BACB Stock Overview
Provides banking products and services to individual and corporate clients in Bulgaria. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Bulgarian-American Credit Bank AD Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | лв10.80 |
| 52 Week High | лв13.80 |
| 52 Week Low | лв5.90 |
| Beta | -0.15 |
| 1 Month Change | -3.57% |
| 3 Month Change | -7.69% |
| 1 Year Change | 91.15% |
| 3 Year Change | 72.80% |
| 5 Year Change | 66.15% |
| Change since IPO | -83.64% |
Recent News & Updates
Shareholder Returns
| BACB | BG Banks | BG Market | |
|---|---|---|---|
| 7D | 0% | -2.0% | 0.6% |
| 1Y | 91.2% | 19.1% | 12.9% |
Return vs Industry: BACB exceeded the BG Banks industry which returned 19.2% over the past year.
Return vs Market: BACB exceeded the BG Market which returned 12.9% over the past year.
Price Volatility
| BACB volatility | |
|---|---|
| BACB Average Weekly Movement | 8.2% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in BG Market | 8.2% |
| 10% least volatile stocks in BG Market | 2.4% |
Stable Share Price: BACB's share price has been volatile over the past 3 months compared to the BG market.
Volatility Over Time: Insufficient data to determine BACB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1995 | 369 | Ilian Georgiev | www.bacb.bg |
Bulgarian-American Credit Bank AD provides banking products and services to individual and corporate clients in Bulgaria. The company provides current, deposit and savings, leuro, clean, switching payment, joint current, and escrow accounts. It also offers quick money transfer, visa cards, and debit and credit card services.
Bulgarian-American Credit Bank AD Fundamentals Summary
| BACB fundamental statistics | |
|---|---|
| Market cap | лв266.67m |
| Earnings (TTM) | лв57.62m |
| Revenue (TTM) | лв111.44m |
4.6x
P/E Ratio0.8x
P/B RatioIs BACB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BACB income statement (TTM) | |
|---|---|
| Revenue | лв111.44m |
| Cost of Revenue | лв4.26m |
| Gross Profit | лв107.18m |
| Other Expenses | лв49.57m |
| Earnings | лв57.62m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.33 |
| Gross Margin | 96.18% |
| Net Profit Margin | 51.70% |
| Debt/Equity Ratio | 19.2% |
How did BACB perform over the long term?
See historical performance and comparisonDividends
7.4%
Current Dividend Yield34%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 06:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bulgarian-American Credit Bank AD is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Veselin Radoychev | First Financial Brokerage House |
| Sandra Jankovic | KBC Securities- CEE Research |