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Tunisian (TUNINDEX) Financials Sector Analysis

UpdatedMar 28, 2024
DataAggregated Company Financials
Companies25
  • 7D0.9%
  • 3M1.3%
  • 1Y7.5%
  • YTD2.5%

Over the last 7 days, the Financials industry has remained flat, although notably Union Internationale de Banques Société anonyme gained 5.7%. As for the the longer term, the industry is up 7.7% over the past 12 months. As for the next few years, earnings are forecast to decline by 6.6% per annum.

Sector Valuation and Performance

Has the Tunisian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 28 Mar 2024د.ت13.8bد.ت7.7bد.ت1.7b7.8x8.1x1.8x
Sat, 24 Feb 2024د.ت13.3bد.ت7.7bد.ت1.7b7.6x7.8x1.7x
Mon, 22 Jan 2024د.ت13.2bد.ت6.9bد.ت1.5b7.7x8.6x1.9x
Wed, 20 Dec 2023د.ت13.4bد.ت6.9bد.ت1.5b7.8x8.7x1.9x
Fri, 17 Nov 2023د.ت13.1bد.ت7.6bد.ت1.7b7.6x7.6x1.7x
Sun, 15 Oct 2023د.ت13.0bد.ت7.6bد.ت1.7b7.2x7.5x1.7x
Tue, 12 Sep 2023د.ت13.6bد.ت7.5bد.ت1.7b7.8x7.9x1.8x
Thu, 10 Aug 2023د.ت13.5bد.ت7.5bد.ت1.7b7.6x7.9x1.8x
Sat, 08 Jul 2023د.ت13.6bد.ت7.5bد.ت1.7b7.4x8x1.8x
Mon, 05 Jun 2023د.ت13.5bد.ت7.4bد.ت1.7b7.9x8x1.8x
Wed, 03 May 2023د.ت13.2bد.ت7.3bد.ت1.7b7.7x7.8x1.8x
Fri, 31 Mar 2023د.ت12.8bد.ت6.9bد.ت1.5b8.4x8.4x1.9x
Sun, 26 Feb 2023د.ت11.0bد.ت6.9bد.ت1.5b8.4x7.3x1.6x
Tue, 24 Jan 2023د.ت11.4bد.ت6.9bد.ت1.5b8.4x7.5x1.7x
Thu, 22 Dec 2022د.ت10.9bد.ت6.5bد.ت1.5b8.2x7.3x1.7x
Sat, 19 Nov 2022د.ت10.9bد.ت6.4bد.ت1.5b7.5x7.4x1.7x
Mon, 17 Oct 2022د.ت10.6bد.ت6.4bد.ت1.5b7.7x7.1x1.7x
Wed, 14 Sep 2022د.ت10.6bد.ت6.4bد.ت1.5b8x7.2x1.7x
Fri, 12 Aug 2022د.ت10.0bد.ت6.1bد.ت1.4b8.1x7x1.6x
Sun, 10 Jul 2022د.ت9.7bد.ت6.1bد.ت1.4b8.1x6.8x1.6x
Tue, 07 Jun 2022د.ت9.4bد.ت6.5bد.ت1.4b7.9x6.5x1.4x
Thu, 05 May 2022د.ت9.6bد.ت6.5bد.ت1.4b7.6x6.7x1.5x
Sat, 02 Apr 2022د.ت9.2bد.ت5.9bد.ت1.2b8.9x7.8x1.6x
Mon, 28 Feb 2022د.ت9.0bد.ت5.8bد.ت1.2b9.1x7.7x1.5x
Wed, 26 Jan 2022د.ت9.0bد.ت5.8bد.ت1.2b9.4x7.6x1.5x
Fri, 24 Dec 2021د.ت8.7bد.ت5.6bد.ت1.1b9.5x7.6x1.6x
Sun, 21 Nov 2021د.ت8.7bد.ت5.3bد.ت1.1b9.2x7.7x1.6x
Tue, 19 Oct 2021د.ت8.6bد.ت5.3bد.ت1.1b9.2x7.6x1.6x
Thu, 16 Sep 2021د.ت8.7bد.ت5.9bد.ت1.2b9.5x7.5x1.5x
Sat, 14 Aug 2021د.ت7.5bد.ت5.5bد.ت1.0b9.3x7.2x1.3x
Wed, 09 Jun 2021د.ت7.7bد.ت5.5bد.ت1.0b9.6x7.4x1.4x
Price to Earnings Ratio

8x


Total Market Cap: د.ت8.3bTotal Earnings: د.ت1.0bTotal Revenue: د.ت5.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Tunisian Financials Sector Price to Earnings3Y Average 7.6x202220232024
Current Industry PE
  • Investors are relatively neutral on the Tunisian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 7.6x.
  • The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 18% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Tunisian Financials sector?

TN Market0.87%
Financials0.95%
Capital Markets2.23%
Banks1.20%
Insurance0.89%
Mortgage Finance0%
Mortgage REITs0%
Consumer Finance0%
Diversified Financial-1.63%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 11.3x.
    • It looks like they are confident that earnings will grow faster in the future than they have historically.
  • Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 7.4x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance industry, expecting annual earnings growth of 3.9% over the next 5 years.
  • This is better than its past earnings growth rate of 1.8% per year.
  • In contrast, the Diversified Financial industry is expected to see its earnings decline by 8.9% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AB Amen Bank Société anonymeد.ت37.998.6%
+د.ت91.1m
31.6%PB0.8x
TJARI Banque Attijari de Tunisie Société anonymeد.ت50.502.4%
+د.ت50.4m
32.9%PB2.1x
BNA Banque Nationale Agricole Société anonymeد.ت7.883.8%
+د.ت18.4m
-5.6%PB0.3x
UIB Union Internationale de Banques Société anonymeد.ت27.001.9%
+د.ت17.3m
17.4%PB1.1x
STAR Société Tunisienne d'Assurances et de Réassurancesد.ت153.503.7%
+د.ت12.6m
-5.0%PE10.5x
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Latest News

TJL

د.ت18.01

Attijari Leasing

7D

-2.6%

1Y

30.6%

TRE

د.ت6.52

Société Tunisienne de Réassurance

7D

-1.4%

1Y

2.7%

BH

د.ت11.12

BH Bank Société anonyme

7D

-3.3%

1Y

-15.8%

AMI

د.ت1.65

Assurances Multirisques Ittihad

7D

3.1%

1Y

1.2%

AB

د.ت37.99

Amen Bank Société anonyme

7D

8.6%

1Y

31.6%

BNA

د.ت7.88

Banque Nationale Agricole Société anonyme

7D

3.8%

1Y

-5.6%

ASSMA

د.ت46.00

Assurances Maghrebia

7D

-1.1%

1Y

-17.6%

ATB

د.ت2.63

Arab Tunisian Bank

7D

1.2%

1Y

2.7%

BT

د.ت5.35

Banque de Tunisie Société anonyme

7D

-0.4%

1Y

6.6%