Attijari Leasing S.A. engages in the leasing business in Tunisia.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.ت11.90|
|52 Week High||د.ت8.76|
|52 Week Low||د.ت12.26|
|1 Month Change||1.71%|
|3 Month Change||19.00%|
|1 Year Change||25.93%|
|3 Year Change||-32.50%|
|5 Year Change||-25.13%|
|Change since IPO||-59.17%|
Recent News & Updates
|TJL||TN Diversified Financial||TN Market|
Return vs Industry: TJL exceeded the TN Diversified Financial industry which returned 4.7% over the past year.
Return vs Market: TJL exceeded the TN Market which returned -0.4% over the past year.
Stable Share Price: Insufficient data to determine TJL's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine TJL's volatility change over the past year.
About the Company
Attijari Leasing S.A. engages in the leasing business in Tunisia. The company provides real estate and professional furniture leasing services for industrial, agricultural, and service uses. It also offers factoring services, including management, financing, and the guarantee of the debts of members.
Attijari Leasing Fundamentals Summary
|TJL fundamental statistics|
Is TJL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|TJL income statement (TTM)|
|Cost of Revenue||د.ت572.81k|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||2.46|
|Net Profit Margin||11.38%|
How did TJL perform over the long term?See historical performance and comparison
Is Attijari Leasing undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate TJL's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate TJL's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: TJL is good value based on its PE Ratio (4.8x) compared to the African Diversified Financial industry average (10.6x).
PE vs Market: TJL is good value based on its PE Ratio (4.8x) compared to the TN market (11.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate TJL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: TJL's PB Ratio (0.6x) is in line with the TN Diversified Financial industry average.
How is Attijari Leasing forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Attijari Leasing has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Attijari Leasing performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TJL has high quality earnings.
Growing Profit Margin: TJL's current net profit margins (11.4%) are higher than last year (4.3%).
Past Earnings Growth Analysis
Earnings Trend: TJL's earnings have declined by 8.5% per year over the past 5 years.
Accelerating Growth: TJL's earnings growth over the past year (176.6%) exceeds its 5-year average (-8.5% per year).
Earnings vs Industry: TJL earnings growth over the past year (176.6%) exceeded the Diversified Financial industry 32.9%.
Return on Equity
High ROE: TJL's Return on Equity (11.9%) is considered low.
How is Attijari Leasing's financial position?
Financial Position Analysis
Short Term Liabilities: TJL's short term assets (TND481.2M) exceed its short term liabilities (TND233.9M).
Long Term Liabilities: TJL's short term assets (TND481.2M) exceed its long term liabilities (TND216.6M).
Debt to Equity History and Analysis
Debt Level: TJL's debt to equity ratio (659.8%) is considered high.
Reducing Debt: TJL's debt to equity ratio has reduced from 840.2% to 659.8% over the past 5 years.
Debt Coverage: TJL's debt is not well covered by operating cash flow (14.6%).
Interest Coverage: TJL's interest payments on its debt are not well covered by EBIT (1.3x coverage).
What is Attijari Leasing current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate TJL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate TJL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if TJL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if TJL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TJL's dividend in 3 years as they are not forecast to pay a notable one for the TN market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Moez Terzi has been Chief Executive Officer at Attijari Leasing S.A. since March 31, 2015.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Attijari Leasing S.A.'s employee growth, exchange listings and data sources
- Name: Attijari Leasing S.A.
- Ticker: TJL
- Exchange: BVMT
- Founded: 1994
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: د.ت32.725m
- Shares outstanding: 2.75m
- Website: https://www.attijarileasing.com.tn
- Attijari Leasing S.A.
- Rue du Lac d'Annecy
- Les Berges du Lac
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/22 15:40|
|End of Day Share Price||2021/10/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.