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BH Bank Société anonyme

BVMT:BH Stock Report

Market Cap: د.ت468.9m

BH Bank Société anonyme (BH) Stock Overview

A financial institution, provides various products and services to public customers in Tunisia. More details

BH fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health3/6
Dividends3/6

Rewards

Price-To-Earnings ratio (4.3x) is below the TN market (10.5x)

Revenue is forecast to grow 18.52% per year

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 23.6% per year for the next 3 years

Unstable dividend track record

Volatile share price over the past 3 months compared to the TN market


BH Community Fair Values

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BH Bank Société anonyme Competitors

Price History & Performance

Summary of share price highs, lows and changes for BH Bank Société anonyme
Historical stock prices
Current Share Priceد.ت9.79
52 Week Highد.ت14.25
52 Week Lowد.ت8.95
Beta0.15
1 Month Change1.56%
3 Month Change-16.82%
1 Year Change-28.23%
3 Year Change-10.10%
5 Year Change20.86%
Change since IPO-54.75%

Recent News & Updates

Recent updates

Shareholder Returns

BHTN Diversified FinancialTN Market
7D5.3%2.2%0.5%
1Y-28.2%8.1%16.1%

Return vs Industry: BH underperformed the TN Diversified Financial industry which returned 8.1% over the past year.

Return vs Market: BH underperformed the TN Market which returned 16.1% over the past year.

Price Volatility

Is BH's price volatile compared to industry and market?
BH volatility
BH Average Weekly Movement4.5%
Diversified Financial Industry Average Movement4.8%
Market Average Movement3.4%
10% most volatile stocks in TN Market5.6%
10% least volatile stocks in TN Market2.3%

Stable Share Price: BH's share price has been volatile over the past 3 months compared to the TN market.

Volatility Over Time: BH's weekly volatility (5%) has been stable over the past year, but is still higher than 75% of TN stocks.

About the Company

FoundedEmployeesCEOWebsite
1974n/aHichem Rebaiwww.bh.com.tn

BH Bank Société anonyme, a financial institution, provides various products and services to public customers in Tunisia. It offers bank deposits, credit granting, foreign exchange, and payment services. The company provides wealth advisory and management, financial management, and financial engineering services, as well as facilitates the creation, development, and restructuring of companies and takes stakes in the capital of existing or newly created companies.

BH Bank Société anonyme Fundamentals Summary

How do BH Bank Société anonyme's earnings and revenue compare to its market cap?
BH fundamental statistics
Market capد.ت468.86m
Earnings (TTM)د.ت108.51m
Revenue (TTM)د.ت463.85m
4.3x
P/E Ratio
1.0x
P/S Ratio

Is BH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BH income statement (TTM)
Revenueد.ت463.85m
Cost of Revenueد.ت0
Gross Profitد.ت463.85m
Other Expensesد.ت355.34m
Earningsد.ت108.51m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.28
Gross Margin100.00%
Net Profit Margin23.39%
Debt/Equity Ratio333.6%

How did BH perform over the long term?

See historical performance and comparison

Dividends

4.1%
Current Dividend Yield
18%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/14 15:48
End of Day Share Price 2025/07/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BH Bank Société anonyme is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Belhassen AchourAlphaMena