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Bulgarian (SOFIX) Financials Sector Analysis
UpdatedJan 23, 2026
DataAggregated Company Financials
Companies52
- 7D2.0%
- 3M31.0%
- 1Y41.4%
- YTD21.3%
The Financials industry is up 4.3% in the last week, with Central Cooperative Bank AD up 52%. In the last 12 months, the industry was up 44%.
Sector Valuation and Performance
Has the Bulgarian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 23 Jan 2026 | лв2.5b | лв2.4b | лв319.6m | 13.3x | 7.7x | 1x |
| Sun, 21 Dec 2025 | лв4.0b | лв4.8b | лв635.1m | 12.5x | 6.3x | 0.8x |
| Tue, 18 Nov 2025 | лв3.7b | лв4.8b | лв625.5m | 10.5x | 6x | 0.8x |
| Thu, 16 Oct 2025 | лв3.9b | лв4.8b | лв631.6m | 11x | 6.2x | 0.8x |
| Sat, 13 Sep 2025 | лв3.9b | лв4.8b | лв622.8m | 10.7x | 6.3x | 0.8x |
| Mon, 11 Aug 2025 | лв3.9b | лв4.7b | лв506.4m | 15.1x | 7.7x | 0.8x |
| Wed, 09 Jul 2025 | лв3.8b | лв4.7b | лв493.0m | 17.4x | 7.6x | 0.8x |
| Fri, 06 Jun 2025 | лв3.7b | лв4.4b | лв506.0m | 15.9x | 7.2x | 0.8x |
| Sun, 04 May 2025 | лв3.4b | лв4.4b | лв445.9m | 16.7x | 7.6x | 0.8x |
| Tue, 01 Apr 2025 | лв3.5b | лв4.4b | лв459.6m | 15.7x | 7.7x | 0.8x |
| Thu, 27 Feb 2025 | лв3.0b | лв1.5b | лв353.8m | 11.4x | 8.4x | 2x |
| Sat, 25 Jan 2025 | лв3.0b | лв1.5b | лв352.0m | 11.2x | 8.4x | 1.9x |
| Mon, 23 Dec 2024 | лв2.9b | лв1.5b | лв352.0m | 10.4x | 8.3x | 1.9x |
| Wed, 20 Nov 2024 | лв2.9b | лв1.5b | лв364.5m | 7.3x | 7.9x | 1.9x |
| Fri, 18 Oct 2024 | лв2.9b | лв1.5b | лв356.5m | 10.6x | 8.2x | 1.9x |
| Sun, 15 Sep 2024 | лв3.0b | лв1.5b | лв354.8m | 8.2x | 8.4x | 2x |
| Tue, 13 Aug 2024 | лв3.3b | лв4.2b | лв414.4m | 11.8x | 8x | 0.8x |
| Thu, 11 Jul 2024 | лв2.8b | лв1.5b | лв386.6m | 8.5x | 7.3x | 1.8x |
| Sat, 08 Jun 2024 | лв3.3b | лв5.3b | лв599.2m | 7.6x | 5.4x | 0.6x |
| Mon, 06 May 2024 | лв3.0b | лв5.3b | лв615.0m | 8.7x | 4.9x | 0.6x |
| Wed, 03 Apr 2024 | лв2.8b | лв5.3b | лв617.8m | 7.8x | 4.5x | 0.5x |
| Fri, 01 Mar 2024 | лв2.8b | лв5.4b | лв637.2m | 8.8x | 4.4x | 0.5x |
| Sun, 28 Jan 2024 | лв2.9b | лв5.4b | лв644.0m | 7.4x | 4.4x | 0.5x |
| Tue, 26 Dec 2023 | лв2.8b | лв5.3b | лв625.6m | 6.8x | 4.4x | 0.5x |
| Thu, 23 Nov 2023 | лв2.8b | лв5.9b | лв653.0m | 9.5x | 4.2x | 0.5x |
| Sat, 21 Oct 2023 | лв2.8b | лв5.9b | лв645.5m | 10.4x | 4.3x | 0.5x |
| Mon, 18 Sep 2023 | лв2.8b | лв5.9b | лв645.9m | 9.7x | 4.3x | 0.5x |
| Wed, 16 Aug 2023 | лв2.7b | лв3.3b | лв341.9m | 12.1x | 7.8x | 0.8x |
| Fri, 14 Jul 2023 | лв2.6b | лв6.2b | лв569.5m | 11.5x | 4.6x | 0.4x |
| Sun, 11 Jun 2023 | лв2.6b | лв7.6b | лв356.3m | 11.2x | 7.4x | 0.3x |
| Tue, 09 May 2023 | лв2.5b | лв7.6b | лв328.0m | 10.5x | 7.5x | 0.3x |
| Thu, 06 Apr 2023 | лв2.5b | лв7.5b | лв312.5m | 13x | 7.9x | 0.3x |
| Sat, 04 Mar 2023 | лв2.6b | лв8.0b | лв440.2m | 13.2x | 5.9x | 0.3x |
| Mon, 30 Jan 2023 | лв2.6b | лв8.0b | лв456.6m | 9.4x | 5.7x | 0.3x |
Price to Earnings Ratio
5.7x
Current Industry PE
- Investors are optimistic on the Bulgarian Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 7.9x which is higher than its 3-year average PE of 6.5x.
- The 3-year average PS ratio of 0.90x is lower than the industry's current PS ratio of 1.0x.
Past Earnings Growth
- The earnings for companies in the Financials industry have declined 11% per year over the last three years,
- Revenues have also declined 33% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Bulgarian Financials sector?
| BG Market | -0.034% | |
| Financials | 2.00% | |
| Banks | 5.36% | |
| Capital Markets | 1.71% | |
| Mortgage REITs | 0% | 0 |
| Insurance | 0% | 0 |
| Consumer Finance | -3.61% | |
| Diversified Financial | -5.42% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 55.5x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 5.4x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CCB Central Cooperative Bank AD | €1.88 | 21.3% +€42.0m | 115.1% | PB0.5x | |
| FIB First Investment Bank AD | €3.68 | 1.9% +€10.4m | 66.6% | PB0.6x | |
| BPEF Bulgarian Private Equity Fund AD | €1.50 | 27.6% +€6.4m | 35.7% | PE47.9x | |
| HRC HR Capital AD | €3.40 | 25.9% +€6.4m | 172.6% | PE22.3x | |
| BACB Bulgarian-American Credit Bank AD | €8.50 | 1.2% +€2.5m | 44.6% | PB1x |
