x | 15x | 1x |
| Wed, 30 Nov 2022 | R29.2b | R24.1b | R1.7b | 17.4x | 17.4x | 1.2x |
| Fri, 28 Oct 2022 | R31.4b | R6.1b | R2.3b | 13.4x | 13.4x | 5.2x |
| Sun, 25 Sep 2022 | R28.3b | R6.1b | R2.3b | 12.1x | 12.1x | 4.6x |
| Tue, 23 Aug 2022 | R27.3b | R6.1b | R2.3b | 11.6x | 11.6x | 4.5x |
| Thu, 21 Jul 2022 | R26.5b | R6.1b | R2.3b | 11.3x | 11.3x | 4.4x |
| Sat, 18 Jun 2022 | R27.8b | R6.1b | R2.3b | 11.9x | 11.9x | 4.6x |
| Mon, 16 May 2022 | R31.3b | R4.9b | R2.3b | 13.6x | 13.6x | 6.5x |
| Wed, 13 Apr 2022 | R36.6b | R4.9b | R2.3b | 15.9x | 15.9x | 7.5x |
| Fri, 11 Mar 2022 | R31.7b | R4.9b | R2.3b | 13.8x | 13.8x | 6.5x |
| Sun, 06 Feb 2022 | R31.3b | R4.9b | R2.3b | 13.6x | 13.6x | 6.4x |
| Tue, 04 Jan 2022 | R33.6b | R4.9b | R2.3b | 14.6x | 14.6x | 6.9x |
| Thu, 02 Dec 2021 | R30.1b | R4.9b | R2.3b | 13.1x | 13.1x | 6.2x |
| Sat, 30 Oct 2021 | R31.5b | R4.1b | R399.0m | 79.2x | 78.9x | 7.7x |
| Mon, 27 Sep 2021 | R28.0b | R4.1b | R399.0m | 70.1x | 70.1x | 6.9x |
| Wed, 25 Aug 2021 | R27.2b | R4.1b | R399.0m | 68.3x | 68.3x | 6.7x |
| Thu, 01 Jul 2021 | R25.5b | R4.1b | R399.0m | 64x | 64x | 6.3x |
Price to Earnings Ratio
64x
Current Industry PE
- There is only one company in the South African Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
- Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
- Revenues have also declined 22% per year, which is driving profits down.
Industry Trends
Which industries have driven the changes within the South African Financials industry?
| ZA Market | -0.92% | |
| Financials | -0.45% | |
| Consumer Finance | 18.60% | |
| Consumer Finance | 18.60% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| FGL Finbond Group | R0.51 | 18.6% +R36.5m | 64.5% | PE418.1x |