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Tunisian (TUNINDEX) Insurance Industry Analysis
UpdatedDec 24, 2025
DataAggregated Company Financials
Companies7
- 7D5.6%
- 3M4.2%
- 1Y23.9%
- YTD23.4%
In the last week, the Insurance industry is up 6.3%, with all of the companies up. This takes the industry's 12 month performance to a gain of 25%. Earnings are forecast to grow by 7.9% annually.
Industry Valuation and Performance
Has the Tunisian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 24 Dec 2025 | د.ت1.9b | د.ت2.3b | د.ت187.2m | 10.6x | 10.3x | 0.8x |
| Fri, 21 Nov 2025 | د.ت1.8b | د.ت2.3b | د.ت191.7m | 10.5x | 9.4x | 0.8x |
| Sun, 19 Oct 2025 | د.ت1.8b | د.ت2.3b | د.ت191.6m | 10.4x | 9.6x | 0.8x |
| Tue, 16 Sep 2025 | د.ت1.8b | د.ت2.3b | د.ت184.9m | 11.3x | 9.7x | 0.8x |
| Thu, 14 Aug 2025 | د.ت1.7b | د.ت2.2b | د.ت182.8m | 9.3x | 9.5x | 0.8x |
| Sat, 12 Jul 2025 | د.ت1.7b | د.ت2.2b | د.ت182.8m | 10x | 9.4x | 0.8x |
| Mon, 09 Jun 2025 | د.ت1.7b | د.ت2.2b | د.ت175.1m | 9.7x | 9.5x | 0.8x |
| Wed, 07 May 2025 | د.ت1.7b | د.ت2.1b | د.ت163.0m | 9.9x | 10.4x | 0.8x |
| Fri, 04 Apr 2025 | د.ت1.6b | د.ت1.3b | د.ت110.1m | 11.4x | 14.8x | 1.3x |
| Sun, 02 Mar 2025 | د.ت1.5b | د.ت1.3b | د.ت110.1m | 11.5x | 13.7x | 1.2x |
| Tue, 28 Jan 2025 | د.ت1.6b | د.ت1.1b | د.ت101.6m | 9.3x | 15.5x | 1.4x |
| Thu, 26 Dec 2024 | د.ت1.5b | د.ت1.8b | د.ت152.7m | 10.1x | 10.1x | 0.9x |
| Sat, 23 Nov 2024 | د.ت1.5b | د.ت1.8b | د.ت152.7m | 10x | 9.9x | 0.9x |
| Mon, 21 Oct 2024 | د.ت1.5b | د.ت1.6b | د.ت156.1m | 9.3x | 9.5x | 0.9x |
| Wed, 18 Sep 2024 | د.ت1.4b | د.ت1.6b | د.ت135.4m | 11x | 10.7x | 0.9x |
| Fri, 16 Aug 2024 | د.ت1.5b | د.ت1.6b | د.ت155.2m | 8.5x | 9.5x | 0.9x |
| Sun, 14 Jul 2024 | د.ت1.5b | د.ت1.6b | د.ت155.2m | 8.5x | 9.4x | 0.9x |
| Tue, 11 Jun 2024 | د.ت1.4b | د.ت1.8b | د.ت157.8m | 9.5x | 9x | 0.8x |
| Thu, 09 May 2024 | د.ت1.4b | د.ت1.7b | د.ت154.3m | 9.8x | 9.3x | 0.8x |
| Sat, 06 Apr 2024 | د.ت1.4b | د.ت1.9b | د.ت151.2m | 9.1x | 9.3x | 0.8x |
| Mon, 04 Mar 2024 | د.ت1.4b | د.ت1.9b | د.ت151.2m | 9.1x | 9.4x | 0.8x |
| Wed, 31 Jan 2024 | د.ت1.4b | د.ت1.9b | د.ت151.2m | 9.1x | 9.5x | 0.8x |
| Fri, 29 Dec 2023 | د.ت1.5b | د.ت1.9b | د.ت151.2m | 9.1x | 10.2x | 0.8x |
| Sun, 26 Nov 2023 | د.ت1.5b | د.ت1.9b | د.ت151.2m | 9.1x | 9.7x | 0.8x |
| Tue, 24 Oct 2023 | د.ت1.5b | د.ت1.8b | د.ت150.6m | 9.1x | 9.7x | 0.8x |
| Thu, 21 Sep 2023 | د.ت1.5b | د.ت1.8b | د.ت149.7m | 9.1x | 9.8x | 0.8x |
| Sat, 19 Aug 2023 | د.ت1.5b | د.ت1.8b | د.ت144.7m | 9.7x | 10.2x | 0.8x |
| Mon, 17 Jul 2023 | د.ت1.5b | د.ت1.8b | د.ت144.7m | 9.7x | 10.3x | 0.9x |
| Wed, 14 Jun 2023 | د.ت1.5b | د.ت1.7b | د.ت140.9m | 9.7x | 10.7x | 0.9x |
| Fri, 12 May 2023 | د.ت1.5b | د.ت1.6b | د.ت140.9m | 10x | 10.5x | 0.9x |
| Sun, 09 Apr 2023 | د.ت1.5b | د.ت1.6b | د.ت138.2m | 10x | 10.7x | 0.9x |
| Tue, 07 Mar 2023 | د.ت1.5b | د.ت1.6b | د.ت140.3m | 8.8x | 10.4x | 0.9x |
| Thu, 02 Feb 2023 | د.ت1.5b | د.ت1.6b | د.ت140.3m | 8.8x | 10.5x | 0.9x |
| Sat, 31 Dec 2022 | د.ت1.4b | د.ت1.2b | د.ت109.8m | 8.8x | 12.5x | 1.1x |
Price to Earnings Ratio
12.5x
Current Industry PE
- Investors are relatively neutral on the Tunisian Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 10.3x.
- The industry is trading close to its 3-year average PS ratio of 0.89x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 19% per year over the last three years.
- Revenues for these companies have grown 24% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials industry?
| TN Market | 1.00% | |
| Financials | 1.22% | |
| Insurance | 5.57% | |
| General Insurance | 6.80% | |
| Property and Casualty Insurance | 4.23% | |
| Reinsurance | 3.83% | |
| Life and Health Insurance | 0.75% | |
Industry PE
- Investors are most optimistic about the Property and Casualty Insurance industry even though it's trading below its 3-year average PE ratio of 27.6x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading close to its 3-year average of 4.8x.
Forecasted Growth
- Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 8.8% over the next 5 years.
- However this is lower than its past earnings growth rate of 27% per year.
- In contrast, the Reinsurance industry is expected to see its earnings grow by 4.1% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| STAR Société Tunisienne d'Assurances et de Réassurances | د.ت58.50 | 14.2% +د.ت72.7m | 44.0% | PE17.1x | |
| BNASS BNA Assurances | د.ت3.20 | 4.2% +د.ت11.4m | 36.8% | PE16.7x | |
| ASSMA Assurances Maghrebia | د.ت56.50 | 3.7% +د.ت9.0m | 9.8% | PE5.6x | |
| TRE Société Tunisienne de Réassurance | د.ت9.50 | 3.8% +د.ت7.0m | 19.5% | PE8.9x | |
| AMV Assurances Maghrebia Vie | د.ت6.70 | 0.8% +د.ت1.3m | 8.2% | PE5.1x |