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Thai (SET) Consumer Finance Industry Analysis
UpdatedJan 14, 2026
DataAggregated Company Financials
Companies23
- 7D-8.4%
- 3M-23.7%
- 1Y-32.9%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 4.5%, driven by declines in Muangthai Capital and Srisawad Corporation of 7.3% and 9.7%, respectively. Overall the industry is down 31% in 12 months. Looking forward, earnings are forecast to grow by 8.6% annually.
Industry Valuation and Performance
Has the Thai Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 14 Jan 2026 | ฿313.5b | ฿117.3b | ฿35.0b | 9x | 9x | 2.7x |
| Fri, 12 Dec 2025 | ฿355.6b | ฿117.6b | ฿35.1b | 10.4x | 10.1x | 3x |
| Sun, 09 Nov 2025 | ฿387.6b | ฿118.4b | ฿34.6b | 10.6x | 11.2x | 3.3x |
| Tue, 07 Oct 2025 | ฿407.8b | ฿115.0b | ฿34.0b | 11.6x | 12x | 3.5x |
| Thu, 04 Sep 2025 | ฿389.2b | ฿115.0b | ฿34.0b | 12.6x | 11.4x | 3.4x |
| Sat, 02 Aug 2025 | ฿349.5b | ฿115.1b | ฿32.4b | 12.6x | 10.8x | 3x |
| Mon, 30 Jun 2025 | ฿313.4b | ฿114.6b | ฿32.1b | 12x | 9.8x | 2.7x |
| Wed, 28 May 2025 | ฿386.7b | ฿114.6b | ฿32.1b | 13.3x | 12x | 3.4x |
| Fri, 25 Apr 2025 | ฿424.6b | ฿115.0b | ฿31.9b | 13.7x | 13.3x | 3.7x |
| Sun, 23 Mar 2025 | ฿418.9b | ฿115.2b | ฿32.2b | 13.2x | 13x | 3.6x |
| Tue, 18 Feb 2025 | ฿459.8b | ฿114.3b | ฿32.1b | 12.6x | 14.3x | 4x |
| Thu, 16 Jan 2025 | ฿445.5b | ฿114.9b | ฿31.9b | 12.5x | 14x | 3.9x |
| Sat, 14 Dec 2024 | ฿485.9b | ฿114.8b | ฿31.8b | 16.5x | 15.3x | 4.2x |
| Mon, 11 Nov 2024 | ฿482.0b | ฿116.6b | ฿32.3b | 16.7x | 14.9x | 4.1x |
| Wed, 09 Oct 2024 | ฿511.7b | ฿115.0b | ฿32.4b | 17.5x | 15.8x | 4.5x |
| Fri, 06 Sep 2024 | ฿459.0b | ฿112.0b | ฿30.7b | 18.2x | 14.9x | 4.1x |
| Sun, 04 Aug 2024 | ฿387.7b | ฿110.7b | ฿29.3b | 11.8x | 13.2x | 3.5x |
| Tue, 02 Jul 2024 | ฿420.4b | ฿110.7b | ฿29.5b | 13.4x | 14.2x | 3.8x |
| Thu, 30 May 2024 | ฿471.4b | ฿110.8b | ฿29.9b | 15.8x | 15.8x | 4.3x |
| Sat, 27 Apr 2024 | ฿474.1b | ฿109.2b | ฿29.7b | 14.6x | 16x | 4.3x |
| Mon, 25 Mar 2024 | ฿487.5b | ฿108.4b | ฿29.4b | 15.8x | 16.6x | 4.5x |
| Wed, 21 Feb 2024 | ฿475.8b | ฿106.6b | ฿29.4b | 14.1x | 16.2x | 4.5x |
| Fri, 19 Jan 2024 | ฿479.9b | ฿106.6b | ฿30.0b | 14.4x | 16x | 4.5x |
| Sun, 17 Dec 2023 | ฿503.5b | ฿107.0b | ฿30.4b | 14x | 16.6x | 4.7x |
| Tue, 14 Nov 2023 | ฿490.8b | ฿105.3b | ฿30.2b | 15.8x | 16.2x | 4.7x |
| Thu, 12 Oct 2023 | ฿513.5b | ฿103.6b | ฿30.3b | 15.8x | 16.9x | 5x |
| Sat, 09 Sep 2023 | ฿562.3b | ฿103.5b | ฿30.4b | 17.5x | 18.5x | 5.4x |
| Mon, 07 Aug 2023 | ฿516.1b | ฿100.7b | ฿32.4b | 14.5x | 15.9x | 5.1x |
| Wed, 05 Jul 2023 | ฿574.1b | ฿101.3b | ฿33.0b | 16.4x | 17.4x | 5.7x |
| Fri, 02 Jun 2023 | ฿614.8b | ฿101.3b | ฿33.0b | 17.4x | 18.7x | 6.1x |
| Sun, 30 Apr 2023 | ฿574.3b | ฿97.1b | ฿33.1b | 14.2x | 17.4x | 5.9x |
| Tue, 28 Mar 2023 | ฿585.9b | ฿96.9b | ฿33.2b | 15.5x | 17.7x | 6x |
| Thu, 23 Feb 2023 | ฿631.2b | ฿92.6b | ฿32.9b | 17.1x | 19.2x | 6.8x |
| Sat, 21 Jan 2023 | ฿660.6b | ฿91.4b | ฿32.5b | 16.4x | 20.3x | 7.2x |
Price to Earnings Ratio
20.3x
Current Industry PE
- Investors are pessimistic on the Thai Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.5x which is lower than its 3-year average PE of 14.8x.
- The 3-year average PS ratio of 4.4x is higher than the industry's current PS ratio of 2.8x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 2.5% per year over the last three years.
- Revenues for these companies have grown 8.7% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Thai Consumer Finance compare with similar industries?
| TH Market | -3.12% | |
| Financials | -1.84% | |
| Consumer Finance | -8.41% | |
| Consumer Finance | -8.41% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ASK Asia Sermkij Leasing | ฿7.30 | 2.1% +฿105.6m | -17.5% | PE13.2x | |
| MIDA Mida Assets | ฿0.20 | 5.3% +฿25.0m | -28.6% | PS0.3x | |
| ML Mida Leasing | ฿0.49 | 4.3% +฿21.3m | -2.0% | PS2.8x |