BH Bank Société anonyme

BVMT:BH Stock Report

Market Cap: د.ت598.8m

BH Bank Société anonyme Past Earnings Performance

Past criteria checks 5/6

BH Bank Société anonyme has been growing earnings at an average annual rate of 1.5%, while the Diversified Financial industry saw earnings growing at 20.6% annually. Revenues have been growing at an average rate of 6.3% per year. BH Bank Société anonyme's return on equity is 10.3%, and it has net margins of 26.3%.

Key information

1.5%

Earnings growth rate

1.5%

EPS growth rate

Diversified Financial Industry Growth16.3%
Revenue growth rate6.3%
Return on equity10.3%
Net Margin26.3%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BH Bank Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVMT:BH Revenue, expenses and earnings (TND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 235431432000
31 Dec 224951251990
31 Dec 214801381660
31 Dec 20365731450
31 Dec 194221391440
31 Dec 184111351360
31 Dec 173341091520
31 Dec 16318831200
31 Dec 15210831120
31 Dec 14179551110
31 Dec 13-46-1511000

Quality Earnings: BH has high quality earnings.

Growing Profit Margin: BH's current net profit margins (26.3%) are higher than last year (25.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BH's earnings have grown by 1.5% per year over the past 5 years.

Accelerating Growth: BH's earnings growth over the past year (14.2%) exceeds its 5-year average (1.5% per year).

Earnings vs Industry: BH earnings growth over the past year (14.2%) exceeded the Diversified Financial industry 14%.

Return on Equity

High ROE: BH's Return on Equity (10.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 12:49
End of Day Share Price 2024/12/20 00:00
Earnings2023/12/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BH Bank Société anonyme is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Belhassen AchourAlphaMena