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Tunisian (TUNINDEX) Insurance Industry Analysis
UpdatedApr 08, 2026
DataAggregated Company Financials
Companies7
- 7D0.8%
- 3M16.9%
- 1Y36.4%
- YTD14.2%
Over the last 7 days, the Insurance industry has dropped 3.1%, driven by Société Tunisienne de Réassurance declining 11%. In the past year, the industry has gained 35%. As for the next few years, earnings are expected to grow by 7.7% per annum.
Industry Valuation and Performance
Has the Tunisian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 08 Apr 2026 | د.ت2.3b | د.ت2.0b | د.ت161.2m | 13.8x | 14x | 1.1x |
| Fri, 06 Mar 2026 | د.ت2.1b | د.ت2.0b | د.ت161.2m | 14.9x | 13.2x | 1x |
| Sun, 01 Feb 2026 | د.ت2.0b | د.ت2.0b | د.ت161.2m | 13.6x | 12.4x | 1x |
| Tue, 30 Dec 2025 | د.ت1.9b | د.ت2.3b | د.ت187.2m | 10.1x | 10.3x | 0.8x |
| Thu, 27 Nov 2025 | د.ت1.8b | د.ت2.3b | د.ت191.7m | 10.4x | 9.4x | 0.8x |
| Sat, 25 Oct 2025 | د.ت1.8b | د.ت2.2b | د.ت191.7m | 10.4x | 9.5x | 0.8x |
| Mon, 22 Sep 2025 | د.ت1.8b | د.ت2.3b | د.ت187.1m | 10.4x | 9.9x | 0.8x |
| Wed, 20 Aug 2025 | د.ت1.8b | د.ت2.2b | د.ت182.8m | 9.3x | 9.7x | 0.8x |
| Fri, 18 Jul 2025 | د.ت1.7b | د.ت2.2b | د.ت182.8m | 10x | 9.4x | 0.8x |
| Sun, 15 Jun 2025 | د.ت1.7b | د.ت2.2b | د.ت175.1m | 9.7x | 9.6x | 0.8x |
| Tue, 13 May 2025 | د.ت1.7b | د.ت2.1b | د.ت163.0m | 10.3x | 10.5x | 0.8x |
| Thu, 10 Apr 2025 | د.ت1.7b | د.ت1.5b | د.ت130.8m | 9.6x | 12.6x | 1.1x |
| Sat, 08 Mar 2025 | د.ت1.5b | د.ت1.3b | د.ت110.1m | 11.3x | 13.6x | 1.2x |
| Mon, 03 Feb 2025 | د.ت1.6b | د.ت1.1b | د.ت101.6m | 9.3x | 15.4x | 1.4x |
| Wed, 01 Jan 2025 | د.ت1.6b | د.ت1.1b | د.ت101.6m | 9.3x | 15.7x | 1.4x |
| Fri, 29 Nov 2024 | د.ت1.5b | د.ت1.8b | د.ت152.7m | 10x | 9.9x | 0.9x |
| Sun, 27 Oct 2024 | د.ت1.5b | د.ت1.6b | د.ت156.1m | 9.2x | 9.4x | 0.9x |
| Tue, 24 Sep 2024 | د.ت1.5b | د.ت1.6b | د.ت156.1m | 9.3x | 9.4x | 0.9x |
| Thu, 22 Aug 2024 | د.ت1.5b | د.ت1.6b | د.ت155.2m | 8.3x | 9.4x | 0.9x |
| Sat, 20 Jul 2024 | د.ت1.5b | د.ت1.6b | د.ت155.2m | 8.6x | 9.4x | 0.9x |
| Mon, 17 Jun 2024 | د.ت1.4b | د.ت1.8b | د.ت157.8m | 9.5x | 9x | 0.8x |
| Wed, 15 May 2024 | د.ت1.4b | د.ت1.7b | د.ت154.3m | 9.8x | 9.2x | 0.8x |
| Fri, 12 Apr 2024 | د.ت1.4b | د.ت1.9b | د.ت150.0m | 9.8x | 9.4x | 0.7x |
| Sun, 10 Mar 2024 | د.ت1.4b | د.ت1.9b | د.ت151.2m | 9.1x | 9.3x | 0.8x |
| Tue, 06 Feb 2024 | د.ت1.4b | د.ت1.9b | د.ت151.2m | 9.1x | 9.5x | 0.8x |
| Thu, 04 Jan 2024 | د.ت1.5b | د.ت1.9b | د.ت151.2m | 9.1x | 9.6x | 0.8x |
| Sat, 02 Dec 2023 | د.ت1.5b | د.ت1.9b | د.ت151.2m | 9.1x | 9.7x | 0.8x |
| Mon, 30 Oct 2023 | د.ت1.5b | د.ت1.8b | د.ت150.6m | 9.1x | 9.6x | 0.8x |
| Wed, 27 Sep 2023 | د.ت1.5b | د.ت1.8b | د.ت150.6m | 9.1x | 9.7x | 0.8x |
| Fri, 25 Aug 2023 | د.ت1.5b | د.ت1.8b | د.ت144.7m | 9.7x | 10.2x | 0.8x |
| Sun, 23 Jul 2023 | د.ت1.5b | د.ت1.8b | د.ت144.7m | 9.7x | 10.3x | 0.8x |
| Tue, 20 Jun 2023 | د.ت1.5b | د.ت1.7b | د.ت140.9m | 9.7x | 10.7x | 0.9x |
| Thu, 18 May 2023 | د.ت1.5b | د.ت1.6b | د.ت140.9m | 9.7x | 10.5x | 0.9x |
| Sat, 15 Apr 2023 | د.ت1.5b | د.ت1.6b | د.ت138.2m | 10x | 10.7x | 0.9x |
Price to Earnings Ratio
10.7x
Current Industry PE
- Investors are optimistic on the Tunisian Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.7x which is higher than its 3-year average PE of 10.5x.
- The 3-year average PS ratio of 0.89x is lower than the industry's current PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 5.3% per year over the last three years.
- Revenues for these companies have grown 7.8% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials industry?
| TN Market | 0.11% | |
| Financials | 0.30% | |
| Insurance | 0.78% | |
| Life and Health Insurance | 5.03% | |
| General Insurance | 1.84% | |
| Property and Casualty Insurance | 1.56% | |
| Reinsurance | -8.95% | |
Industry PE
- Investors are most optimistic about the Property and Casualty Insurance industry even though it's trading below its 3-year average PE ratio of 23.2x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Life and Health Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 4.9x.
Forecasted Growth
- Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 8.8% over the next 5 years.
- However this is lower than its past earnings growth rate of 12% per year.
- In contrast, the Reinsurance industry is expected to see its earnings grow by 4.1% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AST Compagnie d'Assurances et de Réassurances ASTREE | د.ت56.49 | 4.6% +د.ت14.9m | 24.2% | n/a | |
| ASSMA Assurances Maghrebia | د.ت75.00 | 4.2% +د.ت13.5m | 47.1% | PE7.5x | |
| AMV Assurances Maghrebia Vie | د.ت9.18 | 5.0% +د.ت11.0m | 56.9% | PE7x | |
| BNASS BNA Assurances | د.ت3.25 | 1.6% +د.ت4.4m | 25.0% | PE17x |