Arab Tunisian Lease S.A. provides financial leasing services in Tunisia.
+ 1 more risk
Price History & Performance
|Historical stock prices|
|Current Share Price||د.ت1.86|
|52 Week High||د.ت1.36|
|52 Week Low||د.ت2.00|
|1 Month Change||2.76%|
|3 Month Change||16.25%|
|1 Year Change||3.33%|
|3 Year Change||-33.81%|
|5 Year Change||-37.16%|
|Change since IPO||-34.35%|
Recent News & Updates
|ATL||TN Diversified Financial||TN Market|
Return vs Industry: ATL exceeded the TN Diversified Financial industry which returned -0.2% over the past year.
Return vs Market: ATL exceeded the TN Market which returned -1.1% over the past year.
Stable Share Price: ATL is more volatile than 90% of TN stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: ATL's weekly volatility (5%) has been stable over the past year, but is still higher than 75% of TN stocks.
About the Company
Arab Tunisian Lease S.A. provides financial leasing services in Tunisia. The company engages in leasing construction machineries and equipment, transport vehicles, medical equipment, and specific equipment, as well as real estate properties. It operates through a network of 11 agencies.
Arab Tunisian Lease Fundamentals Summary
|ATL fundamental statistics|
Is ATL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ATL income statement (TTM)|
|Cost of Revenue||د.ت243.94k|
Last Reported Earnings
Dec 31, 2020
Next Earnings Date
|Earnings per share (EPS)||0.16|
|Net Profit Margin||7.53%|
How did ATL perform over the long term?See historical performance and comparison
4.0%Current Dividend Yield
Is Arab Tunisian Lease undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ATL (TND1.84) is trading above our estimate of fair value (TND0.58)
Significantly Below Fair Value: ATL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ATL is poor value based on its PE Ratio (11.3x) compared to the African Diversified Financial industry average (10.6x).
PE vs Market: ATL is good value based on its PE Ratio (11.3x) compared to the TN market (11.7x).
Price to Earnings Growth Ratio
PEG Ratio: ATL is poor value based on its PEG Ratio (1.4x)
Price to Book Ratio
PB vs Industry: ATL's PB Ratio (0.6x) is in line with the TN Diversified Financial industry average.
How is Arab Tunisian Lease forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ATL's forecast earnings growth (8.4% per year) is below the savings rate (9.1%).
Earnings vs Market: ATL's earnings (8.4% per year) are forecast to grow slower than the TN market (12.6% per year).
High Growth Earnings: ATL's earnings are forecast to grow, but not significantly.
Revenue vs Market: ATL's revenue is expected to decline over the next 3 years (-26% per year).
High Growth Revenue: ATL's revenue is forecast to decline over the next 3 years (-26% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ATL's Return on Equity is forecast to be low in 3 years time (6.2%).
How has Arab Tunisian Lease performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ATL has high quality earnings.
Growing Profit Margin: ATL's current net profit margins (7.5%) are higher than last year (2.4%).
Past Earnings Growth Analysis
Earnings Trend: ATL's earnings have declined by 13.5% per year over the past 5 years.
Accelerating Growth: ATL's earnings growth over the past year (217.3%) exceeds its 5-year average (-13.5% per year).
Earnings vs Industry: ATL earnings growth over the past year (217.3%) exceeded the Diversified Financial industry 32.9%.
Return on Equity
High ROE: ATL's Return on Equity (5.2%) is considered low.
How is Arab Tunisian Lease's financial position?
Financial Position Analysis
Short Term Liabilities: ATL's short term assets (TND604.4M) exceed its short term liabilities (TND204.6M).
Long Term Liabilities: ATL's short term assets (TND604.4M) exceed its long term liabilities (TND324.6M).
Debt to Equity History and Analysis
Debt Level: ATL's debt to equity ratio (400.7%) is considered high.
Reducing Debt: ATL's debt to equity ratio has increased from 391.1% to 400.7% over the past 5 years.
Debt Coverage: ATL's debt is not well covered by operating cash flow (2.7%).
Interest Coverage: ATL's interest payments on its debt are not well covered by EBIT (1.5x coverage).
What is Arab Tunisian Lease current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: ATL's dividend (4.08%) is higher than the bottom 25% of dividend payers in the TN market (2.92%).
High Dividend: ATL's dividend (4.08%) is low compared to the top 25% of dividend payers in the TN market (6.76%).
Stability and Growth of Payments
Stable Dividend: Too early to tell whether ATL's dividend payments have been stable as they only just started paying a dividend.
Growing Dividend: Too early to tell if ATL's dividend payments are increasing as they only just started paying a dividend.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (46.2%), ATL's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: ATL's dividends in 3 years are forecast to be covered by earnings (54.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Arab Tunisian Lease has no CEO, or we have no data on them.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Arab Tunisian Lease S.A.'s employee growth, exchange listings and data sources
- Name: Arab Tunisian Lease S.A.
- Ticker: ATL
- Exchange: BVMT
- Founded: 1993
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: د.ت59.475m
- Shares outstanding: 32.50m
- Website: https://www.atl.com.tn
- Arab Tunisian Lease S.A.
- Ennour Building
- North Urban Center North
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/26 16:20|
|End of Day Share Price||2021/10/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.