French (CAC) Insurance Industry Analysis

Industry Valuation and Performance

Has the French Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Tue, 15 Apr 2025	€89.9b	€109.6b	€7.4b	559.6x	12.2x	0.8x
Thu, 13 Mar 2025	€89.9b	€96.7b	€8.0b	599.1x	11.3x	0.9x
Sat, 08 Feb 2025	€86.9b	€108.1b	€7.4b	11.1x	11.8x	0.8x
Mon, 06 Jan 2025	€78.6b	€108.1b	€7.4b	10x	10.7x	0.7x
Wed, 04 Dec 2024	€74.6b	€108.1b	€7.4b	9.5x	10.1x	0.7x
Fri, 01 Nov 2024	€79.5b	€109.0b	€7.6b	10.3x	10.4x	0.7x
Sun, 29 Sep 2024	€81.0b	€109.0b	€7.6b	10.5x	10.6x	0.7x
Tue, 27 Aug 2024	€77.4b	€109.0b	€7.6b	10x	10.1x	0.7x
Thu, 25 Jul 2024	€76.6b	€105.2b	€7.9b	8.3x	9.6x	0.7x
Sat, 22 Jun 2024	€74.1b	€105.3b	€7.9b	8.1x	9.3x	0.7x
Mon, 20 May 2024	€82.0b	€105.3b	€7.9b	9.4x	10.3x	0.8x
Wed, 17 Apr 2024	€82.1b	€105.2b	€8.1b	9.1x	10.2x	0.8x
Fri, 15 Mar 2024	€82.3b	€117.3b	€7.5b	8.7x	10.9x	0.7x
Sun, 11 Feb 2024	€73.1b	€124.0b	€8.1b	6.6x	9x	0.6x
Tue, 09 Jan 2024	€86.4b	€170.1b	€9.7b	7.6x	8.9x	0.5x
Thu, 07 Dec 2023	€85.9b	€170.1b	€9.7b	7.4x	8.8x	0.5x
Sat, 04 Nov 2023	€82.9b	€169.6b	€8.8b	9.3x	9.4x	0.5x
Mon, 02 Oct 2023	€83.1b	€169.6b	€8.8b	9.3x	9.4x	0.5x
Wed, 30 Aug 2023	€82.6b	€169.6b	€8.8b	9.2x	9.4x	0.5x
Fri, 28 Jul 2023	€87.0b	€171.3b	€8.4b	9.6x	10.3x	0.5x
Sun, 25 Jun 2023	€83.2b	€171.2b	€8.4b	9.3x	9.9x	0.5x
Tue, 23 May 2023	€86.6b	€171.2b	€8.4b	9.6x	10.3x	0.5x
Thu, 20 Apr 2023	€89.9b	€151.6b	€8.1b	9x	11.2x	0.6x
Sat, 18 Mar 2023	€84.5b	€171.8b	€8.8b	8.9x	9.6x	0.5x
Mon, 13 Feb 2023	€88.2b	€174.4b	€8.7b	9x	10.2x	0.5x
Wed, 11 Jan 2023	€86.0b	€174.4b	€8.7b	9x	9.9x	0.5x
Fri, 09 Dec 2022	€83.4b	€174.4b	€8.7b	8.8x	9.6x	0.5x
Sun, 06 Nov 2022	€79.9b	€174.2b	€8.9b	8.5x	9x	0.5x
Tue, 04 Oct 2022	€69.7b	€174.2b	€8.9b	7.1x	7.8x	0.4x
Thu, 01 Sep 2022	€72.9b	€174.2b	€8.9b	7.5x	8.2x	0.4x
Sat, 30 Jul 2022	€71.7b	€187.7b	€9.2b	8.1x	7.8x	0.4x
Mon, 27 Jun 2022	€72.4b	€187.7b	€9.2b	8.2x	7.8x	0.4x
Wed, 25 May 2022	€76.1b	€187.5b	€9.4b	8.5x	8.1x	0.4x
Fri, 22 Apr 2022	€86.6b	€185.4b	€9.3b	9.5x	9.3x	0.5x

Current Industry PE

Investors are optimistic on the French Insurance industry, and appear confident in long term growth rates.

The industry is trading at a PE ratio of 11.8x which is higher than its 3-year average PE of 9.7x.

The industry is trading close to its 3-year average PS ratio of 0.58x.

Past Earnings Growth

The earnings for companies in the Insurance industry have declined 7.3% per year over the last three years,
Revenues have also declined 16% per year.
This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the French Financials industry?


FR Market	5.37%
Financials	6.19%
Insurance	8.43%
Reinsurance	13.30%
General Insurance	8.27%
Property and Casualty Insurance	5.65%
Life and Health Insurance	0%	0

Industry PE

Investors are most optimistic about the Reinsurance industry which is trading above its 3-year average PE ratio of 42.4x.

Analysts are expecting annual earnings growth of 28.3%, which is higher than its past year's earnings decline of 99.5% per year.

Investors are most pessimistic about the Property and Casualty Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.0x.

Forecasted Growth

Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 28% over the next 5 years.
This is better than its past earnings decline of 100% per year.

In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
CS AXA	€38.10	8.3% +€6.3b	12.7%	PE11.6x
SCR SCOR	€24.70	13.3% +€520.2m	-17.4%	PE1107.6x
COFA COFACE	€16.50	5.8% +€134.4m	12.6%	PE9.4x
FOAF Fin.Ouest Africain	€21.40	72.6% +€5.9m	-63.1%	n/a
MLPHO Photonike Capital	€0.12	1.7% +€211.6k	-6.2%	n/a