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Thai (SET) Consumer Finance Industry Analysis

UpdatedJun 01, 2025
DataAggregated Company Financials
Companies22
  • 7D-0.2%
  • 3M-17.1%
  • 1Y-26.0%
  • YTD-19.5%

Last week, the Consumer Finance industry hasn't moved much but Tidlor Holdings is up 10% in that time. Unfortunately though, the industry is down 26% over the past 12 months. Earnings are forecast to grow by 10% annually.

Industry Valuation and Performance

Has the Thai Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 01 Jun 2025฿377.9b฿114.6b฿32.1b13x11.8x3.3x
Tue, 29 Apr 2025฿421.7b฿115.0b฿31.9b14.1x13.2x3.7x
Thu, 27 Mar 2025฿412.6b฿115.2b฿32.2b13x12.8x3.6x
Sat, 22 Feb 2025฿468.1b฿115.4b฿32.1b13.5x14.6x4.1x
Mon, 20 Jan 2025฿435.5b฿115.0b฿32.0b11.8x13.6x3.8x
Wed, 18 Dec 2024฿481.0b฿114.8b฿31.8b16.2x15.1x4.2x
Fri, 15 Nov 2024฿484.3b฿115.4b฿32.3b16.6x15x4.2x
Sun, 13 Oct 2024฿516.5b฿114.9b฿32.4b17.6x15.9x4.5x
Tue, 10 Sep 2024฿471.5b฿112.0b฿30.7b18.8x15.3x4.2x
Thu, 08 Aug 2024฿378.4b฿111.3b฿29.5b11.2x12.8x3.4x
Sat, 06 Jul 2024฿417.2b฿110.7b฿29.5b13.5x14.1x3.8x
Mon, 03 Jun 2024฿470.1b฿110.9b฿29.6b15.8x15.9x4.2x
Wed, 01 May 2024฿475.4b฿109.2b฿29.7b14.7x16x4.4x
Fri, 29 Mar 2024฿490.3b฿108.4b฿29.4b16.2x16.7x4.5x
Sun, 25 Feb 2024฿485.5b฿107.2b฿29.6b15x16.4x4.5x
Tue, 23 Jan 2024฿469.9b฿106.8b฿30.1b14.1x15.6x4.4x
Thu, 21 Dec 2023฿503.4b฿107.0b฿30.4b13.9x16.6x4.7x
Sat, 18 Nov 2023฿505.4b฿107.3b฿30.4b14.6x16.6x4.7x
Mon, 16 Oct 2023฿510.6b฿103.6b฿30.3b15.9x16.8x4.9x
Wed, 13 Sep 2023฿558.1b฿103.5b฿30.4b17.6x18.4x5.4x
Fri, 11 Aug 2023฿545.5b฿101.1b฿32.1b17.6x17x5.4x
Sun, 09 Jul 2023฿539.0b฿100.7b฿32.5b15.4x16.6x5.4x
Tue, 06 Jun 2023฿618.9b฿101.3b฿33.0b17.8x18.8x6.1x
Thu, 04 May 2023฿576.9b฿97.1b฿33.1b14.8x17.4x5.9x
Sat, 01 Apr 2023฿590.7b฿96.9b฿33.2b15.2x17.8x6.1x
Mon, 27 Feb 2023฿631.3b฿94.1b฿33.0b17.3x19.1x6.7x
Wed, 25 Jan 2023฿661.9b฿91.4b฿32.5b16.9x20.4x7.2x
Fri, 23 Dec 2022฿646.1b฿90.9b฿32.2b15.4x20.1x7.1x
Sun, 20 Nov 2022฿608.3b฿87.6b฿31.6b14.1x19.3x6.9x
Tue, 18 Oct 2022฿595.1b฿84.5b฿30.9b13.9x19.3x7x
Thu, 15 Sep 2022฿695.7b฿84.2b฿30.7b17.2x22.7x8.3x
Sat, 13 Aug 2022฿662.5b฿83.6b฿30.4b16.1x21.8x7.9x
Mon, 11 Jul 2022฿609.1b฿81.7b฿29.9b14.8x20.3x7.5x
Wed, 08 Jun 2022฿689.3b฿81.6b฿30.0b16.9x23x8.4x
Price to Earnings Ratio

23x


Total Market Cap: ฿689.3bTotal Earnings: ฿30.0bTotal Revenue: ฿81.6bTotal Market Cap vs Earnings and Revenue0%0%0%
Thai Consumer Finance Industry Price to Earnings3Y Average 16.9x202320242025
Current Industry PE
  • Investors are pessimistic on the Thai Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 11.8x which is lower than its 3-year average PE of 16.9x.
  • The 3-year average PS ratio of 5.3x is higher than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 2.3% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Thai Financials industry?

TH Market-2.34%
Financials-2.37%
Consumer Finance-0.25%
Consumer Finance-0.25%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TIDLOR Tidlor Holdings฿16.9010.5%
+฿4.6b
n/aPE11.3x
MTC Muangthai Capital฿41.751.8%
+฿1.6b
-6.2%PE14.6x
BAM Bangkok Commercial Asset Management฿6.304.1%
+฿808.0m
-26.3%PE14.6x
AEONTS AEON Thana Sinsap (Thailand)฿103.001.5%
+฿375.0m
-30.6%PE9x
AMANAH Amanah Leasing฿0.913.4%
+฿35.5m
-33.6%PS1.1x
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Latest News

NCAP

฿2.28

Next Capital

7D

-10.2%

1Y

18.1%

SAK

฿3.90

Saksiam Leasing

7D

-2.0%

1Y

-32.8%

SCAP

฿1.20

Srisawad Capital 1969

7D

-1.6%

1Y

-48.6%

JMT

฿9.25

JMT Network Services

7D

-4.1%

1Y

-39.9%

TIDLOR

฿16.90

Tidlor Holdings

7D

10.5%

1Y

n/a

SAWAD

฿18.30

Srisawad Corporation

7D

-3.7%

1Y

-51.5%

AMANAH

฿0.91

Amanah Leasing

7D

3.4%

1Y

-33.6%

MTC

฿41.75

Muangthai Capital

7D

1.8%

1Y

-6.2%

HENG

฿0.98

Heng Leasing and Capital

7D

-1.0%

1Y

-29.5%

S11

฿3.32

S 11 Group

7D

-2.4%

1Y

24.8%

BAM

฿6.30

Bangkok Commercial Asset Management

7D

4.1%

1Y

-26.3%

KTC

฿38.50

Krungthai Card

7D

-5.5%

1Y

-15.8%

ML

฿0.39

Mida Leasing

7D

2.6%

1Y

-39.1%