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Tunisian (TUNINDEX) Financials Sector Analysis
UpdatedApr 17, 2025
DataAggregated Company Financials
Companies25
- 7D0.2%
- 3M7.8%
- 1Y15.5%
- YTD9.3%
Over the last 7 days, the Financials industry has remained flat. As for the the longer term, the industry is up 14% over the past 12 months. In the next few years, earnings are forecast to decline by 7.1% annually.
Sector Valuation and Performance
Has the Tunisian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 17 Apr 2025 | د.ت16.0b | د.ت8.6b | د.ت1.9b | 7.9x | 8.5x | 1.9x |
| Sat, 15 Mar 2025 | د.ت16.0b | د.ت7.7b | د.ت1.8b | 7.7x | 8.7x | 2.1x |
| Mon, 10 Feb 2025 | د.ت15.2b | د.ت7.5b | د.ت1.8b | 7.2x | 8.4x | 2x |
| Wed, 08 Jan 2025 | د.ت14.6b | د.ت7.5b | د.ت1.8b | 7.1x | 8.1x | 1.9x |
| Fri, 06 Dec 2024 | د.ت14.6b | د.ت7.9b | د.ت1.8b | 7.2x | 8x | 1.8x |
| Sun, 03 Nov 2024 | د.ت14.4b | د.ت7.7b | د.ت1.8b | 7.3x | 7.9x | 1.9x |
| Tue, 01 Oct 2024 | د.ت14.8b | د.ت7.7b | د.ت1.8b | 7.4x | 8.1x | 1.9x |
| Thu, 29 Aug 2024 | د.ت14.5b | د.ت7.6b | د.ت1.8b | 7.1x | 7.9x | 1.9x |
| Sat, 27 Jul 2024 | د.ت14.7b | د.ت7.6b | د.ت1.8b | 7.5x | 8x | 1.9x |
| Mon, 24 Jun 2024 | د.ت14.8b | د.ت8.1b | د.ت1.9b | 7.6x | 7.9x | 1.8x |
| Wed, 22 May 2024 | د.ت14.0b | د.ت8.1b | د.ت1.9b | 7.6x | 7.5x | 1.7x |
| Fri, 19 Apr 2024 | د.ت13.8b | د.ت8.2b | د.ت1.9b | 7.6x | 7.2x | 1.7x |
| Sun, 17 Mar 2024 | د.ت13.6b | د.ت7.7b | د.ت1.7b | 7.8x | 8x | 1.8x |
| Tue, 13 Feb 2024 | د.ت13.1b | د.ت6.9b | د.ت1.5b | 7.6x | 8.5x | 1.9x |
| Thu, 11 Jan 2024 | د.ت13.1b | د.ت6.9b | د.ت1.5b | 7.6x | 8.5x | 1.9x |
| Sat, 09 Dec 2023 | د.ت13.3b | د.ت6.9b | د.ت1.5b | 7.8x | 8.6x | 1.9x |
| Mon, 06 Nov 2023 | د.ت13.0b | د.ت7.6b | د.ت1.7b | 7.3x | 7.5x | 1.7x |
| Wed, 04 Oct 2023 | د.ت12.9b | د.ت7.6b | د.ت1.7b | 7.2x | 7.5x | 1.7x |
| Fri, 01 Sep 2023 | د.ت13.7b | د.ت7.5b | د.ت1.7b | 7.7x | 7.9x | 1.8x |
| Sun, 30 Jul 2023 | د.ت13.7b | د.ت7.5b | د.ت1.7b | 7.6x | 8x | 1.8x |
| Tue, 27 Jun 2023 | د.ت13.5b | د.ت7.4b | د.ت1.7b | 7.4x | 7.9x | 1.8x |
| Thu, 25 May 2023 | د.ت13.2b | د.ت7.4b | د.ت1.7b | 8x | 7.8x | 1.8x |
| Sat, 22 Apr 2023 | د.ت13.2b | د.ت7.3b | د.ت1.7b | 8.1x | 7.8x | 1.8x |
| Mon, 20 Mar 2023 | د.ت12.6b | د.ت6.9b | د.ت1.5b | 8.6x | 8.4x | 1.8x |
| Wed, 15 Feb 2023 | د.ت11.1b | د.ت6.9b | د.ت1.5b | 8.4x | 7.4x | 1.6x |
| Fri, 13 Jan 2023 | د.ت11.5b | د.ت6.4b | د.ت1.5b | 8.3x | 7.8x | 1.8x |
| Sun, 11 Dec 2022 | د.ت10.8b | د.ت6.5b | د.ت1.5b | 8x | 7.3x | 1.7x |
| Tue, 08 Nov 2022 | د.ت11.0b | د.ت6.4b | د.ت1.5b | 7.7x | 7.4x | 1.7x |
| Thu, 06 Oct 2022 | د.ت10.7b | د.ت6.4b | د.ت1.5b | 7.8x | 7.2x | 1.7x |
| Sat, 03 Sep 2022 | د.ت10.4b | د.ت6.1b | د.ت1.4b | 8.1x | 7.3x | 1.7x |
| Mon, 01 Aug 2022 | د.ت9.9b | د.ت6.1b | د.ت1.4b | 8x | 6.9x | 1.6x |
| Wed, 29 Jun 2022 | د.ت9.7b | د.ت6.5b | د.ت1.4b | 8x | 6.8x | 1.5x |
| Fri, 27 May 2022 | د.ت9.4b | د.ت6.5b | د.ت1.4b | 7.8x | 6.5x | 1.4x |
| Sun, 24 Apr 2022 | د.ت9.5b | د.ت6.5b | د.ت1.4b | 7.5x | 6.6x | 1.5x |
Price to Earnings Ratio
6.6x
Current Industry PE
- Investors are relatively neutral on the Tunisian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 7.8x.
- The industry is trading close to its 3-year average PS ratio of 1.8x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 9.3% per year over the last three years.
- Revenues for these companies have grown 9.8% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials sector?
| TN Market | 1.20% | |
| Financials | 0.18% | |
| Capital Markets | 1.46% | |
| Insurance | 1.44% | |
| Banks | 0.31% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -2.92% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 10.8x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 6.1x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Diversified Financial industry since they expect its earnings to decline by only 6.2% per year over the next 5 years, which isn't as bad as the other industries.
- This is a reversal from its past annual earnings growth rate of 11% per year.
- In contrast, the Insurance industry is expected to see its earnings decline by 9.7% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BIAT Banque Internationale Arabe de Tunisie Société anonyme | د.ت99.99 | 1.4% +د.ت56.7m | 25.6% | PB1.8x | |
| AMI Assurances Multirisques Ittihad | د.ت2.91 | 11.9% +د.ت27.1m | 72.2% | PE29.6x | |
| AB Amen Bank Société anonyme | د.ت41.20 | 1.0% +د.ت14.0m | 22.5% | PB0.8x | |
| BT Banque de Tunisie Société anonyme | د.ت5.20 | 1.0% +د.ت13.5m | -2.4% | PB1x | |
| CIL Compagnie Internationale de Leasing | د.ت27.00 | 3.8% +د.ت6.7m | 21.7% | PE9x |