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CIL

Compagnie Internationale de LeasingBVMT:CIL Stock Report

Market Cap

د.ت79.9m

7D

-0.8%

1Y

2.1%

Updated

25 Oct, 2021

Data

Company Financials +
CIL fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health3/6
Dividends4/6

CIL Overview

Compagnie Internationale de Leasing S.A. engages in the finance leasing, stock market intermediation, and private equity businesses in Tunisia.

Price History & Performance

Summary of all time highs, changes and price drops for Compagnie Internationale de Leasing
Historical stock prices
Current Share Priceد.ت16.75
52 Week Highد.ت15.70
52 Week Lowد.ت20.60
Beta0.0057
1 Month Change-0.83%
3 Month Change-3.46%
1 Year Change2.13%
3 Year Change14.65%
5 Year Change12.64%
Change since IPO447.39%

Recent News & Updates

Shareholder Returns

CILTN Diversified FinancialTN Market
7D-0.8%-1.6%-1.6%
1Y2.1%1.9%-1.2%

Return vs Industry: CIL matched the TN Diversified Financial industry which returned 1.9% over the past year.

Return vs Market: CIL exceeded the TN Market which returned -1.2% over the past year.

Price Volatility

Is CIL's price volatile compared to industry and market?
CIL volatility
CIL Beta0.0057
Industry Beta0.67
Market Beta1

Stable Share Price: Insufficient data to determine CIL's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine CIL's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1992n/an/ahttps://cileasing.tn

Compagnie Internationale de Leasing S.A. engages in the finance leasing, stock market intermediation, and private equity businesses in Tunisia. It provides leasing services for real estate properties, rolling stocks, and equipment for industrial and professional usage, as well as for green materials. Compagnie Internationale de Leasing S.A. was founded in 1992 and is headquartered in Tunis, Tunisia.

Compagnie Internationale de Leasing Fundamentals Summary

How do Compagnie Internationale de Leasing's earnings and revenue compare to its market cap?
CIL fundamental statistics
Market Capد.ت79.90m
Earnings (TTM)د.ت12.45m
Revenue (TTM)د.ت24.02m

6.4x

P/E Ratio

3.3x

P/S Ratio


Dividends

11.8%

Current Dividend Yield

76%

Payout Ratio

Valuation

Is Compagnie Internationale de Leasing undervalued compared to its fair value and its price relative to the market?

6.42x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: CIL (TND16.75) is trading above our estimate of fair value (TND9.92)

Significantly Below Fair Value: CIL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: CIL is good value based on its PE Ratio (6.4x) compared to the African Diversified Financial industry average (10.9x).

PE vs Market: CIL is good value based on its PE Ratio (6.4x) compared to the TN market (11.8x).


Price to Earnings Growth Ratio

PEG Ratio: CIL is good value based on its PEG Ratio (0.7x)


Price to Book Ratio

PB vs Industry: CIL is overvalued based on its PB Ratio (0.8x) compared to the TN Diversified Financial industry average (0.6x).


Future Growth

How is Compagnie Internationale de Leasing forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

8.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CIL's forecast earnings growth (8.6% per year) is below the savings rate (9.1%).

Earnings vs Market: CIL's earnings (8.6% per year) are forecast to grow slower than the TN market (12.6% per year).

High Growth Earnings: CIL's earnings are forecast to grow, but not significantly.

Revenue vs Market: CIL's revenue (12.8% per year) is forecast to grow faster than the TN market (7.6% per year).

High Growth Revenue: CIL's revenue (12.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: CIL's Return on Equity is forecast to be low in 3 years time (13.8%).


Past Performance

How has Compagnie Internationale de Leasing performed over the past 5 years?

8.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CIL has high quality earnings.

Growing Profit Margin: CIL's current net profit margins (51.8%) are lower than last year (52.1%).


Past Earnings Growth Analysis

Earnings Trend: CIL's earnings have grown by 8.3% per year over the past 5 years.

Accelerating Growth: CIL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CIL had negative earnings growth (-6.4%) over the past year, making it difficult to compare to the Diversified Financial industry average (32.9%).


Return on Equity

High ROE: CIL's Return on Equity (12.1%) is considered low.


Financial Health

How is Compagnie Internationale de Leasing's financial position?


Financial Position Analysis

Short Term Liabilities: CIL's short term assets (TND578.8M) exceed its short term liabilities (TND208.5M).

Long Term Liabilities: CIL's short term assets (TND578.8M) exceed its long term liabilities (TND311.3M).


Debt to Equity History and Analysis

Debt Level: CIL's debt to equity ratio (425.4%) is considered high.

Reducing Debt: CIL's debt to equity ratio has reduced from 497.1% to 425.4% over the past 5 years.

Debt Coverage: CIL's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if CIL's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Compagnie Internationale de Leasing current dividend yield, its reliability and sustainability?

11.79%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: CIL's dividend (11.79%) is higher than the bottom 25% of dividend payers in the TN market (2.9%).

High Dividend: CIL's dividend (11.79%) is in the top 25% of dividend payers in the TN market (6.78%)


Stability and Growth of Payments

Stable Dividend: Too early to tell whether CIL's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if CIL's dividend payments are increasing as they only just started paying a dividend.


Current Payout to Shareholders

Dividend Coverage: At its current payout ratio (75.7%), CIL's payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CIL's dividends in 3 years are forecast to be covered by earnings (54.7% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Compagnie Internationale de Leasing has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Compagnie Internationale de Leasing S.A.'s employee growth, exchange listings and data sources


Key Information

  • Name: Compagnie Internationale de Leasing S.A.
  • Ticker: CIL
  • Exchange: BVMT
  • Founded: 1992
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: د.ت79.904m
  • Shares outstanding: 4.77m
  • Website: https://cileasing.tn

Location

  • Compagnie Internationale de Leasing S.A.
  • 16, Avenue Jean Jaures
  • Tunis
  • 1001
  • Tunisia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/25 16:47
End of Day Share Price2021/10/25 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.