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AST

Compagnie d'Assurances et de Réassurances ASTREEBVMT:AST Stock Report

Market Cap

د.ت337.2m

7D

0%

1Y

-3.1%

Updated

21 Oct, 2021

Data

Company Financials
AST fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance5/6
Financial Health4/6
Dividends2/6

AST Overview

Compagnie d'Assurances et de Réassurances ASTREE operates as a multi-line insurance company.

Price History & Performance

Summary of all time highs, changes and price drops for Compagnie d'Assurances et de Réassurances ASTREE
Historical stock prices
Current Share Priceد.ت56.20
52 Week Highد.ت56.20
52 Week Lowد.ت60.77
Beta0.59
1 Month Change0%
3 Month Changen/a
1 Year Change-3.07%
3 Year Change65.29%
5 Year Change134.17%
Change since IPO1,921.59%

Recent News & Updates

Shareholder Returns

ASTTN InsuranceTN Market
7D0%0.2%-0.9%
1Y-3.1%-1.3%-0.4%

Return vs Industry: AST underperformed the TN Insurance industry which returned -1.1% over the past year.

Return vs Market: AST underperformed the TN Market which returned -0.2% over the past year.

Price Volatility

Is AST's price volatile compared to industry and market?
AST volatility
AST Beta0.59
Industry Beta0.81
Market Beta1

Stable Share Price: Insufficient data to determine AST's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine AST's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1949182Abdel Kolsihttps://www.astree.com.tn

Compagnie d'Assurances et de Réassurances ASTREE operates as a multi-line insurance company. The company offers term life, health care, permanent or temporary disability, accidental death, personal accident, travel, car, home, computer hardware/equipment, pleasure craft, education annuity, and loan insurance products, as well as personal capitalization, and pension and retirement savings plans for individuals. It also provides liability; machineries, computer, and electronic equipment; commercial vehicles and car fleet; commercial transportation; premises, equipment, and professional activity; financial protection; professional comprehensive; group health; statutory retirement bonus; accident; incentivizing staff; and travel insurance products for corporate businesses and professionals.

Compagnie d'Assurances et de Réassurances ASTREE Fundamentals Summary

How do Compagnie d'Assurances et de Réassurances ASTREE's earnings and revenue compare to its market cap?
AST fundamental statistics
Market Capد.ت337.20m
Earnings (TTM)د.ت27.08m
Revenue (TTM)د.ت177.41m

12.5x

P/E Ratio

1.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
AST income statement (TTM)
Revenueد.ت177.41m
Cost of Revenueد.ت120.99m
Gross Profitد.ت56.42m
Expensesد.ت29.34m
Earningsد.ت27.08m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)4.51
Gross Margin31.80%
Net Profit Margin15.26%
Debt/Equity Ratio0.0%

How did AST perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

62%

Payout Ratio

Valuation

Is Compagnie d'Assurances et de Réassurances ASTREE undervalued compared to its fair value and its price relative to the market?

12.45x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: AST (TND56.2) is trading above our estimate of fair value (TND25.33)

Significantly Below Fair Value: AST is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: AST is good value based on its PE Ratio (12.5x) compared to the TN Insurance industry average (15x).

PE vs Market: AST is poor value based on its PE Ratio (12.5x) compared to the TN market (12.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate AST's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AST is overvalued based on its PB Ratio (2.2x) compared to the TN Insurance industry average (0.8x).


Future Growth

How is Compagnie d'Assurances et de Réassurances ASTREE forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

27.0%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Compagnie d'Assurances et de Réassurances ASTREE has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Compagnie d'Assurances et de Réassurances ASTREE performed over the past 5 years?

18.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: AST has high quality earnings.

Growing Profit Margin: AST's current net profit margins (15.3%) are higher than last year (11.6%).


Past Earnings Growth Analysis

Earnings Trend: AST's earnings have grown by 18.8% per year over the past 5 years.

Accelerating Growth: AST's earnings growth over the past year (36.3%) exceeds its 5-year average (18.8% per year).

Earnings vs Industry: AST earnings growth over the past year (36.3%) exceeded the Insurance industry 18.2%.


Return on Equity

High ROE: AST's Return on Equity (18%) is considered low.


Financial Health

How is Compagnie d'Assurances et de Réassurances ASTREE's financial position?


Financial Position Analysis

Short Term Liabilities: AST's short term assets (TND163.6M) do not cover its short term liabilities (TND275.6M).

Long Term Liabilities: AST's short term assets (TND163.6M) do not cover its long term liabilities (TND252.7M).


Debt to Equity History and Analysis

Debt Level: AST is debt free.

Reducing Debt: AST has not had any debt for past 5 years.

Debt Coverage: AST has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: AST has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Compagnie d'Assurances et de Réassurances ASTREE current dividend yield, its reliability and sustainability?

4.98%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: AST's dividend (4.98%) is higher than the bottom 25% of dividend payers in the TN market (2.92%).

High Dividend: AST's dividend (4.98%) is low compared to the top 25% of dividend payers in the TN market (6.69%).


Stability and Growth of Payments

Stable Dividend: Too early to tell whether AST's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if AST's dividend payments are increasing as they only just started paying a dividend.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (62%), AST's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Abdel Kolsi

no data

Tenure

Mr. Abdel Monem Kolsi serves as Chief Executive Officer and Director of Compagnie d'Assurances et de Réassurances ASTREE and served as its Chairman of the Board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Compagnie d'Assurances et de Réassurances ASTREE's employee growth, exchange listings and data sources


Key Information

  • Name: Compagnie d'Assurances et de Réassurances ASTREE
  • Ticker: AST
  • Exchange: BVMT
  • Founded: 1949
  • Industry: Multi-line Insurance
  • Sector: Insurance
  • Market Cap: د.ت337.200m
  • Shares outstanding: 6.00m
  • Website: https://www.astree.com.tn

Number of Employees


Location

  • Compagnie d'Assurances et de Réassurances ASTREE
  • 45, Avenue Khaireddine Pacha
  • B.P. 780
  • Tunis
  • 1080
  • Tunisia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/21 15:00
End of Day Share Price2021/08/20 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.