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Tunisian (TUNINDEX) Banks Industry Analysis

UpdatedDec 09, 2025
DataAggregated Company Financials
Companies10
  • 7D0.4%
  • 3M18.3%
  • 1Y30.0%
  • YTD29.8%

Over the last 7 days, the Banks industry has remained flat, although notably Banque de Tunisie Société anonyme declined by 3.5%. The past year has been better, since the industry has gained 30% in that time. Earnings are forecast to grow by 4.7% annually.

Industry Valuation and Performance

Has the Tunisian Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 09 Dec 2025د.ت14.9bد.ت5.8bد.ت1.7b10.3x9x2.6x
Thu, 06 Nov 2025د.ت14.2bد.ت5.8bد.ت1.7b9.8x8.6x2.5x
Sat, 04 Oct 2025د.ت13.4bد.ت5.7bد.ت1.7b7.9x8.1x2.3x
Mon, 01 Sep 2025د.ت12.5bد.ت5.6bد.ت1.6b8.6x8x2.2x
Wed, 30 Jul 2025د.ت12.4bد.ت5.6bد.ت1.6b8.6x8x2.2x
Fri, 27 Jun 2025د.ت12.3bد.ت5.6bد.ت1.6b8.7x7.9x2.2x
Sun, 25 May 2025د.ت12.5bد.ت5.6bد.ت1.6b8.7x8x2.2x
Tue, 22 Apr 2025د.ت12.6bد.ت5.5bد.ت1.5b7.8x8.4x2.3x
Thu, 20 Mar 2025د.ت12.7bد.ت5.2bد.ت1.4b7.7x8.8x2.4x
Sat, 15 Feb 2025د.ت11.9bد.ت5.2bد.ت1.4b7.5x8.4x2.3x
Mon, 13 Jan 2025د.ت11.4bد.ت5.2bد.ت1.4b7.5x8x2.2x
Wed, 11 Dec 2024د.ت11.5bد.ت5.2bد.ت1.4b7.7x8.1x2.2x
Fri, 08 Nov 2024د.ت11.2bد.ت5.2bد.ت1.4b7.6x7.9x2.1x
Sun, 06 Oct 2024د.ت11.6bد.ت5.2bد.ت1.4b7.6x8.2x2.2x
Tue, 03 Sep 2024د.ت11.4bد.ت5.2bد.ت1.4b7.6x7.9x2.2x
Thu, 01 Aug 2024د.ت11.6bد.ت5.2bد.ت1.4b7.9x8.1x2.2x
Sat, 29 Jun 2024د.ت11.6bد.ت5.2bد.ت1.4b7.6x8.1x2.2x
Mon, 27 May 2024د.ت11.2bد.ت5.2bد.ت1.4b7.9x7.8x2.1x
Wed, 24 Apr 2024د.ت11.0bد.ت5.3bد.ت1.5b8.4x7.3x2.1x
Fri, 22 Mar 2024د.ت10.8bد.ت4.8bد.ت1.3b8.5x8.2x2.3x
Sun, 18 Feb 2024د.ت10.5bد.ت4.0bد.ت1.2b8.5x9.1x2.6x
Tue, 16 Jan 2024د.ت10.5bد.ت4.0bد.ت1.2b8.6x9x2.6x
Thu, 14 Dec 2023د.ت10.5bد.ت4.0bد.ت1.2b8.6x9x2.6x
Sat, 11 Nov 2023د.ت10.3bد.ت4.7bد.ت1.3b7.8x7.7x2.2x
Mon, 09 Oct 2023د.ت10.2bد.ت4.7bد.ت1.3b7.7x7.6x2.2x
Wed, 06 Sep 2023د.ت10.8bد.ت4.7bد.ت1.3b8.3x8x2.3x
Fri, 04 Aug 2023د.ت10.7bد.ت4.7bد.ت1.3b7.9x8x2.3x
Sun, 02 Jul 2023د.ت10.7bد.ت4.7bد.ت1.3b7.8x8x2.3x
Tue, 30 May 2023د.ت10.5bد.ت4.7bد.ت1.3b7.6x7.8x2.2x
Thu, 27 Apr 2023د.ت10.3bد.ت4.7bد.ت1.3b8.1x7.7x2.2x
Sat, 25 Mar 2023د.ت9.9bد.ت4.2bد.ت1.1b8.9x8.7x2.3x
Mon, 20 Feb 2023د.ت8.3bد.ت4.2bد.ت1.1b7.2x7.3x2x
Wed, 18 Jan 2023د.ت8.7bد.ت4.2bد.ت1.1b7.4x7.7x2.1x
Fri, 16 Dec 2022د.ت8.1bد.ت4.2bد.ت1.1b7.1x7.2x1.9x
Price to Earnings Ratio

7.2x


Total Market Cap: د.ت8.1bTotal Earnings: د.ت1.1bTotal Revenue: د.ت4.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Tunisian Banks Industry Price to Earnings3Y Average 8.1x202320242025
Current Industry PE
  • Investors are optimistic on the Tunisian Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.0x which is higher than its 3-year average PE of 8.1x.
  • The 3-year average PS ratio of 2.3x is lower than the industry's current PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Tunisian Financials industry?

TN Market0.64%
Financials0.22%
Banks0.36%
Diversified Banks0.36%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 8.1x.
    • Analysts are expecting annual earnings growth of 4.7%, which is lower than the prior year's growth of 12.8% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 8.1x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 4.7% over the next 5 years.
  • However this is lower than its past earnings growth rate of 13% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 4.7% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TJARI Banque Attijari de Tunisie Société anonymeد.ت66.452.4%
+د.ت77.5m		57.2%PB2.8x
UBCI Union Bancaire pour le Commerce et L'Industrie Société anonymeد.ت34.0011.5%
+د.ت70.0m		61.8%PB1.2x
ATB Arab Tunisian Bankد.ت3.694.2%
+د.ت19.2m		27.2%PB0.7x
AB Amen Bank Société anonymeد.ت47.800.7%
+د.ت12.2m		33.1%PB1x
BNA Banque Nationale Agricole Société anonymeد.ت12.240.08%
+د.ت634.7k		49.6%PB0.4x

Latest News

BNA
د.ت12.24
Banque Nationale Agricole Société anonyme
7D
0.08%
1Y
49.6%
ATB
د.ت3.69
Arab Tunisian Bank
7D
4.2%
1Y
27.2%
BIAT
د.ت109.00
Banque Internationale Arabe de Tunisie Société anonyme
7D
-0.9%
1Y
14.4%
STB
د.ت4.19
Société Tunisienne de Banque Société anonyme
7D
-0.2%
1Y
41.1%
TJARI
د.ت66.45
Banque Attijari de Tunisie Société anonyme
7D
2.4%
1Y
57.2%
UBCI
د.ت34.00
Union Bancaire pour le Commerce et L'Industrie Société anonyme
7D
11.5%
1Y
61.8%
WIFAK
د.ت7.75
Wifack International Bank Société anonyme
7D
-0.6%
1Y
-11.1%
AB
د.ت47.80
Amen Bank Société anonyme
7D
0.7%
1Y
33.1%
BT
د.ت6.60
Banque de Tunisie Société anonyme
7D
-4.3%
1Y
31.0%
UIB
د.ت24.47
Union Internationale de Banques Société anonyme
7D
-0.1%
1Y
6.2%