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Tunisian (TUNINDEX) Banks Industry Analysis

UpdatedDec 25, 2025
DataAggregated Company Financials
Companies10
  • 7D0.4%
  • 3M9.7%
  • 1Y29.3%
  • YTD28.5%

In the last week, Banks has been flat. The past year has been better, since the industry has gained 30% in that time. As for the next few years, earnings are expected to grow by 5.0% per annum.

Industry Valuation and Performance

Has the Tunisian Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 25 Dec 2025د.ت14.7bد.ت5.8bد.ت1.7b10.2x8.9x2.5x
Sat, 22 Nov 2025د.ت15.0bد.ت5.8bد.ت1.7b9.8x9x2.6x
Mon, 20 Oct 2025د.ت13.5bد.ت5.6bد.ت1.6b8.5x8.4x2.4x
Wed, 17 Sep 2025د.ت13.0bد.ت5.7bد.ت1.7b7.8x7.9x2.3x
Fri, 15 Aug 2025د.ت12.5bد.ت5.6bد.ت1.6b8.6x8x2.2x
Sun, 13 Jul 2025د.ت12.4bد.ت5.6bد.ت1.6b8.6x8x2.2x
Tue, 10 Jun 2025د.ت12.1bد.ت5.6bد.ت1.6b8.8x7.8x2.2x
Thu, 08 May 2025د.ت12.4bد.ت5.6bد.ت1.6b8.8x8x2.2x
Sat, 05 Apr 2025د.ت12.8bد.ت5.2bد.ت1.4b7.7x9.1x2.5x
Mon, 03 Mar 2025د.ت12.6bد.ت5.2bد.ت1.4b7.6x8.8x2.4x
Wed, 29 Jan 2025د.ت11.9bد.ت5.2bد.ت1.4b7.6x8.4x2.3x
Fri, 27 Dec 2024د.ت11.4bد.ت5.2bد.ت1.4b7.6x8x2.2x
Sun, 24 Nov 2024د.ت11.2bد.ت5.2bد.ت1.4b7.5x7.9x2.1x
Tue, 22 Oct 2024د.ت11.4bد.ت5.2bد.ت1.4b7.5x8x2.2x
Thu, 19 Sep 2024د.ت11.3bد.ت5.2bد.ت1.4b7.6x7.9x2.2x
Sat, 17 Aug 2024د.ت11.5bد.ت5.2bد.ت1.4b7.8x8x2.2x
Mon, 15 Jul 2024د.ت11.6bد.ت5.2bد.ت1.4b7.7x8.1x2.2x
Wed, 12 Jun 2024د.ت11.6bد.ت5.2bد.ت1.4b7.7x8.1x2.2x
Fri, 10 May 2024د.ت11.0bد.ت5.3bد.ت1.5b7.4x7.4x2.1x
Sun, 07 Apr 2024د.ت11.1bد.ت4.9bد.ت1.4b8x8.1x2.3x
Tue, 05 Mar 2024د.ت10.8bد.ت4.8bد.ت1.3b8.4x8.2x2.3x
Thu, 01 Feb 2024د.ت10.5bد.ت4.0bد.ت1.2b8.5x9.1x2.6x
Sat, 30 Dec 2023د.ت10.7bد.ت4.0bد.ت1.2b8.6x9.2x2.6x
Mon, 27 Nov 2023د.ت10.4bد.ت4.7bد.ت1.3b8x7.7x2.2x
Wed, 25 Oct 2023د.ت10.4bد.ت4.7bد.ت1.3b7.9x7.7x2.2x
Fri, 22 Sep 2023د.ت10.2bد.ت4.7bد.ت1.3b7.6x7.7x2.2x
Sun, 20 Aug 2023د.ت10.7bد.ت4.7bد.ت1.3b7.8x8x2.3x
Tue, 18 Jul 2023د.ت10.8bد.ت4.7bد.ت1.3b7.9x8.1x2.3x
Thu, 15 Jun 2023د.ت10.5bد.ت4.7bد.ت1.3b7.8x7.9x2.3x
Sat, 13 May 2023د.ت10.3bد.ت4.7bد.ت1.3b7.5x7.7x2.2x
Mon, 10 Apr 2023د.ت10.4bد.ت4.3bد.ت1.2b7.4x8.6x2.4x
Wed, 08 Mar 2023د.ت9.9bد.ت4.2bد.ت1.1b8.9x8.8x2.3x
Fri, 03 Feb 2023د.ت8.4bد.ت4.2bد.ت1.1b7.2x7.5x2x
Sun, 01 Jan 2023د.ت8.2bد.ت4.2bد.ت1.1b7.2x7.2x1.9x
Price to Earnings Ratio

7.2x


Total Market Cap: د.ت8.2bTotal Earnings: د.ت1.1bTotal Revenue: د.ت4.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Tunisian Banks Industry Price to Earnings3Y Average 8.1x202320242025
Current Industry PE
  • Investors are relatively neutral on the Tunisian Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 8.1x.
  • The 3-year average PS ratio of 2.3x is lower than the industry's current PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Tunisian Financials industry?

TN Market0.90%
Financials1.29%
Banks0.44%
Diversified Banks0.44%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry, which is trading close to its 3-year average PE ratio of 8.1x.
    • Analysts are expecting annual earnings growth of 5.0%, which is lower than the prior year's growth of 12.8% per year.
  • Investors are most pessimistic about the Diversified Banks industry, which is trading close to its 3-year average of 8.1x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 5.0% over the next 5 years.
  • However this is lower than its past earnings growth rate of 13% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BIAT Banque Internationale Arabe de Tunisie Société anonymeد.ت109.402.7%
+د.ت118.3m		16.5%PB2x
BNA Banque Nationale Agricole Société anonymeد.ت12.041.4%
+د.ت10.8m		47.5%PB0.3x
ATB Arab Tunisian Bankد.ت3.701.9%
+د.ت9.0m		32.1%PB0.7x
AB Amen Bank Société anonymeد.ت47.640.3%
+د.ت4.9m		32.3%PB1x
WIFAK Wifack International Bank Société anonymeد.ت7.800.8%
+د.ت1.8m		-13.3%PB1.3x

Latest News

BNA
د.ت12.04
Banque Nationale Agricole Société anonyme
7D
1.4%
1Y
47.5%
ATB
د.ت3.70
Arab Tunisian Bank
7D
1.9%
1Y
32.1%
BIAT
د.ت109.40
Banque Internationale Arabe de Tunisie Société anonyme
7D
2.7%
1Y
16.5%
STB
د.ت4.01
Société Tunisienne de Banque Société anonyme
7D
-1.0%
1Y
35.5%
TJARI
د.ت65.89
Banque Attijari de Tunisie Société anonyme
7D
-0.9%
1Y
55.0%
UBCI
د.ت33.80
Union Bancaire pour le Commerce et L'Industrie Société anonyme
7D
-0.1%
1Y
57.2%
WIFAK
د.ت7.80
Wifack International Bank Société anonyme
7D
0.8%
1Y
-13.3%
AB
د.ت47.64
Amen Bank Société anonyme
7D
0.3%
1Y
32.3%
BT
د.ت6.35
Banque de Tunisie Société anonyme
7D
-1.6%
1Y
25.0%
UIB
د.ت24.05
Union Internationale de Banques Société anonyme
7D
-1.8%
1Y
7.4%