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Thai (SET) Consumer Finance Industry Analysis

UpdatedApr 18, 2024
DataAggregated Company Financials
Companies21
  • 7D-5.2%
  • 3M-1.8%
  • 1Y-21.5%
  • YTD-6.4%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably AEON Thana Sinsap (Thailand) gained 5.4%. As for the longer term, the industry has declined 22% in the last year. As for the next few years, earnings are expected to grow by 12% per annum.

Industry Valuation and Performance

Has the Thai Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 18 Apr 2024฿471.4b฿108.9b฿29.8b15.2x15.8x4.3x
Sat, 16 Mar 2024฿482.9b฿108.8b฿29.4b15.8x16.4x4.4x
Mon, 12 Feb 2024฿486.0b฿106.8b฿30.1b14.2x16.1x4.6x
Wed, 10 Jan 2024฿506.6b฿107.0b฿30.4b14.8x16.7x4.7x
Fri, 08 Dec 2023฿504.7b฿107.0b฿30.4b14.4x16.6x4.7x
Sun, 05 Nov 2023฿511.4b฿103.8b฿30.4b15.5x16.8x4.9x
Tue, 03 Oct 2023฿515.3b฿103.5b฿30.4b16x16.9x5x
Thu, 31 Aug 2023฿581.5b฿103.5b฿30.4b18.2x19.1x5.6x
Sat, 29 Jul 2023฿537.1b฿100.7b฿32.4b15.1x16.6x5.3x
Mon, 26 Jun 2023฿564.5b฿101.3b฿33.0b16x17.1x5.6x
Wed, 24 May 2023฿617.2b฿100.8b฿32.9b17.3x18.8x6.1x
Fri, 21 Apr 2023฿590.4b฿96.8b฿33.0b15x17.9x6.1x
Sun, 19 Mar 2023฿577.3b฿96.8b฿33.2b14.9x17.4x6x
Tue, 14 Feb 2023฿651.8b฿91.4b฿32.5b17.8x20.1x7.1x
Thu, 12 Jan 2023฿677.5b฿90.9b฿32.2b16.9x21.1x7.4x
Sat, 10 Dec 2022฿655.4b฿88.8b฿31.6b15.9x20.7x7.4x
Mon, 07 Nov 2022฿616.8b฿85.2b฿31.4b14.8x19.7x7.2x
Wed, 05 Oct 2022฿604.5b฿84.2b฿30.7b14.1x19.7x7.2x
Fri, 02 Sep 2022฿642.1b฿84.1b฿30.6b15.2x21x7.6x
Sun, 31 Jul 2022฿649.6b฿81.9b฿30.0b15.5x21.6x7.9x
Tue, 28 Jun 2022฿653.8b฿81.6b฿30.0b15.7x21.8x8x
Thu, 26 May 2022฿680.7b฿81.3b฿30.0b17x22.7x8.4x
Sat, 23 Apr 2022฿715.8b฿81.5b฿30.3b19.6x23.7x8.8x
Mon, 21 Mar 2022฿718.8b฿81.3b฿30.3b16.9x23.8x8.8x
Wed, 16 Feb 2022฿716.1b฿80.4b฿30.2b21.3x23.7x8.9x
Fri, 14 Jan 2022฿741.6b฿80.8b฿30.3b23.2x24.5x9.2x
Sun, 12 Dec 2021฿684.5b฿81.1b฿30.5b20.6x22.4x8.4x
Tue, 09 Nov 2021฿685.4b฿80.8b฿30.6b17.6x22.4x8.5x
Thu, 07 Oct 2021฿642.9b฿80.1b฿30.5b17.1x21.1x8x
Sat, 04 Sep 2021฿711.5b฿82.0b฿29.7b18.7x23.9x8.7x
Mon, 02 Aug 2021฿655.2b฿82.0b฿29.7b16.4x22x8x
Thu, 06 May 2021฿676.4b฿70.5b฿25.6b19.1x26.4x9.6x
Price to Earnings Ratio

26.4x


Total Market Cap: ฿676.4bTotal Earnings: ฿25.6bTotal Revenue: ฿70.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Thai Consumer Finance Industry Price to Earnings3Y Average 20.2x202220232024
Current Industry PE
  • Investors are pessimistic on the Thai Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 16.3x which is lower than its 3-year average PE of 20.2x.
  • The 3-year average PS ratio of 7.0x is higher than the industry's current PS ratio of 4.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 5.2% per year over the last three years.
  • Revenues for these companies have grown 16% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Thai Financials industry?

TH Market-2.93%
Financials-2.98%
Consumer Finance-5.20%
Consumer Finance-5.20%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ML Mida Leasing฿0.712.9%
+฿21.3m
-29.0%PS2.9x
ECL Eastern Commercial Leasing฿1.430.7%
+฿11.1m
-14.4%PE14.7x
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Latest News

TIDLOR

฿20.60

Ngern Tid Lor

7D

-3.7%

1Y

-10.0%

AEONTS

฿161.00

AEON Thana Sinsap (Thailand)

7D

-2.1%

1Y

-15.5%

SGC

฿1.34

SG Capital

7D

-5.0%

1Y

-55.0%

KTC

฿44.25

Krungthai Card

7D

-3.8%

1Y

-17.7%

MTC

฿43.50

Muangthai Capital

7D

-1.1%

1Y

20.8%

ML

฿0.71

Mida Leasing

7D

2.9%

1Y

-29.0%

SCAP

฿2.80

Srisawad Capital 1969

7D

-1.4%

1Y

-52.1%

ECL

฿1.43

Eastern Commercial Leasing

7D

0.7%

1Y

-14.4%

SAWAD

฿40.00

Srisawad Corporation

7D

-2.4%

1Y

-28.6%