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Tunisian (TUNINDEX) Financials Sector Analysis

UpdatedJul 10, 2025
DataAggregated Company Financials
Companies25
  • 7D0.3%
  • 3M-1.4%
  • 1Y8.7%
  • YTD7.6%

Over the last 7 days, the Financials industry has remained flat, although notably Arab Tunisian Bank gained 8.1%. The past year has been better, since the industry has gained 8.3% in that time. In the next few years, earnings are forecast to decline by 3.0% annually.

Sector Valuation and Performance

Has the Tunisian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 10 Jul 2025د.ت15.8bد.ت8.9bد.ت2.0b8.4x7.9x1.8x
Sat, 07 Jun 2025د.ت15.5bد.ت8.9bد.ت2.0b8.3x7.9x1.7x
Mon, 05 May 2025د.ت16.1bد.ت8.8bد.ت2.0b7.3x8.2x1.8x
Wed, 02 Apr 2025د.ت16.1bد.ت7.7bد.ت1.8b7.3x9x2.1x
Fri, 28 Feb 2025د.ت15.9bد.ت7.7bد.ت1.8b7.5x8.8x2.1x
Sun, 26 Jan 2025د.ت15.2bد.ت7.5bد.ت1.8b7.3x8.4x2x
Tue, 24 Dec 2024د.ت14.5bد.ت7.9bد.ت1.8b7.4x7.9x1.8x
Thu, 21 Nov 2024د.ت14.3bد.ت7.9bد.ت1.8b7.3x7.8x1.8x
Sat, 19 Oct 2024د.ت14.5bد.ت7.7bد.ت1.8b7.2x7.9x1.9x
Mon, 16 Sep 2024د.ت14.5bد.ت7.7bد.ت1.8b7.4x7.9x1.9x
Wed, 14 Aug 2024د.ت14.6bد.ت7.6bد.ت1.8b7.4x8x1.9x
Fri, 12 Jul 2024د.ت14.6bد.ت7.6bد.ت1.8b7.5x8x1.9x
Sun, 09 Jun 2024د.ت14.5bد.ت8.1bد.ت1.9b7.4x7.8x1.8x
Tue, 07 May 2024د.ت14.1bد.ت8.2bد.ت1.9b7.3x7.4x1.7x
Thu, 04 Apr 2024د.ت13.8bد.ت7.7bد.ت1.7b7.7x8.1x1.8x
Sat, 02 Mar 2024د.ت13.5bد.ت7.7bد.ت1.7b7.6x7.9x1.8x
Mon, 29 Jan 2024د.ت13.3bد.ت6.9bد.ت1.5b7.6x8.7x1.9x
Wed, 27 Dec 2023د.ت13.4bد.ت6.9bد.ت1.5b7.8x8.7x1.9x
Fri, 24 Nov 2023د.ت13.2bد.ت7.6bد.ت1.7b7.6x7.6x1.7x
Sun, 22 Oct 2023د.ت13.0bد.ت7.6bد.ت1.7b7.2x7.5x1.7x
Tue, 19 Sep 2023د.ت13.5bد.ت7.6bد.ت1.7b7.8x7.8x1.8x
Thu, 17 Aug 2023د.ت13.6bد.ت7.5bد.ت1.7b7.7x8x1.8x
Sat, 15 Jul 2023د.ت13.7bد.ت7.5bد.ت1.7b7.6x8x1.8x
Mon, 12 Jun 2023د.ت13.4bد.ت7.4bد.ت1.7b7.9x7.9x1.8x
Wed, 10 May 2023د.ت13.2bد.ت7.3bد.ت1.7b7.5x7.8x1.8x
Fri, 07 Apr 2023د.ت13.2bد.ت7.0bد.ت1.6b8.5x8.5x1.9x
Sun, 05 Mar 2023د.ت12.7bد.ت6.9bد.ت1.5b8.6x8.4x1.8x
Tue, 31 Jan 2023د.ت11.3bد.ت6.9bد.ت1.5b8.4x7.5x1.7x
Thu, 29 Dec 2022د.ت10.8bد.ت6.5bد.ت1.5b8x7.3x1.7x
Sat, 26 Nov 2022د.ت10.9bد.ت6.4bد.ت1.5b7.7x7.4x1.7x
Mon, 24 Oct 2022د.ت10.7bد.ت6.4bد.ت1.5b8x7.2x1.7x
Wed, 21 Sep 2022د.ت10.5bد.ت6.5bد.ت1.5b8.1x7.1x1.6x
Fri, 19 Aug 2022د.ت10.2bد.ت6.1bد.ت1.4b8.2x7.2x1.7x
Sun, 17 Jul 2022د.ت9.7bد.ت6.1bد.ت1.4b8.1x6.8x1.6x
Price to Earnings Ratio

6.8x


Total Market Cap: د.ت9.7bTotal Earnings: د.ت1.4bTotal Revenue: د.ت6.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Tunisian Financials Sector Price to Earnings3Y Average 7.9x202320242025
Current Industry PE
  • Investors are relatively neutral on the Tunisian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 7.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.8x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 14% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Tunisian Financials sector?

TN Market1.26%
Financials0.30%
Diversified Financial2.64%
Banks0.12%
Mortgage Finance0%0
Capital Markets0%0
Insurance-0.15%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 10.6x.
    • Analysts are expecting annual earnings decline of 19.2%, which is lower than the prior year's growth of 19.3% per year.
  • Investors are most pessimistic about the Diversified Financial industry, which is trading close to its 3-year average of 6.0x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance industry, expecting annual earnings growth of 2.7% over the next 5 years.
  • However this is lower than its past earnings growth rate of 15% per year.
  • In contrast, the Capital Markets industry is expected to see its earnings decline by 19% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BH BH Bank Société anonymeد.ت9.707.9%
+د.ت33.8m
-29.7%PE4.3x
ATB Arab Tunisian Bankد.ت3.607.1%
+د.ت30.7m
13.6%PB0.7x
BT Banque de Tunisie Société anonymeد.ت5.301.0%
+د.ت13.5m
2.9%PB1x
CIL Compagnie Internationale de Leasingد.ت26.506.0%
+د.ت10.2m
17.8%PE8.9x
BHASS BH Assuranceد.ت64.854.4%
+د.ت7.3m
37.2%PE15.7x

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