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Thai (SET) Consumer Finance Industry Analysis
UpdatedFeb 01, 2025
DataAggregated Company Financials
Companies22
- 7D-1.5%
- 3M-11.4%
- 1Y-12.8%
- YTD-5.6%
Over the last 7 days, the Consumer Finance industry has remained flat, although notably Srisawad Corporation declined by 4.5%. Unfortunately though, the industry is down 9.0% over the past 12 months. As for the next few years, earnings are expected to grow by 12% per annum.
Industry Valuation and Performance
Has the Thai Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 01 Feb 2025 | ฿448.1b | ฿113.9b | ฿32.0b | 12.4x | 14x | 3.9x |
| Mon, 30 Dec 2024 | ฿477.1b | ฿114.8b | ฿31.8b | 15.7x | 15x | 4.2x |
| Wed, 27 Nov 2024 | ฿479.2b | ฿115.1b | ฿31.8b | 15.2x | 15.1x | 4.2x |
| Fri, 25 Oct 2024 | ฿515.5b | ฿115.2b | ฿32.5b | 17.5x | 15.9x | 4.5x |
| Sun, 22 Sep 2024 | ฿494.5b | ฿112.0b | ฿30.7b | 20.3x | 16.1x | 4.4x |
| Tue, 20 Aug 2024 | ฿403.6b | ฿112.3b | ฿30.7b | 14.6x | 13.1x | 3.6x |
| Thu, 18 Jul 2024 | ฿407.2b | ฿110.7b | ฿29.4b | 12.9x | 13.8x | 3.7x |
| Sat, 15 Jun 2024 | ฿434.2b | ฿110.7b | ฿29.5b | 13.3x | 14.7x | 3.9x |
| Mon, 13 May 2024 | ฿482.7b | ฿110.2b | ฿29.7b | 14.5x | 16.3x | 4.4x |
| Wed, 10 Apr 2024 | ฿492.5b | ฿108.4b | ฿29.4b | 15.7x | 16.8x | 4.5x |
| Fri, 08 Mar 2024 | ฿472.1b | ฿109.2b | ฿29.4b | 15.5x | 16.1x | 4.3x |
| Sun, 04 Feb 2024 | ฿483.2b | ฿106.8b | ฿30.1b | 14.3x | 16.1x | 4.5x |
| Tue, 02 Jan 2024 | ฿493.2b | ฿107.0b | ฿30.4b | 14.1x | 16.2x | 4.6x |
| Thu, 30 Nov 2023 | ฿514.8b | ฿107.0b | ฿30.4b | 14.6x | 16.9x | 4.8x |
| Sat, 28 Oct 2023 | ฿469.8b | ฿103.8b | ฿30.4b | 14.9x | 15.4x | 4.5x |
| Mon, 25 Sep 2023 | ฿542.4b | ฿103.5b | ฿30.4b | 16.9x | 17.8x | 5.2x |
| Wed, 23 Aug 2023 | ฿554.0b | ฿103.5b | ฿30.4b | 17.5x | 18.2x | 5.4x |
| Fri, 21 Jul 2023 | ฿534.8b | ฿100.7b | ฿32.5b | 15.2x | 16.5x | 5.3x |
| Sun, 18 Jun 2023 | ฿591.5b | ฿101.3b | ฿33.0b | 16.9x | 17.9x | 5.8x |
| Tue, 16 May 2023 | ฿616.4b | ฿97.3b | ฿33.1b | 16x | 18.6x | 6.3x |
| Thu, 13 Apr 2023 | ฿609.2b | ฿96.9b | ฿33.2b | 15.3x | 18.4x | 6.3x |
| Sat, 11 Mar 2023 | ฿585.4b | ฿96.8b | ฿33.2b | 15.3x | 17.6x | 6x |
| Mon, 06 Feb 2023 | ฿671.2b | ฿91.4b | ฿32.5b | 18x | 20.7x | 7.3x |
| Wed, 04 Jan 2023 | ฿653.9b | ฿90.9b | ฿32.2b | 15.7x | 20.3x | 7.2x |
| Fri, 02 Dec 2022 | ฿639.7b | ฿87.6b | ฿31.6b | 15.2x | 20.3x | 7.3x |
| Sun, 30 Oct 2022 | ฿608.0b | ฿85.2b | ฿31.4b | 14.7x | 19.4x | 7.1x |
| Tue, 27 Sep 2022 | ฿638.9b | ฿84.2b | ฿30.7b | 15.1x | 20.8x | 7.6x |
| Thu, 25 Aug 2022 | ฿648.7b | ฿84.1b | ฿30.6b | 15.8x | 21.2x | 7.7x |
| Sat, 23 Jul 2022 | ฿624.4b | ฿81.7b | ฿29.9b | 15.2x | 20.9x | 7.6x |
| Mon, 20 Jun 2022 | ฿642.9b | ฿81.6b | ฿30.0b | 15.7x | 21.4x | 7.9x |
| Wed, 18 May 2022 | ฿671.0b | ฿81.2b | ฿30.0b | 17.5x | 22.4x | 8.3x |
| Fri, 15 Apr 2022 | ฿710.4b | ฿81.5b | ฿30.3b | 19.5x | 23.5x | 8.7x |
| Sun, 13 Mar 2022 | ฿706.9b | ฿81.3b | ฿30.3b | 17x | 23.4x | 8.7x |
| Tue, 08 Feb 2022 | ฿733.9b | ฿80.4b | ฿30.2b | 23x | 24.3x | 9.1x |
Price to Earnings Ratio
24.3x
Current Industry PE
- Investors are pessimistic on the Thai Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 14.2x which is lower than its 3-year average PE of 18.0x.
- The 3-year average PS ratio of 5.8x is higher than the industry's current PS ratio of 4.0x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 12% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Thai Financials industry?
| TH Market | -2.95% | |
| Financials | 0.67% | |
| Consumer Finance | -1.48% | |
| Consumer Finance | -1.48% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MTC Muangthai Capital | ฿43.75 | 0.6% +฿530.0m | -2.2% | PE16.3x | |
| HENG Heng Leasing and Capital | ฿1.10 | 3.8% +฿152.4m | -41.2% | PE24.3x | |
| AEONTS AEON Thana Sinsap (Thailand) | ฿116.00 | 0.4% +฿125.0m | -24.2% | PE9x | |
| AMANAH Amanah Leasing | ฿0.92 | 2.2% +฿23.7m | -52.6% | PE40.4x | |
| ECL Eastern Commercial Leasing | ฿0.87 | 2.4% +฿22.2m | -39.2% | PE15.6x |