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Thai (SET) Consumer Finance Industry Analysis
UpdatedMay 12, 2026
DataAggregated Company Financials
Companies23
- 7D-1.8%
- 3M-11.4%
- 1Y-23.2%
- YTD-1.2%
In the last week, the Consumer Finance industry is flat overall, with Bangkok Commercial Asset Management standing out by going down 11%. Unfortunately though, the industry is down 22% over the past 12 months. Looking forward, earnings are forecast to grow by 6.8% annually.
Industry Valuation and Performance
Has the Thai Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 12 May 2026 | ฿337.8b | ฿119.1b | ฿36.5b | 8.7x | 9.3x | 2.8x |
| Thu, 09 Apr 2026 | ฿348.1b | ฿118.8b | ฿35.6b | 9x | 9.8x | 2.9x |
| Sat, 07 Mar 2026 | ฿351.9b | ฿120.3b | ฿35.3b | 9.6x | 10x | 2.9x |
| Mon, 02 Feb 2026 | ฿353.8b | ฿117.9b | ฿35.1b | 10.1x | 10.1x | 3x |
| Wed, 31 Dec 2025 | ฿347.6b | ฿117.6b | ฿35.1b | 10.1x | 9.9x | 3x |
| Fri, 28 Nov 2025 | ฿352.9b | ฿117.6b | ฿35.1b | 10.5x | 10x | 3x |
| Sun, 26 Oct 2025 | ฿404.3b | ฿117.0b | ฿34.4b | 11.8x | 11.8x | 3.5x |
| Tue, 23 Sep 2025 | ฿407.1b | ฿115.0b | ฿34.0b | 12.7x | 12x | 3.5x |
| Thu, 21 Aug 2025 | ฿379.3b | ฿115.1b | ฿34.0b | 12x | 11.1x | 3.3x |
| Sat, 19 Jul 2025 | ฿352.5b | ฿114.8b | ฿32.4b | 11.6x | 10.9x | 3.1x |
| Mon, 16 Jun 2025 | ฿352.7b | ฿114.6b | ฿32.1b | 12.8x | 11x | 3.1x |
| Wed, 14 May 2025 | ฿402.7b | ฿115.2b | ฿32.2b | 13x | 12.5x | 3.5x |
| Fri, 11 Apr 2025 | ฿406.8b | ฿115.5b | ฿31.8b | 12.2x | 12.8x | 3.5x |
| Sun, 09 Mar 2025 | ฿445.2b | ฿115.4b | ฿32.2b | 13x | 13.8x | 3.9x |
| Tue, 04 Feb 2025 | ฿449.5b | ฿113.9b | ฿32.0b | 12.2x | 14.1x | 3.9x |
| Thu, 02 Jan 2025 | ฿481.0b | ฿114.8b | ฿31.8b | 15.4x | 15.1x | 4.2x |
| Sat, 30 Nov 2024 | ฿487.0b | ฿114.8b | ฿31.8b | 16.3x | 15.3x | 4.2x |
| Mon, 28 Oct 2024 | ฿522.8b | ฿115.2b | ฿32.5b | 17.5x | 16.1x | 4.5x |
| Wed, 25 Sep 2024 | ฿482.8b | ฿112.0b | ฿30.7b | 19.6x | 15.7x | 4.3x |
| Fri, 23 Aug 2024 | ฿418.7b | ฿112.0b | ฿30.7b | 15.2x | 13.6x | 3.7x |
| Sun, 21 Jul 2024 | ฿403.1b | ฿110.7b | ฿29.4b | 12.6x | 13.7x | 3.6x |
| Tue, 18 Jun 2024 | ฿432.6b | ฿110.7b | ฿29.5b | 13.6x | 14.6x | 3.9x |
| Thu, 16 May 2024 | ฿471.0b | ฿110.2b | ฿29.6b | 14.7x | 15.9x | 4.3x |
| Sat, 13 Apr 2024 | ฿485.1b | ฿109.2b | ฿29.8b | 15.7x | 16.3x | 4.4x |
| Mon, 11 Mar 2024 | ฿480.5b | ฿108.8b | ฿29.4b | 15.6x | 16.4x | 4.4x |
| Wed, 07 Feb 2024 | ฿484.2b | ฿106.8b | ฿30.1b | 14.4x | 16.1x | 4.5x |
| Fri, 05 Jan 2024 | ฿513.2b | ฿107.0b | ฿30.4b | 15.1x | 16.9x | 4.8x |
| Sun, 03 Dec 2023 | ฿504.5b | ฿107.0b | ฿30.4b | 14.3x | 16.6x | 4.7x |
| Tue, 31 Oct 2023 | ฿478.9b | ฿103.8b | ฿30.4b | 15x | 15.7x | 4.6x |
| Thu, 28 Sep 2023 | ฿521.2b | ฿103.5b | ฿30.4b | 16.3x | 17.1x | 5x |
| Sat, 26 Aug 2023 | ฿574.1b | ฿103.5b | ฿30.4b | 18.1x | 18.9x | 5.5x |
| Mon, 24 Jul 2023 | ฿534.1b | ฿100.7b | ฿32.4b | 15.2x | 16.5x | 5.3x |
| Wed, 21 Jun 2023 | ฿581.4b | ฿101.3b | ฿33.0b | 16.8x | 17.6x | 5.7x |
| Fri, 19 May 2023 | ฿613.0b | ฿100.6b | ฿32.8b | 17.2x | 18.7x | 6.1x |
Price to Earnings Ratio
18.7x
Current Industry PE
- Investors are pessimistic on the Thai Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.4x which is lower than its 3-year average PE of 14.0x.
- The 3-year average PS ratio of 4.0x is higher than the industry's current PS ratio of 2.9x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 3.6% per year over the last three years.
- Revenues for these companies have grown 5.8% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Thai Financials industry?
| TH Market | -0.30% | |
| Financials | -0.23% | |
| Consumer Finance | -1.80% | |
| Consumer Finance | -1.80% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| TIDLOR Tidlor Holdings | ฿16.40 | 2.5% +฿1.2b | n/a | PE8.9x | |
| MTC Muangthai Capital | ฿29.00 | 0.9% +฿530.0m | -34.8% | PE9.1x | |
| NCAP Next Capital | ฿2.46 | 12.8% +฿378.0m | -25.9% | PE6x | |
| S11 S 11 Group | ฿4.02 | 8.6% +฿196.2m | 12.3% | PE6.2x | |
| SGC SG Capital | ฿0.92 | 3.4% +฿187.2m | 0% | PE16.4x |