Société Tunisienne de Banque Société anonyme Past Earnings Performance
Past criteria checks 1/6
Société Tunisienne de Banque Société anonyme's earnings have been declining at an average annual rate of -1.2%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 1.1% per year. Société Tunisienne de Banque Société anonyme's return on equity is 8.8%, and it has net margins of 20.7%.
Key information
-1.2%
Earnings growth rate
-28.6%
EPS growth rate
| Banks Industry Growth | 2.4% |
| Revenue growth rate | 1.1% |
| Return on equity | 8.8% |
| Net Margin | 20.7% |
| Last Earnings Update | 30 Jun 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Société Tunisienne de Banque Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 23 | 515 | 106 | 253 | 0 |
| 31 Mar 23 | 504 | 107 | 248 | 0 |
| 31 Dec 22 | 494 | 107 | 242 | 0 |
| 31 Dec 21 | 525 | 150 | 225 | 0 |
| 31 Dec 20 | 435 | 94 | 199 | 0 |
| 31 Dec 19 | 488 | 183 | 187 | 0 |
| 31 Dec 18 | 287 | 77 | 163 | 0 |
| 31 Dec 17 | 205 | 18 | 177 | 0 |
| 31 Dec 16 | 157 | 9 | 146 | 0 |
| 31 Dec 15 | 135 | -4 | 132 | 0 |
| 31 Dec 14 | 135 | -25 | 133 | 0 |
| 31 Dec 13 | 2 | -127 | 122 | 0 |
Quality Earnings: STB has high quality earnings.
Growing Profit Margin: STB's current net profit margins (20.7%) are lower than last year (25.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: STB's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: STB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: STB had negative earnings growth (-17.5%) over the past year, making it difficult to compare to the Banks industry average (14.8%).
Return on Equity
High ROE: STB's Return on Equity (8.8%) is considered low.