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Tunisian (TUNINDEX) Financials Sector Analysis
UpdatedNov 21, 2024
DataAggregated Company Financials
Companies25
- 7D0.3%
- 3M-1.9%
- 1Y8.0%
- YTD6.6%
The Financials industry has been flat over the last week, but Société de Placement & de Développement Industriel & Touristique Société anonyme has lost 6.7%. The past year has been better, since the industry has gained 7.3% in that time. In the next few years, earnings are forecast to decline by 3.8% annually.
Sector Valuation and Performance
Has the Tunisian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 21 Nov 2024 | د.ت14.3b | د.ت7.9b | د.ت1.8b | 7.3x | 7.8x | 1.8x |
| Sat, 19 Oct 2024 | د.ت14.5b | د.ت7.7b | د.ت1.8b | 7.2x | 7.9x | 1.9x |
| Mon, 16 Sep 2024 | د.ت14.5b | د.ت7.7b | د.ت1.8b | 7.4x | 7.9x | 1.9x |
| Wed, 14 Aug 2024 | د.ت14.6b | د.ت7.6b | د.ت1.8b | 7.4x | 8x | 1.9x |
| Fri, 12 Jul 2024 | د.ت14.6b | د.ت7.6b | د.ت1.8b | 7.5x | 8x | 1.9x |
| Sun, 09 Jun 2024 | د.ت14.5b | د.ت8.1b | د.ت1.9b | 7.4x | 7.8x | 1.8x |
| Tue, 07 May 2024 | د.ت14.1b | د.ت8.2b | د.ت1.9b | 7.3x | 7.4x | 1.7x |
| Thu, 04 Apr 2024 | د.ت13.8b | د.ت7.7b | د.ت1.7b | 7.7x | 8.1x | 1.8x |
| Sat, 02 Mar 2024 | د.ت13.5b | د.ت7.7b | د.ت1.7b | 7.6x | 7.9x | 1.8x |
| Mon, 29 Jan 2024 | د.ت13.3b | د.ت6.9b | د.ت1.5b | 7.6x | 8.7x | 1.9x |
| Wed, 27 Dec 2023 | د.ت13.4b | د.ت6.9b | د.ت1.5b | 7.8x | 8.7x | 1.9x |
| Fri, 24 Nov 2023 | د.ت13.2b | د.ت7.6b | د.ت1.7b | 7.6x | 7.6x | 1.7x |
| Sun, 22 Oct 2023 | د.ت13.0b | د.ت7.6b | د.ت1.7b | 7.2x | 7.5x | 1.7x |
| Tue, 19 Sep 2023 | د.ت13.5b | د.ت7.6b | د.ت1.7b | 7.8x | 7.8x | 1.8x |
| Thu, 17 Aug 2023 | د.ت13.6b | د.ت7.5b | د.ت1.7b | 7.7x | 8x | 1.8x |
| Sat, 15 Jul 2023 | د.ت13.7b | د.ت7.5b | د.ت1.7b | 7.6x | 8x | 1.8x |
| Mon, 12 Jun 2023 | د.ت13.4b | د.ت7.4b | د.ت1.7b | 7.9x | 7.9x | 1.8x |
| Wed, 10 May 2023 | د.ت13.2b | د.ت7.3b | د.ت1.7b | 7.5x | 7.8x | 1.8x |
| Fri, 07 Apr 2023 | د.ت13.2b | د.ت7.0b | د.ت1.6b | 8.5x | 8.5x | 1.9x |
| Sun, 05 Mar 2023 | د.ت12.7b | د.ت6.9b | د.ت1.5b | 8.6x | 8.4x | 1.8x |
| Tue, 31 Jan 2023 | د.ت11.3b | د.ت6.9b | د.ت1.5b | 8.4x | 7.5x | 1.7x |
| Thu, 29 Dec 2022 | د.ت10.8b | د.ت6.5b | د.ت1.5b | 8x | 7.3x | 1.7x |
| Sat, 26 Nov 2022 | د.ت10.9b | د.ت6.4b | د.ت1.5b | 7.7x | 7.4x | 1.7x |
| Mon, 24 Oct 2022 | د.ت10.7b | د.ت6.4b | د.ت1.5b | 8x | 7.2x | 1.7x |
| Wed, 21 Sep 2022 | د.ت10.5b | د.ت6.5b | د.ت1.5b | 8.1x | 7.1x | 1.6x |
| Fri, 19 Aug 2022 | د.ت10.2b | د.ت6.1b | د.ت1.4b | 8.2x | 7.2x | 1.7x |
| Sun, 17 Jul 2022 | د.ت9.7b | د.ت6.1b | د.ت1.4b | 8.1x | 6.8x | 1.6x |
| Tue, 14 Jun 2022 | د.ت9.5b | د.ت6.5b | د.ت1.4b | 8.2x | 6.6x | 1.5x |
| Thu, 12 May 2022 | د.ت9.2b | د.ت6.5b | د.ت1.4b | 7.5x | 6.4x | 1.4x |
| Sat, 09 Apr 2022 | د.ت9.4b | د.ت6.0b | د.ت1.2b | 8.4x | 7.7x | 1.6x |
| Mon, 07 Mar 2022 | د.ت9.1b | د.ت5.8b | د.ت1.2b | 9.1x | 7.7x | 1.6x |
| Wed, 02 Feb 2022 | د.ت9.0b | د.ت5.8b | د.ت1.2b | 9.3x | 7.6x | 1.5x |
| Fri, 31 Dec 2021 | د.ت8.9b | د.ت5.8b | د.ت1.2b | 9.5x | 7.6x | 1.5x |
| Sun, 28 Nov 2021 | د.ت8.8b | د.ت5.3b | د.ت1.1b | 9x | 7.7x | 1.7x |
Price to Earnings Ratio
7.7x
Current Industry PE
- Investors are relatively neutral on the Tunisian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 7.7x.
- The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 17% per year over the last three years.
- Revenues for these companies have grown 14% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials sector?
| TN Market | -0.13% | |
| Financials | 0.30% | |
| Insurance | 0.61% | |
| Banks | 0.53% | |
| Mortgage Finance | 0% | |
| Mortgage REITs | 0% | |
| Consumer Finance | 0% | |
| Diversified Financial | -0.28% | |
| Capital Markets | -6.67% | |
Industry PE
- Investors are most optimistic about the Insurance industry even though it's trading below its 3-year average PE ratio of 11.2x.
- Analysts are expecting annual earnings decline of 2.6%, which is lower than the prior year's growth of 10.5% per year.
- Investors are most pessimistic about the Diversified Financial industry, which is trading below its 3-year average of 6.6x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Insurance industry since they expect its earnings to decline by only 2.6% per year over the next 5 years, which isn't as bad as the other industries.
- This is a reversal from its past annual earnings growth rate of 11% per year.
- In contrast, the Diversified Financial industry is expected to see its earnings decline by 4.8% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BIAT Banque Internationale Arabe de Tunisie Société anonyme | د.ت105.00 | 1.1% +د.ت39.6m | 16.7% | PB1.7x | |
| ATB Arab Tunisian Bank | د.ت2.92 | 4.3% +د.ت15.4m | 8.1% | PB0.6x | |
| TJARI Banque Attijari de Tunisie Société anonyme | د.ت49.70 | 0.6% +د.ت11.8m | 15.6% | PB1.9x | |
| STB Société Tunisienne de Banque Société anonyme | د.ت2.88 | 2.1% +د.ت9.3m | -25.6% | PB0.3x | |
| BHASS BH Assurance | د.ت50.00 | 5.8% +د.ت7.3m | 2.6% | PE11.9x |