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Tunisian (TUNINDEX) Banks Industry Analysis
UpdatedJun 25, 2026
DataAggregated Company Financials
Companies10
- 7D5.4%
- 3M18.7%
- 1Y70.5%
- YTD40.9%
In the last week, the Banks industry is up 2.3%, with Banque de Tunisie Société anonyme up 1.0%. Meanwhile, Banque Nationale Agricole Société anonyme actually underperformed within the industry, shrinking 8.4% in the last week. In the last 12 months, the industry was up 70%. Earnings are forecast to grow by 12% annually.
Industry Valuation and Performance
Has the Tunisian Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 25 Jun 2026 | د.ت21.1b | د.ت6.1b | د.ت1.7b | 12.1x | 12.5x | 3.5x |
| Sat, 23 May 2026 | د.ت18.9b | د.ت6.1b | د.ت1.7b | 11.6x | 11.2x | 3.1x |
| Mon, 20 Apr 2026 | د.ت17.4b | د.ت5.9b | د.ت1.7b | 11.2x | 10x | 2.9x |
| Wed, 18 Mar 2026 | د.ت17.6b | د.ت5.8b | د.ت1.7b | 11.9x | 10.6x | 3x |
| Fri, 13 Feb 2026 | د.ت16.4b | د.ت5.8b | د.ت1.7b | 11.4x | 9.9x | 2.8x |
| Sun, 11 Jan 2026 | د.ت14.6b | د.ت5.8b | د.ت1.7b | 10.5x | 8.8x | 2.5x |
| Tue, 09 Dec 2025 | د.ت14.9b | د.ت5.8b | د.ت1.7b | 10.3x | 9x | 2.6x |
| Thu, 06 Nov 2025 | د.ت14.2b | د.ت5.8b | د.ت1.7b | 9.8x | 8.6x | 2.5x |
| Sat, 04 Oct 2025 | د.ت13.4b | د.ت5.7b | د.ت1.7b | 7.9x | 8.1x | 2.3x |
| Mon, 01 Sep 2025 | د.ت12.5b | د.ت5.6b | د.ت1.6b | 8.6x | 8x | 2.2x |
| Wed, 30 Jul 2025 | د.ت12.4b | د.ت5.6b | د.ت1.6b | 8.6x | 8x | 2.2x |
| Fri, 27 Jun 2025 | د.ت12.3b | د.ت5.6b | د.ت1.6b | 8.7x | 7.9x | 2.2x |
| Sun, 25 May 2025 | د.ت12.5b | د.ت5.6b | د.ت1.6b | 8.7x | 8x | 2.2x |
| Tue, 22 Apr 2025 | د.ت12.6b | د.ت5.5b | د.ت1.5b | 7.8x | 8.4x | 2.3x |
| Thu, 20 Mar 2025 | د.ت12.7b | د.ت5.2b | د.ت1.4b | 7.7x | 8.8x | 2.4x |
| Sat, 15 Feb 2025 | د.ت11.9b | د.ت5.2b | د.ت1.4b | 7.5x | 8.4x | 2.3x |
| Mon, 13 Jan 2025 | د.ت11.4b | د.ت5.2b | د.ت1.4b | 7.5x | 8x | 2.2x |
| Wed, 11 Dec 2024 | د.ت11.5b | د.ت5.2b | د.ت1.4b | 7.7x | 8.1x | 2.2x |
| Fri, 08 Nov 2024 | د.ت11.2b | د.ت5.2b | د.ت1.4b | 7.6x | 7.9x | 2.1x |
| Sun, 06 Oct 2024 | د.ت11.6b | د.ت5.2b | د.ت1.4b | 7.6x | 8.2x | 2.2x |
| Tue, 03 Sep 2024 | د.ت11.4b | د.ت5.2b | د.ت1.4b | 7.6x | 7.9x | 2.2x |
| Thu, 01 Aug 2024 | د.ت11.6b | د.ت5.2b | د.ت1.4b | 7.9x | 8.1x | 2.2x |
| Sat, 29 Jun 2024 | د.ت11.6b | د.ت5.2b | د.ت1.4b | 7.6x | 8.1x | 2.2x |
| Mon, 27 May 2024 | د.ت11.2b | د.ت5.2b | د.ت1.4b | 7.9x | 7.8x | 2.1x |
| Wed, 24 Apr 2024 | د.ت11.0b | د.ت5.3b | د.ت1.5b | 8.4x | 7.3x | 2.1x |
| Fri, 22 Mar 2024 | د.ت10.8b | د.ت4.8b | د.ت1.3b | 8.5x | 8.2x | 2.3x |
| Sun, 18 Feb 2024 | د.ت10.5b | د.ت4.0b | د.ت1.2b | 8.5x | 9.1x | 2.6x |
| Tue, 16 Jan 2024 | د.ت10.5b | د.ت4.0b | د.ت1.2b | 8.6x | 9x | 2.6x |
| Thu, 14 Dec 2023 | د.ت10.5b | د.ت4.0b | د.ت1.2b | 8.6x | 9x | 2.6x |
| Sat, 11 Nov 2023 | د.ت10.3b | د.ت4.7b | د.ت1.3b | 7.8x | 7.7x | 2.2x |
| Mon, 09 Oct 2023 | د.ت10.2b | د.ت4.7b | د.ت1.3b | 7.7x | 7.6x | 2.2x |
| Wed, 06 Sep 2023 | د.ت10.8b | د.ت4.7b | د.ت1.3b | 8.3x | 8x | 2.3x |
| Fri, 04 Aug 2023 | د.ت10.7b | د.ت4.7b | د.ت1.3b | 7.9x | 8x | 2.3x |
| Sun, 02 Jul 2023 | د.ت10.7b | د.ت4.7b | د.ت1.3b | 7.8x | 8x | 2.3x |
Price to Earnings Ratio
8x
Current Industry PE
- Investors are optimistic on the Tunisian Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 12.2x which is higher than its 3-year average PE of 8.5x.
- The 3-year average PS ratio of 2.4x is lower than the industry's current PS ratio of 3.4x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 8.0% per year over the last three years.
- Revenues for these companies have grown 9.2% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Tunisian Financials industry?
| TN Market | 3.25% | |
| Financials | 4.82% | |
| Banks | 5.41% | |
| Diversified Banks | 5.41% | |
Industry PE
- Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.5x.
- Analysts are expecting annual earnings growth of 11.6%, which is higher than its past year's earnings growth of 8.7% per year.
- Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.5x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 12% over the next 5 years.
- This is better than its past earnings growth rate of 8.7% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 12% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| UBCI Union Bancaire pour le Commerce et L'Industrie Société anonyme | د.ت40.00 | 5.3% +د.ت40.0m | 100.5% | PB1.4x | |
| BT Banque de Tunisie Société anonyme | د.ت8.40 | 1.0% +د.ت21.6m | 64.1% | PB1.5x | |
| AB Amen Bank Société anonyme | د.ت72.30 | 0.7% +د.ت17.5m | 90.8% | PB1.4x | |
| UIB Union Internationale de Banques Société anonyme | د.ت30.10 | 1.0% +د.ت10.4m | 35.6% | PB0.9x |