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Tunisian (TUNINDEX) Diversified Financial Industry Analysis
UpdatedJan 30, 2025
DataAggregated Company Financials
Companies7
- 7D3.5%
- 3M7.6%
- 1Y27.6%
- YTD5.8%
The Diversified Financial industry is up 3.5% in the last week, with BH Bank Société anonyme up 5.4%. This means that the industry has gained 28% over the past year. As for the next few years, earnings are forecast to decline by 9.0% per annum.
Industry Valuation and Performance
Has the Tunisian Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 31 Jan 2025 | د.ت1.4b | د.ت1.1b | د.ت244.3m | 6.6x | 5.6x | 1.2x |
| Sun, 29 Dec 2024 | د.ت1.3b | د.ت824.4m | د.ت216.1m | 6.1x | 6x | 1.6x |
| Tue, 26 Nov 2024 | د.ت1.3b | د.ت824.4m | د.ت216.1m | 6.1x | 6x | 1.6x |
| Thu, 24 Oct 2024 | د.ت1.3b | د.ت824.4m | د.ت216.1m | 6.1x | 5.8x | 1.5x |
| Sat, 21 Sep 2024 | د.ت1.3b | د.ت823.3m | د.ت216.8m | 6.2x | 6.1x | 1.6x |
| Mon, 19 Aug 2024 | د.ت1.3b | د.ت820.6m | د.ت216.9m | 6.1x | 5.9x | 1.6x |
| Wed, 17 Jul 2024 | د.ت1.3b | د.ت820.6m | د.ت216.9m | 5.5x | 5.8x | 1.5x |
| Fri, 14 Jun 2024 | د.ت1.3b | د.ت1.1b | د.ت237.6m | 5.7x | 5.4x | 1.2x |
| Sun, 12 May 2024 | د.ت1.2b | د.ت1.1b | د.ت238.5m | 5.5x | 5.2x | 1.1x |
| Tue, 09 Apr 2024 | د.ت1.2b | د.ت1.0b | د.ت210.0m | 7.3x | 5.9x | 1.2x |
| Thu, 07 Mar 2024 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 7x | 5.4x | 1.1x |
| Sat, 03 Feb 2024 | د.ت1.0b | د.ت1.0b | د.ت206.1m | 6.8x | 5.1x | 1x |
| Mon, 01 Jan 2024 | د.ت1.1b | د.ت1.0b | د.ت206.1m | 6.8x | 5.4x | 1.1x |
| Wed, 29 Nov 2023 | د.ت1.1b | د.ت1.0b | د.ت208.7m | 6x | 5.3x | 1.1x |
| Fri, 27 Oct 2023 | د.ت1.0b | د.ت1.0b | د.ت208.7m | 6.1x | 5x | 1x |
| Sun, 24 Sep 2023 | د.ت1.1b | د.ت1.0b | د.ت208.7m | 6.3x | 5.2x | 1.1x |
| Tue, 22 Aug 2023 | د.ت1.2b | د.ت1.0b | د.ت207.0m | 6x | 5.6x | 1.2x |
| Thu, 20 Jul 2023 | د.ت1.2b | د.ت1.0b | د.ت207.0m | 6x | 5.7x | 1.2x |
| Sat, 17 Jun 2023 | د.ت1.2b | د.ت1.0b | د.ت207.0m | 5.9x | 5.7x | 1.2x |
| Mon, 15 May 2023 | د.ت1.1b | د.ت996.3m | د.ت197.3m | 6.6x | 5.8x | 1.2x |
| Wed, 12 Apr 2023 | د.ت1.2b | د.ت1.0b | د.ت226.2m | 6.3x | 5.2x | 1.2x |
| Fri, 10 Mar 2023 | د.ت458.3m | د.ت481.3m | د.ت63.1m | 7.2x | 7.3x | 1x |
| Sun, 05 Feb 2023 | د.ت455.5m | د.ت481.3m | د.ت63.1m | 7x | 7.2x | 0.9x |
| Tue, 03 Jan 2023 | د.ت449.7m | د.ت481.3m | د.ت63.1m | 7x | 7.1x | 0.9x |
| Thu, 01 Dec 2022 | د.ت446.4m | د.ت490.0m | د.ت68.9m | 6.6x | 6.5x | 0.9x |
| Sat, 29 Oct 2022 | د.ت449.4m | د.ت490.0m | د.ت68.9m | 6.4x | 6.5x | 0.9x |
| Mon, 26 Sep 2022 | د.ت453.1m | د.ت490.0m | د.ت68.9m | 6.6x | 6.6x | 0.9x |
| Wed, 24 Aug 2022 | د.ت423.4m | د.ت217.9m | د.ت49.7m | 6.9x | 8.5x | 1.9x |
| Fri, 22 Jul 2022 | د.ت407.5m | د.ت217.9m | د.ت49.7m | 6x | 8.2x | 1.9x |
| Sun, 19 Jun 2022 | د.ت397.3m | د.ت498.8m | د.ت58.7m | 6.2x | 6.8x | 0.8x |
| Tue, 17 May 2022 | د.ت399.4m | د.ت498.8m | د.ت58.7m | 6.5x | 6.8x | 0.8x |
| Thu, 14 Apr 2022 | د.ت411.0m | د.ت467.7m | د.ت58.7m | 6.4x | 7x | 0.9x |
| Sat, 12 Mar 2022 | د.ت397.9m | د.ت470.5m | د.ت42.6m | 6.7x | 9.3x | 0.8x |
| Mon, 07 Feb 2022 | د.ت381.1m | د.ت470.5m | د.ت42.6m | 6.4x | 9x | 0.8x |
Price to Earnings Ratio
9x
Current Industry PE
- Investors are pessimistic on the Tunisian Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 6.3x.
- The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 79% per year over the last three years.
- Revenues for these companies have grown 34% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials industry?
| TN Market | 1.26% | |
| Financials | 1.28% | |
| Diversified Financial | 3.54% | |
| Specialized Finance | 1.95% | |
| Other Diversified Financial Services | 0% | 0 |
| Multi-Sector Holdings | 0% | 0 |
| Transaction and Payment Processing Services | 0% | 0 |
Industry PE
- Investors are most optimistic about the Specialized Finance industry, which is trading close to its 3-year average PE ratio of 7.4x.
- Analysts are expecting annual earnings decline of 7.5%, which is lower than the prior year's growth of 18.3% per year.
- Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 7.4x.
Forecasted Growth
- Despite it being negative, analysts are least pessimistic on the Specialized Finance industry since they expect its earnings to decline by only 7.5% per year over the next 5 years, which isn't as bad as the other industries.
- This is a reversal from its past annual earnings growth rate of 18% per year.
- In contrast, the Specialized Finance industry is expected to see its earnings decline by 7.5% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BH BH Bank Société anonyme | د.ت13.64 | 7.0% +د.ت42.4m | 32.4% | PE4.5x | |
| TLS Tunisie Leasing & Factoring Société anonyme | د.ت18.20 | 2.8% +د.ت5.4m | 40.3% | PE7x | |
| ATL Arab Tunisian Lease | د.ت4.78 | 2.4% +د.ت3.6m | 32.0% | PE7.8x | |
| CIL Compagnie Internationale de Leasing | د.ت25.00 | 2.1% +د.ت3.4m | 30.2% | PE8.6x | |
| BL Best Lease | د.ت2.29 | 4.1% +د.ت2.7m | 0% | PE5.9x |