Société Tunisienne d'Assurances et de Réassurances provides insurance and reinsurance products.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.ت124.90|
|52 Week High||د.ت108.00|
|52 Week Low||د.ت135.00|
|1 Month Change||4.08%|
|3 Month Change||4.17%|
|1 Year Change||-3.03%|
|3 Year Change||-6.08%|
|5 Year Change||2.38%|
|Change since IPO||733.60%|
Recent News & Updates
|STAR||TN Insurance||TN Market|
Return vs Industry: STAR underperformed the TN Insurance industry which returned -1.1% over the past year.
Return vs Market: STAR underperformed the TN Market which returned -0.2% over the past year.
Stable Share Price: Insufficient data to determine STAR's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine STAR's volatility change over the past year.
About the Company
Société Tunisienne d'Assurances et de Réassurances provides insurance and reinsurance products. The company was founded in 1958 and is based in Tunis, Tunisia.
Société Tunisienne d'Assurances et de Réassurances Fundamentals Summary
|STAR fundamental statistics|
Is STAR overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|STAR income statement (TTM)|
|Cost of Revenue||د.ت368.56m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||8.07|
|Net Profit Margin||4.59%|
How did STAR perform over the long term?See historical performance and comparison
Is Société Tunisienne d'Assurances et de Réassurances undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate STAR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate STAR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: STAR is poor value based on its PE Ratio (15.5x) compared to the TN Insurance industry average (15x).
PE vs Market: STAR is poor value based on its PE Ratio (15.5x) compared to the TN market (12.2x).
Price to Earnings Growth Ratio
PEG Ratio: STAR is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: STAR's PB Ratio (0.8x) is in line with the TN Insurance industry average.
How is Société Tunisienne d'Assurances et de Réassurances forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STAR's forecast earnings growth (22.2% per year) is above the savings rate (9.1%).
Earnings vs Market: STAR's earnings (22.2% per year) are forecast to grow faster than the TN market (12.7% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: STAR's revenue (10% per year) is forecast to grow faster than the TN market (7.5% per year).
High Growth Revenue: STAR's revenue (10% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if STAR's Return on Equity is forecast to be high in 3 years time
How has Société Tunisienne d'Assurances et de Réassurances performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STAR has a large one-off gain of TND3.5M impacting its June 30 2021 financial results.
Growing Profit Margin: STAR's current net profit margins (4.6%) are lower than last year (4.8%).
Past Earnings Growth Analysis
Earnings Trend: STAR's earnings have declined by 0.7% per year over the past 5 years.
Accelerating Growth: STAR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: STAR had negative earnings growth (-2.2%) over the past year, making it difficult to compare to the Insurance industry average (18.2%).
Return on Equity
High ROE: STAR's Return on Equity (5.1%) is considered low.
How is Société Tunisienne d'Assurances et de Réassurances's financial position?
Financial Position Analysis
Short Term Liabilities: STAR's short term assets (TND420.3M) do not cover its short term liabilities (TND838.9M).
Long Term Liabilities: STAR's short term assets (TND420.3M) exceed its long term liabilities (TND153.2M).
Debt to Equity History and Analysis
Debt Level: STAR is debt free.
Reducing Debt: STAR has not had any debt for past 5 years.
Debt Coverage: STAR has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: STAR has no debt, therefore coverage of interest payments is not a concern.
What is Société Tunisienne d'Assurances et de Réassurances's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate STAR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate STAR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if STAR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if STAR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of STAR's dividend in 3 years as they are not forecast to pay a notable one for the TN market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Hassene Feki is a Director General at Société Tunisienne d'Assurances et de Réassurances. Mr. Feki is a Representative Director at Société Tunisienne de Réassurance. Mr. Feki was the General Manager of...
Experienced Board: STAR's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Société Tunisienne d'Assurances et de Réassurances's employee growth, exchange listings and data sources
- Name: Société Tunisienne d'Assurances et de Réassurances
- Ticker: STAR
- Exchange: BVMT
- Founded: 1958
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: د.ت288.231m
- Shares outstanding: 2.31m
- Website: https://www.star.com.tn
Number of Employees
- Société Tunisienne d'Assurances et de Réassurances
- Square Avenue de Paris
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 15:01|
|End of Day Share Price||2021/10/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.