STB Stock Overview
About the company
Société Tunisienne de Banque Société anonyme provides financial services to individuals, professionals, and enterprises in Tunisia and internationally. The company offers checking, savings, and current accounts; certificates of deposit; and direct credit, savings and auto loans, housing credit and home savings loans, computer loans, study savings loans, investment credit, and real estate credit financing services, as well as financing services for professional projects and an operating cycle. It also provides online and mobile banking, phone recharge, cards, commercial papers, and treasury, as well as bancassurance services. In addition, the company offers documentary credits import/export, import/export documentary discount, credit for the mobilization of credit issues abroad, extended change, SWAP, allowance for business travel, professional currency accounts, domiciliation of a foreign trade, and export prefinancing services. Société Tunisienne de Banque Société anonyme was incorporated in 1957 and is headquartered in Tunis, Tunisia.
Snowflake Analysis
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
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Société Tunisienne de Banque Société anonyme Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.ت3.70 |
| 52 Week High | د.ت4.45 |
| 52 Week Low | د.ت3.11 |
| Beta | -0.12 |
| 1 Month Change | 4.23% |
| 3 Month Change | -2.89% |
| 1 Year Change | 14.20% |
| 3 Year Change | -11.90% |
| 5 Year Change | -6.33% |
| Change since IPO | -72.51% |
Recent News & Updates
Recent updates
Shareholder Returns
| STB | TN Banks | TN Market | |
|---|---|---|---|
| 7D | -1.9% | -0.7% | -0.7% |
| 1Y | 14.2% | 22.6% | 2.8% |
Return vs Industry: STB underperformed the TN Banks industry which returned 23.1% over the past year.
Return vs Market: STB exceeded the TN Market which returned 3.3% over the past year.
Price Volatility
| STB volatility | |
|---|---|
| STB Average Weekly Movement | 4.4% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in TN Market | 4.4% |
| 10% least volatile stocks in TN Market | 2.0% |
Stable Share Price: STB is more volatile than 75% of TN stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: STB's weekly volatility (4%) has been stable over the past year, but is still higher than 75% of TN stocks.
Société Tunisienne de Banque Société anonyme Fundamentals Summary
| STB fundamental statistics | |
|---|---|
| Market Cap | د.ت571.22m |
| Earnings (TTM) | د.ت128.90m |
| Revenue (TTM) | د.ت485.69m |
4.4x
P/E Ratio0.5x
P/B RatioIs STB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STB income statement (TTM) | |
|---|---|
| Revenue | د.ت485.69m |
| Cost of Revenue | د.ت5.83m |
| Gross Profit | د.ت479.86m |
| Other Expenses | د.ت350.96m |
| Earnings | د.ت128.90m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.83 |
| Gross Margin | 98.80% |
| Net Profit Margin | 26.54% |
| Debt/Equity Ratio | 138.1% |
How did STB perform over the long term?
See historical performance and comparison