Header cover image

French (CAC) Insurance Industry Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies6
  • 7D1.4%
  • 3M3.0%
  • 1Y22.1%
  • YTD19.0%

All of the companies in the Insurance industry have been up over the last week, with the industry up 1.1%. In the last 12 months, the industry was up 22%. As for the next few years, earnings are expected to grow by 3.6% per annum.

Industry Valuation and Performance

Has the French Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025€91.3b€111.3b€8.2b11.7x11.1x0.8x
Fri, 21 Nov 2025€84.3b€111.3b€8.2b10.8x10.2x0.8x
Sun, 19 Oct 2025€90.1b€111.3b€7.9b11.5x11.4x0.8x
Tue, 16 Sep 2025€91.8b€111.3b€7.9b10.7x11.6x0.8x
Thu, 14 Aug 2025€100.5b€111.3b€7.9b11.5x12.7x0.9x
Sat, 12 Jul 2025€98.4b€109.5b€7.4b60.9x13.3x0.9x
Mon, 09 Jun 2025€100.7b€109.5b€7.4b61.3x13.6x0.9x
Wed, 07 May 2025€96.6b€109.6b€7.4b602.7x13.1x0.9x
Fri, 04 Apr 2025€93.9b€109.6b€7.4b595.3x12.7x0.9x
Sun, 02 Mar 2025€86.8b€108.1b€7.4b11.1x11.8x0.8x
Tue, 28 Jan 2025€83.2b€108.1b€7.4b10.8x11.3x0.8x
Thu, 26 Dec 2024€77.3b€108.1b€7.4b9.9x10.5x0.7x
Sat, 23 Nov 2024€78.5b€108.1b€7.4b10x10.7x0.7x
Mon, 21 Oct 2024€82.4b€109.0b€7.6b10.6x10.8x0.8x
Wed, 18 Sep 2024€82.2b€109.0b€7.6b10.6x10.8x0.8x
Fri, 16 Aug 2024€75.3b€109.0b€7.6b9.7x9.9x0.7x
Sun, 14 Jul 2024€77.8b€105.2b€7.9b8.3x9.8x0.7x
Tue, 11 Jun 2024€80.0b€105.3b€7.9b8.4x10.1x0.8x
Thu, 09 May 2024€81.4b€105.2b€8.1b9.4x10.1x0.8x
Sat, 06 Apr 2024€82.9b€105.1b€8.1b8.9x10.3x0.8x
Mon, 04 Mar 2024€78.3b€123.9b€8.1b8.3x9.7x0.6x
Wed, 31 Jan 2024€89.8b€170.1b€9.7b7.8x9.2x0.5x
Fri, 29 Dec 2023€85.3b€170.1b€9.7b7.6x8.8x0.5x
Sun, 26 Nov 2023€83.5b€170.1b€9.7b7.4x8.6x0.5x
Tue, 24 Oct 2023€80.6b€169.6b€8.8b9.1x9.2x0.5x
Thu, 21 Sep 2023€86.0b€169.6b€8.8b9.5x9.8x0.5x
Sat, 19 Aug 2023€80.8b€169.5b€8.8b9.1x9.2x0.5x
Mon, 17 Jul 2023€83.5b€171.2b€8.4b9.3x9.9x0.5x
Wed, 14 Jun 2023€83.2b€171.2b€8.4b9.3x9.9x0.5x
Fri, 12 May 2023€84.4b€171.3b€8.1b9x10.5x0.5x
Sun, 09 Apr 2023€88.3b€167.7b€8.1b9x11x0.5x
Tue, 07 Mar 2023€95.8b€174.4b€8.9b9x10.7x0.5x
Thu, 02 Feb 2023€88.6b€174.4b€8.7b9x10.2x0.5x
Sat, 31 Dec 2022€83.2b€174.4b€8.7b8.6x9.6x0.5x
Price to Earnings Ratio

9.6x


Total Market Cap: €83.2bTotal Earnings: €8.7bTotal Revenue: €174.4bTotal Market Cap vs Earnings and Revenue0%0%0%
French Insurance Industry Price to Earnings3Y Average 10.6x202320242025
Current Industry PE
  • Investors are relatively neutral on the French Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 10.6x.
  • The industry is trading close to its 3-year average PS ratio of 0.68x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have declined 14% per year.
  • This means that the cost of doing business could be reducing since sales have declined but profits have remained steady.

Industry Trends

Which industries have driven the changes within the French Financials industry?

FR Market-0.28%
Financials2.39%
Insurance1.43%
Reinsurance2.67%
General Insurance1.38%
Property and Casualty Insurance0.75%
Life and Health Insurance0%0
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 10.5x.
    • Analysts are expecting annual earnings growth of 3.9%, which is lower than the prior year's growth of 7.4% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 121x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 3.9% over the next 5 years.
  • However this is lower than its past earnings growth rate of 7.4% per year.
  • In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CS AXA€41.111.4%
+€1.1b
22.5%PE11.7x
SCR SCOR€28.442.7%
+€131.3m
22.5%PE5.8x
COFA COFACE€15.520.8%
+€17.9m
9.8%PE10.1x
FOAF Fin.Ouest Africain€24.0031.1%
+€3.7m
166.7%n/a
MLPHO Photonike Capital€0.118.6%
+€952.2k
-2.6%PE20.9x