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Société Tunisienne de Banque Société anonyme BVMT:STB Stock Report

Last Price


Market Cap







21 Mar, 2023


Company Financials +

Société Tunisienne de Banque Société anonyme

BVMT:STB Stock Report

Mkt Cap: د.ت571.2m

STB Stock Overview

About the company

Société Tunisienne de Banque Société anonyme provides financial services to individuals, professionals, and enterprises in Tunisia and internationally. The company offers checking, savings, and current accounts; certificates of deposit; and direct credit, savings and auto loans, housing credit and home savings loans, computer loans, study savings loans, investment credit, and real estate credit financing services, as well as financing services for professional projects and an operating cycle. It also provides online and mobile banking, phone recharge, cards, commercial papers, and treasury, as well as bancassurance services. In addition, the company offers documentary credits import/export, import/export documentary discount, credit for the mobilization of credit issues abroad, extended change, SWAP, allowance for business travel, professional currency accounts, domiciliation of a foreign trade, and export prefinancing services. Société Tunisienne de Banque Société anonyme was incorporated in 1957 and is headquartered in Tunis, Tunisia.

Snowflake Analysis

STB fundamental analysis
Snowflake Score
Future Growth1/6
Past Performance5/6
Financial Health4/6

My Notes

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Société Tunisienne de Banque Société anonyme Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Société Tunisienne de Banque Société anonyme
Historical stock prices
Current Share Priceد.ت3.70
52 Week Highد.ت4.45
52 Week Lowد.ت3.11
1 Month Change4.23%
3 Month Change-2.89%
1 Year Change14.20%
3 Year Change-11.90%
5 Year Change-6.33%
Change since IPO-72.51%

Recent News & Updates

Recent updates

Shareholder Returns

STBTN BanksTN Market

Return vs Industry: STB underperformed the TN Banks industry which returned 23.1% over the past year.

Return vs Market: STB exceeded the TN Market which returned 3.3% over the past year.

Price Volatility

Is STB's price volatile compared to industry and market?
STB volatility
STB Average Weekly Movement4.4%
Banks Industry Average Movement3.0%
Market Average Movement3.0%
10% most volatile stocks in TN Market4.4%
10% least volatile stocks in TN Market2.0%

Stable Share Price: STB is more volatile than 75% of TN stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: STB's weekly volatility (4%) has been stable over the past year, but is still higher than 75% of TN stocks.

Société Tunisienne de Banque Société anonyme Fundamentals Summary

How do Société Tunisienne de Banque Société anonyme's earnings and revenue compare to its market cap?
STB fundamental statistics
Market Capد.ت571.22m
Earnings (TTM)د.ت128.90m
Revenue (TTM)د.ت485.69m


P/E Ratio


P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
STB income statement (TTM)
Cost of Revenueد.ت5.83m
Gross Profitد.ت479.86m
Other Expensesد.ت350.96m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date


Earnings per share (EPS)0.83
Gross Margin98.80%
Net Profit Margin26.54%
Debt/Equity Ratio138.1%

How did STB perform over the long term?

See historical performance and comparison