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French (CAC) Insurance Industry Analysis

UpdatedFeb 07, 2026

DataAggregated Company Financials

Companies6

7D3.4%
3M6.0%
1Y5.9%
YTD-2.7%

Over the last 7 days, the Insurance industry has risen 3.6%, driven by gains from AXA of 3.5%. During this same period, the Fin.Ouest Africain underperformed, falling 26%. This means that the industry has gained 5.8% over the past year. Looking forward, earnings are forecast to grow by 3.8% annually.

Industry Valuation and Performance

Has the French Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 07 Feb 2026	€87.2b	€111.3b	€8.2b	11.1x	10.6x	0.8x
Mon, 05 Jan 2026	€91.0b	€111.3b	€8.2b	11.7x	11x	0.8x
Wed, 03 Dec 2025	€85.8b	€111.3b	€8.2b	11x	10.4x	0.8x
Fri, 31 Oct 2025	€90.0b	€111.3b	€7.9b	11.5x	11.4x	0.8x
Sun, 28 Sep 2025	€92.7b	€111.3b	€7.9b	11.9x	11.7x	0.8x
Tue, 26 Aug 2025	€93.2b	€111.3b	€7.9b	11.1x	11.8x	0.8x
Thu, 24 Jul 2025	€99.3b	€109.5b	€7.4b	61x	13.4x	0.9x
Sat, 21 Jun 2025	€100.4b	€109.5b	€7.4b	61.6x	13.6x	0.9x
Mon, 19 May 2025	€97.6b	€109.5b	€7.4b	55.9x	13.2x	0.9x
Wed, 16 Apr 2025	€91.8b	€109.6b	€7.4b	573.6x	12.4x	0.8x
Fri, 14 Mar 2025	€89.8b	€96.7b	€8.0b	596.8x	11.3x	0.9x
Sun, 09 Feb 2025	€86.9b	€108.1b	€7.4b	11.1x	11.8x	0.8x
Tue, 07 Jan 2025	€79.5b	€108.1b	€7.4b	10.1x	10.8x	0.7x
Thu, 05 Dec 2024	€76.0b	€108.1b	€7.4b	9.7x	10.3x	0.7x
Sat, 02 Nov 2024	€78.3b	€109.0b	€7.6b	10.1x	10.3x	0.7x
Mon, 30 Sep 2024	€81.0b	€109.0b	€7.6b	10.5x	10.6x	0.7x
Wed, 28 Aug 2024	€77.6b	€109.0b	€7.6b	10x	10.2x	0.7x
Fri, 26 Jul 2024	€76.9b	€105.2b	€7.9b	8.3x	9.7x	0.7x
Sun, 23 Jun 2024	€74.1b	€105.3b	€7.9b	8.1x	9.3x	0.7x
Tue, 21 May 2024	€82.0b	€105.3b	€7.9b	9.5x	10.3x	0.8x
Thu, 18 Apr 2024	€81.2b	€105.2b	€8.1b	8.9x	10.1x	0.8x
Sat, 16 Mar 2024	€83.3b	€117.3b	€7.5b	8.9x	11.1x	0.7x
Mon, 12 Feb 2024	€73.1b	€124.0b	€8.1b	6.6x	9x	0.6x
Wed, 10 Jan 2024	€85.8b	€170.1b	€9.7b	7.6x	8.8x	0.5x
Fri, 08 Dec 2023	€86.4b	€170.1b	€9.7b	7.4x	8.9x	0.5x
Sun, 05 Nov 2023	€82.9b	€169.6b	€8.8b	9.3x	9.4x	0.5x
Tue, 03 Oct 2023	€83.1b	€169.6b	€8.8b	9.2x	9.4x	0.5x
Thu, 31 Aug 2023	€82.4b	€169.6b	€8.8b	9.2x	9.4x	0.5x
Sat, 29 Jul 2023	€83.7b	€171.3b	€8.4b	9.3x	10x	0.5x
Mon, 26 Jun 2023	€83.2b	€171.2b	€8.4b	9.3x	9.9x	0.5x
Wed, 24 May 2023	€86.8b	€171.2b	€8.4b	9.6x	10.3x	0.5x
Fri, 21 Apr 2023	€89.9b	€171.3b	€8.1b	9x	11.2x	0.5x
Sun, 19 Mar 2023	€84.5b	€171.7b	€8.8b	8.9x	9.6x	0.5x
Tue, 14 Feb 2023	€88.3b	€174.4b	€8.7b	9x	10.2x	0.5x

Price to Earnings Ratio

10.2x

Tue, 14 Feb 2023

Current Industry PE

Investors are relatively neutral on the French Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.

The industry is trading close to its 3-year average PE ratio of 10.6x.

The industry is trading close to its 3-year average PS ratio of 0.69x.

Past Earnings Growth

The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
Meanwhile revenues for these companies have declined 14% per year.
This means that the cost of doing business could be reducing since sales have declined but profits have remained steady.

Industry Trends

Which industries have driven the changes within the French Financials industry?


FR Market	1.22%
Financials	0.91%
Insurance	3.36%
Reinsurance	5.31%
Property and Casualty Insurance	4.38%
General Insurance	3.20%
Life and Health Insurance	0%	0

Industry PE

Investors are most optimistic about the General Insurance industry, which is trading close to its 3-year average PE ratio of 10.6x.

Analysts are expecting annual earnings growth of 3.9%, which is lower than the prior year's growth of 7.4% per year.

Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 121x.

Forecasted Growth

Analysts are most optimistic on the Property and Casualty Insurance industry, expecting annual earnings growth of 5.8% over the next 5 years.

In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
CS AXA	€39.66	3.2% +€2.5b	5.6%	PE11.1x
SCR SCOR	€28.96	5.3% +€258.9m	13.4%	PE5.9x
COFA COFACE	€16.18	4.9% +€112.6m	2.0%	PE10.5x

Latest News

COFA: Future Earnings Profile Will Balance Modest Repricing And Neutral Market Expectations

Feb 06Narrative update on COFACE Analysts have nudged their price target on COFACE slightly lower, trimming it by about €0.30 as modest adjustments to discount rate, profit margin and future P/E expectations filter through their models. Analyst Commentary Recent research shows a modest recalibration of expectations on COFACE, with the published price target brought to €16 from €16.50, and an additional adjustment of about €0.30 reflected in updated models.

SCR: Execution On Earnings And New CFO Appointment Will Shape Rerating Potential

Feb 06Analysts have trimmed their price target on SCOR from €32.00 to about €31.74, reflecting slightly lower fair value and profit margin assumptions alongside modestly reduced future P/E expectations. Analyst Commentary Bullish Takeaways Bullish analysts highlight the recent upgrade to Outperform as a sign that current valuation is seen as reasonable relative to their €32 price target.