STB Stock Overview
Provides financial services to individuals, professionals, and enterprises in Tunisia and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 2/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Société Tunisienne de Banque Société anonyme Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.ت2.98 |
| 52 Week High | د.ت3.77 |
| 52 Week Low | د.ت2.71 |
| Beta | -0.12 |
| 1 Month Change | 0% |
| 3 Month Change | 0.68% |
| 1 Year Change | -20.32% |
| 3 Year Change | 4.93% |
| 5 Year Change | -33.48% |
| Change since IPO | -77.86% |
Recent News & Updates
Recent updates
Shareholder Returns
| STB | TN Banks | TN Market | |
|---|---|---|---|
| 7D | 1.0% | 0.3% | 0.1% |
| 1Y | -20.3% | 6.2% | 7.8% |
Return vs Industry: STB underperformed the TN Banks industry which returned 6.2% over the past year.
Return vs Market: STB underperformed the TN Market which returned 7.8% over the past year.
Price Volatility
| STB volatility | |
|---|---|
| STB Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in TN Market | 4.8% |
| 10% least volatile stocks in TN Market | 1.5% |
Stable Share Price: STB has not had significant price volatility in the past 3 months compared to the TN market.
Volatility Over Time: STB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1957 | n/a | Lassaad Jouini | www.stb.com.tn |
Société Tunisienne de Banque Société anonyme provides financial services to individuals, professionals, and enterprises in Tunisia and internationally. The company offers checking, savings, and current accounts; certificates of deposit; and direct credit, savings and auto loans, housing credit and home savings loans, computer loans, study savings loans, investment credit, and real estate credit financing services, as well as financing services for professional projects and an operating cycle. It also provides online and mobile banking, phone recharge, cards, commercial papers, and treasury, as well as bancassurance services.
Société Tunisienne de Banque Société anonyme Fundamentals Summary
| STB fundamental statistics | |
|---|---|
| Market cap | د.ت459.88m |
| Earnings (TTM) | د.ت61.66m |
| Revenue (TTM) | د.ت486.59m |
7.5x
P/E Ratio0.3x
P/B RatioIs STB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STB income statement (TTM) | |
|---|---|
| Revenue | د.ت486.59m |
| Cost of Revenue | د.ت6.84m |
| Gross Profit | د.ت479.74m |
| Other Expenses | د.ت418.08m |
| Earnings | د.ت61.66m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.40 |
| Gross Margin | 98.59% |
| Net Profit Margin | 12.67% |
| Debt/Equity Ratio | 132.1% |
How did STB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 01:22 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Société Tunisienne de Banque Société anonyme is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Belhassen Achour | AlphaMena |