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Bulgarian (SOFIX) Financials Sector Analysis

UpdatedMar 13, 2025
DataAggregated Company Financials
Companies54
  • 7D-0.4%
  • 3M6.3%
  • 1Y23.5%
  • YTD-0.7%

The Financials industry has been flat over the last week, but Central Cooperative Bank AD has lost 7.5%. The past year has been better, since the industry has gained 24% in that time.

Sector Valuation and Performance

Has the Bulgarian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 14 Mar 2025лв3.5bлв4.4bлв460.6m11.7x7.6x0.8x
Sun, 09 Feb 2025лв3.0bлв1.5bлв353.7m11.1x8.4x2x
Tue, 07 Jan 2025лв3.0bлв1.5bлв352.0m10.7x8.4x1.9x
Thu, 05 Dec 2024лв2.9bлв1.5bлв351.9m8.2x8.1x1.9x
Sat, 02 Nov 2024лв2.9bлв1.5bлв356.7m10.7x8x1.9x
Mon, 30 Sep 2024лв2.9bлв1.5bлв355.0m7.9x8x1.9x
Wed, 28 Aug 2024лв3.4bлв4.2bлв413.4m11.6x8.2x0.8x
Fri, 26 Jul 2024лв2.9bлв1.5bлв386.5m8.3x7.4x1.9x
Sun, 23 Jun 2024лв2.8bлв1.5bлв390.2m7.7x7.1x1.9x
Tue, 21 May 2024лв3.3bлв5.3bлв623.2m8.1x5.3x0.6x
Thu, 18 Apr 2024лв2.8bлв5.3bлв617.8m7.8x4.5x0.5x
Sat, 16 Mar 2024лв2.8bлв5.4bлв617.4m7.7x4.5x0.5x
Mon, 12 Feb 2024лв2.7bлв5.4bлв637.2m8.8x4.3x0.5x
Wed, 10 Jan 2024лв2.8bлв5.4bлв644.0m7x4.4x0.5x
Fri, 08 Dec 2023лв2.8bлв5.3bлв626.8m7.6x4.5x0.5x
Sun, 05 Nov 2023лв2.8bлв5.9bлв644.7m10.6x4.4x0.5x
Tue, 03 Oct 2023лв2.8bлв5.9bлв645.9m9.9x4.3x0.5x
Thu, 31 Aug 2023лв2.7bлв6.3bлв611.7m9.7x4.5x0.4x
Sat, 29 Jul 2023лв2.6bлв6.2bлв571.4m11.9x4.6x0.4x
Mon, 26 Jun 2023лв2.7bлв6.2bлв566.1m10.6x4.7x0.4x
Wed, 24 May 2023лв2.5bлв7.6bлв328.1m10.9x7.8x0.3x
Fri, 21 Apr 2023лв2.4bлв7.5bлв314.4m11.1x7.8x0.3x
Sun, 19 Mar 2023лв2.5bлв7.5bлв311.7m12.5x7.9x0.3x
Tue, 14 Feb 2023лв2.6bлв8.0bлв452.9m13.1x5.7x0.3x
Thu, 12 Jan 2023лв2.6bлв8.0bлв466.8m8.8x5.5x0.3x
Sat, 10 Dec 2022лв2.4bлв8.0bлв465.8m6.9x5.2x0.3x
Mon, 07 Nov 2022лв2.5bлв7.2bлв412.9m7.1x6x0.3x
Wed, 05 Oct 2022лв2.5bлв7.2bлв408.6m7.6x6.1x0.3x
Fri, 02 Sep 2022лв2.6bлв7.1bлв400.8m7.8x6.5x0.4x
Sun, 31 Jul 2022лв2.5bлв6.1bлв370.0m8.2x6.8x0.4x
Tue, 28 Jun 2022лв2.6bлв6.1bлв370.7m8.3x6.9x0.4x
Thu, 26 May 2022лв2.6bлв4.8bлв327.1m9.6x7.9x0.5x
Sat, 23 Apr 2022лв2.7bлв4.8bлв315.4m9.5x8.5x0.6x
Mon, 21 Mar 2022лв2.6bлв4.8bлв311.2m8.5x8.2x0.5x
Price to Earnings Ratio

8.2x


Total Market Cap: лв2.6bTotal Earnings: лв311.2mTotal Revenue: лв4.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Bulgarian Financials Sector Price to Earnings3Y Average 6.5x202320242025
Current Industry PE
  • Investors are optimistic on the Bulgarian Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 7.7x which is higher than its 3-year average PE of 6.5x.
  • The industry is trading close to its 3-year average PS ratio of 0.78x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 13% per year over the last three years.
  • Meanwhile revenues for these companies have declined 3.2% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Bulgarian Financials sector?

BG Market-1.36%
Financials-0.38%
Capital Markets0.25%
Mortgage REITs0%0
Consumer Finance0%0
Diversified Financial-0.19%
Banks-0.62%
Insurance-1.56%
Industry PE
  • Investors are most optimistic about the Mortgage REITs industry even though it's trading below its 3-year average PE ratio of 4kx.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 4.2x.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FIB First Investment Bank ADлв3.900.5%
+лв3.0m		50.0%PB0.3x
VFAL VF Alternative ADлв38.60k17.0%
+лв2.8m		n/aPB3.5x
EAC ELANA Agrocredit ADлв1.080.9%
+лв466.9k		0%PE17.6x
BPEF Bulgarian Private Equity Fund ADлв2.160.9%
+лв394.7k		n/aPE28.5x
NAD NIC Nadejda ADлв0.8014.3%
+лв393.5k		n/an/a
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Latest News

CCB

лв1.63

Central Cooperative Bank AD

7D

-5.8%

1Y

7.2%

VFAL

лв38,600.00

VF Alternative AD

7D

17.0%

1Y

n/a

NIS

лв8.50

Immovable Properties Sofia REIT Sofia

7D

1.2%

1Y

6.3%

EUBG

лв1.89

Eurohold Bulgaria AD

7D

-1.6%

1Y

47.7%

FIB

лв3.90

First Investment Bank AD

7D

0.5%

1Y

50.0%

CRF

лв1.05

Collecto Capital SPV

7D

1.0%

1Y

n/a

EAC

лв1.08

ELANA Agrocredit AD

7D

0.9%

1Y

0%

BSE

лв7.90

Bulgarian Stock Exchange AD

7D

-0.6%

1Y

-22.5%

DUH

лв7.94

Doverie United Holding AD

7D

-0.5%

1Y

-12.6%

BPEF

лв2.16

Bulgarian Private Equity Fund AD

7D

0.9%

1Y

n/a

CHL

лв16.20

Chernomorski Holding AD

7D

-32.5%

1Y

136.5%

HVAR

лв46.20

Holding Varna AD

7D

-0.9%

1Y

3.1%

11C

лв14.80

Eleven Capital AD

7D

-2.6%

1Y

-12.9%