UBCI Stock Overview
Provides various banking products and services to individuals, professional, and corporate and institutional clients in Tunisia. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Union Bancaire pour le Commerce et L'Industrie Société anonyme Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.ت21.50 |
| 52 Week High | د.ت24.56 |
| 52 Week Low | د.ت21.00 |
| Beta | 0.00071 |
| 1 Month Change | 2.23% |
| 3 Month Change | -4.44% |
| 1 Year Change | -4.44% |
| 3 Year Change | 8.59% |
| 5 Year Change | -28.33% |
| Change since IPO | 55.93% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBCI | TN Banks | TN Market | |
|---|---|---|---|
| 7D | 0% | 0.7% | 0.4% |
| 1Y | -4.4% | 7.0% | 9.0% |
Return vs Industry: UBCI underperformed the TN Banks industry which returned 7% over the past year.
Return vs Market: UBCI underperformed the TN Market which returned 9% over the past year.
Price Volatility
| UBCI volatility | |
|---|---|
| UBCI Average Weekly Movement | n/a |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 2.8% |
| 10% most volatile stocks in TN Market | 4.5% |
| 10% least volatile stocks in TN Market | 1.7% |
Stable Share Price: UBCI's share price has been volatile over the past 3 months compared to the TN market.
Volatility Over Time: Insufficient data to determine UBCI's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1961 | n/a | Mohamed Koubaa | www.ubci.tn |
Union Bancaire pour le Commerce et L'Industrie Société anonyme provides various banking products and services to individuals, professional, and corporate and institutional clients in Tunisia. The company accepts various accounts and packages; and offers credit, savings and investments, insurance, remote banking, collections, funding, receipts, and financing services. It also provides growth financing, operating cycle and flow management, international trade, currency risk, hedging, and consulting and wealth management services.
Union Bancaire pour le Commerce et L'Industrie Société anonyme Fundamentals Summary
| UBCI fundamental statistics | |
|---|---|
| Market cap | د.ت430.03m |
| Earnings (TTM) | د.ت51.26m |
| Revenue (TTM) | د.ت295.55m |
8.4x
P/E Ratio0.8x
P/B RatioIs UBCI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBCI income statement (TTM) | |
|---|---|
| Revenue | د.ت295.55m |
| Cost of Revenue | د.ت0 |
| Gross Profit | د.ت295.55m |
| Other Expenses | د.ت244.29m |
| Earnings | د.ت51.26m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.56 |
| Gross Margin | 100.00% |
| Net Profit Margin | 17.35% |
| Debt/Equity Ratio | 148.8% |
How did UBCI perform over the long term?
See historical performance and comparisonDividends
5.8%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 16:44 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Union Bancaire pour le Commerce et L'Industrie Société anonyme is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Belhassen Achour | AlphaMena |