Tunisian (TUNINDEX) Diversified Financial Industry Analysis
UpdatedApr 26, 2024
DataAggregated Company Financials
Companies7
- 7D3.7%
- 3M23.9%
- 1Y9.3%
- YTD19.5%
Over the last 7 days, the Diversified Financial industry has risen 3.9%, driven by gains from BH Bank Société anonyme of 6.3%. This means that the industry has gained 10% over the past year. Looking forward, earnings are forecast to decline by 18% per year.
Industry Valuation and Performance
Has the Tunisian Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Apr 2024 | د.ت1.3b | د.ت1.1b | د.ت233.4m | 6.3x | 5.6x | 1.2x |
| Sun, 24 Mar 2024 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 7.1x | 5.5x | 1.1x |
| Tue, 20 Feb 2024 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 6.6x | 5.2x | 1.1x |
| Thu, 18 Jan 2024 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 6.6x | 5.2x | 1.1x |
| Sat, 16 Dec 2023 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 6.9x | 5.5x | 1.1x |
| Mon, 13 Nov 2023 | د.ت1.1b | د.ت1.0b | د.ت208.7m | 6.1x | 5.1x | 1x |
| Wed, 11 Oct 2023 | د.ت1.1b | د.ت1.0b | د.ت208.7m | 6.2x | 5x | 1x |
| Fri, 08 Sep 2023 | د.ت1.1b | د.ت1.0b | د.ت208.7m | 6.1x | 5.4x | 1.1x |
| Sun, 06 Aug 2023 | د.ت1.2b | د.ت1.0b | د.ت207.0m | 6x | 5.6x | 1.2x |
| Tue, 04 Jul 2023 | د.ت1.2b | د.ت1.0b | د.ت207.0m | 5.9x | 5.7x | 1.2x |
| Thu, 01 Jun 2023 | د.ت1.2b | د.ت996.3m | د.ت197.3m | 6.4x | 5.9x | 1.2x |
| Sat, 29 Apr 2023 | د.ت1.2b | د.ت996.3m | د.ت197.3m | 6.3x | 6x | 1.2x |
| Mon, 27 Mar 2023 | د.ت1.1b | د.ت997.5m | د.ت217.4m | 7.9x | 5x | 1.1x |
| Wed, 22 Feb 2023 | د.ت460.0m | د.ت481.3m | د.ت63.1m | 7.2x | 7.3x | 1x |
| Fri, 20 Jan 2023 | د.ت454.6m | د.ت481.3m | د.ت63.1m | 7.4x | 7.2x | 0.9x |
| Sun, 18 Dec 2022 | د.ت442.5m | د.ت490.0m | د.ت68.9m | 6.4x | 6.4x | 0.9x |
| Tue, 15 Nov 2022 | د.ت451.5m | د.ت490.0m | د.ت68.9m | 6.6x | 6.6x | 0.9x |
| Thu, 13 Oct 2022 | د.ت447.0m | د.ت490.0m | د.ت68.9m | 6.3x | 6.5x | 0.9x |
| Sat, 10 Sep 2022 | د.ت454.3m | د.ت217.9m | د.ت49.7m | 7.6x | 9.1x | 2.1x |
| Mon, 08 Aug 2022 | د.ت408.2m | د.ت217.9m | د.ت49.7m | 6.2x | 8.2x | 1.9x |
| Wed, 06 Jul 2022 | د.ت404.6m | د.ت217.9m | د.ت49.7m | 6.2x | 8.1x | 1.9x |
| Fri, 03 Jun 2022 | د.ت401.9m | د.ت498.8m | د.ت58.7m | 6.4x | 6.8x | 0.8x |
| Sun, 01 May 2022 | د.ت402.4m | د.ت498.8m | د.ت58.7m | 6.2x | 6.9x | 0.8x |
| Tue, 29 Mar 2022 | د.ت402.8m | د.ت475.8m | د.ت48.4m | 7.2x | 8.3x | 0.8x |
| Thu, 24 Feb 2022 | د.ت393.8m | د.ت470.5m | د.ت42.6m | 6.7x | 9.2x | 0.8x |
| Sat, 22 Jan 2022 | د.ت378.5m | د.ت470.5m | د.ت42.6m | 6.5x | 8.9x | 0.8x |
| Mon, 20 Dec 2021 | د.ت365.1m | د.ت470.5m | د.ت42.6m | 6.9x | 8.6x | 0.8x |
| Wed, 17 Nov 2021 | د.ت368.3m | د.ت189.5m | د.ت33.6m | 5.6x | 11x | 1.9x |
| Fri, 15 Oct 2021 | د.ت372.1m | د.ت189.5m | د.ت33.6m | 5.6x | 11.1x | 2x |
| Sun, 12 Sep 2021 | د.ت365.5m | د.ت479.0m | د.ت44.7m | 6.5x | 8.2x | 0.8x |
| Tue, 10 Aug 2021 | د.ت371.1m | د.ت479.0m | د.ت44.7m | 6.6x | 8.3x | 0.8x |
| Mon, 03 May 2021 | د.ت394.4m | د.ت474.6m | د.ت40.3m | 7.5x | 9.8x | 0.8x |
Price to Earnings Ratio
9.8x
Current Industry PE
- Investors are pessimistic on the Tunisian Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 7.3x.
- The industry is trading close to its 3-year average PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 79% per year over the last three years.
- Revenues for these companies have grown 31% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials industry?
| TN Market | 0.92% | |
| Financials | 1.66% | |
| Diversified Financial | 3.67% | |
| Specialized Finance | 0.74% | |
| Other Diversified Financial Services | 0% | |
| Multi-Sector Holdings | 0% | |
| Transaction and Payment Processing Services | 0% | |
Industry PE
- Investors are most optimistic about the Specialized Finance industry, which is trading close to its 3-year average PE ratio of 7.8x.
- Analysts are expecting annual earnings decline of 1.2%, which is lower than the prior year's growth of 18.3% per year.
- Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 7.8x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Specialized Finance industry since they expect its earnings to decline by only 1.2% per year over the next 5 years, which isn't as bad as the other industries.
- This is a reversal from its past annual earnings growth rate of 18% per year.
- In contrast, the Specialized Finance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BH BH Bank Société anonyme | د.ت14.07 | 6.6% +د.ت41.4m | -0.8% | PE4.7x | |
| TLS Tunisie Leasing & Factoring Société anonyme | د.ت16.20 | 1.3% +د.ت2.2m | 55.8% | PE8.4x | |
| HL Hannibal Lease | د.ت5.40 | 2.9% +د.ت1.6m | 16.9% | PE7.4x | |
| CIL Compagnie Internationale de Leasing | د.ت22.40 | 0.9% +د.ت1.4m | 18.3% | PE7.7x | |
| TJL Attijari Leasing | د.ت19.15 | 0.8% +د.ت412.5k | 19.7% | PE5.4x |