Bulgarian-American Credit Bank AD Balance Sheet Health
Financial Health criteria checks 4/6
Bulgarian-American Credit Bank AD has total assets of BGN2.8B and total equity of BGN326.5M. Total deposits are BGN2.4B, and total loans are BGN1.5B.
Key information
8.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | лв2.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | лв29.33m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BACB's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if BACB has a sufficient allowance for bad loans.
Low Risk Liabilities: 97% of BACB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BACB has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: BACB's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: Insufficient data to determine if BACB has an appropriate level of bad loans.